if johnson bank has actual reserves of $200,000 and $200,000 in demand deposits with a reserve ratio is 10%, what is the amount of excess reserves

the principle that one who is not a direct party to a particular contract normally does not have rights under that contract is known as privity contract.

A common law theory known as the doctrine of privity of contract states that a contract cannot provide anybody who is not a party to it rights or bind them to responsibilities.

The underlying idea is that only parties to a contract should be able to file a lawsuit to assert their rights or seek compensation for damages. The doctrine's consequences for contracts made for the benefit of third parties who are unable to enforce the duties of the contracting parties, however, have proven troublesome. The Contracts (Rights of Third Parties) Act of 1999 significantly weakened the theory in England and Wales by establishing a legislative privity exception (enforceable third party rights).

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The correct option is (c) i.e. boutique, is one of the following is not a valid operation type for a hotel as defined by str.

An establishment that offers short-term, paid lodging is known as a hotel. A hotel room's interior amenities might range from a small room with a low-quality mattress to a huge suite with bigger, better-quality beds, a dresser, a refrigerator and other kitchen appliances, upholstered chairs, a flat-screen television, and en-suite bathrooms. Small, less expensive hotels might just provide the most fundamental amenities and services to its guests. A swimming pool, business center (with computers, printers, and other office supplies), childcare, conference and event spaces, tennis or basketball courts, a gym, restaurants, a day spa, and social function services are just a few of the extra amenities that larger, more expensive hotels may offer. In order to help guests find their room, hotel rooms are typically numbered (or named in certain smaller hotels and B&Bs). Operations in hotels can vary in size, purpose, complexity, and expense. To categorize different hotel kinds, the majority of hotels and significant hospitality organizations have established industry standards. Luxury facilities, full-service lodging, an on-site restaurant, and the greatest level of individualized attention, such as a concierge, room service, and employees to press clothes, are all features of an upmarket full-service hotel facility.

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This statement is False, the cost of a meal with any beverage and any sandwich at Susan’s kitchen is more than $5.00.

In production, studies, retail, and accounting, a cost is the price of money that has been used up to provide something or supply a service, and hence isn't always to be had to be used anymore. In a commercial enterprise, the cost may be considered one of acquisition, wherein case the quantity of money expended to acquire it is counted as price. In this example, cash is the input this is gone for you to gather the element.

This acquisition cost may be the sum of the cost of manufacturing as incurred through the unique producer, and further charges of the transaction as incurred by way of the above and above the sum paid to the producer by the purchaser. generally, the price additionally consists of a markup for income over the cost of manufacturing.

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A  brand that has been given exclusive legal protection, such as the mcdonald's golden arches is a: trademark

Hence, Option C is correct

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The type of bond that Bob purchased is called Convertible Bonds.

Convertible bonds are corporates bonds that can be converted into the common stock of the issuing company. When convertible bonds are issued, they act no different than the regular corporate bonds, only a slightly lower interest rate. Convertible bonds have its own convertible ratio, the number of stock shares an investor will receive should they choose to convert their bonds.

Convertible bonds became a company's strategy to lower the coupon rate on debt because of the conversion feature that convertible bonds have. Convertible bonds also helps to delay a company's dilution. Convertible bonds allows company to delay dilution to its equity holders.

There are 2 types of convertible bonds:

Vanilla convertible bond is a standard convertible bond An investor could decide to hold is bond to maturity and receive the bond's face value, or he can convert it to equity shares and benefits.

Mandatory convertible bond is an advertisement in disguised. An investor's bond will automatically convert by a certain date specified in the bond's indeture agreement.

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Organic forms work well if the environment is stable, not requiring any change within the organization. It's true.

Everything in our environment is referred to as environment. They could be biotic (living) or abiotic (non-living) entities. It includes natural forces including chemical and physical ones. Living things exist in their surroundings. They engage with it frequently and adjust to the circumstances of their surroundings. Animals, plants, soil, water, and other living and non-living objects interact in the environment in a variety of ways.

Since everything is a component of something else's environment, the word "environment" is used to describe a wide variety of objects. The word "environment" is used differently by people in various disciplines of study. The electromagnetic environment consists of magnetic fields, radio waves, and other types of electromagnetic radiation. The properties of the interstellar medium are referred to as the galaxy's environment.

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Which tax base would one expect the biggest revenue increase from a particular increase in state economic activity, excluding Personal Income Tax authorized changes in statutory tax rates.

Sales taxes are the main tax revenue source for state and local governments. A 50% tax rate on their federal income.

According to the alternative minimum tax system, higher-income taxpayers must pay an additional, higher tax rate on their ordinary income tax base in order to calculate the amount of alternative minimum tax.

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Your credit utilization ratio should be no higher than 30 percent, and the lower it is, the better for your credit score it will be.

30 percent Keeping your credit utilization below 30 percent is a good idea, especially if you want to keep your good credit score. This means that if you have $10,000 in credit available, your outstanding balances shouldn't be more than $3,000 at any given time.

The normal exhortation is to continue to spin obligation beneath 30% of your accessible credit with the goal that your usage rate doesn't hurt your financial assessment. However, experts claim that your FICO score, which is used by the majority of lenders to make decisions, begins to decline well below that point.

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To convince her father, Naomi points out that firms that do not export often lose out on significant opportunities for cost reduction. The correct option is D.

Profits can go up significantly when goods are exported. This is mainly due to the fact that orders placed by foreign customers for stock are more frequently large ones.

For companies of all sizes, exporting can be profitable. Sales generally increase more quickly, more jobs are added, and employees make more money than in non-exporting businesses. The advantage in the marketplace. The United States is renowned throughout the world for its innovative products and services, excellent customer support, and ethical business practices.

Thus, the ideal selection is option D.

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The multinational company is Cecil Rhodes. An international business called debeers diamonds wanted to build a train from southern Africa to Egypt.

What does "international business" mean?

Company size:

Multinational corporations tend to have high returns and if a corporation is called a multinational corporation and it has international business in at least several different countries.

What are the main characteristics of multinational companies?

They are constantly looking for the cheapest and most effective manufacturing locations around the world to gain a competitive advantage and maximize profits in international business and you are moving geographically. Activities and resources can be moved anywhere in the world.

What is international business and why it is important?

International business includes all commercial activities undertaken to facilitate the transfer of goods, services, resources, people, ideas and technology across borders.

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The Correct Option is D. Preventive maintenance, The property manager may be responsible for locating and vetting potential renters, handling day-to-day maintenance concerns and tenant complaints, as well as handling tenant move-outs and evictions.

The persons that tenants often deal with are property managers. You might require a property management company if you have numerous rental properties and renters. Property managers today are under stress because of problems, according to a new Unicom survey of small- to medium-sized property portfolio managers. This poll is very helpful in demonstrating that property managers struggle to hire and retain quality workers while maintaining their profit margins.

Property managers may choose at times not to perform ordinary maintenance at the time a problem is detected in order to boost short run NO1. This type of maintenance is more commonly referred to as:

A. corrective maintenance.

B.  custodial maintenance.

C. deferred maintenance.

D. preventive maintenance.

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It is possible to identify a contract that complies with IFRS 15's definition of a contract: There is commercial substance in the contract:

• the gatherings have endorsed the agreement;

• The entity is able to identify: each party's freedoms, - the installment terms for a long term benefit and administrations to be moved.

Before a contract with a customer can be accounted for under IFRS 15, which of the following must be fulfilled?

A contract can only be accounted for by an entity under IFRS 15 if all of the following conditions are met: The contract has been approved by the parties, and they have pledged to carry out their respective responsibilities. Each party's rights to the transferred goods or services can be identified by the entity.

Which falls under the purview of IFRS 15?

An agreement with a client will fall inside the extent of IFRS 15 when every one of the accompanying measures are met: • The contract has been approved by all parties involved; It is possible to identify each party's rights regarding the transferred goods or services: • The terms and conditions for making payments for the goods or services.

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Option d is correct that is if you want to pay a set fee to receive unlimited or reduced-fee assistance, you should use prepaid legal services.

Prepaid legal services are membership plans that provide members with access to attorneys for consultation, legal document review, document preparation, and legal representation in court. fourth, and access to legal documents. Members pay a monthly fee to receive health care benefits. Companies sell plans directly, through independent resellers, and through some agencies. Lawyers enter into agreements with companies that sell legal services in various jurisdictions. Members can choose a lawyer from a list of plans.

Companies offering prepaid legal services promise many benefits such as consulting with lawyers about employment or insurance disputes, personal injury, set criminal problems, and many other problems. Prepaid legal services often include legal reviews of contracts, deeds, and other legal documents. Services may also include the preparation of documents such as wills, powers of attorney, and contracts. Members may also access information on legal documents and information from the company's sales plan.

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When pollutive industries are shifted from wealthy countries to poorer countries with weaker environmental laws, it raises a question concerning environmental justice.

Environmental law is a broad word that refers to areas of the law that safeguard the environment. A similar but different collection of regulatory regimes, now heavily affected by environmental law concepts, are concerned with the management of specific natural resources.

The goal of environmental law is to safeguard the air, land, water, and soil. Infractions of these rules result in a variety of penalties, including fines, community service, and, in severe circumstances, jail time.

Therefore, When polluting companies are relocated from affluent countries to impoverished countries with environmental laws, it raises concerns about environmental justice.

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This effort to promote a positive brand image represents a(n) programs promote integrated marketing communication.

As we have got referred to previously, Integrated Marketing communications may be used harmoniously with 5 number one conversation tools. These are advertising, direct advertising, net advertising, income promoting and public relations.Builds Brand Recognition and Trust

If the numerous channels do an excellent process of speaking the logo and message consistently, then the character is even much more likely to understand and accept as true with the logo. An incorporated advertising communications method makes this regular transport possible.

The American Marketing Association defines IMC as “a making plans method designed to guarantee that every one logo contacts acquired with the aid of using a client or prospect for a product, service, or enterprise are applicable to that character and regular over time.”

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Your investment will return $200 in the first year and will continue to do so each year after that. Every payment will be 3% bigger than the one before it. if the purchase is expensive

With just a few inputs, you can determine the true worth of your investments using PersonalFN's free real returns calculator. This calculator makes it simple to determine monthly contributions to savings accounts, retirement plans, or college funds. If $100 will be available in five years, calculate its present value. Compound interest can be calculated using the formula FV = P*(1+R/N)(N*T), where FV is the future value of the loan or investment, P is the original principal amount, R is the yearly interest rate, and N indicates the number of years. You invest $1,000 today at an annual simple interest rate of 6%.

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Answer:

e. all of the above can affect business failure risk

Explanation:

All of these are factors that influence business failure risk.

The type of interview question does Jan Durrans favor when trying to determine if a candidate is a high-achieving employee is option E: behavioral interview.

The act of giving specific instances of how they handled similar situations based on their prior experience, job candidates have the opportunity to demonstrate their potential for success in the new position during a behavior-based interview.

Therefore, one can say that employers utilize the behavioral-based interviewing technique to assess candidates' prior behavior in various contexts in order to forecast their performance going forward. Success can be predicted more accurately using a candidate's prior experiences than it can using conjecture.

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Allocated Costs are costs that have been applied to a good or activity through some kind of organised method.

The process of allocating expenses to financing sources who profit from the products or services acquired is known as cost allocating.

Finding, gathering, and allocating costs to cost objects like departments, goods, programmes, or a corporate branch is the process of cost allocation. To spread costs across departments or inventory items for financial reporting needs, cost allocation is employed.

Cost allocation is also used to determine profitability at the departmental or subsidiary level, which is then used to determine bonuses or how much money may be allocated for extra activities. In order to calculate transfer prices between subsidiaries, cost allocations can also be used.

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d) a stronger sense of motivation.

Employees can make more decisions and have more influence over the working process when they work as a team.

Advantage: Better Communication

The main benefit of a team-based organization is that communication between employees is far more effective and free-flowing because there typically aren't any supervisors or only one manager overseeing many teams.

According to studies, teams who value collaboration innovate more quickly, recognize errors more quickly, come up with better solutions to issues, and produce more work overall. Enhancing teamwork attempts to boost output and performance for the benefit of the organization.

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$2  total consumer surplus do ken and mark get when each purchases one cigar. Correct option(b)

Ken here willing to buy for 20-15 i.e 5

mark willing to buy for extra 2

hence diff will be 2 after the tax is levied.

concept and formula is used(consumer surplus may be defined as the diff btw the amount willing to pay for the good and the equilibrium price.)

A market-clearing price, often referred to as an equilibrium price, is the consumer cost associated with a good or service when supply and demand are equal or nearly equal.

In each market, the equilibrium price is the one when supply and demand are equal. Thus, $6 a pound is the market's equilibrium price for coffee. The quantity that is required and provided at the equilibrium price is known as the equilibrium quantity.

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Full Question :ken places a $20 value on a cigar, and mark places a $17 value on it. the equilibrium price for this brand of cigar is $15. refer to scenario 12-1. how much total consumer surplus do ken and mark get when each purchases one cigar?

$0

$2

$5

$6

The multiplier of the Government expenditure will be $3.

Government Expenditure helps to supply goods and services that are not supplied by the private sector, To achieve improvements in the supply side of the macro-economy, and To provide subsidies to industries that need financial help for their expansion. It is normally spent by the public sector.

Government Expenditure = $180 million

Increased Government expenditure = $60 million

Multiplier = 180 million - 60 million

Multiplier = $ 3 million.

Therefore we can conclude by saying that the multiplier of the Government expenditure will be $3.

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The homebuyer must continue to make those payments to the original lender. The given statement is false.

A payment is made by one party to another voluntarily in exchange for products or services they have delivered or to satisfy a legal obligation. It can take the form of cash, its equivalent, or other valuables. Payer and payee are terms used to refer to the parties who send and receive payments, respectively. Payers are typically required by law to take the country's legal cash up to a certain amount, but payees are generally free to choose the mode of payment they will accept. If the parties don't agree otherwise, payment is often made in the payee's local currency. A separate foreign exchange transaction is required for payments made in another currency.

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A manufacturing business owned by Hamza Rahal makes advantage of direct... Q1. Based on a range of data analytics, Hamza Rahal's manufacturing company uses direct mailers to identify the individuals most likely to purchase his products.

Hamza is employing the method of A. Microtargeting B. Automatic vending C. Telemarketing Q2. An oil firm generated cost savings that were passed on to customers, boosted delivery performance, and saved millions on transportation costs. They accomplished this by convening several functional teams to talk about these subjects in business meetings. a good example of Planning for sales and operations as a (S&OP) Integration of relationshipsB. The method of customer relationship management (CRM)C. D. order cycle duration Q3. In accordance with the service quality gap model, there is a discrepancy between what customers desire and what management

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False

Bonds will have a same carrying value at maturity whether they are issued at face value, a discount, or a premium.

Unless the bond was issued at par, the carrying value of a bond does not match the bond due amount. A bond's carrying value is more than its face value when it is issued at a premimum.

The amount received by the corporation issuing the bonds and the par value or face value, respectively, is known as the premium or discount on payable bonds.

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The budgeted amounts for 2022 for direct materials to be used, direct labor, and applied overhead is $8,120.

Given,

Budgeted production = 1,400

Direct materials per unit = 3.4 pound

Direct materials cost per pound = $5.8

The Direct labor hour per unit = $12

Overhead rate = 50% of direct labor

This is explained below in the given table-

                            Budgeted                 Standard cost            Budgeted

                            production                  production              amount

Direct materials       1400                              3.5                      $4,900

Direct labor             1400                              8                          $11,200

Overhead                1400                              5.8                       $8,120

Hence, the budgeted amounts for the year 2022 for direct materials to be used, direct labor, and applied overhead is $8,120.

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Hunting license fees are a major source of revenue for wildlife management, and they have assisted both game and non-game species in recovering from declining numbers.

Hence, the correct answer is Hunting license fees.

Hunting permits are the main financial assistance that the country employs to finance wildlife conservation initiatives to protect diverse wildlife species. Because hunters receive hunting licences, they effectively serve as the main source of funding for conservation initiatives. It may be argued that this strange behaviour balances out hunters' slaughter of animals.

Hence, hunting license fee is the primary source of financial support that benefits all wildlife.

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In the indirect method to calculate net cash flows from operating activities, we must remove all accruals from net income so that only the cash portion remains. This statement was the truth. Thus, option (a) is correct.

The term cash flow refers to the movement of the cash are the flow out of the business. There are the three types of the cash flow such as investing activities, financing activities, operating activities.

Net cash flow signifies either the gain or loss of funds during a period provided all liabilities have been settled. After settling all of its operational expenses, the company's cash flow was positive.

As a result, the statement was the truth about net cash flows from operating activities. Therefore, option (a) is correct.

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According to Miller and Modigliani's irrelevance argument, a company's equity share price simply depends on its earning power and is unaffected by how earnings are distributed between dividends and retained earnings.

They noted that given the firm's investment strategy, the dividend policy had no impact on the market price of the share under ideal market conditions with rational investors and no tax differentiate between dividend income and capital appreciation.

According to MM Theory, the government's decision to freeze the dividend will have no effect on stock prices (Wealth of Shareholders). The loss of dividend income will be made up for by a gain in share value for the shareholders. 

Since this activity is neither for nor against capital investment, it won't have any real-world effects. However, companies will raise less money from the market because some of the capital they'll need for additional investments will be in the form of retained earnings.

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Information systems and business processes can both be related, albeit not all business processes must be related to information systems.

The Business Process is the mechanism by which work is arranged, coordinated, and managed. Business processes also refer to the movement of activity-specific pieces of information within an organization. Examples include managing inventory, paying bills, registering for classes, processing payroll, and making sales and purchases.

various business operations and information systems are:

A transaction processing system (TPS), a management information system (MIS), a decision support system (DSS), an executive support system (ESS), and an enterprise system (ERP)

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