If Art has a 7/1 ARM, how long will the fixed interest rate be applied to his loan?

Answers

Answer 1

Answer:

step-by-step explanation:

A 7/1 ARM is a mortgage that has a fixed interest rate in the beginning, then switches to an adjustable or variable one. The 7 in 7/1 indicates the initial fixed period of seven years. After that, the interest rate adjusts once yearly based on the index stated in the loan agreement, plus a margin set by the lender.


Related Questions

Use factoring by grouping to completely factor the following.

4x^3−3x^2−36x+27=

Answers

Answer: 3 answers

Step-by-step explanation:

There are red and blue files in a box. The ratio of red to blue tiles is 3:5. There are 12 more blue tiles than red tiles in the box. How many red tiles are in the box? There are red and blue files in a box . The ratio of red to blue tiles is 3 : 5 . There are 12 more blue tiles than red tiles in the box . How many red tiles are in the box ?​

Answers

The number of red tiles in the box given the chance ratio of red to blue tiles is 18

Ratio

Number of red tiles = xNumber of blue tiles = 12 + xTotal tiles = x + 12 + x

= 12 + 2x

Ratio of red = 3Ratio of blue = 5Total ratio = 3 + 5 = 8

Number of red tiles = 3 / 8 × 12+2x

x = 3(12 + 2x) / 8

x = (36 + 6x) / 8

8x = 36 + 6x

8x - 6x = 36

2x = 36

x = 36/2

x = 18 tiles

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Answer: 28

Step-by-step explanation:

This is from Khan academy I have to attach a PNG if you can help me solve it! Thank you!

Answers

49^2m-m : Not equivalent

7^2m-2m : Not equivalent

7^2m-m : Not equivalent

This is actually a trick question. All of the following are actually false statements. Want to know why? Let me show you.

For exponents, if you are dividing a number to some power (i.e 5^3) by the SAME number to a different power (i.e 5^2), then the expression is 5^3-2 or 5^1 = 5. This is true for any number a such that a^b ÷ a^c = a^b-c.

Since 7 and 49 are not the same number, this rule does not apply and thus cannot be simplified any further.

Let me prove why. 5^3 = 125, and 5^2 = 25, and 125 ÷ 25 = 5. This is also the same as 5^3-2 = 5^1 = 5. We just proved this as so.

But, what about 7 and 49, or 2 different numbers. Well it doesn't apply. 7^3 = 343, and 49^2 = 2401, and 343 ÷ 2401 ≈ 0.14. Thus, this is NOT equal to 7^3-2 which is 7. We just proved that a^y ÷ b^z ≠ a^y-z. Congratulations!

Hope this helped!

a survey of 504 citizens found that 378 of them favor a new bill introduced by the city. We want to find a 95% confidence interval for the true proportion of the population who favor the bill. What is the lower limit of the interval? (Round to 3 decimal digits)

Answers

The lower limit of the interval is 0.712 if the survey of 504 citizens found that 378 of them favor a new bill introduced by the city.

What is a confidence interval?

It is defined as the sampling distribution following an approximately normal distribution for known standard deviation.

We have:

A survey of 504 citizens found that 378 of them favor a new bill introduced by the city.

Sample proportion = p = 378/504 = 0.75

q = 1 - p = 1 - 0.75 = 0.25

[tex]\rm SD = \sqrt{\dfrac{pq}{n}}[/tex]

[tex]\rm SD = \sqrt{\dfrac{0.75\times0.25}{504}}[/tex]

SD = 0.01928

For 95% confidence interval Z value = 1.96

Lower limit = 0.75 - 1.96(0.01928)

= 0.712

Thus, the lower limit of the interval is 0.712 if the survey of 504 citizens found that 378 of them favor a new bill introduced by the city.

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8. A school cafeteria
purchased 256
hotdogs, 332 apples,
and 154 cookies. How
many items did they
purchase in all?

Answers

the school purchased 742 items in total.

Just add 256+332+154

which equals...742. :)

Answer:

742 items

Step-by-step explanation:

Add up all the items that the cafeteria purchased. 256+332+154=742!

The Nutty Professor sells cashews for $7.40 per pound and Brazil nuts for $4.80 per pound. How much of each type should be used to make a 28 pound mixture that sells for $6.19 per pound?

Answers

Answer:

cos4B =1-8sin^2(B)+8sin^4(B)

Step-by-step explanation:

cos4B =1-8sin^2(B)+8sin^4(B)

Question 6 of 10
If and
A.D
BD B.C
are rational expressions, then:
OA. True
OB. False

Answers

The expression a/b ÷ c/d = ad/bc is A. true.

Given to show that if a/b and c/d are rational expressions, then a/b ÷ c/d = ad/bc.

The ratio of two polynomials is an example of a rational expression. If an expression f is rational, it can be expressed in the form p/q, where p and q are polynomials.

Here we have a ,b ,c and d in the form of p/q form.

We take the reciprocal of the expression on the right side of the division sign when the rational expression a/b is to be divided by the rational expression c/d.

so, L.H.S = a/b ÷ c/d

= a/b × 1/(c/d)

= a/b × d/c

= ad/bc

= R.H.S

since L.H.S = R.H.S

a/b ÷c/d = ad/bc

Hence the expression a/b ÷ c/d = ad/bc is A.true.

Your question was incomplete. Please find the missing content here.

If A/B and C/D are rational expressions, then: A/B ÷C/D

A.TrueB.False

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You’re involved in the design of a new facility. It is important for people to move between work stations quickly. Based on the figure below, how many feet would a person need to walk to get from Work Station 1 to Work Station 3?

Answers

Answer:

13 feet

Step-by-step explanation:

A^2 + B^2 = C^2

A=5 ^2 = 25

B=12 ^2 = 144

144 +25 = 169

C=13

Solve

f(x)= 2x -13
g(x) = x^2 - 6x + 3

Answers

Answer:

just hey effect me II rieirjttjhg shewtha

Enter the correct answer in the box.
The function (x)=7*+1 is transformed to function g through a horizontal compression by a factor of 3. What is the equation of function g?
Substitute a numerical value for k into the function equation.
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sin cos tan sin costan ö
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Answers

The equation of function g is f(x) = 7^3x + 1

How to determine the function g(x)?

The function f(x) is given as:

f(x) = 7^x + 1

The rule of horizontal compression by a factor of 3 is represented as

g(x) = f(kx)

Where k = 3

So, we have:

f(x) = 7^3x + 1

Hence, the equation of function g is f(x) = 7^3x + 1

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What is the product of the following equation??

Answers

Answer:

B

Step-by-step explanation:

1.(5x^3)(xy^4 -2x^3y)

2.5x^4y^4 -10x^6y

Find the range of the parent function below. y = |x| A. all real numbers B. all positive numbers C. all positive numbers and 0 D. all negative numbers

Answers

Answer:

c

Step-by-step explanation:

absolute values are positive and abs value of 0 = 0

what is the inverse of this function? f(x)=-1/2 square root of x+3, x > -3

Answers

The inverse function of [tex]f(x) = -\frac 12\sqrt{x + 3}[/tex] is[tex]f^{-1}(x) = 4x^2- 3[/tex]

How to determine the inverse function?

The function is given as:

[tex]f(x) = -\frac 12\sqrt{x + 3}[/tex]

Rewrite as;

[tex]y = -\frac 12\sqrt{x + 3}[/tex]

Swap the positions of x and y

[tex]x = -\frac 12\sqrt{y + 3}[/tex]

Multiply through by -2

[tex]-2x = \sqrt{y + 3}[/tex]

Square both sides

4x^2 = y + 3

Subtract 3 from both sides

y = 4x^2 - 3

Express as an inverse function

[tex]f^{-1}(x) = 4x^2- 3[/tex]

Hence, the inverse function of [tex]f(x) = -\frac 12\sqrt{x + 3}[/tex] is[tex]f^{-1}(x) = 4x^2- 3[/tex]

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−5 = s−9. what is s?

Answers

Answer:

S= 4

Step-by-step explanation:

add 9 to -5

= 4

s=4

If there are 3 liquids in a Density column, which liquid would be the least dense?
The liquid on the bottom of the column.

The liquid floating on the top.

The liquid in between the liquid on the top of the column and the liquid on the bottom layer of the column.

Answers

The liquid that will be the least dense liquid in the density column is; The  liquid floating on the top.

How to identify least dense liquid?

The formula for density is;

Density = Mass/Volume

Thus, the greater the mass, the more the density. Thus, it means that heavier objects will sink while lighter ones will float.

Thus, this means that the liquid that is most dense will be at the bottom of the liquid.

The liquid that is least dense will be at the top of the liquid.

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Find the following sums ( for letter C)

Answers

Each number in the sum is even, so we can remove a factor of 2.

2 + 4 + 6 + 8 + ... + 78 + 80 = 2 (1 + 2 + 3 + 4 + ... + 39 + 40)

Use whatever technique you used in (a) and (b) to compute the sum

1 + 2 + 3 + 4 + ... + 39 + 40

With Gauss's method, for instance, we have

S = 1 + 2 + 3 + ... + 38 + 39 + 40

S = 40 + 39 + 38 + ... + 3 + 2 + 1

2S = (1 + 40) + (2 + 39) + ... + (39 + 2) + (40 + 1) = 40×41

S = 20×21 = 420

Then the sum you want is 2×420 = 840.

PLEASE HELP ME! I WILL AWARD BRAINLIEST TO WHOEVER ANSWERS THE QUESTION BEST!

The Csc θ = [tex]\frac{8}{5}[/tex] is equivalent to which of the following expressions?
A. sin θ = [tex]\frac{5}{8}[/tex]
B. cos θ = [tex]\frac{5}{8}[/tex]
C. tan θ = [tex]\frac{5}{8}[/tex]
D. sin θ = [tex]\frac{8}{5}[/tex]
E. cos θ = [tex]\frac{8}{5}[/tex]
F. tan θ = [tex]\frac{8}{5}[/tex]

Answers

Answer:

A. sin θ = 5/8

Step-by-step explanation:

csc θ = 1/sin θ

csc θ = 8/5

1/sin θ = 8/5

sin θ = 5/8

need help with this question ​

Answers

Answer:

[tex]f(x) = a(x^2+4)(x-3)^2[/tex]

Step-by-step explanation:

So I'm assuming it means that one of the zeros is at x=3 with a multiplicity of 2 and it has an imaginary solution of 4i. Anyways, imaginary solutions come in conjugate pairs meaning if you have a complex solution of [tex]a-bi[/tex] there is another complex solution which is the conjugate of that which is [tex]a+bi[/tex] but since the imaginary solution is 4i, the complex number is just [tex]0+4i[/tex] so the conjugate is [tex]0-4i[/tex] or [tex]-4i[/tex]. So since you have x=3 as a zero that can be represented as [tex](x-3)^2[/tex] since 3 would make it 0 and it has a multiplicity of 2. As for the other factors, you won't just have ([tex](x-4i)(x+4i)[/tex], you'll have a factor that is set up in a way that the solutions are: [tex]x=\pm\sqrt{-4}[/tex]. That means it'll be a quadratic. So it'll be in the form [tex]x^2+b[/tex]. Since you're moving b to the other side and it's negative. that means it has to be positive and since the value is 4, you'll have the factor [tex](x^2+4)[/tex] which when set equal to zero has the solutions sqrt(-4). So this gives you the equation

[tex]f(x) = a(x^2+4)(x-3)^2[/tex]

Does anyone how to solve this sum? It’s urgent

Answers

The required value for the sum is 9580.


[tex]\frac{10000}{(1+\frac{0.115}{4})^2}+68\frac{1-\frac{1}{(1+\frac{0.115}{4})^2}}{\frac{0.115}{4}}[/tex]

What is simplification?

Simplification in mathematics to solve the given condition on its operators.


[tex]\frac{10000}{(1+\frac{0.115}{4})^2}+68\frac{1-\frac{1}{(1+\frac{0.115}{4})^2}}{\frac{0.115}{4}}[/tex]

= [tex]\frac{10000}{1.028^2} +68*\frac{1-\frac{1}{1.028^2} }{\frac{0.115}{4} } \\9451+68*\frac{1-0.94}{\frac{0.115}{4} } \\\\9451+68*\frac{0.054}{\frac{0.115}{4} } \\\\\\9451+3.72{\frac{4}{0.115} } \\\\\\9451+129\\[/tex]

= 9580


The required solution is given as 9580.

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please help me im d-mb​

Answers

Answer:

5621 years

Step-by-step explanation:

Plug everything in first.

[tex]N=N_0e^{-kt}\\\\\implies 0.57 = e^{-0.0001t}\\\\\implies\ln \left(0.57\right)=-0.0001t\\\\t=-\frac{\ln \left(0.57\right)}{0.0001}[/tex]

Round to closest amount of years = 5621 years

Which of the following is a true statement
5/6 > 10/12
8/16=1/4
3/4<4/6
11/15<4/5

Answers

Answer:

11/15 < 4/5

Step-by-step explanation:

1.  5/6 = 10/12, so the first answer is not correct

2. 1/4 = 4/16, so the second answer is not correct

3. 3/4 = 9/12 and 4/6 = 8/12, so the third answer is not correct

4. 4/5 = 12/15 > 11/15, so this answer is correct

The last option!! 11/15&It:4/5

Consider a banking system where the Federal Reserve uses required reserves to control the money supply. (This was the case in the U.S. prior to 2008.) Assume that banks do not hold excess reserves and that households do not hold currency, so the only form of money is demand deposits. To simplify the analysis, suppose the banking system has total reserves of $400. Determine the money multiplier and the money supply for each reserve requirement listed in the following table.

Answers

The determination of the money multiplier and the money supply for each reserve requirement listed in the following table are as follows:

Reserve Requirement    Simple Money     Money Supply

(percent)                             Multiplier             (Dollars)

  5                                          20                      $8,000

10                                           10                      $4,000

What is the money multiplier?

The money multiplier is the ratio of the reserve to the money supply.

The formula for determining the money multiplier is 1/r where r is the reserve ratio.

What is the money supply?

The money supply is the total amount of money circulating in the commercial banking system.

The quantity of the money supply is determined by multiplying the money multiplier by the total reserves.

Data and Calculations:

Reserve Requirement    Simple Money     Money Supply

(percent)                             Multiplier             (Dollars)

  5                                    20 (1/0.05)               $8,000 ($400 x 20)

10                                     10 (1/0.1)                  $4,000 ($400 x 10)

Question Completion:

Reserve Requirement    Simple Money     Money Supply

(percent)                             Multiplier             (Dollars)

  5

10

Thus, the money multiplier and money supply for the 5% reserve requirement are higher than for the 10% reserve requirement.

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-2+12-2^3 divided by 2^0 times 3

Answers

Answer:

The correct answer is -14

Step-by-step explanation:

Let [] denote the operation a [] b = a+b - [tex]\frac{ab}{2}[/tex] ....

Answers

The only statement that holds for the given operation is Statement II

Operations and numbers

Given the following operartions

a [] b = a+b - ab/2

We need to check the true statement

For the expression x [] (y+z) =  x [] y +  x [] z

x [] (y+z) = x+y+z - x(y+z)/2

x [] (y+z) = x+y+z - (xy+xz)/2

x [] y +x [] z =  x+y - xy/2 +[x+z - xz/2 ]

x [] y +x [] z = x+y+x+z -xy/2 - xz/2

x [] y +x [] z = 2x+y+z - (xy+xz)/2

This shows that the statement I is incorrect

For the second statement

y [] z =  y+z - yz/2

x [] (y [] z) = x + (y+z - yz/2) - x(y+z-yz/2)/2

x [] (y [] z) = x+y+z-yz/2 -xy/2 - xz/2+xyz/4

For the other expression

x [] y =  x+y - xy/2

(x [] y) [] z = x+y - xy/2 + z - z(x+y - xy/2)/2

(x [] y) [] z = x+y+z- xy/2 -zx/2 - zy/2 + xyz/4

This shows that x [] (y [] z) = (x [] y) [] z is correct (Statement II)

For the third statement

x [] z =  x+z - xz/2

y [] z =  y+z - yz/2

z [] 0 = z+0 - z(0)/2

z [] 0 = z

x[]z + y[]z - z[]0 = x+z - xz/2 + y+z - yz/2 - z

x[]z + y[]z - z[]0 = x+y+z - xz/2 - yz/2

For the expression (x+y)[] z

(x+y)[] z = (x+y)+z - (xyz)/2

Hence the statement III is not valid

Based on the explanations above, the only statement that holds for the given operation is Statement II

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Determine the slope of the line that contains the given points

J(-5, -2), K(5, −4)

Answers

Answer:

[tex]-\frac15[/tex]

Step-by-step explanation:

Hello!

We can utilize the slope formula to find the slope.

Slope Formula: [tex]S = \frac{y_2-y_1}{x_2-x_1}[/tex]

Remember that a coordinate is written in the form (x,y)

Find the Slope[tex]S = \frac{y_2-y_1}{x_2-x_1}[/tex][tex]S = \frac{-4-(-2)}{5-(-5)}[/tex][tex]S = \frac{-2}{10}[/tex][tex]S = -\frac15[/tex]

The slope of the line is [tex]-\frac15[/tex].

Answer:

-1/5

Step-by-step explanation:

To find the slope of the line, we use the slope formula: (y₂ - y₁) / (x₂ - x₁)

Plug in these values:

(-4 - (-2)) / (5 - (-5))

Simplify the parentheses.

= (-4 + 2) / (5 + 5)

= -2 / 10

Simplify the fraction.

-2/10

= -1/5

This is your slope.

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z varies directly as x^3 and inversely as y^3. if z=59 when x=8 and y=8, find Z if x=3 and y=4

Answers

[tex]z=\dfrac{kx^3}{y^3}\\\\\\59=\dfrac{k\cdot 8^3}{8^3}\\k=59\\\\\\z=\dfrac{59x^3}{y^3}\\\\\\z=\dfrac{59\cdot 3^3}{4^3}=\dfrac{1593}{64}[/tex]

sin A - sin B - sin C=-4cos A 2 .sin B 2 .sin C 2​

Answers

sinA+sinB+sinC

=2sin(A+B)/2cos(A-B)/2+sin C

=2sin(pi-C)/2cos(A-B)/2+2sin C/2cosC/2

=2cosC/2(cos(A-B)/2+cos(A+B)/2)

=4 cos A/2 cos B/2 cos C/2

= RHS

If arc mAD = 103°, and arc mBC = 115°, what is m∠BEC?

Answers

Applying the angles of intersecting chords theorem, m∠BEC = 109°.

What is the Angles of Intersecting Chords Theorem?

According to the angles of intersecting chords theorem, the measure of angle BEC equals half the sum of the measures of arcs AD and BC.

arc mAD = 103°

arc mBC = 115°

Therefore, we would have:

m∠BEC = 1/2(103 + 115)

m∠BEC = 109°

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Which is the equation in slope-intercept form for the line that passes through (−1, 5) and is parallel to 3x + 2y = 4?


y=−23x+72

y=−32x+72

y=32x−72

y=23x+72

Answers

Answer:

[tex]y=-\frac{3}{2}x+\frac{7}{2}[/tex]

Step-by-step explanation:

So when two lines are parallel there slopes are the same, but there y-intercepts are different, since if they had the same y-intercept, then they would be the same exact line. To convert an equation into slope-intercept form you simple isolate y by moving everything else to the other side, and then divide by the coefficient of y so the coefficient of y becomes 1. This will give you the equation in the form: y=mx+b where m is the slope and b is the y-intercept (because when the linear equation crosses the y-axis, the x is 0, thus mx will be 0, leaving only b, so the y-intercept is b).

Original Equation:

3x + 2y = 4

Subtract 3x from both sides

2y = -3x + 4

Divide both sides by 2

y = -3/2x + 2

Generally any parallel line will be in the form:

[tex]y=-\frac{3}{2}x + b\ \ \ \ \ b\ne2[/tex]. Since as stated before if two lines have the same slope and y-intercept, they're the same line, which is not the same as parallel, since parallel lines never intersect.

So since we're given a point in the parallel line (-1, 5) we can plug those values into the equation to find the value of b

[tex]5=-\frac{3}{2}(-1) + b[/tex]

Multiply and

[tex]5=\frac{3}{2}+ b[/tex]

Convert 5 into a fraction with a denominator of 2

[tex]\frac{5}{1} * \frac{2}{2} = \frac{10}{2}[/tex]

Write equation using this form of 5:

[tex]\frac{10}{2}=\frac{3}{2}+b[/tex]

Subtract 3/2 from both sides

[tex]\frac{7}{2}=b[/tex]

Now take this value and input it into the slope-intercept form to finish the equation: [tex]y=-\frac{3}{2}x+\frac{7}{2}[/tex]

If m∠B = 14°, and m∠D = 49°, what is m∠BEA?

Answers

Answer:

117 degrees

Step-by-step explanation:

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