If Alejandro wants to pay off his student loan by basing it on how much he is earning at his job after graduation, then Income-Driven Repayment Plan is best for him.
In many countries, the government provides a federal loan to students in need so that they can manage their education. Also, to pay these lean there are different repayment plans that the government launches so that the students can pay off these loans easily.
In the scenario described above, Alejandro plans to pay off the loan with the earnings he gets from a job after graduation. Such a type of repayment plan that is based on income is referred to as an income-driven repayment plan.
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your grandfather wants to establish a scholarship in his father’s name at a local university and has stipulated that you will administer it. as you’ve committed to fund a $15,000 scholarship every year beginning one year from tomorrow, you’ll want to set aside the money for the scholarship immediately. at tomorrow’s meeting with your grandfather and the bank’s representative, you will need to deposit$337,500 (rounded to the nearest whole dollar) so that you can fund the scholarship forever—assuming that the account will earn 4.00% per annum every year.
The correct answer is $375000
In the given question following information have been given:
As you’ve committed to fund a $15000 scholarship ever year beginning one year from tomorrow
You want to fund the scholarship forever, the account will earn 4.00% per annum every year.
We are in the presence of a perpetual annuity. We need to use the following formula:
PV= Cf/i
Where
Cf= cash flow
PV= Present value
i= interest rate
Threfore:
PV= 15,000/0.04= $375,000
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Select the correct answer. which expression is equivalent to 14x2 35x when it is completely factored? a. 7x(2x 5) b. 7(2x2 5x) c. 14x(x 3) d. x(14x 35)
Option (a) 7x(2x + 5) is correct.
7x(2x + 5) is equivalent to 14[tex]x^{2}[/tex] +35x when it is completely factored.
What exactly is Factorization?A number or other mathematical object is factorized or factored in mathematics by writing it as the product of numerous factors, typically smaller or simpler things of the same kind.The four primary methods of factoring are the Grouping method, the Difference in Two Squares, the Sum or Difference in Cubes, and the Greatest Common Factor (GCF).Numerous issues could be resolved using the power of number factoring. Similar to this, factoring in algebra is an extremely useful tool that is utilized at all levels. In addition to providing a standard way for simplifying complex expressions, it also offers a solution to quadratic equations.= 7x(2x + 5)
= a(b + c) = ab + ac
a = 7x , b = 2x, c = 5
= 7x * 2x + 7x * 5
= 14[tex]x^{2}[/tex] +35x
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true or false: a self-employed individual may deduct the cost of his self-employed health insurance premiums even if his spouse's employer offers family coverage to him.
The statement "a self-employed individual may deduct the cost of his self-employed health insurance premiums even if his spouse's employer offers family coverage to him." is false Option B
This is further explained below.
What are health insurance premiums?Generally, If you are qualified to enroll in a health insurance plan that is maintained by either your employer or your spouse's employer, then you are not eligible to use the health insurance deduction for self-employed individuals.
In conclusion, You are receiving money from your company. You are only allowed to deduct expenses that are equal to or less than the net income your company generates.
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Sean just bought new headphones for $50. Later that day, sean sees a friend who said they got the same headphones for $30. Sean assumes that these cheaper headphones must be knockoffs. Which logical fallacy is sean suffering from in this example?.
False arguments that at first glance seem plausible but are in fact erroneous are known as logical fallacies. In this instance, Sean commits the Anchoring logical error.
The required details for Anchoring in given paragraph
A behavioral finance heuristic known as "anchoring" outlines how people make judgments about securities in the future by unconsciously using irrelevant information, like the price at which they bought them, as a permanent reference point. As a result, if an item's indicated sticker price is $100 as opposed to $50, consumers are more inclined to estimate its value higher.
When negotiating for contracts, pricing, or salaries, anchoring can be a powerful tactic. Studies have shown that choosing an anchor point at the beginning of a negotiation might have a greater impact on the result.
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a firm that provides technical details to policymakers to influence a political outcome is using the financial-incentives strategy. group of answer choices true false
It is a false statement that a firm that provides technical details to policymakers to influence a political outcome use the financial-incentives strategy.
What is financial-incentives?A financial incentive, put simply, is money given to promote activities or behaviors that would not have happened otherwise.
A financial incentive could be a monetary benefit that a business provides to its clients or staff. The phrase can also be used to describe rewards intended to persuade members of the public to assist or provide information.
Money is offered by a person, business, or institution as a financial incentive to promote particular behaviors or actions. Specifically, actions or behaviors that did not naturally arise. Certain behaviors or acts are motivated by a financial incentive or benefit.
In conclusion, a perk offered to clients or businesses to persuade them to take an action they otherwise wouldn't is a financial-incentive.
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it is focused on the short-run, so the ad is volatile and the sras is considered fixed. the government is responsible for adjusting their spending according to the ad movements with respect to the fixed sras. it is focused on the short-run, so the vertical lras shifts over time. the government shouldn't intervene in the movement of the ad curve, because it can only affect the price level, and not real gdp. it is focused on the long-run, so the vertical lras shifts over time. the government shouldn't intervene in the movement of the ad curve, because it can only affect the price level, and not real gdp. it is focused on the long-run, so the ad is volatile and the lras is considered fixed. the government is responsible for adjusting their spending according to the ad movements with respect to the fixed sras.
The government is responsible for adjusting their spending according to the ad movements with respect to the fixed sras.
A government is a system or group of people that governs an organized community (generally a state). In the broader associative definition, government usually consists of legislative, executive, and judicial branches.
Government is the state or community system of government. The Colombian Encyclopedia defines government as "a system of social control in which the right to make laws and the right to enforce laws belong to specific groups in society."
A democratic government is formed when the majority of the population supports a particular political party as the ruling party or power. Within a democracy, there are different forms of democracy such as republic, constitutional monarchy, presidential system, and parliamentary system.
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bubbles and baubles is preparing to open its newest children’s party site in tallahassee. once open, the marketing department will be collecting information on what customers want while they are at an event at the new location. the marketing research team for bubbles and baubles will create original surveys with targeted questions to help collect reliable information. this type of research is described by marketing professionals as the collection of
If the marketing research team for bubbles and baubles will create original surveys with targeted questions to help collect reliable information. this type of research is described by marketing professionals as the collection of sample data
A researcher can be defined as the person that collect data or information from a group of population so as to reach or draw a conclusion after evaluating the data collected.
On the other hand sample can be defined as the way in a researcher collect information from people in which the research then analyze and examine and carryout hypothesis on the data collected from the population.
This scenario best illustrate sample data based on the fact that the researcher want to make use of the data collected to develop an original surveys that contains their targeted questions
Therefore this scenario is an example of data sampling.
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The tendency toward international integration and interdependency of goods, technology, information, labor, and capital is called economic ______________.
Economic globalizations refers to the trend toward global integration and interdependence of resources like labor, capital, information, and technology.
What is Economic globalization?
Economic globalization is the term used to describe the rising interdependence of world economies as a result of the expanding size of cross-border trade in goods and services, the movement of capital internationally, and the wide-spread and quick adoption of technology. Free trade agreements, like the Trans-Pacific Partnership and the North American Free Trade Agreement, are instances of economic globalization.
Economic globalization boosts business productivity and significantly expands the size of the economies of all nations. Improvements in the economy raise peoples' standards of living and educational attainment. Additionally, it creates the structural foundation for the growth of education.
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an organization's mission statement highlights its key ethical issues and identifies the overarching values and principles that are important to the organization and its decision making.
FALSE not mission statement it should be code of ethics that highlights its key ethical issues and identifies the overarching values and principles.
Organizations adopt code of ethics to help members understand the difference between right and wrong and apply that understanding to their decisions. A company's Code of Ethics must be applied consistently to its decision making and be an important part of its culture and values regardless of where it operates, both locally and globally.
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An arrangement in which two people work the same position at a company on different days is known as
A. consulting
B. contracting
C. job sharing
D. telecommuting
Answer:
Explanation:
The correct answer is option C. Job sharing.
Job Sharing - In the job-share model, two employees split the burden of a single full-time position between them; they complete the same responsibilities on various days of the week.
there are many online job boards that post vacancies, and these can a portion of the expenses associated with recruiting employees, particularly experienced executives.
Job portals, often known as job boards, are websites where you may post job openings and look up resumes. They play a crucial role in practically every employment procedure.
Online recruitment has quickly replaced other methods of talent scouting as recruiters move into the digital sphere. As a result, many businesses are now paying more attention to their online hiring methods, with social media proving to be an especially efficient method of finding new hires.
An effective strategy for hiring new employees is internet recruitment. The best course of action would be to run several concurrent campaigns using traditional media, headhunters, and outside recruiting firms.
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system is a set of interrelated parts that operate together to achieve a common purpose. systems theory teaches us that change in organizations creates more change. this activity is important because managers need to understand how any change, no matter how small, will ripple throughout an organization.
Business analysis using descriptive statistics The collection, description, analysis, and drawing of conclusions from numerical data are all .a subfield of applied mathematics.
Calculus, specifically differential and integral calculus, as well as linear algebra and probability theory, are key components of the mathematical statistics that underpin statistics. Businesses must be able to adjust to shifting client demands and market conditions, which seem to be changing on a daily basis. When a company isn't adaptable, another company will swoop in and steal those clients—and those earnings.
However, managing change is unquestionably a behaviour. Individuals must evolve; organisations do not. And that is the main goal of change management.
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The question was incomplete. Check below the full question.
System is a set of interrelated parts that operate together to achieve a common purpose. systems theory teaches us that change in organizations creates more change. this activity is important because managers need to understand how any change, no matter how small, will ripple throughout an organization.The goal of this exercise is to challenge your knowledge of the systems model of change.Classify each item as either an input, a target element of change, or an output.
anderson corporation had a credit balance of $43,000 in its retained earnings account on december 31, 2021. net income of $6,000 was reported on its income statement for the year ended december 31, 2022. dividends in the amount of $5,625 were declared on december 31, 2021; the dividends are payable to the company's stockholders on february 1, 2022. the balance in its retained earnings account on december 31, 2022 equals .
The balance in Anderson Corporation retained earnings account on December 31, 2022 equals to $43,375.
The normal balance in the retained earnings account is called as a credit. The normal balance signifies that a business has generated an aggregate profit over its life. The retained earnings are calculated by:
Adding net income to the previous term's retained earnings Subtracting any net dividend(s) paid to the shareholders.The balance = $43,000 +$6,000-$5,625
The balance = $43,375.
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If oranges sell for $100 per crate in the united states and 4000 pesos per crate in mexico, the law of one price indicates that you should be able to exchange $1 for.
The law of one price indicates that you should be able to exchange $1 to 40 pesos.
A currency exchange can be described as a licensed business that allows customers to exchange one currency for another. Currency exchange of physical money (paper bills and coins) is usually done over the counter at a teller station, which can be found in various places such as hotels, and resorts, airports, and banks.
There are 3 methods of money exchange, such as reciprocity, redistribution, and market exchange.
Oranges = $100
Oranges = 4000 pesos
Oranges = $100 = 4000 pesos
$100 = 4000 pesos
So, $1 = 40 pesos
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What is meant by 'business plan'?
A business plan is a written document that describes in great detail the goals and objectives of a company.
A business plan outlines a written strategy for the company's operations, finances, and marketing. Both new and established businesses use business plans.
It is a crucial document intended for both internal and external audiences of a company. Generally, it is not a good idea to operate without a business plan. In reality, very few companies can function without one for an extended period.
A business plan can also help a company's executive team stay on the same page concerning strategic action items and on track to achieve set objectives.
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even though he was an assistant director with the county, keith loosened his tie and waded into the raw, untreated sewage with the rest of the project team. as they stood there together in the quagmire of mud and feces, the team members found keith less intimidating and his: accessibility was at an all time high. surely the cross-functional cooperation of the team would soon peak. proximity was at an all time high. surely the cross-functional cooperation of the team would soon peak. equanimity was at an all time high. surely the cross-functional cooperation of the team would soon peak. task orientation was at an all time high. surely the cross-functional cooperation of the team would soon peak.
The level of accessibility was unprecedented. The team's cross-functional collaboration would indubitably reach its peak soon.
What comes first in putting together a project team?Putting Together a Project Team
Choose Your Team. Make sure to pick the appropriate folks.
Establish the ground rules and the tone. Do this on the first meeting of your team.
Having Specific Goals. You need to make specific, attainable goals.
Obtainable Early Objectives. Use your objectives to inspire and motivate your employees.
Communication.
What happens in Quizlet when a project manager renders a ruling to disputing parties?Terms in this group (10)
Due of their: their project team was destined to fail. unclear objectives When a project manager renders a decision to disputing parties, he engages in: Arbitration.
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long-run competitive equilibrium multiple choice is realized only in constant-cost industries. will never change once it is realized. is not economically efficient. results in zero economic profits.
Long run competitive equilibrium results in zero economic profits.
Perfect competition is a form of market where buyers having full knowledge of product and the firm is price taker.
Homogenous product is sold in the perfect competition.
Price is decided by the market forces of demand and supply.
In the short run, firms earn positive economic profit due to increase in demand.
In the long run , the number of firms enter the industry due to which the production increases and reduction in demand causes the economic losses in the short run and some firms exit which makes economic profit zero.
Profits and losses are eliminated due to entry and exit of infinite number of firms producing the divisible, homogenous products in a industry in the long run.
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suppose that the average household in a state consumes gallons of gasoline per year. a -cent gasoline tax is introduced, coupled with a $ annual tax rebate per household. will the household be better or worse off under the new program?
From the information given above about the tax, it is clear that the condition of the household under the new program "could be equally well off or worse off." (Option D)
What is the explanation that supports the above answer?It is given that
Gasoline consumption per annum is 800 gallons; while
The tax rate is 10%.
Therefore, the tax per annum
= 800 * 10% = $80.
Note however that
However, the average household receives a $80 tax rebate every year. As a result, households benefit from tax rebates while households suffer from 10% per year taxes. However, given the tax amount = tax rebate = $80, the household becomes equally well off and worse off.
Tax rebates are defined as a reimbursement that you are entitled to if your taxes paid to exceed your due. For example, if your tax burden is $30,000 but your issuer pays the Government $ 40,000 on your behalf, you are eligible for a rebate or return.
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Full Question:
Suppose that the average household in a state consumes 800 gallons of gasoline per year. A 10-cent gasoline tax is introduced, coupled with a $80.00 annual tax rebate per household. Will the household be better or worse off under the new program?
The household:
a) will be worse off.
b) could be equally well off or better off.
c) will be better off.
d) could be equally well off or worse off.
e) will be equally well off.
Question 1 of 10 When should a writer establish common ground before the bottom-line statement? A. When the reader may disagree with the bottom-line statement B. When the document is minutes of a meeting C. When the details are arranged in order of importance O D. When the report does not have an executive summary
A Writer establish common ground before the bottom-line statement the reader may disagree with the bottom line statement.
When should a writer create a consensus?It's crucial to shake hands with the audience before you give your introduction, which frequently takes the form of finding common ground. Two things should come out of your common ground: Introduce your subject, and then establish your position as an authority on it.
Which of the following statements best describes the final result?Net income, net earnings, or net profit are all terms used to describe a company's bottom line in business. Since it appears at the bottom of the financial statement for net income, it is known as the bottom line. The net result is determined by subtracting costs from receipts.
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douglas corporation reports operating expenses of $550,000. operating expenses include rent expense. prepaid rent at the beginning and end of the year are $60,000 and $20,000, respectively. all other operating expenses were paid in cash as incurred. what is the amount of cash paid for operating expenses?
If the operating expenses of $550,000, prepaid rent at the beginning and end of the year are $60,000 and $20,000, respectively. Then the amount of cash paid for operating expenses is $470000.
Total operating expenses = $550000
Prepaid rent = $60000 + $20000 = $80000
Amount of cash paid = $550000 - $80000 = $470000
An expenditure incurred by a firm as part of ongoing operations is known as an operational expense.Operating costs, often known as OPEX, include rent, furniture, inventory costs, marketing, payroll, insurance, step costs, and money set aside for R&D.If a firm works with the intention of making a profit, the Internal Revenue Service (IRS) permits enterprises to write off operating expenditures.A firm may incur expenses that are unrelated to its primary activities, which are referred to as non-operating expenses.Most firms must incur operating costs because they cannot be avoided. Some companies are effective in lowering operational costs to acquire a competitive edge and boost profits.Learn more about Operational expense, here
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factors that help households decide whether to consume or save their income are . (check all that apply.) a. expectations of the nation's investment needs. b. the interest rate. c. expectations about taxes. d. expectations of future income growth.
Expectations about taxes, interest rate expectations, and future income growth are all factors that help households decide whether to spend or save their money.
What is Income growth?Income has decreased most dramatically for workers at the bottom rung (in the 10th percentile) and increased most dramatically for workers at the top rung (in the 90th percentile) between 1990 and 2019. (in the 90th percentile). The highest-earning workers' income has steadily increased in recent decades, rising from $98,618 in 1980 to $119,000 in 2019. Prices have risen more than twice as fast as wages by 2022. This means that real wages are falling at an even faster rate in 2022 than they were in 2021. In fact, real wages are now lower than they were before the pandemic in February 2020.To learn more about Income growth, refer to:
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cian, an automobile manufacturer, offers a new car model with features comparable to that of another popular brand. however, the cian model is priced lower than its competitor and includes a longer warranty. cia is most likely following a more-for-the-same strategy.
False because the business is pursuing a more-for-less pricing strategy. This indicates that while the prices are higher, the quality of the goods is lower. Everyone desires more expensive goods of higher quality.
A pricing strategy is what?Pricing strategies are the procedures and methods that companies employ to determine the costs of their goods and services. Product pricing strategy is the process by which you decide what to charge for your products if pricing is what you charge for them. There are many pricing options, but the following are some of the more well-liked ones:
Pricing is based on the valueaffordable pricesPrice gaugingPricing at cost plusPrice penetrationaffordable pricesAdaptive pricingBy fostering customer trust and achieving your business objectives, an effective pricing strategy strengthens your position.
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the cross-price elasticity of demand between texaco gasoline and mobil gasoline sold at the same intersection would be group of answer choices
the cross-price elasticity of demand between Texaco gasoline and Mobil gasoline sold at the same intersection would be positive.
What is elasticity ?Elasticity is the ability of a deformed object to return to its original shape and size when the force that caused the deformation is removed. Bodies with this ability are said to behave (or react) elastically. Elasticity is a general measure of how one economic variable responds to changes in another economic variable. The three main forms of elasticity are the price elasticity of demand, the cross-price elasticity of demand, and the income elasticity of demand. Elasticity is a term used in economics to describe changes in the behavior of buyers and sellers in response to changes in the price of goods or services.In other words, the elasticity or inelasticity of demand for a product or commodity depends on how much the demand for the product changes when the price rises or falls.To learn more about elasticity from the given link :
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the study of a single firm and how it determines prices falls under the study of; question 7 options: behavioral economics. microeconomics. macroeconomics. economic growth
The study of a single firm and how it determines prices falls under the study of microeconomics.
Microeconomics is a branch of economics that studies the behavior of consumers and companies and the determination of market prices and quantities of input factors, goods and services that are traded. Microeconomics provides a more complete and detailed understanding than macroeconomics. Microeconomics also examines how these various decisions and behaviors affect the supply and demand for goods and services, which will determine prices; and how prices, in turn, determine the supply and subsequent demand for goods and services.
Individual actors are often grouped into microeconomic subgroups, such as buyers, sellers, and business owners. These groups create supply and demand for resources, using money and interest rates as pricing mechanisms for coordination.
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if your firm establishes a defensive plan to prevent the firm's weaknesses from making it highly susceptible to external threats, that would be an example of an s-t strategy quizlet
if a firm establishes a defensive plan to prevent the firm's weaknesses it would be an example of a W-T strategy. Weaknesses Threads strategy is used to avoid threats and minimize weaknesses.
In general, a crisis can be described as an event or unstable moment that is not expected and has the potential to cause chaos and threatening change. The three general elements to define a crisis are the threat to the organization, the element of surprise, and the decision in a short time. Most experts also think that the crisis can have a bad influence and damage the existing order. Therefore, it is necessary to make an effort to control the situation in order to reduce various bad risks.
This is where crisis management comes into play. Crisis management can be interpreted as a form of response and effort in responding to and solving problems from crises that arise through possible crisis management strategies.
Crisis management differs from risk management in that it involves an element of assessing potential threats as well as the best way to avoid threats—meaning that these actions are taken before an event (risk) occurs. Crisis management is actually carried out when the threat or crisis event occurs.
Some of the skills in crisis management needed are identifying, assessing, understanding, and dealing with serious situations. In addition, crisis management is based on how to deal with crises, make decisions when in critical conditions, and monitor crisis developments.
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Prasana is working on a project that will help her team transition to a new software platform for billing. She tries to use the same written instructions for her coworkers and clients, but it backfires. This type of reuse is known as what?.
Based on the fact that Prasana is working on a project that will help her team transition to a new software platform for billing and she tries to use the same written instructions for her coworkers and clients, but it backfires. This type of reuse is known as repurposing.
This is so because repurposing, also known as reuse, is just the act of changing something for use in a new way. Prasanna attempted this when she tried to utilise the same instructions for another project, but it ended up backfiring.
Creating a task is referred to as this when it is done by an individual or group of individuals and requires both study and design.
As a result, we can see that Prasanna's use of the identical written instructions in a software billing system for her clients and coworkers is simply known as repurposing.
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bank of poulsbo is advertising an apr of 8.3% with daily compounding. determine the equivalent apr if the bank were to change its compounding from daily to quarterly.
The equivalent APR if the bank changes its compounding period from daily to quarterly is 8.4%
Given an apr, the effective annual interest rate or EAR is:
EAR = (1 + r/n)ⁿ - 1
Where:
r = apr or annual interest rate
n = number of periods in a year
If it is compounded daily, then n = 365.
If it is compounded quarterly, then n = 3.
While the compounding period is changed, the EAR is the same.
Hence,
(1 + 0.083/365)³⁶⁵ - 1 = (1 + r/3)³ - 1
(1 + 0.083/365)³⁶⁵ = (1 + r/3)³
(1 + 0.083/365)^(365/3) = 1 + r/3
(1 + 0.083/365)^(365/3) - 1 = r/3
r = 3 × [(1 + 0.083/365)^(365/3) - 1] = 0.08415 = 8.415%
Hence, the equivalent apr is 8.4%
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assume that both x and y are well-diversified portfolios and the risk-free rate is 8%. portfolio x has an expected return of 14% and a beta of 1. portfolio y has an expected return of 9.5% and a beta of 0.25. in this situation, you would conclude that portfolios x and y .
IN equilibria Only then can we categorize both portfolios as being in equilibrium. The return or expected return from the market (Rm) should be equal. By using the CAPM model to solve for Portfolio X and Y separately, this can be demonstrated.
Rx = 14% Return on Portfolio X
Return on Portfolio Y = Ry = 9.5%
Risk-free interest rate: 8%
What is Rm = Expected Return on Market?Portfolio Y beta = 0.25 Portfolio X beta = 1
Applying the CAPM model, we can identify "Rm":
To portfolio X
Rx = Rf plus the beta of X (Rm - Rf)
14% = 8% + 1 * (Rm - 8%)
Rm = 14%
Y Ry = Rf + Beta of Y * (Rm - Rf) 9.5% = 8% + 0.25* Now for the portfolio (Rm - Rf)
Rm = 6% + 8% = 14% and Rm - Rf = 1.5%/0.25
Due to the identical market return (Rm) of 14% for both portfolios, they are in equilibrium.
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the account finished goods: multiple choice consists of completed goods that have not yet been sold. consists of goods being manufactured that are incomplete. consists of materials to be used in the production process. consists of the cost of new materials used and labor, but not overhead.
The finished goods on account A) are made up of finished products that haven't been sold yet.
Finished goods – what are they?Products and completed goods are extensions of inventory. These goods have reached the stage in the production process where consumers can easily access them. Companies use a formula to calculate finished goods and products to help create an inventory ratio that establishes the value of the goods available for sale.
Because they are anticipated to be sold in less than a year as opposed to long-term assets, finished inventory items are typically regarded as short-term assets. A variety of distinct factors influence finished goods.
For instance, the Canadian company Niche Bakers makes baked goods. While their finished goods are the baked goods that are prepared for sale (such as cakes and cookies), their assets include the ingredients, cookware, and any direct labor required for production.
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An increase in taxes on businesses in the united states will likely have what impact on the short-run aggregate supply sras curve in the united states?.
An increase in taxes on businesses in the united states will likely have a change that is happening like the shift in the short-run aggregate supply.
What is the price?In terms of price, it also depends on the demand and conceptual theories. It is a tool to determine the market's economic stability as well as how the different areas are being utilized and to identify alternatives.
When taxes are raised, businesses will have much less money and will be compelled to cut output, which will cause the short-run aggregate supply to migrate to the market left.
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