If we were to receive $7,550 in 50 years, in today's value and at a discount rate of 7.5%, it would be worth $203.
What is the present value of $7,550?You can find this out through the formula:
= Amount / (1 + rate) ^ number of periods
Solving gives:
= 7,550 / ( 1 + 7.5%)⁵⁰
= 7,550 / 1.075⁵⁰
= $203
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Why do car insurance companies punish you when you crash by raising the monthly bill? You pay them so that they can punish you or help you with repair costs? Which one is it?
The insurance company puts a fine after a crash because they help me with a part of the debt to repair the damage of other cars, but a part of that cost must be paid by us.
What is an insurance company?An insurance company is a company that offers a support service for contingencies or emergencies in different situations.
Why do they establish a fine when a crash occurs?The insurance company puts out a fine in order to get back the money it spent to repair the damage from the crash.
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What is true about open-end credit? A. It is not typically used for a single purchase but for many purchases over a period of time. B. This type of credit is sometimes referred to as a consumer loan. C. This type of credit is commonly used for big ticket things like mortgages or car loans. D. Payments typically stay the same amount from month to month
The option A and D is true about open-end credit because they mention that,
A) It is not typically used for a single purchase, but for many purchases over a period of time.
D) Payments typically stay the same amount from month to month.
What is open end credit?Open-end credit, also called revolving credit, can be defined as a line of credit that gives the borrower a certain limit of credit and the ability to frequently borrow as little or as much of that money and repay any amount utilized below the set limit within a specified period.
With an open-end credit, the borrower has access to the whole credit limit, or full amount, once approved.
Thus, option A and D are true.
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Judi Janson wishes to accumulate $8,000 by the end of 5 years by making equal, annual, end-of-year deposits over the next 5 years. If Judi can earn 7% on her investments, how much must she deposit at the end of each year to meet this goal?
Answer: 1,391.13
Explanation:
Explain how consumer and business magazines differ, and give an example of each.
How do different types of radio stations affect your advertising decisions?
Answer:
Different radio advertisement examples work best at certain times a day or on specific stations, and this will affect how much end up paying. Sponsorship of a Radio Show or Segment A sponsored radio advertisement is an ongoing, repeating ad spot that accompanies a segment, or the intro or outro of an entire show.
PLEASE ANSWER FAST
Once an apprentice graduates, they earn a nationally recognized credential and are promoted to journeyworker, which means less pay and less mobility in the career.
A. True
B. False
The journey workers who are promoted after completing their apprenticeships earn more remuneration and get more chances of free movement in the organization.
Option B is the correct answer.
Who is an apprentice?Apprentice is an individual who learns and trains himself/herself in a particular field under the guidance of an employer.
When the people who are apprentice graduates have completed their training period, then they are referred to as journey workers. The journey worker is the one who has all the competencies and skills in his/her interest field. After being a journey worker, an individual gets a placement in an organization which means a higher salary and higher mobility in the career life.
Therefore, the provided statement is considered to be false.
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What happens when the terms of the loan are satisfied
A document called release of mortgage will be availed when the terms of the loan are satisfied.
What is a mortgage?A mortgage is an agreement the borrower and a lender in which the lender can take back his or her property should the borrow fail to pay back the money borrowed.
Hence, a document called release of mortgage will be availed when the terms of the loan are satisfied.
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which job title similar to wine maker
Answer:
vineyard owner , wine tour guide
After the price of a Wall Street Journal subscription increases by 5%, subscriptions among
people working in the technology sector declined by 10%, while subscriptions among people
working in the banking sector declined by 2%.
a. Calculate the price elasticity of demand for tech workers and bankers separately
Subscriptions among people working in the technology sector declined by 10%, After the price of a Wall Street Journal subscription increases by 5%. The price elasticity can be counted by the percentage change in quantity divided by the percentage change in price.
What is Wall Street?Wall Street is used as an umbrella term to describe the financial markets and the companies that trade publicly on exchanges throughout the U.S. Wall Street has been the historic headquarters of some of the largest U.S. brokerages and investment banks, and is also the home of the New York Stock Exchange.
You'll find most major finance corporations on Wall Street and within the Financial District in Manhattan. Well-known companies include Goldman Sachs, Morgan Stanley, Deloitte, BlackRock.
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20 points easy …………………….
Answer:
D.....................................
20: What are some ways you can stay financially literate?
FIRST TO ANSWER GETS BRAINLIST
(04.02 MC)
How does the Securities and Exchange Commission (SEC) protect investors?
It requires companies to disclose information on their financial health.
O It guides the economy by controlling the money supply.
O It purchases and sells government securities.
O It regulates how much money can be invested.
Answer:
The Securities and Exchange Commission is a federal agency that regulates securities markets in the United States. The SEC is responsible for enforcing securities laws, regulating the securities markets and related entities and working to ensure investors are treated fairly.
The Answer is D.
Answer:
O It regulates how much money can be invested.
Explanation:
How do objectives make it more likely that you will reach your goals? A. Objectives help guide your career choices. O B. Objectives are the best way to assess your interests. C. Objectives provide a step-by-step path to success. D. Objectives are based on others' experiences. S
Why are production possibilities curves helpful for businesses?
A. They show how many products will need to be sold to earn a
profit.
B. They show how producing one product affects production of
another.
C. They predict how a product's sales will rise and fall over time.
D. They compare production efficiency between multiple companies.
Answer: B - they show how producing one product affects production of another.
Explanation: Uses comparative advantage to allocate production factors, thus obtaining better efficiency
PLEASE ANSWER FAST
A ____________ is often in very high demand because there are not enough of them and they can make close to $28/hour (on average).
A. hospital janitor
B. hospital receptionist
C. registered nurse
D. X-Ray technician
Why does an organization want to maintain a safe workplace? Check all of the boxes that apply.
to keep workers safe and on the job
to maintain a positive reputation in their community
to prevent fines from OSHA or other regulators
to prevent the formation of unions
Answer:
to keep workers safe and on the job
to maintain a positive reputation in their community
to prevent fines from OSHA or other regulators
Explanation:
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Answer:
A. to keep workers safe and on the job
B. to maintain a positive reputation in their community
C. to prevent fines from OSHA or other regulators
Explanation:
Name a celebrity who you think would make a good endorser. Why would this person be a good spokesperson, and for what product(s)?
Answer:
Christiano Ronald
Explanation:
Can be a good endorser because he has been a good footballer, with well developed athletic body. He can endorse dietary products, gymnastic goods and also sports wear.
Answer:
Rock
Explanation:
He can be a good endorse because he is a retired wrestler. he also gives ads for sports companies also prefer energy drinks, protein drink
A hot-and-cold water dispenser sells for 8,021.5 pesos. The mark-up on it is 30.5% of cost. Find the cost.
Answer:
1604300 261
Explanation:
Consider a project to supply 100 million postage stamps per year to the U.S Postal Service for the next five years. You have an idle parcel of land available that cost $750,000 five years ago; if the land were sold today, it would net you $1,125,000 aftertax. The land can be sold for $1,295,000 after taxes in five years. You will need to install $5.1 million in new manufacturing plant and equipment to actually produce the stamps; this plant and equipment will be depreciated straight-line to zero over the project’s five-year life. The equipment can be sold for $450,000 at the end of the project. You will also need $425,000 in initial net working capital for the project, and an additional investment of $50,000 in every year thereafter. Your production costs are .38 cents per stamp, and you have fixed costs $1.1 million per year. If your tax rate is 23 percent and your required return on this project is 10 percent, what bid price should you submit on the contract?
The bid price that should be submitted on the contract based on the information given about the project will be $0.030257.
How to calculate the bid?Firstly, we simply need to calculate the annual depreciation. This will be:
= Investment - Salvage value / Useful life
= 5100000/5
= $1,020,000
Let's assume that the bid price is x, the operating cash flow will be:
= [Revenue - Variable cost - Fixed cost - Depreciation) × (1 - tax rate)
= (1000000000x - 380000 × -1100000 - 1020000) × (1 - 23%) + 1020000
= 77000000x - 1925000 + 1020000
= 77000000x - 905000
The bid price will now be:
NPV = Present value of investment + Present value of operating cash flow
0 = -5401174.1 + (77000000x - 905000) × PVIFA(10%, 5 years)
0 = -5401174.1 + (77000000x - 905000) × 3.79
77000000x = (5401175.09/3.79) + 945000
x = 2329816.38/77000000
= 0.03257
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What helps a consumer determine the quantity of something to buy?
O marginal cost
O marginal error
O marginal benefit
Omarginal comparison
The Marginal cost helps a consumer determine the quantity of something to buy.
What is The Marginal Cost?Marginal cost refers to the additional cost to produce each additional unit. The marginal cost of production is the change in total production cost that comes from making or producing one additional unit.
It represents the incremental costs incurred when producing additional units of a good or service. It is calculated by taking the total change in the cost of producing more goods and dividing that by the change in the number of goods produced.
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Beech's managers have made the following additional assumptions and estimates:
25
points
eBook
Print
1. Estimated sales for July, August, September, and October will be $210,000, $230,000, $220,000, and $240,000, respectively.
2. All sales are on credit and all credit sales are cofected. Each month's credit sales are collected 35% in the month of sale and 65%
In the month following the sale. All of the accounts receivable at June 30 will be collected in July,
3. Each month's ending inventory must equal 30% of the cost of next month's sales. The cost of goods sold is 60% of sales. The
company pays for 40% of its merchandise purchases in the month of the purchase and the remaining 60% in the month following
the purchase. All of the accounts payable at June 30 will be paid in July.
4. Monthly selling and administrative expenses are always $60,000. Each month $5,000 of this total amount is depreciation expense
and the remaining $55,000 relates to expenses that are pald in the month they are incurred,
5. The company does not plan to borrow money or pay or declare dividends during the quarter ended September 30. The company
does not plan to issue any common stock or repurchase its own stock during the quarter ended September 30,
References
Required:
1. Prepare a schedule of expected cash collections for July, August, and September
2-a. Prepare a merchandise purchases budget for July, August, and September
. Also compute total merchandise purchases for the
quarter ended September 30.
2-6. Prepare a schedule of expected cash disbursements for merchandise purchases for July, August, and September.
Dronare an income statement that comnite nat nerating income for the cuarter andart Sentomhar an
1. The preparation of the schedule of expected cash collections for July, August, and September for Beech Corporation is as follows:
Cash Collections:July August September
Estimated sales $210,000 $230,000 $220,000
Cash collection:
35% sales month $178,500 $80,500 $77,000
65% month following 140,000 136,500 149,500
Total cash collections $318,500 $217,000 $226,500
2. The preparation of a schedule of merchandise purchases for July, August, and September for Beech Corporation is as follows:
Merchandise Purchases:July August September
Estimated sales $210,000 $230,000 $220,000
Cost of goods sold $126,000 $138,000 $132,000
Ending inventory $69,000 $66,000 $72,000
Goods available $195,000 $204,000 $204,000
Beginning inventory 60,500 69,000 66,000
Purchases $134,500 $135,000 $138,000
The total merchandise purchases for the quarter ended September 30 is $407,500 ($134,500 + $135,000 + $138,000).
2-b. The preparation of a schedule of expected cash disbursements for merchandise purchases for July, August, and September for Beech Corporation is as follows:
Cash Disbursements:July August September
Purchases $134,500 $135,000 $138,000
Cash payment for purchases:
40% month of purchase $53,800 $54,000 $55,300
60% month following 88,000 $80,700 81,000
Total cash payment $141,800 $134,700 $136,300
3. The preparation of an income statement showing the net operating income for the quarter for Beech Corporation is as follows:
Beech's Corporation
Income Statement:July August September Total
Estimated sales $210,000 $230,000 $220,000 $660,000
Cost of goods sold $126,000 $138,000 $132,000 396,000
Gross profit $84,000 $92,000 $88,000 $264,000
Expenses:
Selling and admin. $60,000 $60,000 $60,000 $180,000
Net income $24,000 $32,000 $28,000 $84,000
Data and Calculations:Sales Budget and Cash Collections
July August September October
Estimated sales $210,000 $230,000 $220,000 $240,000
Cash collection:
35% sales month $178,500 $80,500 $77,000 $84,000
65% month following 140,000 136,500 149,500 143,000
Total cash collections $318,500 $217,000 $226,500 $227,000
July August September October
Estimated sales $210,000 $230,000 $220,000 $240,000
Cost of goods sold $126,000 $138,000 $132,000 $144,000
Ending inventory $69,000 $66,000 $72,000
Goods available $195,000 $204,000 $204,000
Beginning inventory 60,500 69,000 66,000
Purchases $134,500 $135,000 $138,000
Cash payment for purchases:
40% month of purchase $53,800 $54,000 $55,300
60% month following 88,000 $80,700 81,000
Total cash payment $141,800 $134,700 $136,300
Beech Corporation
Balance Sheet at June 30:Assets:
Cash $75,000
Accounts receivable 140,000 143,000
Inventory 60,500
Plant and Equipment 227,000
Total assets $508,500
Liabilities:
Accounts Payable $88,000 $82,700
Common Stock 311,000
Retained Earnings 109,500
Total liabilities & equity $508,500
Thus, the net operating income for the quarter ended September 30 for Beech Corporation is $84,000.
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what is the primary objective of IRBA?
Question 7 of 10
What is product positioning?
A. The process of dividing up a total market into groups (segments)
with similar needs and buying behaviors
O B. The set of plans for product, price, place, and promotion that the
marketer will use
O c. A definition of how the company intends for customers to view its
product relative to the competition
O D. The use of names and symbols to identify the company's
products
Answer:
B. the set of plans for product, price, place, and promotion that the marketer will use
8.
Which of these best describes a statement of financial position?
A.An account proving the books balance
B.A record of closing entries
C.A listing of balances
D.A statement of assets
Answer:
C. A listing of balances
Explanation:
Balance sheet or statement of financial position is a financial statement that reports all the company's assets and liabilities and equity in a specific accounting period
The expected value of an asset at the end of its useful life is known as ________.
residual
How do dividends impact the value of a share of stock?
Answer:
How dividends affect stock prices is not a question for novice investors. It is possible and necessary to answer it - with a multi-page study, with an analysis of statistical data, consideration of historical situations as examples, and so on. However, novice investors still need to have at least a general idea of the interaction between dividends and quotes, so we will try to consider this complex topic simply, briefly and as clearly as possible. Growth of dividends and its impact on quotes Let's start with the simplest situation. Suppose a company declares a high dividend for the past year. Let's say they turn out to be twice as high as expected. And the dividend yield at some point rose to, say, 10%. Then, and rightly so, stock prices will rise sharply in order to equalize the company's dividend yield with its competitors in the same country and industry. Most likely, the shares will not double in price, but will grow significantly in price.
Explanation:
Distribution of profits between investments and dividends But this will happen only in the most general case, if it means not only the growth of dividends, but also the profit from which they are paid. However, changes in the amount of dividends may not depend in any way on the current results of the company. Shares of PJSC Gazprom GAZP -15.61% YTD 295.89 price Invest It is quite possible that this year's profit is approximately equal to the results of the previous reporting period. But dividends change - they become more or less. Suppose an enterprise changes its dividend policy, which, for example, has recently happened among Russian energy companies. And one after another they decided that not 50% of their net profit should be directed to dividends, but only 25%. Theoretically, by reinvesting an additional quarter of free money in the business, the company should increase its share price. But in practice, they fell apart. Why? Payoffs vs Investments The answer to this question is obvious from one theory and contradictory to another. On the one hand, let's say, the closer the payment of money, the more it costs. Similarly, the shorter the term of the deposit, the lower the interest on it. Thus, the fall in quotations was influenced by the disappointment of investors: for them, the change in the dividend policy was a signal that money for their investments will be paid in the very near future in a smaller amount, the payback period for buying shares will increase significantly.But, on the other hand, the same energy companies, investing additional funds in the modernization of their business, should ensure revenue growth in the future, and the enterprises themselves should become more expensive. Therefore, at the new prices, after the decline, many institutional investors, on the contrary, declare their interest in acquiring these shares for their portfolios.
what are the advantages of a general partnership
Answer:
1. A general partnership is easy to establish.
2. Creating a general partnership is simpler, cheaper, and requires less paperwork than forming a corporation.
3. A general partnership faces simplified taxes. General partnerships do not pay income tax. ...
4. The partnership is easy to dissolve.
Which would be the most effective and economic way if Giselle wants to let her clients know about the discount she is offering in her salon
ervices?
A sending flyers
Св. social media
C. releasing an ad in the newspaper
D. word-of-mouth publicity
If Giselle wants to inform her consumers about the discount she is offering in her salon services, the most practical and cost-effective method is to use social media.
What is social media?Social media is defined as interactive digital transmissions that support creative activity by disseminating ideas, information, participation, and other types of information via virtual assemblages and networks.
The most practical and cost-effective strategy for Giselle to educate her customers about the discount she is offering in her salon services is to use social media, as it is worldwide.
Therefore, option B is correct.
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Comprehensive auto insurance would be most useful to a person who:
A. has to spend time in the hospital.
B. owns a business where a pedestrian is hurt.
C. loses their job and cannot pay bills.
D. has a car stolen while on vacation.
Answer:
D has a car stolen while on vacation
Explanation:
Comprehensive policy covers damage to the car due to accidents, car theft, losses to a third party, damage to the car due to natural damages, personal injuries or death caused in an accident, damages caused in a fire. Comprehensive car coverage is full coverage.
Comprehensive auto insurance would be most useful to a person who
has a car stolen while on vacation. Hence, option D is correct.
What is comprehensive insurance?A comprehensive policy covers damage to the car resulting from collisions, theft, losses to third parties, natural disasters, accidents resulting in physical injury or death, and fire damage. Full coverage is comprehensive auto insurance.
Thus, option D is correct.
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Describe five ways in which Consumers can have an impact on the environment?
Answer:
When They makes their customers feel happy about their prices of their products
When they always makes sure they have all the products customers want and with suitable prices
Which is better Coke or Pepsi?
Answer:
Coke is indeed more popular but I prefer pepsi over coke.
Answer:
Coke. I think that for me coke is better because for me it just has more flavor.
Explanation:
this is why I like coke.