How many institutions were cited for violations in the fair lending report 2020?.

Answers

Answer 1

Answer:

In total, federal banking agencies cited 81 institutions for ECOA and Regulation B violations. Credit unions may want to review complaints, enforcement actions, settlement agreements, and other public documents for a better understanding of the conduct regulators look for when enforcing fair lending laws. ECOA and Regulation B Rulemaking.

Explanation:

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Related Questions

when discussing nonverbal communication, we talked about certain nonverbal behaviors that are culturally understood substitutes for verbal expression. these bodily cues have a direct verbal translation (like a wave to say hello). they are:

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These bodily cues have a direct verbal translation (like a wave to say hello). they are called emblem.

   Gender and culture have an impact on nonverbal cues. Culturally accepted alternatives to spoken expressions are emblems. How nonverbal clues are observed varies by culture. While certain nonverbal acts are universal, their application varies. Culture-specific differences exist across all cultures. Females are better at reading others' nonverbal cues and are more expressive nonverbally. Nonverbal communication between men and women shares many similarities.

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importace of mountains and highlands​

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The importance of the worlds mountains and highlands are: mountains are a source of most of the worlds freshwater. Atleast half of the worlds population depends on mountain ecosystem services to survive. Water isnt the only importance, mountains and highlands are where you can also find food and clean energy.
Mountains play a vital rôle in the global ecosystem and economy. They are a source of most of the world's fresh water and many mountain regions possess key sites of biodiversity, while forested areas are both economically and ecologically important.

Through _ people passed down spoken stories and songs.
A. Specialization
B. Oral Tradition
C. Lineage
D. Stelae

Answers

Answer: B= oral tradition

judaism is based on the belief in: * a. a covenant between god and the hebrew people b. nature as a life force in an orderly and just universe c. faith alone with few rituals or rules of behavior d. a rejection of this world and its cares e. eternal punishment for nonbelievers

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Judaism is based on the belief in A. a covenant between god and the hebrew people

Incorporating the collective religious, cultural, and legal tradition and civilization of the Jewish people, Judaism is an Abrahamic, monotheistic, and ethnic religion. Its origins as a formal religion can be traced back to the Bronze Age in the Middle East. Yahwism, the faith of ancient Israel and Judah, gave rise to modern Judaism by the late 6th century BCE, making it one of the oldest monotheistic religions. Religious Jews believe that Judaism is an expression of the covenant that God made with their ancestors, the Israelites. It includes a vast array of texts, customs, theological stances, and organizational styles.

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for emile durkheim, a society increasing taxes in order to build more schools in a district to handle a growing student population demonstrates which societal concept?

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For Emile Durkheim, a society increasing taxes in order to build more schools in a district to handle a growing student population demonstrates functionalism and societal concept.

Functionalism is a way of thinking that takes a broad view of society and is based on Emile Durkheim's theories. It looks at the fundamental institutions that support society and how each one contributes to its stability. Functionalism asserts that society is moving toward balance.

Functionalism is the belief that an object's ability to be classified as a thought, desire, or pain (or any other form of mental state) depends only on its function or the part it plays in the cognitive system of which it is part, rather than on its internal makeup.

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impact of antarctica snow turns green on infrastructure

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Something peculiar impact is occurring withinside the world's maximum snowy-white continent.  Maybe it's time to get crayons and upload a few shadeation to the maps, due to the fact the coasts of the northern Antarctic Peninsula are seasonally turning inexperienced, orange, and red – all thank you to microscopic algae.

If Antarctica snow had been to be inexperienced once more and feature a weather in which plant life may want to develop like they do withinside the temperate or tropical regions, it'd want the ice cowl to soften to clean the land Then it'd want soil to form, which could take masses to lots of years after which it'd want temperatures to boom very ...

Antarctica and its ice, ocean and ecosystems play a crucial position in regulating the worldwide weather. Together they assist sluggish worldwide heating, power vital ocean currents, and make contributions to the drawdown of tens of thousands and thousands of heaps of carbon dioxide from the atmosphere.

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dr. jones believes that one's personality largely reflects internal, unconscious forces. dr. jones appears to take a(n) approach to personality.

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Dr. Jones believes that one's personality largely reflects internal, unconscious forces. Dr. Jones appears to take a psychodynamic approach to personality.

What is a psychodynamic approach?

All psychological theories that hold that human behaviour depends on the interaction of forces and drives within the person, particularly unconscious ones, and between the various personality structures are included in the psychodynamic approach.

Nail-biting may have its origins in a childhood traumatic event that caused anxiety. Adult agoraphobia may result from a childhood event that rendered a child scared of being in a public place. Hoarding tendencies may be brought on by trauma experienced as a child.

Thus, it is  a psychodynamic approach.

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What is the system called that keeps the government from being too powerful?

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Answer:Separation of Powers in the United States is associated with the Checks and Balances system. The Checks and Balances system provides each branch of government with individual powers to check the other branches and prevent any one branch from becoming too powerful.

Explanation:

The System of Checks & Balances is the system that keeps the government from being too powerful

Due to the ability of each branch to check on the other two branches, checks and balances prevent one branch from becoming overly dominant.

To prevent one branch of government from becoming overly strong and to establish a system of checks and balances, the Framers set up the government in this manner.

The three branches of government interact with one another in this system of checks and balances.

Judges may be removed from office by conviction in the Senate and impeachment in the House of Representatives. In this approach, the system offers a mechanism for each branch to check the other branches in addition to invalidating laws.

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an example of a public record is group of answer choices a deed to a house a birth certificate a record of a criminal conviction a marriage license all of the answers listed

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 An example of public record is a birth certificate,a marriage license,  a deed to a house,a record of a criminal conviction.

Public records are any information, minutes, files, accounts, or other paperwork that a governmental agency is required to keep on file and make available to the general public. In order to keep citizens informed about their government, the Freedom of Information Act (FOIA) was enacted in the United States in 1967. The FOIA's outcome is the public record. A birth certificate is a necessary paperwork that attests to a person's birth. A certified copy of or representation of the subsequent registration of that birth may sometimes be referred to as a "birth certificate," together with the original document attesting to the circumstances of the birth.

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According to the constitution, if no candidate wins a majority of the electoral college votes, which institution decides the winner and how?.

Answers

The house of representatives elects the president from the three candidates if no candidate wins a majority of the electoral college votes.

How does the house of representatives decide the winner?

House members choose the new president from among the top three candidates. Each state delegation has one vote and it is up to the individual states to determine how to vote.

The Senates elects the vice president from the remaining top two candidates. Each senator casts one vote to the vice president. A candidate receives atleast 51 votes to be elected as a vice president.

Electoral votes are awarded on the basis of popular vote on each state. A candidate must receive atleast 26 votes to be elected.

The electoral college process is in the U.S. constitutional ammendment to change the process.

Hence house of representatives elect for the president of united states for every four years on the first tuesday.

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Compare and contrast the three monotheistic religions

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The definition of monotheistic, which is to worship one god while rejecting the existence of other gods, is easily met by the three religions of Judaism, Christianity, and Islam.

What distinguishes monotheistic religions from one another?

A belief system based on the concept of a single deity is known as monotheism. Judaism, Christianity, and Islam are all recognized as examples of monotheism. A belief system based on the acceptance of numerous deities is known as polytheism. Hinduism is a good illustration of this.

What three aspects of Christianity and Judaism are similar?

These faiths agree on a number of fundamental principles, including the existence of a single, all-powerful, good, and merciful God who created the world and revealed its message to humans.

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what term is defined as the extent to which a measurement tool actually measures what it is intended to measure? group of answer choices dependability reliability specificity acceptability validity

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Validity refers back to the accuracy of a measure cap potential refers back to the consistency of a measure (whether or not the effects may be reproduced below the equal conditions).

Validity refers to how correctly a technique measures what it's miles supposed to measure. If studies has excessive validity, which means it produces effects that correspond to actual properties, characteristics, and versions within side the bodily or social world. Validity is the principle quantity to which a concept, end or dimension is well-based and probable corresponds correctly to the actual world. The word "legitimate" is derived from the Latin legitimate us, which means strong.

The validity of a dimension device is the diploma to which the device measures what it claims to measure. Validity is primarily based totally at the energy of a group of various varieties of proof defined in more element below.

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terry is unable to see, even though a medical examination reveals no physical problems with her eyes or brain. what is the most likely diagnosis? group of answer choices conversion disorder illness anxiety disorder psychosomatic disorder dissociative fugue

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Terry is unable to see, even though a medical examination reveals no physical problems with her eyes or brain, it is a diagnosis of (A) conversion disorder illness.

What is Conversion Disorder Illness?Blindness, paralysis, or other neurological symptoms that cannot be explained by a medical examination are signs of conversion disorder, a mental illness. A psychological conflict may contribute to the symptoms of conversion disorder. After a stressful event, symptoms typically appear suddenly. The following conditions increase a person's risk of conversion disorder: Dissociative disorder (a non-intentional escape from reality).A personality disorder (incapacity to control emotions and actions that are anticipated in specific social contexts).A medical illness People with conversion disorder, for instance, do not exaggerate their symptoms in order to get refuge (malingering). Additionally, they are not actively hurting themselves or fabricating symptoms to obtain treatment (factitious disorder). Some medical professionals incorrectly assume that conversion

Therefore, Terry is unable to see, even though a medical examination reveals no physical problems with her eyes or brain, it is a diagnosis of (A) conversion disorder illness.

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Correct question:
Terry is unable to see, even though a medical examination reveals no physical problems with her eyes or brain. what is the most likely diagnosis? group of answer choices

(A) conversion disorder illness

(B) anxiety disorder

(C) psychosomatic disorder

(D) dissociative fugue

when linda is deciding where to eat in an unfamiliar area, she counts the number trucks parked in the restaurant's parking lot, because she has heard that truck drivers know all the good places to eat. what term describes this idea?when linda is deciding where to eat in an unfamiliar area, she counts the number trucks parked in the restaurant's parking lot, because she has heard that truck drivers know all the good places to eat. what term describes this idea?

Answers

The term that best describes the idea of Linda counting the driver trucks for deciding on an eating place will be heuristic.

In the field of social studies, the heuristic can be defined as a problem-solving strategy in which a person makes a decision based on previous experiences or observations. A heuristic is a calculated guess and it might or might not be accurate.

In the case above, Linda decides to choose a particular restaurant based on a previous observation that truck drivers usually know all the places that are good for eating out. Based on this observation, she is choosing a restaurant. Hence we will describe this idea as a heuristic.

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according to erikson, the sense of basic trust in infancy is achieved if: according to erikson, the sense of basic trust in infancy is achieved if: accommodation takes place. habituation occurs. object permanence is achieved. inborn temperament is good. responsive parenting takes place.

Answers

According to Erikson, the sense of basic trust in infancy is achieved if responsive parenting takes place.

What is responsive parenting?

Responsive parenting is made up of two words, responsive signifying responsibility and parenting signifying how adults raise a child irrespective of biological relationships. Responsive parenting refers to a state in which parents raise their children with proper interactions to know more about their children, meanwhile, they also look into their child's needs, physical and mental state of mind, social circle, and behavior to deal with situations and interact in such a way that children feel connected with their parents.

Erikson, who was a German-American psychologist proposed a theory of stages of development. He tries to explain how the sense of basic trust in infancy is built when responsive parenting takes place. He believed that responsive parenting can result in the trust-building process as infants are more close to their parents and they believe what they say. If responsive parenting takes place a foundation of trust can be built in infants which can continue in other stages of development.

So, according to Erikson's theory of stages of development, the sense of basic trust in infants can be achieved when responsive parenting takes place.

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The Prime Minister normally achieves office by being:

a. The leader of the party that wins the most seats in a federal election.
b. The nominee of the Governor General.
c. Elected by a majority of voters across Canada.
d. Appointed by the Cabinet from among it's members.

Answers

Answer:

C

Explanation:

every day after school maria goes to the local teen center, where she is a member of a student group organizing a multicultural festival for the community. this activity is likely to produce

Answers

Every day after school Maria goes to the local teen center, where she is a member of a student group organizing a multicultural festival for the community. This activity is likely to build social capital.

To improve social structures, attitudes, values, and behaviors is to build social capital. It involves the activities like organizing a multicultural festival and intentions of the individual. It entails enhancing how people interact, collaborate, and cooperate since social capital is related to how people engage and work together.

Both mental or attitudinal (cognitive) and role or rule based (structural) components make up social capital. Either one or both characteristics can be the emphasis of social capital building. The physical design of cities and community has an impact on social capital at the local level by promoting or inhibiting resident social interaction.

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questions about the extent to which maladaptive habits learned in childhood can be overcome in adulthood are most directly relevant to the issue of: please choose the correct answer from the following choices, and then select the submit answer button. answer choices free will and determinism. stability and change. nature and nurture. continuity and stages.

Answers

Questions about the extent to which maladaptive habits learned in childhood can be overcome in adulthood are most directly relevant to the issue of stability and change.

In elaboration, a maladaptation is a particularity that's further dangerous than helpful, in discrepancy with an adaption, which is further helpful than dangerous. All organisms, from bacteria to humans, display maladaptive and adaptive traits. In creatures, adaptive actions are discrepancy with maladaptive ones. Maladaptive geste is defined as geste  that interferes with an existent's conditioning of diurnal living or capability to acclimate to and share in particularsettings.

Avoidance, pullout, and unresistant aggression are exemplifications of maladaptive actions. Once you fete this pattern in your life, you can work toward changing indispensable actions and start putting them into practice.

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monica was president of the local chapter of future business leaders of america during her senior year. after monica was diagnosed with an aggressive form of lymphoma, her classmates stopped talking about their career plans in front of her. monica was experiencing

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Monica was president of the local chapter of future business leaders of America during her senior year. after Monica was diagnosed with an aggressive form of lymphoma, her classmates stopped talking about their career plans in front of her. Monica was experiencing social death.

Lymphoma is a group of blood and lymph tumors that develop from lymphocytes (a form of white blood mobile). In current utilization, the name generally refers to certainly the cancerous variations in preference to all such tumors. Signs and signs may additionally include enlarged lymph nodes, fever, drenching sweats, accidental weight reduction, itching, and continuously feeling worn out. The enlarged lymph nodes are normally painless. Sweats are maximum common at night. Many subtypes of lymphomas are mentioned. The 2 essential classes of lymphomas are non-Hodgkin lymphoma (NHL) (ninety% of instances) and Hodgkin lymphoma (HL) (10%). The arena health employer (WHO) consists of two other training as forms of lymphoma – multiple myeloma and immunoproliferative illnesses. Lymphomas and leukemias are a part of the wider group of tumors of the hematopoietic and lymphoid tissues.

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what is the right answers???

Answers

ANSWER: Colonist move West & Pontiac’s Removal

Answer: (A) Colonist move West & (C) Pontiac’s Removal

What happens when a party with the right to avoid a contract chooses to not avoid it?.

Answers

If a party with the power to reject the agreement chooses not to reject the agreement regardless of the defect, the contract stays valid and enforceable.

The legal cancellation of a contract due to the fact an occasion happens that makes the overall performance of the contract phrases not possible or inequitable and that releases the parties from their obligations.

A voidable contract is a proper settlement among two events that can be rendered unenforceable for any range of legal reasons, which can also consist of Failure by one or each event to reveal a cloth truth.

A mistake, misrepresentation, or fraud. Undue has an effect on or duress.

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if you had to memorize the series of letters fbinsacia and did so by noting that fbi, nsa, and cia are all names of governmental agencies, what technique of encoding information into long-term memory would you be using?

Answers

The technique of encoding information into long-term memory is called chunking.

What is chunking in terms of memory?

Chunking is the process of recoding tiny informational units into more recognizable, larger units. Chunking is frequently thought to help get around the working memory's restricted capacity (WM).

How may the chunking approach be used?

Set a priority for the information and start with the most crucial chunks. Compare products that are comparable to one another. Add existing information to chunks and create relationships and associations. Use acronyms to help you visualize difficult-to-remember sections.

A seven-digit phone number could be divided into two groups, one with three numbers and the other with four numbers, as an illustration of chunking.

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HELP ASAP!
Were the colonists being too stubborn and uncompromising about paying taxes in the 13 Colonies? Explain your ideas.​

Answers

No. the colonists were not too stubborn and uncompromising about paying taxes. Instead, they felt they should have representatives in the British Parliament, where the decision to impose tariffs was made.

What is taxation without representation?

Taxation without representation was the rallying point for the colonists to protest the imposition of taxes on the colonies without any representatives in the British Parliament.

After a series of taxes aimed at defraying the costs of the French and Indian Wars, the colonists became dissatisfied with how Britain and her Monarch governed them.

The breaking point was the enactment of the Sugar Act on April 5, 1764, which imposed more taxes on sugar, molasses, and other products imported into the American colonies from non-British Caribbean sources.

Thus, a listening government would have prevented the American Revolution in its form if it had given the colonists some representation in the British Parliament.

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Authorities from the FDA to stop foodborne illnesses (recall/prevent)

Answers

Answer:

svsv

Explanation:

dsvsv

6. The thirteen colonies all eventually came under the control of
a. Great Britain
b. Netherlands
c. France
d. Spain

Answers

Answer:

A. Great Britain

Explanation:

Answer: A. Great Britain

what causes the stars to give off light when ignited?

Answers

Answer:When fireworks explode in the sky, the gunpowder reactions create a lot of heat, causing the metallic substances pres- ent in the stars to absorb energy from the heat and emit light. ... These electrons absorb energy from the heat, which causes them to move from their original ground-energy state to an excited state.

Explanation:

The conditions which occur between the hydrogen atom starts to heat the gas in the cloud once the temperature reaches 15,000,000°C nuclear fusion takes place in the center or core of the cloud the tremendous heat given off by the nuclear fusion process causes the gas to glow creating a protostar.

john hus was the son of poor parents, yet through public school and serving others, he was able to learn through diligence and hard work. he was appointed as when he was twenty-four years old.

Answers

John Hus was born into poverty, but through attending public school and helping others, he was able to learn the value of perseverance and hard labor. He was hired as a professor of divinity at the Prague college.

As part of NASA's Mars 2020 project, Perseverance, also known as Percy, is a car-sized Mars rover created to explore the Jezero crater on Mars. The Jet Propulsion Laboratory created it, and on July 30, 2020, at 11:50 UTC, it was launched. On February 18, 2021, at 20:55 UTC, confirmation that the rover had successfully landed on Mars was received. Perseverance has been operating on Mars for 591 sols (608 Earth days), or 1 year, 8 months, and 1 day, following its landing as of October 19, 2022. NASA gave the landing place the name Octavia E. Butler Landing after the rover touched down there.

Perseverance's design is comparable to that of Curiosity, its predecessor rover, despite some upgrades. Nineteen cameras, two microphones, and seven principal payload instruments are all aboard.

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The question was incomplete. Check below the full question.

John hus was the son of poor parents, yet through public school and serving others, he was able to learn through diligence and hard work. he was appointed as when he was twenty-four years old.

a. Sailor

b. Sherrif

c. Professor

d. Scientist

True or False: The Bill of Rights was not included in the original text of the Constitution.

Answers

Answer:

true

Explanation:

The bill of right was not included in the original text of the constitution is false

What type of poll did literary digest use to predict the popular vote in presidential elections?.

Answers

The literary digest used a straw poll to predict the popular vote in presidential election.

A straw poll, straw vote, or straw ballot is an unofficial or impromptu vote. It is used to show popular opinion on a specific topic, and it can be used to help politicians understand the majority opinion and decide what to say to gain votes. Straw polls facilitate communication among movements within large groups. The first known example of an opinion poll was a tally of voter preferences reported on Telegram Messenger in the run-up to the 1824 presidential election, which showed Andrew Jackson leading John Quincy Adams by 335 votes to 169.

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PLS HELP ASAP !!! I WILL GIVE BRAINLIEST GBNDNENNDNDNDNJJ

Answers

Answer:

lecture is the right answer and I am very sure about it

Answer:

The answer would be a lecture.

Explanation:

I found it on a Quizlet flashcard set lol. You're welcome.

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Convert 3.5 104 to standard form. (5 points)3,50035,0000.000035 Torrie has $430 and Sonia has $760. John has the same number of dollars more than Torrie as he has less than Sonia.How much money does John have? a client is receiving levofloxacin for treatment of urinary tract infection. which finding warrants an immediate call to the primary health care provider (phcp)? Alcohol is considered a gateway drug because how is a circle square and triangle related? What happens when the cell of a unicellular organism dies? Why was it important to have endothermic and exothermic processes in the building materials of your train? mcdonald's claims that their monopoly game has a win rate of 25%. if you play the game 500 times, what is the probability that your win rate will be between 21% and 23%? Mara: Tengo que comprar un cinturn. Prefiero algo hecho a mano y tnico.Ral: Tienes que ir _____________________. A. al mall B. al supermercado C. a la feria artesanal D. al almacn The Federal form 1040 is used by whom to file taxes?O IndividualsO CompaniesO Law EnforcementO Nonprofit Organizations N2.Find the area of each sector. Round your answer to the nearest tenth.1.sector PQR29Rsector JKL8 cm 135K6mP90LArea =Area =1 0.72 1.6mcm3 28.74 75.4 Write an inequality that represents the situation.A certain swimming pool holds no more than 700,000 gallons. How many gallons might be in the pool? Angel and his children went into a restaurant and will buy hotdogs and drinks. Eachhotdog costs $5 and each drink costs $1.50. Angel has a total of $50 to spend onhotdogs and drinks. Write an inequality that would represent the possible values forthe number of hotdogs purchased, h, and the number of drinks purchased, d. what prevents coral reefs from surviving below the euphotic zone? group of answer choices high water density high pressure inadequate sunlight saline water damage from storms Question 1 of 10What is the slope of the line shown below?A. 3B. -1/3C. -3D. 1/3 When she was transferred to Miami, she had to buy a new car,find a nice apartment, andopening a checking account. a is parallel to e and b is parallel to d, find yAe = 97-2 Bd = 4x+5 What is the slope of the line that passes through these two points (8, 4) and (5, 3)? You have observed Somemal practices in your schoothat you think should beglosarranged Write a & letteryour principal discussinog at least three (3) thus evilpractices and suggestinghow they can be observe PLEASE ANSWER)At the grocery store, on 8-ounce bottle of salad dressing costs $1.76 A 28 ounce bottle costs 5.88. How much cheaper is it per ounce bottle rather then the 8 ounce bottle