Historically, the real return on treasury bills has been quite low.
What is treasury?⇒A treasury can be a finance ministry, a government agency responsible for taxation and finance or a site or place where treasure is held, such as cash or priceless objects. They could be individual property, religious treasure, or state or royal property. Treasurer is the customary title for the person in charge of a treasury. Especially if they are not an elected representative, this post may not always have the last say on what the treasury does. The word "treasury" first appeared in Classical times to refer to votive structures built to house offerings to the gods, such as the Siphnian Treasury in Delphi or the numerous structures of a similar design built in Olympia, Greece, by rival city-states to outdo one another during the prehistoric Olympic Games.
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if an online retailer has focused almost exclusively on demand harvesting efforts for the last few years, it should
If an online retailer has focused almost exclusively on demand harvesting efforts for the last few years, it should focus on demand generation.
The meaning of the word "retailer"Instead of purchasing products from producers or wholesalers for their personal use, buyers obtain items for resale to clients through the retail process. Between the wholesaler and the consumer, the retailers act as a middleman. They buy products from wholesalers and resale them in small quantities to clients.
What role does the shop play?Retailers buy products in bulk from wholesalers and then sell them in smaller amounts to clients. A shopkeeper essentially keeps a range of items on hand. The ultimate aim of a business is to maximize client satisfaction by going above and beyond their expectations and providing excellent services.
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in new zealand, the opportunity cost of 1 bale of cotton is a. 1/2 bushel of wheat. b. 2 bushels of wheat. c. 1 bushel of wheat. d. 5 bushels of wheat
In New Zealand, 2 bushels of wheat are needed to replace 1 bale of cotton.
Which of the following statements about national comparative advantages in producing different goods is true?When one nation can create things at a lower opportunity cost than another one, that nation has a comparative advantage. A nation cannot enjoy a competitive advantage across all industries. It is possible for a nation to have a definite advantage in all items, nevertheless.Australia sacrifices 200 bales of cotton altogether, producing 800-200=600 bales of cotton, with a cost of 2 bales of cotton for every bushel of wheat produced. Around 600 cotton bales are produced by CER.In New Zealand, 2 bushels of wheat are needed to replace 1 bale of cotton.To learn more about Opportunity cost refer to:
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which of the following is a value-reducing reason for diversification? a. conforming to antitrust regulation b. gaining market power relative to competitors c. enhancing the strategic competitiveness of the entire company d. expanding the business portfolio in order to diversify managerial employment risk
The value-reducing reason for diversification is to expand the business portfolio in order to diversify managerial employment risk. The Option D is correct.
What does diversification mean?Basically, diversification refers to a management strategy that mixes a wide variety of investments within a portfolio. Having diversified portfolio mean having mix of distinct asset types and investment vehicles in an attempt at limiting exposure to any single asset or risk.
The rationale behind diversification is that a portfolio constructed of different kinds of assets will yield higher long-term returns and lower the risk of any individual holding or security.
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A person who is friendly, open, and confident possesses essential skills for
an assembly line worker
a customer service position
a mail carrier position
a maintenance worker position
A customer service position would be a positive role for a friendly, open and confident person. Option B is correct.
What does effective customer service look like?It is necessary that the professional who works with customer service has some characteristics, such as ease of communication, empathy and cordiality. Customer needs must be the focus of service, in addition to ethics and equal treatment of any customer indiscriminately.
Therefore, a person with such openness, reliability and friendly characteristics can be beneficial in making the customer feel that he was treated well during a service and doing business with the company again.
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an individual's taxable income equals adjusted gross income less the greater of the standard deduction or itemized deductions less the qbi deduction. true or false
A tax simply means a compulsory financial levy that is imposed on a taxpayer by a governmental organization to fund government expenditures.
Why is my standard deduction more than my income?Many people may also find the standard deduction amount greater than the total that they could reach if they added up all their eligible tax-deductible expenses separately. Whether you use the standard deduction or itemize your deductions is up to you, but you cannot do both.The standard deduction amount typically increase each year due to inflation. You usually have the option of claiming the standard deduction or itemizing your deductions. However, you can't claim both in the same year.Taxation refers to an involuntary and compulsory fee that are usually levied on individuals or business firms (entities) by the government, in order to generate revenues which are used in funding public institutions and activities.Taxable income can be defined as an individual or a business firm's earnings (amount of income) that is used by federal or state authorities, as a base to determine the tax to be levied on them.
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a. the banking system in the united states is referred to as a fractional reserve banking system because multiple choice 1 banks hold a fraction of deposits in reserve. a fraction of the money is lent out. a fraction of all monetary assets are held in banks. banks keep a fraction of reserves available. b. in a fractional reserve system, deposit insurance multiple choice 2 guarantees that depositors will always get their money, thus avoiding most bank runs. provides additional funds that can be lent out. is absolutely necessary or the banking system would collapse. raises the fraction of deposits that banks must keep available.
The concept mentioned is Fractional Reserve Banking.
1) Option A, banks hold a fraction of deposits in reserve.
2) Option A, guarantees that depositors will always get their money, avoiding bank runs.
Fractional-reserve banking is the system of banking operating in nearly all countries worldwide, under which banks that take deposits from the public are needed to hold a proportion of their deposit arrears in liquid means as a reserve, and are at liberty to advance the remainder to borrowers.
With a fractional reserve banking system, a fall in bank reserves results in multiple cascades in demand for deposit money. Deposits are insured by the Federal Deposit Insurance Corporation.
In a system known as fractional reserve banking, only a portion of bank deposits are guaranteed by factual cash that's on hand and accessible for withdrawal.
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what is not a product characteristic? group of answer choices complexity trialability observability relative advantage price
The one which is not a product characteristic is observability.
Product characteristics are considered to be the attributes of the product itself which are thus needed in order to be controlled. Thus, the examples of the product characteristics are tend to be shape, size, weight, color, quality, hardness, etc.
However, the list of the product characteristics tend to depend on your product and how its functional design requirements have been defined. Product is said to be complex of tangible and also the intangible attributes, including packaging, color, price, prestige, etc.
Hence, the one which is not a product characteristic is called observability.
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as the global market for eyeglass products has become extremely competitive in recent months, u-see products' newly appointed cfo believes the company should address its minimum efficient scale and attempt to lower it. what is a consequence of a low minimum efficient scale?
The result is that by producing the same item in many places, a company may protect itself against currency risk.
What are the four basic product types?There are four different types of products, and they are categorized according to customer behavior, cost, and technology products: Convenience items, and shopping items, specialty items, and unexpected items
Why is a product good?Good goods must have a strong value proposition, or solve a genuine problem, be simple and easy to use, and get stronger and harder to leave with with each usage. They should also be straightforward to comprehend by users.
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in the continuous change process model, the person responsible for managing the change effort is called
In the continuous change process model, the person responsible for managing the change effort is called a change agent.
What is the Continuous Change Process Model?The continuous change process paradigm encompasses the forces of change, the change process, a change agent, and transition management. This change model addresses it from the perspective of senior management and sees change as an ongoing activity.
Not to mention, a major alteration that is seen as a journey rather than as a destination. As an illustration, consider a city that strives to have the highest quality of life in the US and initiates a bold reform with widespread support.
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in the persepolis book what tools does the iranian government use throughout the book to oppress its people?
Forcing Muslims to consume pork, consume alcohol, and renounce their religion is oppression and repression of freedom. They are subjected to these constraints and are compelled to share the communist party's beliefs.
This demonstrates oppression the government violates the rights and beliefs of its citizens. The government wields considerable power over its citizens in Persepolis and imposes numerous communist on how individuals can live their lives. For example, if alcohol is prohibited, Marji and her grandmother must flush all of the family's alcohol down the toilet before the house is inspected. In Persepolis, the veil was the most oppressive symbol.
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Help!!!!!! i need help Quick
1. What is the savings in a bank referred to as? (1 point)
A. A pile of money under your mattress
B. A real estate property
C. A luxury car
D. An interest bearing savings account
2. Which option is an investment with compound interest?(1 point)
A. a rental property
B. a checking account
C. a mutual fund following the S&P 500
D. a savings account
3. Which of these is considered a financial market?(1 point)
A. Sotheby’s auction
B. New York Stock Exchange
C. J.P. Morgan Chase
D. Ferrari dealership
4. Which of the following is not a characteristic of a typical bank savings account?(1 point)
A. no restrictions on money withdrawals or deposits
B. savings are easily accessible for the customer
C. a high interest rate
D. an average of 0.05% interest with no other restrictions
5. Which of the following are considered to be capital gains?(1 point)
A. the new value of a stock after the market closes
B. the profit earned on the sale of an asset which has increased while it was owned
C. the money lost when a stock is sold for less than it was purchased for
D. the interest earned from a government bond
6. Which of these is a mutual fund? (1 point)
A. a fund that pools money from many investors to buy securities
B. a fund used to pay shared bills and expenses
a fund used by the government to gather taxed money
a fund that you share with your family to save in the bank
7. Which is a source of passive income?(1 point)
A. teaching about personal finance
B. owning dividend stocks
C. owning luxury cars
D. working as a consultant
8. Which is an employer-sponsored retirement plan?(1 point)
Responses
A. a type of account offered to employees at very little or no cost
B. a Social Security coverage that is offered only to employed citizens
C. a strategy offered by the company that will advise employees on how to invest in order to retire
D. a private bank plan that is recommended by the company
9. Which is an appropriate use of money in an emergency fund?(1 point)
A. buying a brand new car
B. replacing the furnace in July
C. replacing the furnace in January
D. painting the house
10 Which option defines a tax benefit? (1 point)
A. a type of tax form that needs to be completed each year.
B. some type of savings for taxpayers
C. a government loan
D. a government bond affiliated to tax collection
An asset or object acquired with the intention of creating income or recognition is referred to as an investment.
What is Investment ?A purchase of products that are not consumed right away but will be utilized to create wealth down the road is referred to as an investment in an economic outlook.
Investments refer to a portion of revenue that is set aside each year for capital formation rather than being used for consumption.
1. What is the savings in a bank referred to as option D is correct.
2.Option C is correct .
3.Option B is correct .
4. Option C is correct .
5. Option D is correct .
6. Option A is correct .
7.Option B is correct .
8.Option B is correct .
9. Option C is correct .
10. Option B is correct .
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for each market, determine whether each market is likely to have sufficient barriers to entry to allow individual firms to make positive economic profits in the long run. classify each market as possessing sufficient barriers to entry or not possessing sufficient barriers to entry.
Barriers to entry refer to restrictions placed on new firm or market entry.
Barrier cost is an economic term that refers to high initial costs that limit or prevent other competitors in the industry from entering the business. . These barriers or restrictions make it difficult for other companies to participate in business. They can be
a). Government Regulation - Sometimes the government imposes many restrictions on the entry of a new business. This could be a licensing requirement or a resource availability limitation.
b). Economies of scale - These refer to production efficiencies that occur when a firm grows and can cover the entire market at a lower cost than many smaller firms producing the same product in smaller quantities. Production costs are lower in one company than in many companies.
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a man owned his home for five years and when he married, he added his wife's name to the deed. now they are preparing to sell the home they lived in for the last 25 years. who must sign the listing agreement?
A listing is either an item on or a list that has been published. Quarterly publications will include a complete list of the companies.
What listing means?A listing is either an item on or a list that has been published. Quarterly publications will include a complete list of the companies. Synonyms: record, series, list, roll More words for listing.
Between a property owner and a real estate broker, a listing agreement serves as an employment contract.
It gives the broker the ability to represent the seller as a listing agent and locate a buyer for the home on the seller's terms. A listing agreement basically authorizes your real estate agent to locate a buyer for your house.
The components of a listing contract:
Contact details for the agency as well as the owner, including names and addresses.the duration during which the house will be on the market.The cost listed for the property.which listing agreement is being signed.The complete question is:
A man owned his home for five years and when he married, he added his wife's name to the deed. Now they are preparing to sell the home they lived in for the last 25 years. Who must sign the listing agreement?
a. Both husband and wife
b. Only the husband
c. Only the wife
d. The heirs to the property
Therefore, the correct answer is option a. Both husband and wife.
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which social media metric is probably the most useful for determining whether a company is increasing its brand awareness on social media?
The most helpful metric for assessing whether a firm is boosting its brand recognition on social media is likely the sum of all company mentions.
What are social media metrics?The data points that demonstrate how well your social media plan is working are known as social media metrics. Metrics are the foundation for continuous development and progress since they enable you to comprehend anything from the number of people who view your content to the amount of money you make from social media.
Therefore, the most helpful metric for assessing whether a firm is building brand recognition on social media is likely the total number of mentions of the business there.
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true or false: a key aspect of managing a brand's online reputation is to create positive content about the brand that will rank well in serps.
It is true that a key aspect of managing a brand's online reputation is to create positive content about the brand that will rank well in SERPs.
What is a SERPs?The list of outcomes a search engine produces in response to a specific word or keyword phrase query is known as a search engine results page (SERP). Search engine results pages (SERPs) typically feature paid search and pay-per-click (PPC) advertisements in addition to organic search results.
In addition, featured snippets, knowledge panels, video carousels, and image packs are typical examples of SERP features. Because results are indexed using ranking signals, which affect where a website appears on the results page, SERPs are significant.
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what are the relationships between people that arrange the production, distribution, and consumption of goods called?
Economics is a social science that examines how products and services are production, distribution, and consumption as well as the decisions that people, corporations, governments, and nations make when allocating resources.
How are the forces of production and the relations of production related?The materials worked on as well as the equipment and procedures used in the creation of economic items are referred to as the forces of production. The term "relationships of production" describes the social interactions that take place during the manufacturing process, particularly between owners and non-owners of the means of production. Sales and delivery of goods and services from a manufacturer to a customer are both considered to be part of distribution. This is sometimes referred to as product distribution. To keep customers satisfied and all members of the distribution channel happy as business grows increasingly global, it is crucial to improve distribution.
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how are monopolistic competition and a oligopoly similar? group of answer choices both involve the production of homogeneous products. both have barriers to entry that limit competition. oligopolistic interdependence is important in both market structures. none of the above
The similarity between monopolistic and oligopolies is that they both are involved in the production of homogeneous products.
Monopolistic competition:
An industry with monopolistic competition is one in which numerous businesses provide products that are similar but not exact alternatives.
It is argued that enterprises in this type of industry have a low degree of market power because decisions made by one company do not directly affect those of its rivals.
Products are generally comparable, thus businesses must use aggressive marketing to differentiate their offerings.
This marketing focuses on differentiating the product from competing products, which may be accomplished, for instance, by offering a price reduction or enhancing the product's branding.
Low entry barriers in monopolistic competition encourage new businesses to enter the market and boost competition.
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business continuity management is a multiple choice preventive control. detective control. corrective control.
Business continuity management strategies include preventive control, detective control, and corrective control.
How can business continuity be achieved?Business continuity strategy refers to a stage of the BCM planning procedure. It provides a conceptual overview of the crisis response tactics, preventive (mitigation) measures, and recovery strategies that must be put into place between the time a disaster strikes and the moment that regular operations can resume.
How does business continuity consist of its three elements?Resilience, recovery, and contingency are the three crucial parts of a business continuity plan. An company can increase its resilience by incorporating employee rotation, data redundancy, and maintaining a surplus of capacity when creating essential infrastructure and functions.
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microeconomics approaches the study of economics from the viewpoint of: a. individual economic units, such as consumers, firms, and units of government. b. the federal government. c. the economy as a whole. d. inflation, unemployment, and economic growth.
Microeconomics tackles the study of finance from the perspective of specific economic components, such as individuals, businesses, and governmental entities.
What makes you ineligible for unemployment in California?If the director determines that a person quit their most recent job willingly and without justification, or if they were fired for wrongdoing related to their most recent job, they are not eligible to receive unemployment benefits.
If you're fired in California, are you eligible for unemployment insurance?After you submit your claim, we will call you and your workplace to see if you qualify for unemployment benefits if you've been fired from your work.
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books brothers stock was priced at $15 per share two years ago. the stock sold for $13 last year and now it sells for $18. what was the total return for owning books brothers stock during the most recent year? assume that no dividends were paid. round your answer to the nearest percent.
During the most notable year, the total return on Book Brothers stock was 38.46%.
What exactly do you mean by stock?
A stock is a broad term that refers to any company's ownership certificates. A share, in contrast hand, refers to a company's stock certificate. Users become a stockholder when you own a percentage of a particular company. Stocks are classified into two types: common and preferred.
How do I begin buying stocks?
Here's a process guide to getting started with stock investing.
Set up a brokerage account. To begin, you'll need to have a trading account to purchase stock.Choose one stocks users want to purchase.Determine the number of shares to purchase.Select an order type.Make a stock order through your brokerage.Create your portfolio.To know more about Stocks visit:
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place the statements based on whether they increase or decrease the bargaining power of suppliers.
The product is not differentiated from those of other suppliers, the supplier's bargaining power will be reduced if it sells an undifferentiated product.
Since there is only one supplier in the market, this will increase their bargaining power.
Because the input is specialized, it will give the supplier more bargaining power because it is specialized.
Therefore, the response will be to increase or decrease because the only supplier on the market sells a product that is not differentiated and the input is specialized.
How can suppliers' bargaining power be reduced?Integration in retrospect: This is one of the strategies generally utilized today to decrease the haggling force of providers. Backward integration is the process by which a company acquires its suppliers to establish a monopoly in its industry or reduce supply chain volatility.
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major brands, inc., a clothing manufacturer, is planning to sell 9,000 jackets during february and its production is estimated at 8,700 jackets during february. each jacket requires 4.4 yards of fabric at $4.00 per yard and 0.25 direct labor hours at $12 per hour. manufacturing overhead is applied at 110% of direct labor costs. what is the total amount to be budgeted for manufacturing overhead for february?
If major brands, inc., a clothing manufacturer, is planning to sell 9,000 jackets during february and its production is estimated at 8,700 jackets during february. the total amount to be budgeted for manufacturing overhead for february is $26,100.
How to find the budgeted for manufacturing overhead for February?Using this formula to find the Total direct labor cost
Total direct labor cost =Estimated production × Direct labor hours × Price for Direct labor hours
Let plug in the formula
Total direct labor cost = 8,700 jackets x 0.25 hours x $12 per hour
Total direct labor cost = $26,100
Therefore the Total direct labor cost is $26,100.
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what sets the calling for product prices break even volume variable costs customer perceptions of the products
Customer's perception of product value sets the ceiling for product prices.
An key component in determining whether or not a customer makes a purchase is their opinion of the value of the goods. A customer is more likely to buy something if they believe it to be highly valuable. On the other hand, a consumer is less inclined to buy a product if they believe it to be of low value.
The cost of the item, its quality, and the customer's preferences are just a few of the variables that might affect how much value a customer perceives in a product.
Hence, the correct option is "D".
The question is incomplete, the complete question is:
What sets the ceiling for product prices?
A. Variable costs
B. Sellers' perceptions of the product's value
C. Break-even volume
D. Customer's perception of product value
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the amount of income before deductions for interest expense and income taxes is the amount available to pay interest. the ratio takes this income divided by interest expense to determine the risk for creditors. need help? review these concept resources.
The amount of income that is left over after tax and interest deductions is the amount that may be used to pay interest. The risk to creditors is calculated using the times interest earned ratio, which divides this revenue by interest costs.
What is times interest earned ?The Times Interest Earned (TIE) ratio gauges a company's capacity to consistently pay down its debt. Divide a company's EBIT by its recurring interest expenditure to get this ratio.The capacity of a business to make debt payments on time is gauged by the interest coverage ratio or times interest collected. EBIT or EBITDA divided by the total interest expenditure might be used to determine it.Divide revenue by the total amount of interest due on bonds or other types of debt to arrive at this ratio. You'll get a figure that rates the company's capacity to pay interest charges with pre-tax earnings after doing this computation.The complete question is The amount of income before deductions for interest expense and income taxes is the amount available to pay interest The _____ ______ ______ ratio takes this income divided by interest expense to determine the risk for creditors.
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what is meant by "market" in lower-of-cost-or-market calculations the amount of gross margin earned by selling merchandise
Direct expenses, or cost of goods sold (COGS), are subtracted from net sales, which are gross revenues minus returns, allowances, and discounts, to determine the gross profit margin.
The gross profit margin ratio is determined by dividing that number by net revenues and then multiplying it by one hundred percent.
What data does gross margin provide?Gross margin is the difference between net sales and cost of goods sold. Before deducting costs associated with selling, general, and administrative (SG&A), a company's gross margin is shown. The ratio of gross profit to net sales, also known as gross profit margin, is the gross margin.
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did tax lax law changes effective in 2018 increase or decrease the amount of the double tax on c corporation income? explain.
The tax law changes effective in 2018 decrease the amount of the double tax on c corporation income.
What is tax lax law?Based on the specifics of each situation and the corporate tax rate of 21%, certain organisations may use C corporations more frequently (e.g., the applicability of the new top individual rate of 37 percent, still subject to the individual AMT, and a new deduction for certain pass-through income discussed below).Every person submitting a 2018 tax return is impacted by significant changes to the tax code. The IRS developed a number of materials, which are available on IRS.gov, to assist taxpayers in understanding these changes. Here is a concise summary of significant changes, along with a link to additional details on IRS.gov.The way pass-through business income is taxed has significantly changed under the new tax law. This includes revenue generated by partnerships, LLCs, and single proprietorships.To learn more about Tax Law refer to:
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brody invests money in an account paying a simple interest of 8.6% per year. if he invests $50 and no money will be added or removed from the investment, how much will he have in one year, in dollars and cents?
Brody will have final amount of $54.30 in one year. Future value at the conclusion of the period is the entire amount borrowed or the final amount, whichever is greater.
How to calculate final amount ?The final sum, often known as the entire amount borrowed, is what is referred to as the future value. The future value simple interest formula illustrates the future value that simple interest will produce once the time period has passed.
The sum of the initial principal amount and the interest accrued on that principal amount at the end of the period is the future value simple interest formula.
To find out how much money Brody will have in one year, you can use the following formula:
final amount = principal * (1 + rate * time)
In this case, the principal is $50, the rate is 8.6% per year, and the time is 1 year. Plugging these values into the formula, we get:
final amount = $50 * (1 + 0.086 * 1)
= $50 * 1.086
= $54.30
So, in one year, Brody will have $54.30 in his account.
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what is the maximum amount of expenses on which the child and dependent care credit is based for tax year 2022?
Answer: You may deduct a maximum of $3,000 for one person's care costs in 2022 and $6,000 for two or more persons. You may deduct 20% to 35% of your eligible expenses.
Explanation: Is income a factor when determining tax credits?
Earned Income Tax Credit
A person's adjusted gross income, earned income, and investment income are taken into account when determining their eligibility and credit amount.
What does the term "tax credit" mean?
A tax credit equals a dollar-for-dollar reduction in your income. For instance, if you owe $1,000 in total tax on your return but qualify for a $1,000 tax credit, your net liability is zero.
Does tax credit depend on adjusted gross income?
The following factors determine eligibility for premium tax credits:
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What are two questions that a purchasing specialist should ask when evaluating supplier performance?.
The two questions that a purchasing specialist should ask when evaluating supplier performance are:
does the supplier supply quality productsdoes the supplier's supply arrives as agreed etc.What is the meaning of supplier performance?A supplier performance, which can be called a supplier quality, means the supplier's ability to deliver goods or services that will satisfy the customers' needs.
Most time, the purchasing specialist will need to evaluate the supplier performance in order to determine whether he/she should use the supplier again.
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Essay questions describe marketing tactics that the credit industry uses to trick people into getting into debt.
a. True
b. False