Answer:
I believe it's the second one:
Information search
You are employed by a bank with the title financial adviser. In your capacity at the bank, you are required to hold a general securities registration in order to provide information on securities and to process orders. Your sponsoring broker-dealer is an affiliated firm owned by the bank holding company that also owns the bank you work for. A client comes to the bank seeking advice on certificates of deposit offered by the bank as well as mutual fund investments. Under the Uniform Securities Act, which of the following choices BEST describes what you are allowed to do when giving advice to the client?
- You are not allowed to advise the client since the bank is not an investment adviser
- You may give the client advice since the broker-dealer and the bank are excluded from the definition of an investment adviser
- You may give the client advice only on the mutual funds since certificates of deposit are governed by banking rules and you are registered with a broker-dealer
- You may not give advice on the certificates of deposit since the bank is not a registered investment adviser
Answer:
- You may give the client advice since the broker-dealer and the bank are excluded from the definition of an investment adviser
Explanation:
According to the uniform securities act, the following describes that you are permitted to do at the time when you are giving suggestions to the client
As we know that the broker or dealer as the case may be & the bank would not be included in the investment advisor definition
iSo the same would be considered for the given situation
Hence, the second option is correct
What does the value of collateral or down payment affect? Check all that apply.
the amount borrowed
the interest rate
the lender’s perceived risk
the repayment schedule
the credit cards available
Answer:
the value of collateral or down payment affect :
1. the amount borrowed
2. the repayment schedule
Explanation:
Only the amount borrowed and repayment schedule are affected by the value of collateral or down payment.
This is so because, the collateral or down payment instantly reduces the amount borrowed from the lender known as the Principle Amount.
Once the Principle amount is reduced, the instalments or repayment of interest and capital also reduces and some times the length of time for paying back the amount borrowed.
The value of collateral or down payment affects:
The amount borrowed The interest rate The lender’s perceived riskCollateral refers to an item of equal worth that is given to a lender to hold in case of a default in payment. The collateral or down payment that is deposited for a purchase will be equivalent to the amount borrowed.
A television set will not be equivalent collateral for a loan of $100,000. The collateral will also be measurable to the perceived risk of the lender.
The higher the perceived risk, the higher the collateral. The interest rate will also affect collateral. So, options 1, 2, and 3 are correct.
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Lois has a balance of $970 on a credit card with an APR of 24.2%, compounded monthly. About how much will she save in interest over the course of the year if she transfers her balance to a credit card with an APR of 10.8%, compounded monthly?
Answer:
Lois will save $152.51 when she wil transfer her balance.
Explanation:
Amount to be paid in 1 year for original credit card is given as
[tex]P_1^{'}=P*(1+r_1)^t[/tex]
Here [tex]P^{'}_1[/tex] is the amount to be paid after P is the balance which is 970, [tex]r_1[/tex] is the APR for first credit card which is 24.2% and t is compounding frequency which is 12 so
[tex]P_1^{'}=P*(1+r_1)^t\\P_1^{'}=970*(1+\dfrac{24.2}{12}\%)^{12}\\P_1^{'}=970*(1.0207)^{12}\\P_1^{'}=970*1.2707\\P_1^{'}=\$1232.61[/tex]
Similarly for the second one the values are calculated as
[tex]P_2^{'}=P*(1+r_2)^t\\P_2^{'}=970*(1+\dfrac{10.8}{12}\%)^{12}\\P_2^{'}=970*(1.108)^{12}\\P_2^{'}=970*1.1135\\P_2^{'}=\$1080.10[/tex]
The differnce of the two values is calculated as
[tex]P_1'-P_2'=1232.61-1080.10\\Difference=\$ 152.51[/tex]
The difference is $152.51 which she could save.
Answer:
$152.51
Explanation:
apeex
Gemma and Li are both managers at Yang Accounting, a large accounting firm. Each has a very different management style. Gemma is very outgoing and constantly checking on her subordinates to see if there is any way she can help them to complete their projects. She also brings in fresh flowers for the lunchroom weekly and always remembers everyone's birthday. Li is much more introverted and communicates with his subordinates mainly through email, and he has his subordinates submit daily reports on their progress toward the weekly goals he has assigned them.
A. transformational leader
B. path-goal leader
C. task-oriented leader
D. servant leader
E. people-oriented leader
Answer:
Gemma is a people oriented leader whereas Li is a task oriented leader.
Explanation:
Gemma is good with people and the Human resources. He shows empathy towards each employee of the company by helping them and being there with them when they have any doubts or clarifications in the projects.
Li is professional. spends time to himself and cares more about the outcome of their employees work.
A no-frills account often has no fees.
A. True
B. False
False.
Explanation:
in addition to the service charges applicable to the no frills account was substantially lower than that of the regular savings accounts as a result the zero balance requirement that most banks offered,the account became commonly known as ZERO BALANCE ACCOUNT.
Select the correct answer.
Knight is the head of a country that plans to join the eurozone. Which of these can he expect if he decides to join?
A.
exchange rate variations
B.
improved ability to handle bad debt situations
C.
attraction for investors from outside the EU
D.
variations in pricing of goods and services
Answer:
Explanation:
variations in pricing of goods and services
All of the following are true statements EXCEPT:
A. One way to provide all socioeconomic groups access to a facility is to situate the facility in a central location on a major public transportation route.
B. It is acceptable to house a disaster-related program in a non-accessible building if no accessible buildings are readily available.
C. The content of all public meetings must be available to individuals with hearing impairments.
D. Providing information in alternative formats helps ensure that persons with disabilities can access the information.
This one too clicked by me how's it
Answer:
looks good look gorgeous
On February 24, 2020, Allison's building, with an adjusted basis of $1,300,000 (and used in her trade or business), is destroyed by fire. On March 31, 2020, she receives an insurance reimbursement of $1,650,000 for the loss. Allison invests $1,550,000 in a new building and buys stock with the balance of insurance proceeds. Allison is a calendar year taxpayer. a. By what date must Allison make the new investment to qualify for the nonrecognition election
Answer:
December 31,2022
Explanation:
a. Since in the question it is mentioned that the allison is a taxpayer for the calender year so here the date that should be make the new investment in order to qualify for the non-recognition election is Dec 31,2022
So the same would be considered and relevant too
Hence, the date would be December 31,2022
Cara Fabricating Co. and Taso. Corp. agreed orally that Taso would custom-manufacture a compressor for Cara at a price of $120,000. After Taso completed the work at a cost of $90,000, Cara notified Taso that the compressor was no longer needed. Taso is holding the compressor and is demanding payment from Cara. Taso has been unable to resell the compressor for any price. Taso incurred storage fees of $2,000. If Cara refused to pay Taso and Taso sues Cara, what is the most damages Taso will be entitled to recover
Here's link to the answer:
bit.[tex]^{}[/tex]ly/3a8Nt8n
Please help--
Spending that is based on the purchase decisions you make that can vary from month to month is a ___
Complete the statement.
Steve has joined as a trainee manager at a convenience store. His superior has noticed that he does not fill out his time sheet accurately and so he does not show
_________.
Also, Steve always leaves much of his work undone. The superior has concluded that Steve will not prove to be a _________ employee for the organization.
options for first space: punctuality, confidentiality, honesty
options for second space: honest, reliable, punctual
Answer:
Honesty; reliable.
Explanation:
An employee can be defined as an individual who is employed by an employer of labor to perform specific tasks, duties or functions in an organization.
Basically, an employee is saddled with the responsibility of providing specific services to the organization or company where he is currently employed while being paid a certain amount of money hourly, daily, weekly, or monthly depending on the contractual agreement between the two parties (employer and employee).
In this scenario, Steve has joined as a trainee manager at a convenience store. His superior has noticed that he does not fill out his time sheet accurately and so he does not show honesty. Honesty is the act or quality of being honest and sincere with one's actions and words (statement).
Also, Steve always leaves much of his work undone. The superior has concluded that Steve will not prove to be a reliable employee for the organization. Reliable is the quality of an individual to be credible, dependable and trustworthy to others.
What is the purpose of a self-assessment?
A. To make it easier to get into college
B. To present to prospective employers
O
C. To create an education and career plan
D. To make it easier to write a resume
Answer:
D
Explanation:
If you are able to recognize your strengths and weaknesses it will make it easier to write a resume.
Answer:
To create an education and career plan
Explanation:
The following are true about US exports and exporters except for which statement?
O The majority of US companies export their products.
O US companies that export their goods or services grow faster.
O Exports, including services, accounted for almost $2 trillion in 2010.
O The export sector helps create and maintain job growth.Best answer to the right answer
Answer: D
Explanation:
Answer:
A, the majority of US companies export their products.
Explanation:
As it said in the lesson, "Less than one percent of America's 30 million companies export." Therefore, A cannot be true.
Practicing smiling and shaking hands with friends and family can help to ease your nerves before an interview or first meeting with a new employer.
A. True
B. False
You're the production manager for a company that manufactures clothing, and you oversee activities in a wide range of departments from cutting and stitching to warehousing and shipping. Maintaining a steady flow of goods through production is essential, so if you could employ any supply chain management system to make your job easier, which of the following would you choose? Group of answer choices RFID, a tool that requires placing a tiny tracking chip on all materials ERP, an integrated software that consolidates sequencing and scheduling data from all units Logistical cost control, a method of evaluating how to add value for your customers through logistical changes Value chain management, a means of managing the complete sequence of suppliers and activities that contribute to the creation and delivery of goods
Answer: ERP, an integrated software that consolidates sequencing and scheduling data from all units
Explanation:
With regards to the information given, the supply chain management system to be employed in order to make the job easier is the Enterprise Resource Planning (ERP).
The Enterprise Resource Planning us the software that is used in the planning and managing of every supply chain, financial, manufacturing, and every other organizational process.
Therefore, the ERP is vital as it'll help in the consolidation, the sequencing and the scheduling data from all units
Fred Rogers bought a $50,000 whole life insurance policy at age 20. What is his annual premium if the rate is $18.75 per $1,000 of insurance coverage?
Answer:
Amount of annual premium = $937.5
Explanation:
Given:
Total amount of insurance coverage = $50,000
Rate of premium = $18.75 per $1,000 Insurance coverage
Find:
Amount of annual premium
Computation:
Amount of annual premium = Total amount of insurance coverage [18.75/1,000]
Amount of annual premium = 50,000[18.75/1,000]
Amount of annual premium = 50[18.75]
Amount of annual premium = $937.5
What is the status of Farbenia’s balance of trade?
The republic of Farbania has trade relations only with Russia. In one year, Farbania imports $300 million worth of goods from Russia. In the same year, Farbania sells $200 million worth of goods to Russia. Therefore, Farbenia had a
in its balance of trade with Russia.
Answer:
Farbania has a negative trade balance with Russia, that is, a deficit of $100 million.
Explanation:
Given that the republic of Farbania has trade relations only with Russia, and in one year, Farbania imports $ 300 million worth of goods from Russia and sells $ 200 million worth of goods to Russia, to determine the balance of trade that this country has with Russia is must perform the following calculations:
Imports: -300,000,000
Exports: +200,000,000
-300,000,000 + 200,000,000 = X
-100,000,000 = X
Therefore, Farbania has a negative trade balance with Russia, that is, a deficit.
Who most likely actually pays the tax on rental property?
landlord jk
Explanation:
What is the distinction between free trade and fair trade?
Free trade focuses on the _________ of nations. Fair trade seeks to bring ________ to the world of trade.
Answer:
Free trade focuses on the reductions of barriers and policies of nations.
Fair trade seeks to bring favor to the right of the worker.
Explanation:
Rumba Dance Hall has offered to buy from Muy Bueno Bakery 100 of its chocolate cakes for $26 each. No variable selling costs would need to be paid, but special packaging of $140 will have to be added. Normally, Muy Bueno sells its cakes at $36 each. Its costs per cake are materials, $11; direct labor, $8; variable factory overhead, $2; fixed factory overhead, $3; and variable selling costs, $3. How much differential profit or loss will Muy Bueno make if it accepts this offer
Answer:
differential profit = $360
Explanation:
total variable production costs:
materials $11 x 100 = $1,100
direct labor $8 x 100 = $800
variable overhead $2 x 100 = $200
total = $2,100
+
special packaging $140
= total costs $2,240
differential profit = $2,600 - $2,240 = $360
nutrients for poultry products
Answer:
Poultry is generally considered to be a healthy meat, and has several nutrients. These nutrients and their amounts vary depending on the meat cut of the poultry, for example, chicken breasts have a lot more protein and less fat than chicken wings.
Overall, poultry is characterized by significant amounts of protein, of minerals like zinc, iron and copper, and of vitamins like vitamin B6 and thiamin.
PLEASE ANSWER ASAP WILL GIVE BRAINLIEST AN LOTSSSS OF POINTS
Frugala is pleased when Sylvestor puts $2,000 into 10-year state bonds and $3,000 into 5-year AAA-rated bonds in Steady Hand Hardware, Inc. He buys the four state bonds at a 5 percent interest rate and the three Steady Hand bonds at a 6.5 percent rate. Sylvestor also buys $1,500 worth of blue chip stocks, and $800 worth of stock in a promising new sportswear company that reinvests its earnings in new growth.
1. (a) What is the maturity for each of the bond groups Sylvestor buys?
(b) The coupon rate?
(c) The par value?
2. (a) Which of Sylvestor’s stocks are traded over the counter?
(b) on the NYSE?
3. (a) Which of Sylvestor’s new investments are municipal bonds?
(b) Corporate bonds?
4. For which bond purchase did Frugala probably consult Standard & Poor’s or Moody’s?
5. From which stock may Sylvestor expect capital gains rather than dividends?
Explanation:
[tex] 1a)\frac{(2000 \times 10 \times 5) + (3000 \times 5 \times 6.5)}{100 + 100 } \\ = \frac{100000 + 97500}{100 + 100} \\ = 1000 + 975 + 1500 + 800 \\ 4275[/tex]
Answer:
Q3: 10,290
Explanation:
Although "52Perceptions" has some valid points and I'm going to touch base on them but the single most important event was 9/11. Those attacks led up to what is now going on (but not yet called), World War III. These wars; Afghanistan, Iraq, Gaza, U.K., Georgia, Chechnya, etc. etc. are all about the spread of Islam. In fact, there are over 74 major conflicts around the world at this time and Islam is at the center of each and every one of them. We hear the stories of the women in African countries, who got their breast cut off, or people get their hands or legs cut off. I have studied Islam for many years, and I am going to provide some links of videos for you to review. But some basic history to begin with. Islam is not a religion; it is a 100% way of life. Religion is only one aspect of it, and most westerners don't understand that which is why they always call it a religion. Muslims (those that practice Islam and believe in their god Allah) have the Islamic duty to usher in the Dar-El-Salam (The house of peace). This is only established when everybody is a Muslim. 100% of the population, Islam is now expanding once again. 9/11/1682 is when the last expansion was stopped, at the battle of Vienna. 9/11/2001 was when the expansion started again. The date is believe to have been selected intentionally. Now, about the Federal Reserve. The Federal Reserve is responsible for a lot of the Tyranny going on in the U.S. but they are also mostly responsible for the wealth this country has. The Federal Reserve is estimated to process 1 Quadrillion dollars of the world’s money, every single day. Can you imagine that kind of financial power in another country? The United States would have lost its Super Power status a long time ago. The Federal Reserve (A private organization) is in effect a credit card to the United States government. The U.S. borrows money, and the Federal Reserve is given some more options and abilities to make more money. It is a win / win in that situation. Congress could revoke the abilities of the Federal Reserve with the stroke of a pen, but the Federal Reserve would just leave and go to another country, or it would cease to exist, and another country such as China would establish one, and that would be the end of our financial power. See the problem? Additionally, the Federal Reserve is made up of other banks, two of which were Fanny mae and Freddy Mac (spellings). The Federal Reserve is a necessary evil, in order for the U.S. to stay on top, and to correct the financial problems which Congress started. Here is how it ties into World War III. Starting back in the 70's during the Carter Administration, the middleastern cult "Islam" began to grow exponentially. Muslims will tell you it is peaceful, and just a faith, and that it integrates well in the west, but one only needs to look at Afghanistan, Syria, Iran, Iraq, Saudi Arabia, etc. etc. and see how ways of life there have changed since they have become such high percentage of Islam, but I digress. Many of those banks that make up the Federal Reserve are owned by Islamic leaders. In fact, Arab countries own about 15% of all the banks in the U.S. and that is 15% of the board members on those banks. The decision makers. That is just the tip of the iceberg. But if I go on, and you review the videos below, you will learn that Islam is a greater threat to the world than the NAZI's or the Communist. President Bush said it right when he said it's a different kind of war. It uses Political warfare, social warfare, economic and media warfare, and of course conventional and information warfare. The war on terror is the war on Islam, and that is exactly what it should be. The scope of it indicates that it is already a world war, but will not be called that for maybe another five years. Iran and Syria are inevitable in the near future. And those wars will not just be fought over seas. We have large Muslim populations here as well. It's not about oil. Oil is a piece on the chess board as is the Federal Reserve, but the war is over our freedom, our way of life which is threatened by Islam. Oil and the Federal Reserve all depend on us winning that world war. If you invent a new product and you think the oil companies will stand in the way, all you have to do is find a way to make it profitable for them also, and you are sure to succeed. That is the situation they are in now. They cannot make a profit if the war is lost.
BRAINILIEST PLEASE
What type of selling presentation method is best to use when the salesperson
is inexperienced and is selling a non-technical type of product?
a. formula selling
b. consultative selling
c. one-on-one selling
d.prepared sales presentation
Answer: Prepared sales presentation.
Explanation:
prepared sales presentation is the type of selling presentation method is best to use when the salesperson is inexperienced and is selling a non-technical type of product. Hence, option D is correct.
What is selling presentation method?A sales presentation, also known as a sales pitch, is a line of argument intended to persuade someone or something. It uses a carefully thought-out sales presentation strategy for a product or service that is intended to open and close a deal.
To allow plenty of room for the additional details, the four categories—memorized, persuasive selling, need-satisfactio, and problem-solution are presented in a zig-zag pattern.
In general, memorized or persuasive selling is preferable while giving a sales presentation. However, the requirements-satisfaction or problem-solution strategies are best if you need to comprehend customer priorities or uncover customer wants or problems.
Thus, option D is correct.
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Fictoria has recently become a republic. Which of these items indicates that Fictoria will follow a fixed exchange rate system?
A.
The system will encourage speculators.
B.
The currency price is set by the free market based on supply and demand.
C.
The government entirely determines the rate.
D.
The system will keep away risk-averse foreign investors.
E.
The system will automatically solve all balance of payment problems.
Answer:
The correct answer is A. The system will encourage speculators.
Explanation:
The fixed exchange rate monetary system is one by which a country sets the value of its currency to the value of another foreign currency, usually from economically stable countries, or to another stable value in the long term, such as the price of gold oil or other raw materials.
In this way, these countries guarantee the stability of their currency, at the cost of losing the ability to lose the possibility of developing an independent monetary policy. In addition, these types of policies tend to encourage economic speculation, which invests in overvalued currencies obtaining higher profits.
Which of the following is true of an unsecured loan?
A. They are exclusively for cars, houses, and other large purchases
B. Collateral could be collected by the lender if the debt is not paid
C. They never have any interest added onto them
D. Items of value that the borrowers owns are not at risk of repossession
Answer:
B
Explanation:
The statement "The value of an item where the borrowers owned but they are not at the repossession risk" is to be true.
The unsecured loan is the type of loan in which there is no need for any type of collateral property.
The lender does not takes the assets of the borrower as the security but it gives the approval of an unsecured loan depends upon the creditworthiness of the borrower.
Examples are:
Personal loans.Students loans.Credit cards.The following information related to unsecured loans is
It does not for cars, houses, or any other large purchasesIn this, the collateral does not involve.It contains high interest.Therefore we can conclude that, option d is correct.
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i will give brainlest!!!
name 5 things that being a doctor requires
ts
Question 1
1 pts
From the list below, choose the greatest advantage internships offer while in
high school.
A. You will earn college credit during high school
B. Opportunity to "try out" a career
C. Obtain your GED
D. Military academies are more likely to accept you
Answer:
answer is d because in military social studies is most and of you are good in social studies and graduated from high school it becomes easy to get admission in military academies.
Answer:
B. Option to "try out" a career
Explanation:
just took the test and got it right
Write a paragraph in no more then 100 words. Do you think it's right to let animals work for human ?
Answer:
Animal rights is the philosophy according to which some, or all, animals are entitled to the possession of their own existence and that their most basic interests—such as the need to avoid suffering—should be afforded the same consideration as similar interests of human beings.That is, some species of animals haveOn the one hand, a group of people believe that mankind does not have the rights to exploit animals, as they are also living creatures. It is true that animals live by following their instinct, but they have the same feeling as human beings, therefore it would not be fair for mankind to exploit them. In several cases, it has been reported that some of the cows had cried before they were slaughtered in the slaughterhouse, which means that they also had the same feeling as human beings. In another reported cases, some of the animals was treated poorly by their masters, though they had been exploited heavily and made them sick or injured. the right to be treated as individuals, with their own desires and needs, rather than as unfeeling property.
Explanation:
it has become a debatable topic about the exploitation of animals by mankind. Some people believed that animals should not be exploited and should be treated fairly by human beings. In contrast, others think animals should be utilised to assist humans in various kinds of ways, such as the source of food or for medical testing. The following essay will discuss both views in details, but in my opinion, I believe that animals can be used as the source of food or to assist human beings in the proportionate way and human should treat them properly.
Answer: pls gib me brainliest :c ty
Explanation:
I think it is not okay for animals to work for humans as humans tend to have a nature of enforcement and want more than others so we would probably enslave them. We already torcher animals by keeping them so close do you think they need more? Although humans do need to eat and animals are a good source of protein. And giving animals more space would result in more wasted space so there really is no win-win situation. Enslaving animals would be wrong we need to respect animals as they help us enjoy our lives and food.
Which statement is true for a short-term goal?
A.
It is usually complex.
B.
It usually requires one to exert a lot of effort.
C.
It is usually related to the bigger things that you want to achieve.
D.
It usually takes less than a year to achieve.
Answer:
I would say D because it sounds more reasonable for me