the interest rate on loans made by banks in the market in which they lend and borrow reserves from each other for very short periods of time is known as the Federal fund rate
What is the federal fund rate?The federal budget charge is the goal hobby charge set with the aid of using the FOMC.This is the charge at which business banks borrow and lend their extra reserves to every different overnight.The FOMC units a goal federal budget charge 8 instances a yr, primarily based totally on winning financial conditions.The federal budget charge can affect short-time period charges on client loans and credit score cards.Investors maintain an eye fixed on the federal budget charge as nicely as it has an effect on the inventory market.. The actual interest rate charged by the lending bank is determined by negotiation between the two banks. The weighted average of interest rates for all trades of this type is called the effective federal funds rate.Although the FOMC cannot impose a specific federal funds rate, the Federal Reserve can adjust the money supply so that interest rates move toward their target rate. By increasing the amount of money in the system it can cause interest rates to fall. Conversely, by decreasing the money supply it can make interest rates rise.Besides the federal funds rate, the Federal Reserve also sets a discount rate, which is the interest rate the Fed charges banks that borrow from it directly. This rate tends to be higher than the target fed funds rate, partly to encourage banks to borrow from other banks at the, lower, federal funds rate.
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A credit score is an indicator of how well someone pays off their debt, not how well they handle money.a. Trueb. False
True - A credit score is an indicator of how well someone pays off their debt, not how well they handle money.
When a loan is past due, the creditor has two options: sell it to a company that handles collections, or give it to an internal collection team.
When an account is sold to a collection agency, the funds are shown as a separate account on your credit report. Having a savings account will lower your credit score.
Credit cards and personal loans that are unsecured accounts could be vulnerable to collection efforts. Conversely, defaulted secured debts such as auto loans or mortgages may lead to foreclosure and/or repossession, respectively.
Time will always have a bigger impact on your credit score than money collection. This is because recent credit activity is given greater weight than previous credit activity. Once a written account has been totally deleted off your credit report, it won't have any impact on your credit score at all.
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what is the difference between land acquisition loans, land development loans, and construction loans? how do you rank these loans in terms of risk to the lender? why?
As per the financial commitment, the differences between land acquisition loans, land development and construction loan are explained below.
What is meant by Financial Commitment?
In economics, the amount of personal funds that are willing to invest to a transaction defines financial commitments and this is especially significant in the case of a new business purchase when a down payment may be required.
Here we need to distinguish land acquisition loans, land development loans, and construction loans.
In order to find the difference, we know know, Land acquisition loans are used to fund the purchase of new construction. Where as the Land development loans fund the installation of public and private cloud property improvements required to prepare the land for building. On the other hand, construction loans are used to pay the costs of constructing a structure.
Now, with respect to lender risk land development loans will on first rank as there is a danger that the borrower may not return the debt when lenders issue mortgages in land. Then the Land acquisition loans will be on second as bond issuer will fail to make a required payment and Finally, Construction loans will be on third as that an insurance company will be unable to pay a claim to lender risk.
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g what is the annual stated interest rate on the bonds? (hint: be sure to provide the annual rate rather than the six-month rate.)
If a bond compounding annually has a nominal yield of 6% and the inflation rate is 4%,then the real interest rate is really only 2%.
The stated interest rate is the interest rate listed on a bond's coupon.This is the actual amount of interest paid by the issuer of the bond.Therefore,if the issuer pays $60 for a bond with a face value of $1,000, then the stated interest rate is 6%. APR is the annual cost of a loan to a borrower,including fees.Like an interest rate,the APR is expressed as a percentage.Unlike an interest rate,however,it includes other charges or fees like mortgage insurance,most closing costs,discount points,and loan origination fees. The US Department of the Treasury announced Tuesday that Series I savings bonds,also known,pay an annual interest rate of 6.89% through April 2023,below the 9.62% paid by those who bought between May and end of October.
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f real gross domestic product (gdp) grew by 2% and the inflation rate was 2%, then nominal gdp grew by
If the real gross domestic product (GDP) grew by 2% and the inflation rate was 2%, then nominal GDP grew by 4 percent (add real GDP and inflation rate).
Gross domestic product is a monetary measure of the market value of all final goods and services produced and sold by a country in a given period of time. Due to its complex and subjective nature, this indicator is often revised before it can be considered a reliable indicator.
GDP measures the monetary value of the final goods and services produced in a country (that is, purchased by final consumers) over a specified period of time (such as a quarter or a year). Counts all electricity generated within a country's borders.
We know that GDP in an economy is the monetary value of all final goods and services produced. For example, country B produces only bananas and back rubs. Figure %: Goods and Services Produced in Country B In the first year, Country B produces 5 bananas worth $1 and 5 backrubs worth $1.
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roberta invested $600 into a mutual fund that paid 4% interest each year compounded annually. write an exponential function of the form y
The exponential function for the amount invested by Roberta is y = a(b)^x
The exponent of a number indicates how many times a number has been multiplied by itself. For instance, 3^4 indicates that we have multiplied 3 four times. Its full form is 3 3 3 3. Exponent is another name for a number's power. A full number, fraction, negative number, or decimal are all acceptable.
Given:
y = a(b)^x
where a = amount invested
b = interest rate
x = number of years
Amount invested = $600
Interest = 4%
Substituting the values we get:
y = 600(1+4/100)^x
y = 600(1.04)^x
for time = 15 years
putting x = 15
y = 600(1.04)^15
y = 1080.566
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which testing approach is useful to determine procedures to follow when new credit accounts are opened for inactive customers?
Time tracking testing approach is useful to determine procedures to follow when new credit accounts are opened for inactive customers.
When you deactivate customers, merchants, goods, or services in QuickBooks Online, time-tracking users start to appear. A customer is a person or company who makes a purchase from another company. Customers matter because they influence sales. Without them, businesses would cease to exist.
A person who makes purchases in a restaurant, store, or other retail establishment is referred to as a customer. A person who visits an electronics store and purchases a television is an example of a customer.(informal) A person, especially one who engages in social interaction. Starting with demographics, psychographics, challenges, or problems, one might define the ideal consumer
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the annual loss expectancy (ale) calculation provides an organization's stakeholders with what information?
The potential financial loss of an event based on how often a threat could occur.
A stakeholder is a party with an interest in a business who has the potential to influence or be affected by it. A typical corporation's investors, employees, clients, and suppliers make up its main stakeholders. However, the idea has been broadened to encompass communities, governments, and trade groups as a result of the growing focus on corporate social responsibility. An organization's stakeholders may be internal or external. Internal stakeholders are those who have a direct interest in a firm, such as through employment, ownership, or investment.
External stakeholders are those who don't work for a company directly but are still impacted by its decisions and results. Suppliers, borrowers, and government agencies are all regarded as external stakeholders.
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Nirupa is meeting with her team to tell them about a new project. Brian is supposed to introduce the first item on
the agenda. He will talk about the new technology the team will use for the project. It is time for the meeting to
begin, but Brian is not present. What is the best way for Nirupa to handle this situation?
A) Suggest that everyone take a break until Brian arrives
B) Ask if someone else can discuss the new technology
C) Apologize to the team and reschedule the meeting
D) Start the meeting with a different agenda item
Apologizing to the team and rescheduling the meeting is the best way for Nirupa to handle this situation. Thus option C is correct.
What is the meeting?Teams have the chance to produce ideas jointly and debate many angles on a problem during meetings. Anyone can capture ideas that teammates create throughout these encounters by writing them down. After the meeting, you can analyze the suggestions and select the best one.
Thank another person for taking into consideration your request and apologies for any discomfort this has caused. Any resentment brought on by a rescheduling meeting might be eased with a heartfelt apology.
As they may not know when brian will be returning so it will be more feasible to start the meeting when there is a confirmation. Therefore, option C is the correct option.
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one of the main provisions of the gramm-leach-bliley act requires financial institutions to?
One of the main provisions of the Gramm-Leach-Bliley Act requires financial institutions to explain their information-sharing practices to their customers and to safeguard sensitive data.
What is the Gramm-Leach-Bliley Act?The Gramm-Leach-Bliley Act (GLB Act or GLBA), also known as the Financial Modernization Act of 1999, is a federal law authorized in the United States to manage the ways financial institutions deal with the private information of individuals.
The Act consists of three sections:
The Financial Privacy Rule, that regulates the collection and disclosure of private financial information;The Safeguards Rule, that stipulates those financial institutions have to implement security programs to protect such information;The Pretexting Provisions, that prohibit the practice of pretexting or accessing private information using false pretenses.The Act also requires financial institutions to give customers written privacy policy notices which explain their information-sharing practices.
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which method of scheduling media would be most effective for a new retailer with a slim advertising budget?
Pulsing is the method of scheduling media that would be most effective for a new retailer with a slim advertising budget.
Advertising and marketing is a promotional pastime that goals to promote a product or service to a target audience. It is one of the oldest types of advertising and marketing which tries to influence the moves of its audience to purchase, promote, or do something specific.
Marketing is any paid advertising of a product, provider, or concept supposed to persuade one or extra humans.
There are 3 most important objectives of advertising and marketing – to tell approximately the logo or offering, to influence to buy or perform a project and to remind and beef up the brand message.
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the current asset section of binz company balnce sheet consists of cash, marketable securities, accounts receivable and inventories.invenories 750000 total assets 2800000 current ratio 2.3 acid-test ratio 1.05 what amount should be included in the noncurrent asset section of binz december 31, 2024 balance sheet g
The amount should be included in the noncurrent asset section of Binz December 31, 2024 balance sheet is $630,000.
Current ratio - Acid-test ratio = Inventories
Current liabilities = $750,000 / (2.3 - 1.05) = $600,000
Quick assets = $600,000 x 1.05 = $630,000
Noncurrent assets are classified into three types: tangible assets, intangible assets, and natural resources. A company's tangible assets are typically physical assets or property, such as real estate and equipment. Intangible assets, such as patents, do not have a physical presence. Natural resources, such as fossil fuels and timber, are assets derived from the earth.
Current assets are considered short-term assets because they are typically convertible to cash within a company's fiscal year and are the resources required to run day-to-day operations. Noncurrent assets are investments required for a company's long-term needs, the full value of which will not be realised within the fiscal year.
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New Labs just announced that it has received a patent for a product that will eliminate all flu viruses. This news is better than the market expected one month ago. Which one of the following reactions to this announcement indicates the market for New Labs stock is efficient?
A. The price of New Labs stock increases rapidly and then settles back to its pre-announcement level.
B. The price of New Labs stock remains unchanged.
C. All stocks quickly increase in value and then all but New Labs stock fall back to their original values.
D. The price of New Labs stock increases rapidly to a higher price and then remains at that price.
Option D. The price of New Labs stock increases rapidly to a higher price and then remains at that price.
What do you mean by stock?The ownership certificates of any corporation are referred to as stocks in general. A share, on the other hand, refers to the stock certificate of a specific business. You become a shareholder if you possess shares in a specific business. There are two sorts of stocks: ordinary and preferred.
Should new investors consider stocks?For beginners in particular, the Indian Stock Market is a fantastic area to start investing. For those looking to enter the market without worrying about the specifics of buying and selling equities, it presents a fantastic option. There are various benefits for investors on the Indian stock market.
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to combat laissez faire economic policies, this new one would be formed. explain the core beliefs of socialism. why would socialism rise to oppose laissez faire?
The 18th-century economic doctrine of laissez-faire rejected any government involvement in commercial matters.
The core tenet of laissez-faire, a French phrase that means "leave alone" in English, is that society as a whole will benefit from businesses operating with less interference from the government.
Free-market capitalism relies heavily on laissez-faire economics.
Laissez-faire is an anti-interventionist economic theory that supports free markets and capitalism.
The French Physiocrats established the laissez-faire idea in the 18th century.
According to proponents of laissez-faire, government involvement in business hinders economic success.
Though critics have critiqued it for increasing inequality, later free-market economists built on the ideals of laissez-faire as a route to economic growth.
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excess reserves refer to the: question 30 options: difference between a bank's vault cash and its reserves deposited at the federal reserve bank.
Excess reserves refer to cash funds held by banks over and above the Federal Reserve's requirements.
What do economists mean by reserves?In a nation's balance of payments, reserves are an asset. The majority of the time, central banks also keep foreign currency reserves in addition to domestic reserves. Since the U.S. dollar is the most common reserve asset, most central banks keep a large portion of their reserves in the U.S. currency.
Its examples?Contrarily, specialized reserves are made with a particular purpose in mind and may only be applied to that purpose. These reserves include, among others, the Dividend Equalization Reserve, the Debenture Redemption Reserves, the Contingency Reserves, and the Capital Redemption Reserves.
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if congress wants to close a recessionary gap, which policy is matched to the resultant change in output and price level?
If congress wants to close a recessionary gap, policy is matched to the resultant change in output and price level are:
Policy : Decreases taxesOutput: IncreasesPrice level: IncreasesDefinition of RecessionRecession is a term used to describe a situation in which a country's economic turnover turns slow or gets worse. This slowing economic turnover can last quite a long time, even years, as a result of the growth of a country's gross domestic product (GDP) declining for two quarters and continuing continuously.
GDP itself can be interpreted as a country's economic activity during one period. So, if a country experiences continuous decline in economic activity for two periods, then the country can be said to be in a recession.
Meanwhile, the National Bureau of Economic Research (NBER) which is located in the United States, defines a recession as a condition in which a country experiences a significant decline in economic activity within a period of several months in terms of real GDP, income, unemployment rate, industrial production, wholesale-retail sales.
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true or false: if epticon expects all consumers to make free pirated copies of the new software, the firm will not have an incentive to develop the software in the first place.
If the option expects all consumers to make free pirated copies of the new software, the firm will not have the incentive to develop the software in the first place: TRUE
The definition of a 'firm' inside the subject of economics is any agency that seeks to make earnings through manufacturing or promoting products or services – or both – to consumers. as an instance, one of the most commonplace makes use of this term is for 'regulation corporations,' which commonly promote offerings in relation to the regulation.
A company is a for-profit enterprise, commonly fashioned as a partnership that provides professional offerings, which include prison or accounting services. The concept of the company posits that firms exist to maximize income.
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an important reason the federal reserve would not want to keep interest rates at 0% forever is that doing so would:______.
Inflate the US dollar's value.
Maintaining interest rates at 0% for an extended period can increase the money supply because banks and financial institutions have access to low-cost borrowing. As a result, the US dollar's value may fall as more of it is in circulation. Inflation can occur when there is an excess of money chasing an insufficient supply of goods and services, resulting in higher prices. This can reduce consumers' purchasing power because their money is worth less, and they can buy less. Furthermore, low-interest rates can cause asset bubbles as investors seek higher returns on riskier assets. The Fed would prefer to avoid these negative consequences and maintain a healthy balance of economic growth and stability.
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a partially amortizing mortgage is made for $67,000 for a term of 10 years. the borrower and lender agree that a balance of $21,400 will remain and be repaid as a lump sum at that time. required: a. if the interest rate is 7 percent, what must monthly payments be over the 10-year period? b. if the borrower chooses to repay the loan after five years instead of at the end of year 10, what must the loan balance be?
a) The monthly payment amount would be $748.39
b) The loan balance be $54,160.11
a) We use the PMT function in excel here
=PMT(rate, nper, PV, FV)
Here
Rate = 7%/12
Nper, period = 10 years*12 = 120
PV, present value = $76,000
FV, future value = $23,200
Thus we type in the following in any of the excel cell
=PMT(7%/12,120,-76000,23200)
And the answer is $748.3861
b) We use the FV function in excel here
=FV(rate, nper, PMT, PV
Here
Rate = 7%/12
Nper, period = 5 years*12 = 60
PMT, $748.39
PV, present value = $76,000
Thus we type in following in any of the excel cell
=FV(7%/12,60,748.39,-76000) = $54,160.11
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at a firm's current rate of output, the marginal cost is $65, the average variable cost is $35, the average fixed cost is $30, and the product price is $65. which of the following statements is true for the firm? responses economic profits are zero because marginal revenue equals marginal cost. economic profits are zero because marginal revenue equals marginal cost. economic profits are negative because total revenue is less than total cost. economic profits are negative because total revenue is less than total cost. economic profits are positive because total revenue is greater than total cost. economic profits are positive because total revenue is greater than total cost. economic profits are negative because price is greater than average variable cost. economic profits are negative because price is greater than average variable cost. economic profits are zero because price equals average total cost.
Economic profits are zero because price equals average total cost
Economic Profit: What Is It?An economic profit is the sum of the explicit costs of producing the company's goods and services, any opportunity costs, and the sales income.
How to Determine Economic Gain?Each entity and situation will have a different way of calculating the economic benefit. It can be summarized generally as follows:
Revenues minus explicit costs minus opportunity costs equal economic profit.
How can I calculate the average total cost?By dividing the total cost of manufacturing by the overall number of units produced, the average total cost is determined.
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nigeria would be classified by the international monetary fund as question content area bottom part 1 a. a transition economy. b. an emerging market economy. c. an advanced economy. d. a developing economy. e. a resourcebased economy.
Nigeria would be classified by the international monetary fund as a developing economy. So option d. is correct.
A developing economy is a nation with an underdeveloped infrastructure or industrialization, extreme wealth inequality, and low per capita income. Developing economies tend to have higher birth rates. Developing countries have a low gross domestic product (GDP) per person and comparatively low economic output. Death rates are also higher and life spans are shorter because medical care isn't quite as good as in developed economies, but it doesn't compensate for the high birth rate. Because of that, the population in a developing economy rises much faster than in a developed economy.
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the period of time required by the applicable financial reporting framework or, if no requirement exists, within one year after the date the financial statements are issued is referred to as
The term financial reporting framework is defined as a set of criteria used to determine the measurement,recognition,presentation and disclosure of all material items appearing in the financial statements.
The auditor will express an unqualified opinion when concluding that the financial statements are prepared,in all material respects, in accordance with the applicable financial reporting framework.IAS 34 prescribes the minimum content of said interim financial report.It also specifies the accounting measurement and recognition principles applicable to an interim financial A reporting period is the period of time covered by a set of financial it is for a month,a quarter or a organizations use the same reporting periods from year to year so that their financial statements can be compared with those produced in prior years.
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in which of the following markets are strategic interactions among firms most likely to occur? a. the market for piano lessons b. markets to which patent and copyright laws apply c. the market for corn d. the market for tennis balls
The strategic interactions among firms most likely to occur in the market for tennis balls. So option d. is correct.
The strategic interaction between players in the oligopoly markets gives its study a tint of dynamism. This interdependent nature of oligopolies brings about the concept of conjectural behavior, a situation whereby the actions and decisions of firms in the markets depend on the actions and decisions of others. Strategic interaction is a situation in which the pay-off of one economic agent is dependent upon the choices of others.
For example, in a duopolistic industry, the profit of each firm is dependent on the choice (quantity or price) of the other firm.
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Where there is no well-understood or agreed-on procedure for making a decision, it is said to be: ___.
documented.
unstructured.
undocumented.
low-level.
semi-structured.
Where there is no well-understood or agreed-on procedure for making a decision, it is said to be: unstructured
Unstructured decisions are ones that take place when a person does not have enough options or preferences to decide. These decisions frequently result from complicated and unusual circumstances, which call for the decision-maker to draw on his knowledge and insight to reach the best choice. To make these choices and find a solution, judgment, assessment, and insight are needed. "Decision processes that have not been faced in nearly the same form and for which there are no preconceived and explicit set of ordered solutions existing in the organization" are considered unstructured.These choices are significant, unusual, and original. There is no more clear-cut way to manufacture them. When a company's management must choose whether to join a new market or stick with their current one, that is an illustration of such a choice. Information technology aids in the decision-making process.
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which of the following examples describes using data to achieve business results? select all that apply. 1 point a video streaming service analyzes user preferences to customize movie recommendations. a movie theater tracks the number of weekend movie goers for three months. a grocery chain collects data on sale items and pricing from each store. a large retailer performs data analysis on product purchases to create better promotions. 4. question 4
Utilizing data to achieve corporate goals is demonstrated by a video streaming service that customizes movie suggestions based on customer interests.
How does data help in the decision-making process for businesses?By making decisions based on data, businesses may generate real-time insights and forecasts that will help them perform better. In this way, businesses can assess the effectiveness of numerous approaches and choose the course of action that will lead to long-term growth.
Why are data so essential to business?Business information can serve as the basis for an organization's customer care programs and can inform a business about the wants, complaints, and commercial activity of its clients. You'll be better able to appreciate how effectively current organizations use data if you understand how it's used in business.
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rush company had net income of $183 million and average total assets of $1,920 million. its return on assets (roa) is:
Rush company had net income of $183 million and average total assets of $1,920 million. Its return on assets (roa) is 0.098
What was the return on assets (RoA)?An illustration of a financial ratio is the return on total assets. It is calculated by dividing net income by total assets. This ratio serves as an illustration. Profitability ratios gauge how effectively a business makes a profit from its assets. Return on assets (ROA) demonstrates how well an entity's management uses its assets to produce money.
Return on assets can be calculate as follows:
Return on assets = Net income / average total assets
$183 million /$ 1,920 million = 0.098
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in 2012 and 2013 blockbuster video closed 800 stores, leaving 500 in place of the 9,000 that once existed. redbox dvd and netflix offered products that made blockbuster obsolete. this is an example of
Correct option is B. Economic growth, While Netflix played a significant role in Blockbuster's demise, the rental company made its own bed by turning down Netflix's offer to buy it in 2000.
However, there is still a chance for generations who lived during Blockbuster's prime to go back to that era without having to journey all the way to Bend. Blockbuster enjoyed success as long as there was a market for renting VHS cassettes and DVDs, but when that market waned, so did the number of open locations. In 2004, Blockbuster was a massive company with 9,094 locations, but by 2008, it was in desperate need of bankruptcy protection.
In 2012 and 2013 Blockbuster Video closed 800 stores, leaving 500 in place of the 9,000 that once existed. Redbox DVD and Netflix offered products that made Blockbuster obsolete. This is an example of
a. social mobility.
b. economic growth.
c. creative destruction.
d. embodied cultural capital.
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hiphop music company assigns workers to departments based on similar skills and has created a marketing department, a production department, a finance department, and a personnel department. this suggests that hiphop departmentalizes by:
When building up a performance max for store objectives campaign, the campaign objective Performance Max would be the most suitable.
What are the purposes of campaign?In order to solve the issue at hand, the party's campaign goal, aim, and purpose explains what must change and to what extent. Everyone involved in the campaign should be able to comprehend the goal, that should ideally be stated in a single, direct sentence. The campaign objectives are made up of the three fundamental marketing goals of awareness, consideration, & conversion. The goal you choose should belong to the category most closely related to your current advertising goals. By raising awareness, you can generate interest in your product or service.
Why is it called campaign?The name comes from "Campania," a region where the Roman army fought. A "political campaign" is what is referred to in politics when someone is running for election to a political office. According to Web Savvy Marketing, some typical objectives you can discuss with your client include: Increasing revenue. increasing brand awareness. producing leads.
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When building up a performance max for store objectives campaign, the campaign objective Performance Max would be the most suitable.
What are the campaign's goals?The party's campaign goal, aim, and purpose defines what must change and to what extent in order to address the issue at hand. The campaign's objective, which should preferably be expressed in a single, simple line, should be understandable to everyone involved. The three essential marketing goals of awareness, consideration, and conversion make up the campaign objectives. Your aim should fall under the group that is most closely related to your existing advertising objectives.
What does the word "campaign" mean?The word "Campania" refers to the area where the Roman army battled. When a person is running for election to a political office, it is referred to as a "political campaign" in politics. Increasing revenue is one of the normal goals you might go over with your client, according to Web Savvy Marketing. generating leads, raising brand awareness.
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the free cash flow to the firm is $400 million in perpetuity, the cost of equity equals 14%, and the wacc is 10%. if the market value of the debt is $1 billion, what is the value of the equity using the free cash flow valuation approach?
The value of equity using the free cash flow valuation approach is $3 billion.
By discounting future FCFF at the weighted average cost of capital, the FCFF valuation approach determines the firm's value.
The financial performance of a corporation is gauged by free cash flow (FCF). It displays the amount of cash that a business may generate after deducting the cost of large investments like real estate, machinery, and other assets from its operating cash flow.
Free cash flow=$400 million
WAAC= 10%
Debt=$1,000 million
The value of equity is calculated from firms vale and debt.
Equity=firm value-debt
Equity= free cash flow/WAAC -debt
Equity=400/0.1-1000
Equity=4000-1000
Equity=3000
The value of equity is $3000 million which is $3 billion.
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In 2018, spotify was available in many countries around the world. the same year, spotify offered an attractive deal available only to students—spotify premium, hulu limited, and showtime, all for one monthly payment of $4.99. the fee is half the amount charged for a standard spotify premium account. to qualify for the deal, students must provide their information, such as name and birthdate, to spotify and its third-party partner, sheerid. sheerid is a verification service utilized by companies to confirm various personal attributes and qualifications. in this case, your current student status at a title ix school is in a database, which is accessed by sheerid.
In making this offer to students, Spotify is? a. engaging in perfect price discrimination, charging each individual based on her or his willingness to pay. b. using the hurdle method, getting people to self-identify their willingness to pay by requiring them to overcome one or more obstacles. c. engaging in group pricing, where the market segments are students and nonstudents.
In making this offer to students Spotify is engaged in group pricing and they are targeting the students only
Spotify offers a new deal for students only. In this deal, they will get Spotify Premium, Hulu Limited and Showtime all for just $4.99 per month, which is half the amount they charged for a standard premium account. To qualify student has to provide their birthday or names to Spotify and SheerID (its third-party partner).
Part 1.
In making this offer to students, Spotify is engaging in group pricing, where market segments are students and non-students
By collecting Students' identities they will group them according to their classes, so they can get the benefits of Group pricing and they are only targeting students.
Part 2.
By requiring third-party verification for the discount, rather than simply requiring an '.edu' email address as many retailers do, Spotify effectively narrows its consumer base to students with the lowest reservation prices.
By requiring third-party verification for discounts, Spotify ensures that only students are getting the benefits of the offer.
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work in progress (wip) limits place constraints on how many items a team works on at any given time. what scrum value do wip limits encourage for a team?
Focus on scrum values, do work-in-progress limits, and encourage teamwork.
What is focusing?Your Teams status will change to Focusing while you are in your focus period, and all alerts will be muted until your concentrate time is over. Tap Menu to update your status. It's a self-assurance founded on actual experience.This inner peace that comes from knowing your purpose, knowing where you're going and creating a plan to get there Living purposefully and assiduously is a talent, not a personality trait.Additionally, because it's a skill, you can learn it.Why is focusing effective?Concentration is defined as focused attention and has a variety of applications and advantages. It helps with studying, facilitates quicker comprehension, enhances memory, aids in maintaining concentrate on a topic, job or goal, and empowers you to block out pointless and irrelevant ideas.Focus on scrum values, do work-in-progress limits, and encourage teamwork.
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