Generally, a high Debt to owner's equity ratio could lead investors and creditors to view the company as being very risky.
The debt-to-equity ratio evaluates your company's overall debt in relation to the capital the owners initially put up and the profits that have been held through time.
Before deciding to give you more money, the bank will consider a number of factors, including your company's debt-to-equity ratio.
According to Lemieux, a relatively low debt-to-equity ratio may indicate that a business is quite mature and has acquired a sizable amount of money through time. A good debt-to-equity ratio is usually regarded as being between 2 and 2.5.
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when harry completed his insurance application, the agent discovered that he was under treatment for a chronic condition. in order to gather the necessary information, harry's agent ordered a/an:
Harry's agent ordered an attending physician's statement.
A remedy or medical treatment is the attempted remediation of a fitness hassle, commonly following a clinical prognosis. Mostly, each remedy has symptoms and contraindications. There are many exclusive varieties of therapy. Nowadays not all therapies are effective. Many treatment plans can produce unwanted unfavorable outcomes.
Five stages of treatment include :
1) Precontemplation level, those who are inside the first level of addiction recuperation are not yet ready for any dependency treatment application.
2) Contemplation stage, the following phase is characterized by way of contemplative readiness.
3) Education stage.
4) Movement degree.
5) Upkeep level.
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rodriguez company completed its income statement and comparative balance sheet for the current year and provided the following information: income statement for current year service revenue $ 52,000 expenses salaries $ 41,900 depreciation 7,700 amortization of copyrights 220 other expenses 10,500 60,320 net loss $ (8,320) partial balance sheet current year prior year accounts receivable $ 9,600 $ 16,400 salaries payable 14,300 1,500 other accrued liabilities 2,700 6,000 in addition, rodriguez bought a small service machine for $5,600. required:
The net cash flow from operating activities is $15,900 as per the cash flow statement.
The financial statement that tracks the input and outflow of cash from a firm or business is called a cash flow statement. This declaration is crucial since it guides the managers of the company when deciding whether to borrow money or make investments.
For Rodriguez Company, the operating activities component of the cash flow statement is computed as follows:
Net Loss $(8,320)
Adjustments:
Depreciation expense $7,700
Amortization of copyright $220 $ 7,920
Change in working capital
Decrease in accounts receivable $6,800
Increase in salaries payable $12,800
Decrease in other current liabilities $ (3,300) $16,300
Net cash flow from operating activity $15,900
Therefore $15,900 is the net cash flow from operating activities.
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Rank the following motivational forces in order of the strength of their impact on job performance, with the strongest job performance motivator listed at the top and the weakest job performance motivator listed at the bottom.
Perceptions of equity
Self-efficacy
Increased expectancy, valence, and instrumentality
Specific, difficult goals
Motivational forces in order of the strength of their impact on job performance, with the strongest job performance motivator listed at the top and the weakest job performance motivator listed at the bottom.
self-efficacy
specific, difficult goals
increased valence, instrumentality, and expectancy
perceptions of equity
Inspiring or in search of to encourage human beings to behave in a positive way, specifically in order to conquer boundaries and acquire success, happiness, etc.: He mentors internal metropolis youth, telling his motivational tale at nearby schools.
“Success isn't always final; failure isn't always fatal: it's far the braveness to hold that counts.” “When you've got got a dream, you have got to seize it and by no means permit go.” “Life is like driving a bicycle. To maintain your balance, you should maintain moving.” Quick Quote is an internet citation facility which permits Contracting Authorities to acquire aggressive costs electronically for low cost requirements. Details of the Quick Quote are created on-line via the awareness advent wizard and dispensed to a pick listing of suppliers.
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True or False, an important risk of an alliance is that your partner today could become your competitor in the future.
The following statement says that an important risk of an alliance is that your partner today could become your competitor in the future. This is completely true.
Agreements between two or more separate businesses to work together on the production, development, or sale of goods and services, as well as other business goals, are known as strategic alliances.
In a strategic alliance, for instance, Company A and Company B pool their resources, skills, and core competencies to create shared interests in the creation, production, or distribution of goods or services.
Despite the benefits of strategic alliances, there are a number of difficulties to take into account:
Partners could exaggerate what they have to offer.Partners could forget to allocate their resources and skills to the other partners.While the other partner may not fully commit to the alliance, one partner may.It is possible for partners to ineffectively utilize their complementary resources.Learn more about strategic alliances here brainly.com/question/14014533
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Companies that already possess a strong brand and wish to take that brand name into a different product category would pursue a _______ strategy.
Companies that already possess a strong brand and wish to take that brand name into a different product category would pursue a brand extension strategy.
What is a brand extension?For instance, a cosmetics company may provide more brushes, blenders, or sponges.
Although they are separate items, they complement the original product and allow current clients an opportunity to become even more devoted to the company.
Therefore, in order to promote new products or product categories to its client base, a firm may use its well-known brand name or image, which is known as brand extension.
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the management of penfold corporation is considering the purchase of a machine that would cost $330,000, would last for 6 years, and would have no salvage value. the machine would reduce labor and other costs by $65,000 per year. the company requires a minimum pretax return of 9% on all investment projects. click here to view exhibit 14b-1 and exhibit 14b-2, to determine the appropriate discount factor(s) using the tables provided. the net present value of the proposed project is closest to (ignore income taxes.)
The suitable discount factor(s) utilising the given tables. Ignoring income taxes, the proposed project's net present value comes closest to $38415.
What is income?Income is that the consumption associate degreed saving chance gained by an entity inside a specified timeframe, that is mostly expressed in financial terms. Income is troublesome to outline conceptually and therefore the definition could also be totally different across fields. For instance, an individual's financial gain in associate degree economic sense could also be totally different from their financial gain as outlined by law.
An extremely vital definition of financial gain is Haig–Simons financial gain, that defines financial gain as Consumption + modification in internet value and is wide utilized in political economy.
For households and people within the us, financial gain is outlined by jurisprudence as a total that features any wage, salary, profit, interest payment, rent, or alternative variety of earnings received in an exceedingly civil year. Discretionary financial gain is usually outlined as gross financial gain minus taxes and alternative deductions (e.g., obligatory pension contributions), and is wide used as a basis to check the welfare of taxpayers.
Discount factor(s) using the tables are given below:
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veritas inc. has decided to acquire a new hydraulic excavator. it has three options. caterpillar: purchase cost of $346,482 and operating costs of $20,744 per year (paid at the end of each year). john deere: purchase cost of $282,790 and operating costs of $20,485 per year (paid at the end of each year). volvo: purchase cost of $309,096 and operating costs of $18,393 per year (paid at the end of each year). Assume that Geek Inc. has a budget of $337,115 for this investment and all excavators have a service life of 10 years. Based on the defender-challenger approach and given that the MARR is 11%, reinvestment rate is 9%, and minimum external rate of return is 9%, compute the incremental Benefit-Cost ratio of choosing the best excavator (in economic terms) and then indicate your recommendation as follows: - answer "O" (without the commas) if your recommendation is the Caterpillar; - answer "1" (without the commas) if your recommendation is the John Deere; - write down as your answer the value of the incremental B-C ratio if your recommendation is Volvo. Note: round your answer to two decimal places, and do not include spaces, currency signs, plus or minus signs, nor commas.
since B-C ratio is 0.34 which is greater than, challenger should be selected. An upper carriage with a hydraulically rotating top deck (revolving 360 degrees) and attachment make up a hydraulic excavator.
directly attached to a crawler or wheeled undercarriage. A bucket, grapple, scrap shear, or similar tool may be found on the front end of an excavator attachment. Through a hydraulic swivel at the pin's axis, high-pressure oil is sent to the tracks' hydraulic motors, enabling the machine to slew 360° without being obstructed and providing the left- and right-moving action. The closer-and-further (or digging action) motions are performed by the arm. An excavator is mostly used for trenching, drilling holes, and laying foundations since it has the strength to carry out these jobs far more quickly and efficiently than any other piece of heavy machinery available today.
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mrs. heyer inherited real estate from her mother. the mother's basis in the real estate was $382,000, and the fair market value at the date of the mother's death was $900,000. the mother's taxable estate was only $2.4 million, so the estate did not owe any federal estate tax. this year, mrs. heyer sold the real estate for $875,000. compute her gain or loss recognized on sale. multiple choice $493,000 gain $25,000 loss $0 $875,000 gain
The correct answer is Gain of $493,000 as the difference between Mrs. Heyer's basis in the property, which was identical to her mother's basis of $382,000, and the sales price of $875,000 constitutes Mrs. Heyer's gain on the sale of the real estate. As a result, the sale's gain was recorded at $493,000 ($875,000 - $382,000).
The difference between an asset's sale price and its cost or valuation less cumulative depreciation as of the disposal date determines the gain or loss on disposal of that asset.
A disposal account, which is a gain or loss account that appears in the income statement, is used to record the difference between the disposal proceeds and the net carrying amount of the fixed asset being sold.
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Island Enterprises has presented the following information for the past eight months operations:
Month Units Total Cost
April 4,450 $ 17,900
May 3,650 $ 15,800
June 1,850 $ 12,000
July 3,250 $ 14,100
August 3,950 $ 16,900
September 4,650 $ 19,560
October 4,350 $ 17,400
November 3,850 $ 16,600
a. Using the high-low method, calculate the fixed cost per month and variable cost per unit. (Round variable cost to 2 decimal places.)
b. What would total costs be for a month with 3,450 units produced? (Do not round your intermediate calculations.)
A high-low approach costs $705, whereas a production of 3450 units costs $16320. By creating products or offering services, enterprises aim to turn a profit.
A for-profit firm or company is referred to as a "enterprise" in various contexts, although this usage most frequently refers to entrepreneurial endeavors. An unusually difficult, intricate, or dangerous enterprise or endeavour is sometimes referred to as being "enterprising," as is a unit of economic organization or activity. Particularly: a corporate organization.: a planned, organized action. The primary economic activity among these people is agriculture. New Enterprise refers to a fresh investment or newly formed company entity that is in line with the Board's list of investment priority areas but has not yet begun doing business. A business that expands into new industries must also be considered a new enterprise.
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You have your crypto portfolio (all the different cryptos you own) in a cold
wallet (not connected) at a custodial crypto exchange (like Coinbase). Are your
cryptos FDIC insured?
OA. Yes.
OB. No.
OC. You can't tell by the information given.
Since have your crypto portfolio (all the different cryptos you own) in a cold wallet (not connected) at a custodial crypto exchange (like Coinbase). Are your cryptos FDIC insured is Option C: You can't tell by the information given.
What occurs if you transfer cryptocurrency to a cold wallet?Keeping all of your cryptocurrencies in one wallet has a few advantages. Convenience comes on the list. You will save time and transaction fees by having them all in one location, or even simply your lump sum, which will also make it easier for you to keep track of your portfolio.
By putting your digital assets offline and storing your cryptocurrency in a digital wallet, cold storage can preserve them. These digital wallets are less vulnerable to attacks because they aren't online.
Note that keeping it in one place does not keep it safe as system can be vulnerable anytime.
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You will be creating an export business plan. Work must be original to this class, otherwise a grade of zero will be given. If no paper is submitted, a course grade of zero points will be given. Papers that do not contain detailed research will be severely penalized. No Wikipedia references are allowed.
You do not need to submit work in progress. However you are welcome to approach your instructor with questions.
Business Plan Requirements
Business Plan Page recommendations Section header Summary Part I: Purpose 1 Purpose Why has the plan been written? Part II: Table of Contents 1 Table of Contents Table of contents Part III: Executive Summary 1 Executive Summary This is short and concise. It covers the principal points of the report, and is prepared after the plan has been written. Part IV: Research ≥7 pages Introduction Introduction – what product and foreign country did you select and why Situational Analysis Describe the product to be exported Present a brief history of the country as it relates to its origins and trade history Cultural Overview The norms, practices, social structure, etc. that may aid (or hinder) the reception of your product Consumer attitudes toward product Educational levels; ability to comprehend instructions, ability to use product Languages; labels, instructions Political Environment An overview of the governance structure of the country along with any legal-political forces Certain required or prohibited features Label and packing requirements Export Marketing Plan Long and short-term goals, characteristics of an ideal target market for your product given the country selected, market screening Economic Decelopment How developed the country is, and how this will influence the success of your product Purchasing power Wages Infrastructure Summary Summary Part V: References 1 to 2 References References
Note: For further details regarding the components of your Export Business Plan, please see pages 468-469 of your textbook.
Formatting Requirements
Your paper must be in APA format to include:
The use of headings and subheadings
Times New Roman 12-point font
1 inch margins
Paragraphs with a minimum of at least 5 sentences
The first line of each paragraph should be indented 1/2 inch
Anything less than the content length stated above is not sufficient coverage of content and will result in a substantial reduction in grade.
At least one to two reference (or works cited) pages.
References must be no older than 5 years.
Your paper should be well-organized with excellent flow and excellently formatted. Check that your headings and sub-headings are correct.
Spell-check and proofread before submission.
The government sends out advancement organizations' guides, a strong comprehension of fundamental business principle, and the capacity to realize what they need to can all help the people who are now bustling and running their organizations.
Which capability does a commodity business system serve?
Your overall exertion's realities, impediments, and goals are made more clear by a commodity plan.
A business plan contains what?
A composed methodology illustrating the objectives and strategies for accomplishing those objectives is known as an organizational plan. It frames the go-to-showcase technique, monetary projections, market examination, corporate objectives, and statement of purpose of an organization.
Makers and retailers who offer their things to clients abroad are supposed to send them out. Trading is one way for organizations to work on their expected market, income, and extension.
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oaktree company purchased new equipment and made the following expenditures: purchase price $ 64,000 sales tax 4,100 freight charges for shipment of equipment 890 insurance on the equipment for the first year 1,090 installation of equipment 2,900 the equipment, including sales tax, was purchased on open account, with payment due in 30 days. the other expenditures listed above were paid in cash.
The Journal entries are as follows: Equipment A/c Dr. $71,890 To money $3,790.
To accounts due $68,100
(To record the acquisition of apparatus)
Workings:
Equipment value:
= damage + excise tax + Freight charges for cargo of equipment + Installation of equipment
= 64,000 +4,100 + 890 + 2,900
= $71,890
Cash Paid:
= Freight charges for shipment of equipment + Installation of equipment
= 890 + 2,900
= $3,790
Accounts payable = damage + Sales tax = 64,000 +4,100 = $68,100
(2)Prepaid Insurance A/c Dr. $1,090
To money A/c $1,090(To record any expenditures not capitalized within the purchase of equipment)
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at year end, an adjusting entry was made to accrue for interest income that earned but not yet received. after year-end, the reversing entry would include a debit to the account multiple choice question. interest revenue income summary interest receivable
At the end of an accounting period, accrued interest is recorded as an adjusting journal entry that is reversed on the first day of the following period.
The accumulated interest that has not yet been paid as of the end of an accounting period is the amount of accrued interest that must be recorded.
What is the adjusting entry for interest that is accruing?
Lender-side interest income and receivable accounts make up the adjusting entry for accrued interest, while borrower-side interest expenses and payable accounts make up the adjusting entry for accrued interest.
In the adjusting entries, what is the entry for recording accrued income?
Accrued revenue is reported as earned revenue on a company's income statement and as an adjusting journal entry under current assets on the balance sheet on the financial statements. The payment is recorded as an adjustment to the asset account for accrued revenue when it is made.
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Daisy and Petunia are flower vendors that operate in a duopoly (two-firm oligopoly). The daily marginal cost (MC) of producing a bouquet of flowers is constant and equals $0.40 per bouquet. Assume that neither firm had any startup costs. That is, marginal cost equals average total cost (AC) for each firm. Suppose that Daisy and Petunia form a cartel, and the firms divide the output evenly. (Note: This is only for convenience, since nothing in the model requires that the two companies must equally share the output.) Place the black point (plus symbol) on the following graph to indicate the profit-maximizing price and combined quantity of output if Daisy and Petunia choose to work together. Note: Drop lines will extend to both axes automatically. ? 2.00 1.80 Monopoly Outcome 1.60 1.40 1.20 PRICE (Dollars per bouquet) 1.00 0.80 0.60 MC = AC 0.40 0.20 MR Demand 0 40 360 400 80 120 160 200 240 280 320 QUANTITY (Bouquets of flowers per day) When they act as a profit-maximizing cartel, the total industry profit in the flowers market is per day. Suppose the flowers each company produces are regarded as perfect substitutes, such that if either company charged a price lower than the other, that company would receive all the business and profits in the industry. If both firms attempt to undercut each other, however, the result would be pricing at marginal cost and zero profit for both firms. The two firms intend to operate together in this market indefinitely, and at the beginning of each day, both firms individually choose whether to continue charging the collusive price. A firm that undercuts in a given month will receive (almost) the entire monopoly profit in that period, but no profit in any future periods. If the probability that both firms will continue operating and charging the collusive price in the next period is 0.60, then the expected stream of profits for one firm in the collusive equilibrium is Tacit collusion is therefore in this scenario. Suppose a third firm with the exact same costs and similarly substitutable flowers enters the market. If this firm joins the cartel, the expected stream of profits for an individual firm is now (again assuming a probability of 0.60 that production occurs in the next period). In this case, a tacit collusive agreement is
In a duopoly, the profit-maximizing price and quantity would be determined by the intersection of the two firms' marginal revenue (MR) curves. The MR curve for a firm in a duopoly is the same as its demand curve, shifted down by the quantity produced by the other firm. In this case, since the firms are dividing the output evenly, each firm's MR curve is the demand curve shifted down by half the quantity.
The demand curve for this market is downward sloping, meaning that as the price decreases, the quantity demanded increases. The marginal cost of production is constant at $0.40 per bouquet, so the profit-maximizing quantity will be where the MR curve intersects the MC curve.
The profit-maximizing price and quantity can be found by drawing the MR curve and MC curve on the graph provided. The MR curve will start at the top left corner of the graph and slope downward, while the MC curve will be a horizontal line at $0.40. The point where the MR curve intersects the MC curve will be the profit-maximizing price and quantity.
The total industry profit in the flower market is the area between the demand curve and the MC curve, above the profit-maximizing price and quantity. This can be calculated by finding the difference between the price and the MC at the profit-maximizing quantity and multiplying it by the quantity.
In the case of tacit collusion, the two firms agree to charge the profit-maximizing price and quantity, even though they could potentially increase their profits by undercutting each other. This is because if one firm undercuts the other, it will receive all the profits in the short term, but no profits in the long term as the other firm will also undercut in response, leading to pricing at marginal cost and zero profit for both firms.
If a third firm enters the market and joins the cartel, the expected stream of profits for an individual firm would remain unchanged, as the third firm would also be charging the collusive price and the cartel would still be dividing the output evenly. However, the total industry profit may increase due to the increase in the quantity produced.
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an investment adviser is registered in state a and state b. an investment adviser representative of that firm:
IARs (investment advisory representatives) are qualified employees who work for investment advisory firms and are allowed to interact with clients. As a financial adviser or financial planner, an IAR's main duty is to offer advice on investments.
Individuals must pass the required licencing exam or exams and register with the necessary regulatory organizations in order to become IARs.
IARs frequently take part in the following activities, in more detail:
Make Recommendations: IARs use their knowledge and discretion to suggest various securities. They might decide to propose a customer buy after reviewing a research note using the information that their company has done.
Manages Client Accounts: This covers all facets of account management, including handling discretionary accounts and keeping track of administrative problems. For instance, an IAR can ask a shareholder for more money to settle a pending trade.
IARs may offer general investment advice as part of their advisory services. You may write a weekly investment column for a newspaper or provide a daily market update on a local television station, for instance.
Controlling Other IARs: An IAR may oversee other IARs.
An investment adviser representative (IAR) is an individual who works for a registered investment adviser (RIA) and is authorized to provide investment advice to clients on behalf of the RIA. If an RIA is registered in multiple states, an IAR working for that RIA may be authorized to provide investment advice to clients in any of those states. However, an IAR must still comply with the laws and regulations of each state in which they provide investment advice, including any specific licensing or registration requirements that may apply. It is important for IARs to understand and comply with the laws and regulations of each state in which they operate, as failure to do so could result in disciplinary action by regulatory authorities.
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an entry to close revenue and contra cost of good sold accounts will include which of the following entries: multiple select question. debit to purchases returns and allowances debit to income summary credit to purchases returns and allowances credit to sales debit to sales credit to income summary
An entry to close revenue and contra cost of good sold accounts will include credit to income summary.
The income summary accounts is a temporary account into which include all income statement revenue and expense accounts are transferred at the end of the accounting period.
The cost of goods sold refers to an expense account rather than a contra-revenue account. The allowance , sales, and returns which are tracked and the gross revenue is collected.
These terms allowance, sales, and returns are deducted from the revenue to arrive at the net revenue.
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What is the mcdonough school of business?
Georgetown University's McDonough School of Business builds global business knowledge and inspires ethical leaders to serve the common good.
What qualifies as an enterprise?A company or entrepreneurial entity that engages in business, industrial, or professional activity is referred to as a business. Both for-profit and nonprofit organizations can operate as businesses. Limited liability firms, corporations, partnerships, and sole proprietorships are all examples of different business structures.
Why is business such a big deal?Our lives depend on business in many ways. To begin with, they provide products and services to meet our needs and desires. Then, they employ homes as workers and pay them for their services with wages, salaries, and benefits. As a result, it turns into a source of revenue that they may utilize to support their way of life.
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How is a recession determined?
Answer:
A recession is typically determined by looking at a country's gross domestic product (GDP), which is the total value of all the goods and services produced by a country's economy. If a country's GDP experiences two consecutive quarters of negative growth, it is generally considered to be in a recession. Other factors, such as high unemployment rates and declining consumer spending, can also be used to determine whether a country is in a recession.
franchising involves: the transfer of patented information and trademarks, information and know-how as well as information needed to sell a product or service. the use of franchising for licensing new technologies in global markets. the transfer of a business concept, with corresponding operational guidelines,to non-domestic parties for a fee. greenfield investment in a completely new facility, or acquisition of or merger with an already established local firm.
Option (c), A business concept and its corresponding operational standards are transferred to non-domestic parties through franchising in exchange for a fee.
What does the business term "franchise" mean?The term "franchise" refers to a method of marketing products or services in which a franchisor develops the brand's trade name and business model and a franchisee pays a royalty and frequently an upfront fee to obtain the right to use the franchisor's name and system.
What is the definition of a management contract?Firm management is governed by a franchise agreement between a franchisee and the owner of the business (the franchiser) (buyer of a brand name). The franchisor allows the franchisee to utilize its brand along with particular operational methods and business systems in exchange for a fee.
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a credit report includes which of the following? 1. any information from collection agencies. 2. delinquency information and other negative items such as late payments. 3. any public record information from state and other courts, including liens, garnishments, legal suits and judgments, foreclosures, and bankruptcies.
A credit report includes information relating to personal identifying information, credit account information, inquiry information, bankruptcies, collection accounts, etc.
bankruptcy is a prison system via which people or other entities who can't pay off debts to creditors can also are searching for comfort from some or all of their debts. In most jurisdictions, bankruptcy is imposed by using a court docket order, often initiated by using the debtor. Bankrupt isn't always the best prison fame that an bancrupt character may also have, and the time period financial disaster is consequently not a synonym for insolvency. The word financial ruin is derived from Italian banca rotta, actually which means "broken financial institution". The time period is frequently defined as having originated in renaissance Italy, where there allegedly existed the subculture of smashing a banker's bench if he defaulted on payment in order that the public may want to see that the banker.
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to recognize the disposal value of normal spoilage, . question 16 options: manufacturing overhead control account is credited with spoiled goods at current net disposal value. work-in-process control account is debited with spoiled goods at current net disposal value. manufacturing overhead control account is debited with spoiled goods at current net disposal value. materials control account is debited with spoiled goods at current net disposal value.
To recognize the disposal value of normal spoilage , materials control account is debited with spoiled goods at current net disposal value.
Normal spoiling is the term used to describe how things naturally deteriorate while going through the production or inventory stages of the sales cycle. This is the product line degradation that is typically thought to be inevitable and expected for a company.
For the product lines they manufacture, businesses often set a regular spoilage rate and charge the costs of such spoiling to cost of goods sold (COGS).
By dividing the amount of normal spoilage by the total amount of units produced, one may get the normal spoilage rate.
Usually included in the price of producing good units are costs associated with typical spoiling.
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performance assessments that focus evaluating the actual sales results salespeople achieve are referred to as .
A salesperson's efforts are measured as a result of outcome-based evaluations. When it's crucial to know evaluationand how successfully a project or program's goals were achieved, impact or outcome assessments are carried out.
For salesperson's, outcome inquiries for a program's to help people quit smoking can include. By monitoring the advancement of the outcomes that the programme is intended to address, outcome evaluation gauges the effects of the programme on the intended population. Evaluation of the Outcome. The focus of outcome evaluation is on how the training impacted the participants and their organisations. A component of outcome evaluation is determining the results of training and whether the intended effects were realized.
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madeline rollins is trying to decide whether she can afford a loan she needs in order to go to chiropractic school. right now, madeline is living at home and works in a shoe store, earning a gross income of $1,020 per month. her employer deducts a total of $200 for taxes from her monthly pay. madeline also pays $130 on several credit card debts each month. the loan she needs for chiropractic school will cost an additional $170 per month.
The following question can be solved with the help of the following formula of debt to income ratio.
Debt to Income ratio = Debt Payments/Gross Monthly Income
820 - 145 = 675
95 / 675 = .14 14% without college loan
95 + 120 = 215
215 / 675 = .32 32% with college loan
Debt to income ratio (DTI) compares your monthly loan payments to your monthly income. It refers specifically to the portion of your gross monthly income (before taxes) that is used to pay off debts such as rent, a mortgage, credit cards, and other obligations.
Lenders look at your DTI when you ask for credit to help them assess the risk of you taking on additional obligations. Make your own debt-to-income calculations using the information below, and learn what it means to lenders.
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Emmy Lou, Inc. has an expected dividend next year of $5.60 per share, a growth rate of dividends of 10 percent, and a required return of 20 percent. The value of a share of Emmy Lou, Inc.'s common stock is __________.
(a) $56.00
(b) $22.40
(c) $18.67
(d) $28.00
The value of a share of Emmy Lou, Inc.'s common stock is (a) $56.00
Price per share = next dividend per share / required return - dividend
growth rate
= 5.6 / 20%-10%
= 56
Common stock- A form of corporate equity ownership and a kind of security is common stock. Outside of the United States, the words voting share and ordinary share are widely used. In the UK and other Commonwealth nations, they are referred to as equity shares or ordinary shares.
A security that symbolizes ownership in a firm is called common stock. Common stock owners choose the board of directors and cast ballots for corporate rules. Long-term rates of return are often higher with this type of stock ownership.
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deliah was married with two dependent children when her husband died in august 2021. she has not remarried. deliah's correct and most favorable filing status for tax year 2021 is: single. married filing jointly. head of household. qualifying widow(er).
Delilah's correct and most favorable filing status for tax year 2021 is married filing jointly.
What is meant by tax?
In accounting, tax refers a mandatory fee or financial charge levied by any government on an individual or an organization to collect revenue for public works providing the best facilities and infrastructure.
Given,
Delilah was married with two dependent children when her husband died in august 2021. she has not remarried.
Here we need to find the Delilah's correct and most favorable filing status for tax year 2021.
As per the definition of tax, filing status is used if one spouse dies during the year and the surviving spouse does not remarry before the end of the year is Married filing jointly (or separately).
Therefore, option (b) is correct.
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which of the following is a conclusion that can be drawn regarding market efficiency from capital market history? multiple choice question. prices do not respond rapidly to new information if mispriced stocks exist, there is an obvious way of identifying them the market response to new information is very different from what we would expect in an efficient market future market prices are hard to predict based on publicly available information
Historical data on the capital market addressing market efficiency, it is hard to predict future market price based on the information available to public.
What three factors most affect market efficiency?
Allocative, operational, and informational market efficiency are the three most prevalent categories. Other forms of efficient markets are acknowledged as well, though. Arbitrage is the practise of trading to profit from differences in price of financial products between two or more markets. Arbitrage proximity is a way to gauge market efficiency.
What kinds of capital efficient markets are there?Capital Market Efficiency measures how correctly the current stock prices reflect the information currently accessible in the market. Capital market efficiency can be divided into three categories: weak form, semi-strong form, and strong form.
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George and Aimee are married. George has wage income of $190,000 and Aimee has a sole proprietorship that generated net income of $85,000. They also have interest and dividend income of $21,000. Compute any NIIT and Additional Medicare Tax they owe for the current year.
The net investment income tax will be $798 and the Additional Medicare Tax they owe for the current year is $225.
Before taxes, the income from investment assets such bonds, equities, mutual funds, loans, and other investments is known as net investment income (NII) (less related expenses). Whether net investment income consists of capital gains, dividends, or interest will affect the individual tax rate.
A realised gain or loss is the result of the transaction proceeds when investors sell assets from their portfolios. The realised profits may include capital gains from the sale of shares, interest income from fixed income investments, dividends paid to company shareholders, rental income from real estate, certain annuity payments, royalties, etc. The net investment income is the difference between any realised gains (before taxes) and any trade commissions or fees (NII).
In the given question,
Net Investment Income Tax = 3.8% of Net Investment Income
= 3.8% of $21,000
= $798
Additional Medicare Tax = 0.9% of 25,000
= $225
Income of George and Aimee is $190,000 + $85,000 = $2,75,000
(Additional Medicare tax is made on excess of $2,50,000 income for married couples filing jointly i.e $2,75,000 -$2,50,000 = $25,000)
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Joanne applies for a job as a part-time manager at a fast-food restaurant. Her MBA makes her overqualified for the job, yet the position goes to someone else who doesn’t have a college degree. Consider the following statement: "The aforementioned scenario was caused by asymmetric information." This statement is: A. True B. False
Joanne submits an application to work as a temporary manager at a fast-food establishment. She is overqualified for the job due to her MBA, but someone without a college degree was chosen instead. Think about the sentence, "Asymmetric information triggered the aforementioned circumstance." This assertion is True.
So, the correct option is (A).
What is fast-food?With a significant emphasis on speed of serving, fast food is a category of mass-produced cuisine intended for commercial resale. It is a word used in commerce to describe meals served in containers for takeout or takeaway that contains frozen, previously heated, or previously cooked components. In order to serve a huge number of harried commuters, tourists, and wage workers, fast food was developed as a business strategy. Globally, the value of the fast food sector was estimated at $570 billion in 2018. The drive-through has always set fast food restaurants apart. Outlets could be stands or kiosks that don't offer any protection or sitting, or they could be fast food joints (also known as quick service restaurants).
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4. After the Interview The job search doesn't end with the interview. After your interview, be sure to follow up with the appropriate correspondence and contact your references if necessary. After an interview, you are told that the company is unsure of when a decision will be made. Because you have some time and want to make the best impression, what advice should you follow when writing a thank-you letter to your interviewer? Check all that apply. Send a separate letter to each interviewer. Use a business letter format. Mention something you liked about the interview. Send thank-you letters to prospective coworkers. Send a quick text to the interviewer Read the scenario, and answer the question. You are composing an e-mail that asks a previous manager for a letter of recommendation. You want to supply specific information that will help him write an effective, informed letter. What information should you include in your e-mail? A description of your ideal work environment A description of your expected salary range A description of qualifications he should highlight
The right responses are letters "A", "D", and "E": Utilize a business letter design; Send a different letter to every questioner; Notice something you loved about the interview.
Clarification:
A new employee screening doesn't end in the wake of leaving the planned organization where you could work. Most associations choose to pick one candidate over one more assuming they contact their questioners after the meeting. For that reason, that last contact should be a proper letter expressing what your impressions are of the organization and why you are as yet keen on getting the work position. Furthermore, if there was more than one questioner, a remarkable letter ought to be addressed to every one of the questioners.
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Fresh and Clean, Inc. is considering implementing a system that will pay its cleaning workers based on the number of completed residential jobs, coupled with satisfactory ratings on random inspections to ensure quality. This system is new to the organization, and it is an example of change. Multiple Choice Ο adaptive Ο Innovative Ο familiar Ο radically innovative Ο highly complex
This system is new to the organization, and it is an example of innovative change.
Why is change important for innovation?Businesses frequently require innovation to adapt and handle the challenges of change. It encourages growth. Stagnation may cause significant harm to your company. In order to survive in the cutthroat competitive world of today, organizational and economic growth through innovation is required.
The main distinction between change and innovation is that the former refers to a shift in a situation associated with various points in time, whereas the latter refers to the introduction of something novel and original to society. It could be brand-new approaches, tools, or procedures. Making products better, faster, or less expensive than your rivals might be considered innovation.
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