Explain how the amount of a down payment affects your monthly mortgage payments.

Answers

Answer 1

Answer:

The more money you put down, the smaller your principal value becomes. Having a smaller principal value will make your monthly payments smaller.

Explanation:

The amount of a down payment you pay will affect your monthly mortgage payment. If you put a larger down payment on your mortgage/loan you will pay less in monthly mortgage payments. If you put a smaller down payment you will end up paying more monthly.


Related Questions

What is a government in regulatory bodies?

Answers

Answer:

A regulatory body also called regulatory agency is a public authority or a government agency which is accountable for exercising autonomous authority over some area of human activity in a regulatory or supervisory capacity.

Explanation:

which of these generally represents the last channel member in a distribution channel ?
a.the producer
b.the wholesaler
c.the consumer
d.the retailer

Answers

it’s c; the consumer

The consumer is generally representing the last channel member in a distribution channel. This option C is correct.

What is the  distribution channel?

A distribution channel is defined as a route that a product or service might take to reach the market. With the help of the distribution channel, the corporation sells directly to the consumer, typically via their website or retail shop.

Wholesalers, retailers, distributors, and the Internet are examples of distribution channels. The manufacturer sells directly to the customer through a direct distribution channel.

Multiple intermediaries are involved in indirect routes before the product reaches the customer. One of the most popular and efficient distribution methods is the store. Department stores, Supermarkets, specialized stores, and big-box retailers are examples of retailers.

Therefore, option C is correct, that In general, the consumer represents the final channel member in a distribution channel.

Learn more about the distribution channel, refer to:

https://brainly.com/question/15774206

#SPJ2

What is the amount of physical goods and services that can be bought with a given amount of money?

Answers

Answer:

please Elaborate like how much money do you have or something

Despite its success, Walmart is a mature business that needs to do which of the following to boost profits and continue to move its stock price higher? find dramatic cost savings find dramatic cost savings find huge markets find huge markets find ways to increase supplier efficiency find ways to increase supplier efficiency find data to identify new vendors find data to identify new vendors

Answers

Answer:

find dramatic cost savings

find huge markets

Explanation:

Walmart is a giant multinational retail corporation which operates a number of departmental stores and hypermarkets around the globe operating from the United States.

Walmart is a mature business which needs to find dramatic cost savings or  huge markets so as to boost its profits and also to continue to move the stock prices higher.

Every six months, a local hardware store receives a cumulative quantity discount on the tools it buys from Ace Tool Manufacturing. Which of the following is likely true? (Choose every correct answer.) Multiple select question. The more tools the hardware store buys, the more the discount will increase. The store will offer special bargains to its customers two times a year. The store has a sales goal or quota for each six-month sales period. The store cannot offer special prices to its customers except at the end of the discount period.

Answers

Answer: the store is likely to offer special bargains for its customers 2 times a year

2. the discount will increase with each tool that the hardware store sells

3. the store probably has a sales goal or qouta for each 6 month sales period

Explanation:

The following are true concerning the local hardware store receiving a cumulative quantity discount on the tools it buys from Ace Tool Manufacturing;

1) The store is likely to offer special bargains for its customers 2 times a year; this would help to boost their sales and attract more business

2. the discount will increase with each tool that the hardware store sells

3. the store probably has a sales goal or qouta for each 6 month sales period

why do you think business organization need to hire people? write at least three sentence in your answer sheet.pls​

Answers

Answer:

So why does a company hire a person?

Explanation:

It isn’t to have more people around. The goal of any company isn’t to rack up its number of employees. In fact, the goal of most companies is generally the exact opposite to that, to have the fewest employees possible it needs to be successful.

Less and less do companies hire because they need a very specific task done. In the days of old, companies would hire someone to do the same task over and over again, like hammering the same nail to connect the same two parts all day long. Most of those jobs now are automated, as employers have found cheaper and often more productive alternatives to humans for that work.

No, to understand why employers hire, instead of just using a piece of software or a robot, one first has to understand the unique value proposition a human has. What is it? Well, really it has everything to do with our brain, and our unique ability to conjure up creative solutions to complex problems.

An employer hires a person because their unique value proposition, i.e. generally their ability to think, fixes a business problem they face and there are no other cheaper or more effective alternatives.

For example, a company hires a marketer because they face a business problem: a lack of customers. The marketer’s job is to increase the amount of customers anyway they can, whether it be through email marketing, social media, publicity stunts, etc. The marketer’s job is to constantly solve a problem – in this case getting more customers – that cannot be solved by a machine.

Because most of the jobs that require minimal thought have become or soon will become automated, the jobs that are left require someone who is creative, can learn quickly and is always willing to adapt to new problems thrown their way. So the question therein lies for the employer: how do you figure out who those people are?

The answer is not to look at a pile of resumes and select the two or three best to bring in for an interview. The answer is to screen all candidates through an interview, perhaps best done using a program like VoiceGlance, and ask them challenging questions that reveal those candidates’ line-of-thinking. With that information, companies can discover the employees they really want – the problem solvers – who will lead them to success.

The reason why I think business organization needs to hire people is:

To help in the production process

According to the given question, we are asked to show the reason why I think business organization need to hire people and how it affects business.

As a result of this, we can see that a business organization has to hire people so that they can help with the production process which is important as they would be in charge of the branding, packaging, marketing and other aspects of business.

Read more here:

https://brainly.com/question/18589671

A person whose license has been cancelled or revoked, whether by voluntary action or by disciplinary action of the Board, may after ___ years from the effective date of such cancellation or revocation, petition the Board for reinstatement of the license, unless another time is provided in the cancellation or revocation order, or unless no provision was made in the order for reinstatement. This section does not apply to licensees who let their licenses lapse for non-payment of renewal fees or licensees against whom a cancellation or revocation proceeding is not pending before the Board or in any other jurisdiction.

Answers

Answer:

The appropriate fill-in-the-blank is 05 years. Thus the statement becomes

A person whose license has been cancelled or revoked, whether by voluntary action or by disciplinary action of the Board, may after 05 years from the effective date of such cancellation or revocation, petition the Board for reinstatement of the license, unless another time is provided in the cancellation or revocation order, or unless no provision was made in the order for reinstatement. This section does not apply to licensees who let their licenses lapse for non-payment of renewal fees or licensees against whom a cancellation or revocation proceeding is not pending before the Board or in any other jurisdiction.

Explanation:

According to the KRS 335.360, A person whose license has been revoked is eligible to apply for reinstatement after 05 years.

May i have the answer for this im not quite sure

Answers

Answer:

styd7tiho8ts7rt8di8yoy8s8t7rs8s88tdtzt

The____represents more than. 380,000 retail and institutional food service operation, including restaurants, suppliers, educators, and non-profits.​

Answers

National Restaurant Association

A recent high school graduate is researching ways she can pay for her college education. She has received three small scholarships, but still needs to pay for
most of the tuition herself. Which of these options may be available to help her pay for her education? Select all that apply.
A. mortgage loan
B. Perkins loan
C. private loan
D. Stafford loan
E. payday loan
E business loan

Answers

Answer:

C and D

Explanation:

My expertise is sucking d1ck #Po4n⭐4life

You and your design group are competing for a multidisciplinary concept project. Your firm is the lead group in the design professional consortium formed to compete for the project. Your consortium has been selected to be the first to enter fee negotiations with the project owner. During negotiations, the amount you have to cut from your fee to be awarded the contract will require dropping one of the consortium members whose staff has special capabilities not found in the staff of the remaining consortium members. Is your consortium response in the negotiations ethical

Answers

Answer: No, not if the owner is left with the impression that the consortium is still fully qualified to perform all the required tasks

Explanation:

The purpose of a team is to work together, when the lead person is not involved the team may not be able to coordinate themselves to carry on with the task. Considering the project, dropping one of the consortium member with the best skill would be a turn off for the deal. For the team to do well, they need each other, especially the lead or most skillful, not including this in the deal is a loss already

In four to six sentences, explain the savings-borrowing-Investing cycle.​

Answers

Explanation:

The saving-borrowing-investing cycle generally begins with consumer borrowing to fund their purchases and for seed capital and they then use this capital to invest in their future.

Answer:

The savings-borrowing-investing cycle starts with borrowing for most people. People borrow money to initially pay for goods and services. Next, people can start investing money for future needs and wants. Investing will usually get the person more money later on. Finally, the person can save some money and spend the rest of their income.

The _____ is the most important factor to consider when selecting a credit card if you do not pay the balance on your credit card every month.

annual fee
over-the-limit fee
APR
late fee

Answers

Answer:

APR

Explanation:

If you dont pay off the balance each month, you are most concerned with the interest rate charged (apr)

Answer:

APR

Explanation:

The APR is the most important factor to consider when selecting a credit card if you do not pay the balance on your credit card every month.

Market control Multiple Choice does not assume that the interests of the organization and individuals naturally diverge. is based on the idea that employees may share the values, expectations, and goals of the organization and act in accordance with them. includes such items as budgets, statistical reports, and performance appraisals. uses prices, competition, and exchange relationships to regulate activities. is the use of rules, standards, regulations, hierarchy and legitimate authority to guide performance.

Answers

Answer: uses prices, competition, and exchange relationships to regulate activities.

Explanation:

Market control involves using pricing mechanisms and exchange relations for the regulation of organizational activities. In market control, competition, prices, and exchange relationships are used to regulate the activities.

The option about the assumption that the interests of the organization and individuals naturally diverge is the clan control.

One of the goals of Reaganomics was to encourage private investment through tax cuts for businesses and the wealthy encourage private investment through tax cuts for businesses and the wealthy A redistribute income to the bottom fifth of wage earners redistribute income to the bottom fifth of wage earners B reduce the United States nuclear arsenal reduce the United States nuclear arsenal C restrict immigration from Mexico restrict immigration from Mexico D outsource United States manufacturing to Asian countries

Answers

Answer:

A redistribute income to the bottom fifth of wage earners redistribute income to the bottom fifth of wage earners

Explanation:

Reaganomics is a policy ascribed to President Ronald Reagan who took up the presidency when the economy of United States was very bad and low. He initiated series of policies with the aim of stimulating the economy and creating more jobs.

One of the important policy was on the issue of tax cuts for businesses and wealthy individuals with the aim of encouraging them to invest in United States. He knows that, with the creation of more businesses by wealthy individuals, the income would be redistributed to the wage earners especially those at the bottom earners.

Answer:

A. redistribute income to the bottom fifth of wage earners redistribute income to the bottom fifth of wage earners

Explanation:

Hope this helps

Look at the following picture and think about the organizational structure. Your task is to advise someone on how that organizational structure works. (PLEASE HELP)

Answers

Answer:

top down management

Explanation:

This organizational structure seen in the picture is a representation of top down management. In this structure, the individual at the top of the hierarchy has the most power and full command. Instructions are passed down the chain of command. For example, the CEO is in charge of the company and gives orders to the Managers (Production and Marketing). These managers follow that order and decide what orders to give the individual's under their supervision in the chain of command. These individuals are represented by the connecting lines in the diagram to the Managers. Once these individuals (Foremen and Sales Officer's) receive their orders, they create and relay their own orders down to the Workers and Salespeople.

please help (;´༎ຶٹ༎ຶ`)

Answers

What do you need help with?

WILL GIVE BRAINLIEST!!! Jake has been distribution manager at his company for over ten years. Unfortunately, the company has experienced a decline in profit and they are fighting to stay in business. Jake has to schedule a shipment very quickly over the next couple of weeks. Would an aircraft be a good choice for jake? why or why not? if not, provide a better alternative.

Answers

Answer:

I say yes because the shipment will get their faster, and the faster the shipment gets there the faster he gets the money to save the business.

Price skimming works best for which type of product?
A. Products that haven't been advertised much
B. Inexpensive products with many competitors
C. Products with elastic demand
D. High-end products with unique features
Please select the best answer from the choices provided
Ο Α
ОВ
Next
Mark this and return
Save and Exit
Submit

Answers

C be a I like to say I’m the

Answer:

d. high-end products with unique features

Explanation:

did the test and got it right on edg2021

Should copyright laws still be around and protected?

Answers

Answer: yes

Explanation: people can make money off stealing other peoples stuff for eg music etc…

In a cost reimbursable contract, _____. the contract usually details the quality of the goods or services, the timing needed to support the project, and the cost of delivering goods or service the organization agrees to pay the contractor for the cost of performing the service or providing the goods plus a profit the contract provides an incentive for performing on the project above the established baseline in the contract the contractor assumes the risks for unexpected increases in labor and materials that are needed to provide the service or materials and in the quantity of time and materials needed developing a clear scope of work, creating a list of highly qualified bidders, and developing a clear contract is critical

Answers

Answer:

the organization agrees to pay the contractor for the cost of performing the service or providing the goods plus a profit.

Explanation:

A contract can be defined as an agreement between two or more parties (group of people) which gives rise to a mutual legal obligation or enforceable by law.

There are different types of contract in business and these includes: fixed-price contract, cost-plus contract, bilateral contract, implies contract, unilateral contract, adhesion contract, unconscionable contract, option contract, express contract, cost reimbursable contract, etc.

In a cost reimbursable contract, the organization, which is the client agrees to pay the contractor for the cost of performing the service or providing the goods plus a profit.

This ultimately implies that, a client such as a business organization that enters into a cost reimbursable contract with another party such as a contractor, agrees to pay the contractor an agreed amount of money upon the completion or execution of the contract.

How taII is Hypious The best fn Competitive Player

Answers

Answer:

Hypious is 6'5

Explanation:

hes a fully tatted 6'5 millionaire

Which of the following actions can be considered good business etiquette?
A.
switching your cell phone off before you enter a meeting
B.
keeping your cell phone on low volume before you enter a meeting
C.
setting a pleasant ring tone on your cell phone before you enter a meeting
D.
setting a standard ringtone on your cell phone before you enter a meeting

Answers

The answer is A, switching your cell phone off before you enter a meeting.

When an ad says “best offer”, what does that mean?
A.The owner wants money than the car is worth
B.The owner may accept less money than the asking price
C.The owner wants no less than what the car is listed for
D.The owner has B.O. and is trying to get rid of the car

Answers

Answer:

B

Explanation:

B, the seller will accept the highest price given to him which may be less than the car is worth

Which of the following would be a scientific theory? A the hypothesis that if you increase the temperature of water, then sugar will dissolve quicker B the statement that objects in motion tend to stay in motion C a belief in ghosts that humans cannot see or feel D an explanation of why global temperatures are rising

Answers

Answer:

D an explanation of why global temperatures are rising

Explanation:

Match the financial institutions with the services provided by them.

commercial banks
investment banks
credit union
savings and loan associations
pension fund
insurance companies

serve the interests of both investors as well as companies looking for capital

accept deposits, finance home loans and have safe deposit facilities

acts as a link between small money savers and home buyers

cooperatives that lend and borrow money among themselves

collects money in the form of premiums with an assurance to protect the customer from risks

provides post-retirement benefits to employees

Answers

Answer: See explanation

Explanation:

serve the interests of both investors as well as companies looking for capital = investment banks

accept deposits, finance home loans and have safe deposit facilities = commercial banks

acts as a link between small money savers and home buyers = saving and loan association

cooperatives that lend and borrow money among themselves = credit union

collects money in the form of premiums with an assurance to protect the customer from risks = insurance company

provides post-retirement benefits to employees = pension fund.

Answer:

commercial banks accept deposits, finance home loans and have safe deposit facilities,

credit unions are cooperatives that lend and borrow money among themselves,

saving and loan association acts as a link between small money savers and home buyers,

investment banks serve the interests of both investors as well as companies looking for capital,

An insurance company collects money in the form of premiums with an assurance to protect the customer from risks,

and a pension fund provides post-retirement benefits to employees.

he quantity of U.S. bonds foreigners want to buy is taken into account a. in the U.S. supply of loanable funds and the supply of dollars in the market for foreign-currency exchange. b. in the U.S. supply of loanable funds and the demand for dollars in the market for foreign-currency exchange. c. in the U.S. demand for loanable funds and the supply of dollars in the market for foreign-currency exchange. d. in the U.S. demand for loanable funds and the demand for dollars in the market for foreign-currency exchange.

Answers

Answer: c. in the U.S. demand for loanable funds and the supply of dollars in the market for foreign-currency exchange.

Explanation:

Bonds are a type of loanable funds which are issued to gain access to cash for certain activities. Both countries and companies do this. When the U.S. government issues bonds, they do so taking into account the amount of funds they would need to fund what it is they want to funds.

They also do so taking into account, the amount of dollars needed by in the foreign-currency exchange market so that they can pump enough dollars into the world economy.

A vendor sets up a stall outside of a major video game exposition. He sells products (mostly t-shirts) representing various popular video game characters but has no agreement with their owners. What is he most violating?


patents
trade secrets
✓trademark
copyright

Answers

Answer:

trademark

Explanation:

What factor reflects the ‘cost of money’? The ‘cost of money’ is reflected in the

Answers

Production opportunities, time preferences for consumption, risk, inflation.

Which of the following is most likely to be a benefit of storing the information from each calling session in a database? The company can analyze the calling session data and thereby make better business decisions. The company can analyze the calling session data and thereby make better business decisions. A The company can ensure that customer information is protected from misuse. The company can ensure that customer information is protected from misuse. B The company can reduce the costs associated with data storage. The company can reduce the costs associated with data storage. C The company can reduce its need for data compression.

Answers

Answer:

The company can analyze the calling session data and thereby make better business decisions.

Explanation:

Feedback from the customer and a view of how the customer pictures a company is a very important tool used to change future decisions a business makes.

This will influence decisions that will make the company more competitive and satisfy it's customers.

In the given instance a benefit of storing the information from each calling session in a database is that information gleaned from such calls will guide management in making customer friendly policies in the future.

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the growth of the suburbs led to: In a two-player, one-shot simultaneous-move game each player can choose strategy A or strategy B. If both players choose strategy A, each earns a payoff of $400. If both players choose strategy B, each earns a payoff of $200. If player 1 chooses strategy A and player 2 chooses strategy B, then player 1 earns $100 and player 2 earns $600. If player 1 chooses strategy B and player 2 chooses strategy A, then player 1 earns $600 and player 2 earns $100.Required:a. Write the above game in normal form.b. Find each players dominant strategy, if it exists.c. Find the Nash equilibrium (or equilibria) of this game.d. Rank strategy pairs by aggregate payoff (highest to lowest).e. Can the outcome with the highest aggregate payoff be sustained in equilibrium? Why or why not? find the solution for 4x+6y=16 -7x+2y=-3 help me.. no links or i will report it please helppp with this questions Which speaker reveals the most bias towards the issue? How does a councillor Undertakedevelopment ofan area? ? Which of the following industries most matches Alfred Webers model of industrialization?A.a lumber business in the Pacific NorthwestB.a coffee roaster in GermanyC.a fish-stick factory in KansasD.an oil refinery in New EnglandE.a slaughterhouse in the center of the city What kinds of organisms can carry out photosynthesis? What does the term Bleeding Kansas describe?A. The fighting between proslavery and antislavery groups in KansasB. The massacre of Kansas residents by invading Mexican troopsC. The fighting between Kansas settlers and Native AmericansD. The first battle of the Mexican-American War De qu manera la oferta y la demanda constituyen una forma de organizar esta interaccin? MAY YOU GUYS HELP ME ON THIS PLEASE!!!!!, THIS IS DUE IN 30 MINUTES. 1.) Most economic issues are unrelated to other economic issues; for example, inflation has no effect on pricing.TrueFalse2.) The economy grows at an even rate at all times.TrueFalse3.) When the production of goods increases, the business cycle is contracting.TrueFalse4.) The goals of the New Deal were relief, recovery, and reform.TrueFalse5.) The different parts of the economy are all independent; if one changes, the others will remain the same.TrueFalse 6.) People who are unemployed are jobless, looking for jobs, and available for work.TrueFalse7.) If 100 people in a town of 1,000 people are unemployed, the unemployment rate is 25%.TrueFalse8.) Costpush inflation refers to a situation where demand is greater than supply.TrueFalse9.) Economic indicators are studied to identify trends, such as an increase in pricing in an industry or a decrease in production over time.TrueFalse10.) The GNP measures the total market value of everything produced by a country, while the GDP measures the value of everything produced within a country.TrueFalse11.) Externalities can be positive or negative.TrueFalse How are Ralph and Piggy described in the 1st chapter? help, thank youuA: 75B: 61C: 48D: 80 Sal buys y pens and some pencils. He buys 10 more pencils than pens. How many pens and pencils does he buyaltogether? x= A. 100 B. 50 C. 25 A survey of a random sample of juniors shows that 12% are not planning to attend homecoming, and 88%are planning to attend. The survey has a margin of error of t8%. What is the range for the percentage of juniors who aregoing to homecoming?F 4% to 20%G 4% to 12% H 80% to 96%J. 4% to 96% Calculate the energy transferred by a 12V hairdryer, running on a current of 0.50A, that is left on for 8.0 minutes. A bag contains 6 red marbles, 7 blue marbles, and 4 green marbles. What is the probability that a randomly selected marble is blue? Sarah went to a basketball game. She bought a ticket to the game and a bag ofpopcorn spending a total of $15.00. Tyler went to a basketball game. He bought aticket to the game and 3 bags of popcorn spending a total of $30.00. How much is aticket to the game?o $4.75o $10.50O $7.50O $5.25