Do you think getting a loan is easy? why or why not?

Answers

Answer 1

Answer:

Explanation:

Answer

It depends.

If you have suitable collateral that you can put up, then getting a loan is not that hard, especially if you are already known by the bank. They know you if you have been smart enough to go in every so often and so something that brings you in contact with a teller -- like make a withdrawal of a small amount, say 20 dollars.

If you are not known by any bank then it is best to get known. If you have a credit card that has a zero or near zero balance, then you can ask a bank officer to take out money on the strength of the card.

If neither of those apply, it can be very difficult. Banks want (rightly), to know everything about your finances.

Once you find a bank that will loan you money, stick with them. If you become known as a good customer, (which means don't overdraw your account), you can get a loan. In all it takes time, and you should treat it as very important to build up your credit rating. Stay out of financial hot water.


Related Questions

What are the findings of Zimbardo’s prison experiment?

Answers

Answer:

Conclusion

Explanation:

According to Zimbardo and his colleagues, the Stanford Prison Experiment revealed how people will readily conform to the social roles they are expected to play, especially if the roles are as strongly stereotyped as those of the prison guards.

A business owner must decide whether to improve the benefits she offers her
employees. She calculates that improving benefits will cost the company an
extra $1,000 per employee each year. Thi s could prevent her from hiring as
many new employees as she would like over the next few years. On the other
hand, better benefits will help her hire more qualified employees who will stay
with the company for longer.
The decision-making process in the passage is best described as a(n).
A. opportunity cost
B. marginal benefit
C. incentive
D. cost-benefit analysis

Answers

Answer: d, cost benefit analysis

Explanation: i dunno i chose the wrong one

The decision-making process in the passage is best described as cost-benefit analysis Option(d) is correct.

What is cost benefit analysis?

Cost-benefit analysis (CBA), once in a while likewise called benefit-cost analysis, is a methodical way to deal with assessing the qualities and shortcomings of options.

It is utilized to decide choices which give the best way to deal with accomplishing benefits while safeguarding investment funds CBA is connected with cost-adequacy analysis. Advantages and costs in CBA are communicated in financial terms and are adapted to the time worth of cash; all progressions of advantages and costs over the long run are communicated on a typical premise concerning their net present worth, whether or not they are caused at various times.

Other related methods incorporate cost-utility analysis, risk-benefit analysis, monetary effect analysis, financial effect analysis, and social profit from speculation (SROI) analysis. Cost-benefit analysis is frequently utilized by associations to evaluate the allure of a given strategy. It is an analysis of the normal harmony between advantages and costs, including a record of any other options and the state of affairs.

Therefore Option(d) is correct.

Learn more about Cost benefit here:

brainly.com/question/14435820

#SPJ2

Why is the influence of the blues on the west african / american collaboration album talking timbuktu not surprising?.

Answers

The blues is related to traditional African music because it is the result of the transmission of African musical customs brought to America by African slaves.

What is the blues?

Blues is a vocal and instrumental musical genre, based on the use of blues notes and a repetitive pattern, which usually follows a twelve-bar structure.

Originating in the African-American communities of the southern United States at the beginning of the 20th century, in the 1960s this genre became one of the most important influences for the development of American and Western popular music.

How is blues related to African music?

In general, blues is a music genre developed by African-American communities based on musical traditions that were passed down from generation to generation.

Therefore, blues is considered to be the result of the transmission of West African music through time by slaves. In particular, this genus developed in the southern United States, especially the Mississippi River delta.

Learn more about blues in: https://brainly.com/question/341105

#SPJ1

Inspired by modernization theory, assistance programs to less-developed nations during the 1950s and 1960s a. had a tremendous effect. b. helped only semiperipheral nations. c. helped peripheral nations and hurt semiperipheral nations. d. had little effect.

Answers

Inspired by modernization theory, assistance programs to less-developed nations during the 1950s and 1960s had little effect.

What is modernization theory?

The theory was postulated in 1950 and it used to explain a shift from what exist before to a new happening.

This occur in some nation of the world leading to enviable changes in the nation in terms of growth.

Therefore, Inspired by modernization theory, assistance programs to less-developed nations during the 1950s and 1960s had little effect.

Learn more about modernization here,

https://brainly.com/question/1253433

#SPJ4

Answer:

D

Explanation:

had little effect

edge 2022

The type of instrument used in research that lists question about the topic with spaces for responses

A. flowchart
B. interview
C. inventory
D. survey questionnaire

Answers

I believe the answer would be D.

What does the phrase "Everything Psychological is Biological" mean?

Answers

"Everything Psychological is Biological" refers to the idea that everything psychologically occurring within our mind is a result of a biological situation or stimulation. Our mind's activity is determined through the biological means of systemic nerve impulses. Our biological composition determines our psychological factors. For example, our actions and personality exist the way it does because of our biological makeup, such as the genetics received from our parents, and not due to outside factors like the people we grew up around.

To put it simply, the phrase "Everything Psychological is Biological" summarizes the theory that our psychological decisions function the way they do as a result of our biological constitution.

( You can search the web for more information. )

Steve tells his friend Tom that he should go out for track because Tom is an African American and Steve believes this group of people can run faster than others. This is an example of

Answers

Since Tom is black, Steve encourages him to try out for the track team. Here we have a classic case of a generalization. This is elaborated about below.

What is a stereotype?

Generally, the stereotype is simply defined as a well-known yet oversimplified picture or notion of a certain sort of person or object.

In conclusion, the prejudice that black people are more physically able than white people is pervasive.

Read more about stereotype

brainly.com/question/13281670

#SPJ1

why are some people critical of the usa patriot act

Answers

Answer:Met initially with strong support, the USA Patriot Act has since garnered criticism on the grounds that, in the fight against terrorism, it treads heavily on citizens’ civil liberties and First Amendment rights. Patriot Act was meant to help deter future terrorist attacks

Explanation:

What was the crisis experienced by the inaugural biospherian team that required the closed system to be compromised?.

Answers

Answer:

Low levels of oxygen

Research indicates that an individual who uses the peripheral route to persuade others will be less likely to change attitudes than an individual who uses a direct or central route of persuasion. t f

Answers

Going through the peripheral route to persuade a person is more likely to change attitudes, hence the answer is True.

What is meant by the phrase peripheral route persuasion?

Peripheral route persuasion can be defined as one that relies on changing a person's concern by going through other ways, say an Icon, or a public figure.

In recent times businesses have approached this method to gain the loyalty of customers.

Learn more about the peripheral route here:

https://brainly.com/question/13044379

#SPJ4

Lena is taking a standardized test this morning, and although she has felt fine in recent weeks, as she arrives at the classroom, she starts to experience some test anxiety. what should she do

Answers

she should try taking a deap breath first, then try to relax and if that doesn’t work then she could talk to the teacher about possibly doing a the test at a different time because its hard to focus and do your best on a test when anxious

What should a cook do when preparing foods such as caesar dressing.

Answers

The thing that a cook should do when preparing foods such as caesar dressing is to substitute the pasteurized eggs for raw shell eggs and ensure that's cooked properly.

Who is a cook?

It should be noted that a cook simply means someone who prepares food in restaurants, etc.

In this case, the thing that a cook should do when preparing foods such as caesar dressing is to substitute the pasteurized eggs for raw shell eggs and ensure that's cooked properly.

Learn more about cook on:

brainly.com/question/813973

#SPJ1

Using this map - come up with 5 questions about India. Please provide answers for your 5 questions.

Answers

Answer:

See below ~

Explanation:

Questions

Which ocean meets India?Name the countries that share a border with India.What is the capital of India?Which sea lies to the west of India?Which bay lies to the east of India?

Answers

The Indian Ocean meets India.The countries which share a border with India are : Pakistan, China, Nepal, Bhutan, Bangladesh, and Myanmar.The capital of India is New Delhi.The Arabian Sea lies to the west of India.The Bay of Bengal lies to the east of India.

Who are remembered on memorial day in the united states?.

Answers

Answer:

men and women who died while serving in the U.S. military

Explanation:

Cultures and societies define norms and standards for what constitutes a socially acceptable relationship. please select the best answer from the choices provided t f

Answers

Cultures and societies are known to tell more about the norms and standards for what makes a socially acceptable relationship and as such, it is a true statement.

What is culture?

Culture is known to be the total way of life of people that are living in a particular area.

Cultures and societies are known to tell more about the norms and standards for what makes a socially acceptable relationship and as such, it is a true statement. Note that it also tells more about what the social norms of a place or region is.

Learn more about Cultures from

https://brainly.com/question/25010777

#SPJ4

how often should backfire flame arrestors be inspected?

Answers

The answer to this question is MONTHLY.

You’re welcome :)

Backfire flame arrestors should be inspected regularly to ensure their proper functioning and prevent any potential safety hazards.

Regular inspections of backfire flame arrestors  involve checking the condition of the flame arrestor for any signs of damage, corrosion, or blockage that could affect its effectiveness.

The inspection should also include cleaning or replacing the flame arrestor if necessary to maintain optimal performance. Additionally, it is important to ensure that the flame arrestor is installed correctly and securely in the system.

Learn more about backfire flame arrestors here:

https://brainly.com/question/32101856

#SPJ6

In what ways do market economists and mixed economists view labour unions differently?

Answers

The market economists and mixed economists view labour unions differently based on the ways to regulate the economy.

What is a labor union?

It should be noted that a labor union simply means an organization that engages in bargaining to protect the interest of employees

In this case, the market economists and mixed economists view labour unions differently based on the ways to regulate the economy.

Learn more about labor union on:

https://brainly.com/question/881501

#SPJ1

These sentences articulate which philosophical concept? collectivism altruism objectivism socialism

Answers

The quoted sentences below articulates the philosophical concept of objectivism.

What is objectivism in philosophy?

This refers to a reality that this is wholly independent of the mind and this means that there is only one correct description of reality.

Hence, the quoted sentences below articulates the philosophical concept of objectivism.

Therefore, the Option C is correct.

Missing word "This, my body and spirit, this is the end of the quest. I wished to know the meaning of things. I am the meaning. I wished to find a warrant for being. I need no warrant for being, and no word of sanction upon my being. I am the warrant and the sanction"

Read more about objectivism

brainly.com/question/1478757

#SPJ4

What are different types of arts in the philippines

Answers

Answer:

visual art and general art

If an operator falls overboard, what can keep him or her from being the victim of a propeller strike?.

Answers

The ignition safety switch lanyard can be used to operator from being the victim of a propeller strike if fall overboard.

What is ignition safety?

ignition safety serves as a safety tools that can be used to save an operator from experiencing a propeller strike.

This safety tool is used put in place, so that incase of emergency, it will be easier to safe the life of the operator.

Learn more about ignition safety at;

https://brainly.com/question/25870707

#SPJ1

How do the governments of South Korea and China treat their citizens differently?

A.
South Korea’s citizens are required to serve in the military.

B.
China’s citizens must attend college.

C.
South Korea’s citizens can practice freedom of speech.

D.
China’s citizens must belong to a religious group.

Answers

Answer:

How do the governments of South Korea and China treat their citizens differently?

A.

South Korea’s citizens are required to serve in the military.

B.

China’s citizens must attend college.

C.

South Korea’s citizens can practice freedom of speech.

D.

China’s citizens must belong to a religious group.

Explanation:

Read these words from the First Amendment to the Constitution.

Congress shall make no law respecting an establishment of religion, or prohibiting the free exercise thereof; or abridging the freedom of speech, or of the press; or the right of the people peaceably to assemble, and to petition the Government for a redress of grievances.

This amendment guarantees citizens the right to

bear arms against the government.
establish a national religion.
influence their representatives' decisions.
vote in elections.

Answers

The first amendment to the constitution gives the citizens a right to establish a national religion.

What is the significance of the First Amendment?

The First Amendment of the American Constitution guarantees the citizens that they shall have freedom with respect to choosing their religion, the right to speech and right to assemble peacefully.

Hence, option B holds true regarding the first amendment.

Learn more about the first amendment here:

https://brainly.com/question/1078243

#SPJ1

Answer:

it is C-influence their representatives' decisions.

Explanation:

Got it right on Edge 2022

What part of a feedback loop causes physiological responses to return the variable to the normal homeostatic range?.

Answers

Effector is part of a feedback loop causes physiological responses to return the variable to the normal homeostatic range.

What is an Effector?

This is usually in the form of a tissue etc which selectively binds to a protein and helps to control its biological activity.

It is also a part of feedback loop which causes physiological responses such as homeostatic ranges.

Read more about Effector here https://brainly.com/question/14009866

#SPJ1

How can having a mentor help individuals achieve their goals? a. mentors can increase accountability. b. mentors can increase motivation. c. mentors can identify areas that need additional work. d. all of the above please select the best answer from the choices provided. a b c d

Answers

The way that a mentor can help one to achieve their goals is all of the options that have being mentioned above.

Who is a mentor?

This is a person on whose tutelage another person stands. This person is known to offer guidance to the individual to help them find their footing.

Mentors are useful especially in the aspects of careers and in sports to individuals.

Read more on mentors here: https://brainly.com/question/26201671

#SPJ4

Answer:

D

Explanation:

Why might the russians close a synagogue?
a.
for health reasons
c.
to open a christian church
b.
failure to pray for the czar
d.
failure to pay a fine


please select the best answer from the choices provided

Answers

The Russians might close a Synagogue in order to c. to open a Christian church.

Why would the Russians have closed a synagogue?

When Russia was still under the Tsar, it was a deeply Christian country that was also largely anti-Semite.

This means that they could close a Synagogue in order to open a Church because they liked the latter and hated the former.

Find out more on anti-Semitism at https://brainly.com/question/1078780.

#SPJ

Answer:

Why would the Russians have closed a synagogue?

When Russia was still under the Tsar, it was a deeply Christian country that was also largely anti-Semite.

This means that they could close a Synagogue in order to open a Church because they liked the latter and hated the former.

Find out more on anti-Semitism at brainly.com/question/1078780.

#SPJ

Explanation:

.

According to the ohio state studies, ________ refers to the extent to which a leader is likely to define and shape his or her role and the roles of group members in the search for goal attainment.

Answers

Answer:

Delegative leaders offer little or no guidance to group members and leave the decision-making up to group members

Explanation: because i just  did the quiz

What’s 2 and 8 please answer fast

Answers

Answer:

the last 2 words bro check which ones fit

Explain which of the five economic goals are high priority goals in the economy of the United States.

Answers

Answer:

The broad goals viewed as central to the U.S. economy are stability, security, economic freedom, equity, economic growth, efficiency, and full employment.

.Choose the correct answer A, B, C or D
(50 mark
1. Dara.........for my company
every day.
A-work B.works .worked d-working
2. He..........yoga.
A- play B- do c. go. d. does
3-1 am sure Iclosed the door. I clearly
remember---it.
A-close B- to close C. closing d-closed
4-They denied.....the money.
A. stealing B. to steal c. steal
d. stealed
5- If I ....much money, I would
go to USA.
A- have B. had c. having d. will have.

Answers

Answer:

1.works

2. does

3. closed

4. stealing

5. have

Explanation:

What was the policy of trying to limit the expansion of soviet influence abroad?.

Answers

Answer: He advised that the best way to thwart Soviet plans for the world was to contain Soviet influence—primarily through economic policy—to those places where it already existed and prevent its political expansion into new areas.

Hope this helps

Other Questions
Imagine you are an interior designer and your client knows nothing about window treatments. What two issues, factors, or needs would you tell your client are the most important things he or she needs to know? Since there are no right or wrong answers, make your reasons count! What number is 25% of 168? whats the probability of Rolling an even number on a dice, then flipping a coin to get a tails I need help on this please Olivia spends extra time rehearsing information because she wants to make sure that she can get information into her memory. she is trying to _________ information. Is anyone here like rlly good at algebra bc im not and I kinda forgot What my teacher told me so- (b + 516= 1000) I have no clue what to do so-. It is very important to stick to a strict outlining format so you know what is important to study. A rectangle sticker had a perimeter of 32 centimeters and a area of 48 square centimeters. what are the dimensions of the sticker please help due in 15 mins Which is NOT a way the US initially responded to World War II? When we say that DNA replication is semiconservative, we mean that: None of the other answer options is correct. only half of an organism's DNA is replicated during each cell division. parental DNA stays in the parent cell and daughter DNA ends up in the daughter cell. when DNA is replicated each new double helix contains one parental strand and one newly synthesized daughter strand. Find the surface area In florida what does the state divers down symbol look like?. control of the bosporus and dardanelles straits was a strategic objective in both world war 1 and world war 2 because these straits How Do You Graph This Equation Explain the roles of the sympathetic division and parsympathetic division of the ANS in a fear response.(this is for psychology class,thank you very much) why is it necessary to use clean sponge and cleaning rags in dishwashing? In a bag, there are oranges and bananas. If we give away 135 bananas, the percentage of fruits in the bag that are bananas will decrease from 60% to 15%. How many oranges are there in the bag What happened after Pern was overthrown? Suppose the teenagers that attend public high schools get an average of 5.7 hours of sleep each night with a standard deviation of 1.7 hours. Assume that the average sleep hour is normally distributed, and 35 high school students are randomly selected. What is the probability that a randomly selected group of 35 high school students gets more than 6 hours of sleep each night?A. 0.3508B. 0.1492C. 0.0714D. 0.4286