Disclosure is

O a rule or policy determined by a federal agency that applies to and will be enforced on a bank or creditor
O a legal process for renegotiating or annulling a contract with a financial business such as a bank or creditor
O payment provided to a bank or creditor for specific tasks relating to opening and maintaining a financial account
• documentation where a bank or creditor provides all important details, requirements, and policies for their accounts

Answers

Answer 1

Disclosure is legal process for renegotiating or annulling a contract with a financial business such as a bank or creditor.

What does the term disclosure mean?

The phase of the legal procedure known as disclosure requires each party to the lawsuit to reveal any documents that might be deemed important if the case goes to trial. After each party has given their opening statement in the case, we usually go on to this stage.

Disclosure in accounting is an additional piece of information that is included with a company's financial statements and typically serves to explain actions that have had a substantial impact on the company's bottom line. Making educated decisions is made simpler for investors by increased transparency in the management and operations of the corporations. Additionally, it lessens the chance that investors' money may be manipulated or used improperly.

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Related Questions

According to Kathleen Dolan, one of the reasons that Congress is less popular than the presidency and the Supreme Court is because...
There are many Congress members while there is only one president and nine Supreme Court members

Answers

According to Kathleen Dolan, one of the reasons that Congress is less popular than the presidency and the Supreme Court is because there are many Congress members while there is only one President and nine Supreme Court members.

Because there are divides in many laws, it's difficult to appease everyone, which is why Congress is so unpopular. To understand the rules changes and the power dynamics between the Speaker and committee chairs, read through the six stages of the House of Representatives. Congress is the government branch with the lowest popularity. Some imagine it as the damaged branch that needs to be fixed. But it's also the most crucial.

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Bloody Sunday in Montgomery, Alabama, helped to push President Johnson to seek passage of legislation that would securevoting rights for African Americans.

Answers

Bloody Sunday began as a peaceful—but illegal—legislation by some 10,000 people organized by the Northern Ireland Civil Rights Association in opposition to the British government's policy of interning suspected members of the IRA without trial.

Regulation is the procedure or result of enrolling, enacting, or promulgating laws through a legislature, parliament, or analogous governing body. regulation refers to the coaching and enactment of laws through a legislative frame via its lawmaking system. The legislative technique includes evaluating, amending, and voting on proposed legal guidelines and is involved with the phrases used inside the bill to talk the values, judgments, and functions of the proposal.

Parliament is the country wide legislature (regulation-making frame) of South Africa. As such, one among its important functions is to skip new laws, to amend current laws, and to repeal or abolish (cancel) vintage legal guidelines.

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Article I, Section 9 of the United States Constitution lists several powers that are denied to the federal government, such as granting titles of nobility and passing ex post facto laws. This best demonstrates which of the following ideals of democracy?
Limited government

Answers

The following ideals of democracy are Limited government.

No Accomplishment Bill or Ex Post Act shall be passed. No poll tax or other direct tax shall be imposed except in proportion to the census or enumeration provided herein. No taxes or duties are levied on exports from any state.

Habeas corpus privileges shall not be suspended except in cases of mutiny or aggression required by public safety. No Accomplishment Bill or Ex Post Act shall be passed. The Constitution expressly denies governments the power to impose export taxes. Taking private property for public use without payment of just compensation. Prohibit freedom of religious speech press and assembly.

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Lawmakers in new zealand will vote on whether the country should lower the voting age to. ?.

Answers

The national voting age in New Zealand will be lowered from 18 to 16, Prime Minister announced.  She made her declaration after Supreme Court decided that denying 16 and 17-year-olds.

Although Ardern stated that she personally supports decreasing the age, a 75% supermajority of parliamentarians would need to approve for the change. Even the supporters admit they do not yet have the numbers. The question of lowering the voting age is being debated in a number of nations. Several countries, like Austria, Malta, Brazil, Cuba, and Ecuador, let citizens vote at 16 years old. Sanat Singh, co-director of the Make It 16 campaign in New Zealand, expressed his utter delight at the court's ruling. It's a significant day, he remarked. Not just for our campaign, but also for the nation, this is historic.

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cowper summarizes _____ by saying that we will have 100 years of progress in the next 25 years and 20,000 years of progress in the next 100 years.

Answers

We will make 100 years of advancement in the next 25 years, and 20,000 years of progress in the following 100 years, according to Cowper (2003), who also describes the law of accelerating returns.

Who was the first police woman recognized by the government?

One of the earliest recognized commissioned policewomen in Chicago, Illinois, was Marie Owens in 1890. Portland, Oregon's Lola Baldwin became the first woman to receive a police commission in 1908.

What is one of the objectives of civilian control over the police?

Civilian oversight panels are designed to give community members a voice and increase transparency and accountability through an independent review and investigation of cases involving excessive force and complaints from the general public about improper conduct by police.

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Under the Uniform Residential Landlord and Tenant Act, if a lease does not state a clear expiration date, the lease is regarded as

Answers

Answer:

Hello. Under Uniform Residential Landlord and Tenant Act, if the lease does not specify or make clear an expiration date, the lease will be regarded as: A tenancy from period-to-period.

Explanation:

Question does not ask for an explanation, so one will not be given. Have a nice day user.

in 1916, congress approved legislation for the creation of the national park service, a power expressly given in which clause?

Answers

Answer:

The Necessary and Proper Clause or the Elastic Clause

Explanation:

Elastic Clause, is a clause in Article I, Section 8 of the United States Constitution, Article I, Section 8, Clause 18:

"[The Congress shall have Power . . . ] To make all Laws which shall be necessary and proper for carrying into Execution the foregoing Powers, and all other Powers vested by this Constitution in the Government of the United States, or in any Department or Officer thereof."

Supreme court justices who support judicial activism and those who support judicial restraint.

Answers

Judicial activism supporter's are Chief Justice John Roberts, became one of the most prominent proponents and Judicial restraint supporter's are Thomas Jefferson, Learned Hand and Hugo Black.

A philosophy of judicial interpretation, or how judges interpret the law, is known as judicial restraint. Definitions fluctuate a little bit from source to source, like the majority of abstract ideas. Judicial restraint is the idea of a judge not introducing his or her personal preferences into court cases and decisions. Judicial activism is a method of using the court review process or a term used to describe a specific judicial decision in which the judge was seen as being more inclined to rule on constitutional questions and to invalidate legislative or executive measures.

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The doctrine of caveat emptor means that the law may be justifiably used to restrict the freedom of individuals for their own good. A. TrueB. False

Answers

Option B is correct. False, doctrine of caveat emptor does not mean that the law may be justifiably used to restrict the freedom of individuals for their own good.

About Caveat Emptor

Latin phrase "Let the buyer beware" is caveat emptor. It is now a part of English idiom. The contract law concept known as caveat emptor often governs the selling of real estate just after date of closure, though it could also apply to the sale of other types of products. Because purchasers frequently know less about the product or service they are buying than the seller, the phrase "caveat emptor" and its usage as the disclaimer of the warranties are a result. This characteristic of the circumstance is referred to as "information imbalance." Defects in the product or service might only be apparent to the seller and concealed from the buyer.

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southern politicians justified seceding from the union and creating the confederate states of america by stating ........................

Answers

Southern politicians justified seceding from the union and creating the confederate states of America by stating that the states had voluntarily joined the Union and the had the right to leave it too.

About confederate states of America

From February 8, 1861, to May 9, 1865, Confederate States of America (CSA), sometimes known as the Confederate States, Confederacy, and simply "the South," was an unrecognised breakaway republic in North America. The Confederacy was made up of American states that had secessionist policies and fought the Union during  American Civil War. Dixie, or eleven U.S. states, proclaimed secession and made up the majority of the CSA. They were North Carolina, Virginia, Arkansas, Tennessee, Florida, Alabama, Georgia, Louisiana, and South Carolina. During the occupation by the Union forces, Kentucky and Missouri also declared their secession and had proper representation with in Confederate Congress.

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While holding your instruction permit you may practice driving with any licensed adult ____ years of age or older.
A. 18
B. 21
C. 25

Answers

While holding your instruction permit you may practice driving with any licensed adult 25 years of age or older.

It is crucial to have a capable, knowledgeable driver at your side when you are learning to drive. A licensed adult who is at least 25 years old makes the ideal practice driver.Since he is 25 years old, he has sufficient experience and has likely been a driver for at least 7 years, which has given him sufficient insight into road etiquette. Holders of instruction permits under the age of 18 must. If you are under the age of 18, you must have your instruction permit for at least six months before applying for a probationary license.

Thus the correct answer is C.

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Jamar and Natasha had the following income and expenses for 2021:

$45,000 in wages.
$24,000 in rental income.
$8,000 in rental expenses.
$48,000 in self-employment receipts.
$12,000 in self-employment expenses.

Assuming there are no income adjustments, what is their California gross income?
A $97,000
B $105,000
C $109,000
D $117,000

Answers

The California gross income of Jamar and Natasha is $97,000. The correct response is option (A).

Define California gross income.

Gross income in California includes what you are paid as a salary and wages, as well as gratuities, pensions, interest, and dividends that are taxed, capital gains from mutual funds (on Form 1099-DIV, Box 2a).

Gross income is the total of all earnings, profits, interest payments, rent, and other sources of income that families and individuals get before any deductions or taxes. It differs from net income, which is calculated by deducting from gross income all applicable taxes and other deductions.

The income portion of the federal form 1040 is duplicated here. There are no more changes to CA 540NR. Jamar and Natasha's combined gross income in California is therefore $97,000.

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The exclusionary rule was established to punish officers for their errors in collecting evidence by not allowing illegally obtained evidence to be admitted into a criminal hearing.
TrueFalse

Answers

The exclusionary rule was brought into an enforcement for the purpose of punishment of public officers if they presented illegally obtained evidence into a criminal hearing. Therefore, the statement given above holds true.

The exclusionary rule of the legal and justice system can be referred to or considered as the regulation that prohibited the presentation of an illegally obtained evidence and presenting it into the criminal hearing. Non-compliance with this regulation also meant that the officers presenting the evidence were being severely punished with respect to the same.

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How did the supreme court rulings regarding segregation differ in the time between plessy v. Ferguson and swann v. Charlotte-mecklenburg?.

Answers

In Plessy v. Ferguson (1896), the Supreme Court decided that racial discrimination in accommodations was permissible. After 58 years, the Supreme Court ruled in Brown v. The Board of Education of Topeka (1954) that racial accommodations were fundamentally unfair and therefore unconstitutional.

What impact did the Plessy rulings from the Supreme Court have?

Evidently, the US Supreme Court did not consider this when it rendered its decision in the Plessy v. Ferguson case in 1896. The Supreme Court upheld segregated areas for blacks and whites as long as they were treated equally, a ruling that would stand for nearly 60 years before being overturned.

What distinguishes the cases of Plessy and Ferguson?

Ferguson set a precedent in 1896. The "separate but equal" doctrine was used by the U.S. Supreme Court to rule that racial segregation was constitutional.

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codis is a dna database that allows law enforcement agencies to compare dna profiles to identify suspects or link serial crimes. True or False ?

Answers

I think the correct answer is true

After reading the scenario, respond to A, B, and C below:
a. Describe the specific bureaucratic power being exercised in the scenario.
b. Explain how Congress could limit the exercise of bureaucratic power described in the scenario.
c. Explain how the President could limit the exercise of bureaucratic power described in the scenario.

Answers

Congress uses open hearings to keep an eye on administrative behavior. In some cases, Congress can also exert control over the bureaucracy by revising the law and making changes to the budget in order to provide those charged with carrying out its policies more guidance.

What do you mean by  bureaucracy?

Both a collection of non-elected leaders and an administrative policy-making body are referred to as bureaucracies.

A bureaucracy, historically, was a form of government administration where departments were run by non-elected people. Any significant institution today, whether it is privately or publicly held, is governed by bureaucracy.

Bureaucracy is exemplified by the public administration in many jurisdictions and sub-jurisdictions, but it may also be seen in any institution with a centralized hierarchical structure, such as hospitals, academic institutions, commercial businesses, professional societies, social clubs, etc.

Many pundits have suggested that bureaucracy are necessary in today's society. Whether bureaucrats should be independent or directly answerable to their political overlords is the first conundrum.

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positions such as justice of the peace and county tax assessor are important to a functioning democracy. State True or False your answer:
a. True
b. False

Answers

The statement is accurate. A functional democracy depends on positions like county tax assessor and justice of the peace.

What is the tax assessor's function?

An assessor, sometimes known as a tax assessor, is a hired or elected representative tasked with figuring out the value of each taxable property in a county, municipality, or township in the United States.

Why is tax collection necessary for governments?

Tax revenue is essential for governments to function. Real estate, personal property, and income are assessed for taxes by the federal, state, and local governments.

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Legal privileges are protections against certain types of testimony. Which of the following is not a legal privilege?
A. Attorney-client privilege
B. Librarian-patron privilege
C. Attorney work-product privilege
D. Physician-patient privilege

Answers

Patron-librarian privilege is not a recognized legal privilege. Any person or group who visits the library physically or electronically to use its resources is referred to as a library patron. This person or group must have paid the library's yearly membership fee.

What does a library user consist of?

The term "library patron" refers to a person or group who has paid the library's yearly membership fee in order to borrow materials from it or to access its resources online or in person. It also refers to circulation records that contain information about identifiable people.

How did librarians participate in the French Revolution?

During the French Revolution, librarians had full charge of choosing books for the nation's citizens to read. As a result of this action, the idea of modern library service—the democratic extension of library services to all members of society, regardless of income or education—was put into practice.

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If a bill is submitted to the president within 10 days of the end of the congressional session and he/she takes no action on the bill - he/she neither signs the bill nor vetoes it...A. this is referred to as a pocket vetoB. the bill does not become lawC. the bill becomes lawD. congress extends the session until action is takenE. only A and B

Answers

If a bill is submitted to the president within 10 days of the end of the congressional session and he/she takes no action on the bill this is referred to as a pocket veto, the bill does not become law.

The veto is the president's authority to reject a bill or joint resolution and halt its passage into law. A measure enacted by Congress must be signed by the president within 10 days. In the case of a conventional veto, the President sends the piece of legislation back to the house where it was first introduced, usually with a message outlining his or her reasons. Only a two-thirds vote in both the Senate and the House is required to override this veto. In this case, despite the President's objections, the bill becomes a law. When Congress adjourns during the ten-day timeframe, a pocket veto happens. The bill cannot be sent back to Congress by the president.

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A group of citizens is concerned about the safety of their city park at night. Their city council has limited funds, and does not want to pay for
new safety initiatives.
Which scenario is an example of how persuasion could be used to resolve this situation?
The citizens work with other community members to build a fence around the park.
The city council votes to close the park at night without meeting with the concerned citizens.
The concerned citizens present evidence at a city council meeting showing that additional lighting in parks prevents crime.
The city council agrees to consider installing a fence around the park if the citizens volunteer to form a community watch group.

Answers

The scenario is an example of The concerned citizens present evidence at a city council meeting showing that additional lighting in parks prevents crime .

Option C is correct .

Concerned citizen :

A person who is a member of a country and has rights because he was born or entitled to it, or lives in a particular city.

What does it mean to be a concerned citizen?

Concerned Citizens are participating members of the political community. Citizenship is obtained by fulfilling national, state, or local legal requirements. A state grants its citizens certain rights and privileges. In return, concerned citizens are expected to obey the laws of their country and defend the country against enemies.

Importance of being a concerned citizen :

Being a concerned citizen of a country has many legal advantages, such as voting rights, the right to hold public office, social security, health services, public education, permanent residency, and property rights, depending on the country. Around including land, or employment.

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police agencies use license plate readers (lprs) to identify vehicles owned by persons of interest or those who pose a threat to law enforcement.

Answers

Police agencies use license plate readers (plus) to identify vehicles owned by persons of interest or those who pose a threat to law enforcement.

Law enforcement is the activity of some members of government who act systematically by detecting, deterring, rehabilitating, or punishing those who violate the rules and norms of society. The term includes police, courts, and correctional facilities.

Law Enforcement describes the agencies and officials responsible for enforcing the law, maintaining public order, and managing public safety. Law enforcement's primary responsibilities include identifying, arresting, and detaining individuals suspected of committing crimes.

In its modern form, US police departments have four primary responsibilities. law enforcement, crime prevention, providing emergency response, and providing support services.

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How many days before closing must you deliver a copy of the appraisal to the borrower?.

Answers

3 Business days & no later than three business days

One study found that community service was_____related to reductions in recidivism.

Answers

One study found that community service was directly related to reductions in recidivism.

What is community service?

Community service is unpaid labor done by an individual or group of individuals without payment for the benefit and advancement of their local area. Volunteering and community service can be distinguished from one another because the latter may be required while the former isn't necessarily done voluntarily.

In any way you can, you may help your community by engaging in community service. You might be helping a homeless animal, cleaning up a park, or working at a soup kitchen. Whatever the case, helping others gives you a valuable sensation.

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If you go into a family disturbance with the mindset that only one person has committed a crime and the other person is totally _____________, that may be not the truth, sometimes there’s fault on both sides.

Answers

Answer:

Innocent

Explanation:

If you go into a family disturbance and assume only 1 person guilty and the other completely innocent, there is a chance you could be wrong. The person who claims to be innocent, and you think is innocent could have potentially instigated this crime. Or maybe they could have done something in the past that was a crime against the guilty person, that caused the whole disturbance. So there is always the potential that the case can have fault on both sides.

-Hope this helped.

Under the Statute of Frauds, land includes physical objects permanently attached to it, such as buildings, fences, trees, and soil.A. TrueB. False

Answers

Option A is correct. It is true that under the Statute of Frauds, land includes physical objects permanently attached to it, such as buildings, fences, trees, and soil.

About Statute of Frauds

A legal principle known as the statute of frauds mandates that certain kinds of transactions be completed in writing. The law covers agreements involving the sale of real estate, transactions involving items valued at more than $500, and agreements lasting a year or longer.

The statute of frauds were predominantly established in the United States as common law, or unwritten law. In most states, since then it has been institutionalised by statutes. The defendant may assert it as a defence in the breach of contract proceeding when the statute of frauds is relevant.

In fact, for the defence to be effective, they frequently must do so positively. In this situation, the plaintiff has the burden of proof.

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Firms that operate in a market-directed economy attempt to develop ______ markets for themselves and their new products.

Answers

In a market-directed economy, businesses work to create monopolistic markets for both their existing products and any new ones they introduce.

Which of the following statements best describes a market-driven economy?

The choices made by the economy's numerous producers and consumers at the micro level serve as the foundation for macroeconomic decisions. They presumptively believe that a customer's decision to buy a product, rather than an aggressive sales team, drives a sale.

What is the fundamental goal of the market-driven economic system in the US?

The fundamental goal of the market-driven economic system in the United States is to fulfill consumer requirements as they are perceived by the customers. Customer satisfaction: based on individual expectations and aspirations.

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the uniform electronic transmission act (ueta) does not apply to all contracts or other documents as some instruments such as deeds marital settlement agreements incident to a divorce

Answers

UETA provides uniform rules governing electronic commerce transactions. It establishes a legal foundation for the use of electronic communications in transactions where the parties have agreed to deal electronically.

UETA puts both electronic and paper-based trade on a same legal basis and recognizes the usage of electronic communications and records.

For "electronic records and electronic signatures relevant to transactions," which are not covered by the Uniform Commercial Code, UETA regulations are principally applicable (UCC). The legislation aims to encourage standard electronic transaction regulations throughout the states while facilitating and promoting business and governmental activities by authenticating and permitting the usage of electronic records and signatures. It is also intended to comply with other relevant laws.

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in barker v. wingo (1972) the u.s. supreme court identified four factors that courts should assess in determining whether a particular defendant has been deprived of the right to a speedy trial. they are:

Answers

According to the Supreme Court of the United States, the duration of the delay, the causes of the delay, the appellant's assertion of the right to a prompt review and appeal, and prejudice are the four (4) criteria that should be taken into consideration by the courts.

What was the decision of the Supreme Court in Barker v. Wingo?

Held: The defendant's constitutional right to a speedy trial cannot be established by any rigid criteria; rather, it can only be evaluated on an as-needed basis by weighing the prosecution's and the defendant's actions.

What does Barker v. Wingo 1972 signify?

The Sixth Amendment to the United States Constitution, specifically the right of defendants, was the subject of the United States Supreme Court case Wingo, 407 U.S. 514 (1972).

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We can easily see that a terrorist might fit into a category when it comes to evaluating someone’s actions. What if another group is organized such as a Drug Cartel? They are organized and use violence against police, government and civilians. Should Drug Cartels be labeled terrorists and be subject to drone strikes and limited civil rights protections? Why and or why not?

Answers

Yes, Drug Cartels should be labeled terrorists and be subject to drone strikes and limited civil rights protections. They should be labelled terrorists and be subjected to drone strikes and limited civil rights protection because they are major financiers of the terrorist groups.

Also, the United Nations has recognized the connection between both groups and to safeguard the lives of many and ensure peace in our world, they should be labelled terrorists.

Who are terrorists?

A terrorist is an individual who employs violence, especially murder and bombing, in order to achieve political aims. Terrorism, in its general sense, is the application of criminal violence to inject or institute a state of terror or fear, popularly with the intention to achieve political or religious aims.

Therefore, the correct answer is as given above. The fact that they finance criminal violence to achieve political or religious goals is enough evidence to prove or label them as terrorists.

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In the Supreme Court case of _____, the Court struck down Section 7 of the Military Commissions Act, which declared that Guantanamo prisoners could not bring habeas corpus petitions to federal courts to seek their release.

Answers

Section 7 of the Military Commissions Act, which prohibited Guantanamo prisoners from filing habeas corpus petitions in federal courts to request their release, was overturned by the Supreme Court in the Marbury v. Madison decision.

In a 2006 decision, what did the Supreme Court rule on military commissions?

Without a congressional act, the President is not permitted to establish military commissions. Five officers must make up the board of a military commission rather than a single federal judge.

Which decision of the Supreme Court is most closely related to the exclusionary rule?

Weeks v. United States provided the first explanation of the exclusionary rule (1914). The U.S. Supreme Court ruled in that case that the Fourth Amendment's safeguard against unauthorized searches and seizures should be interpreted to prohibit using incriminating evidence that was obtained unlawfully.

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Which cash crop was the most significant in ninteenth century texas? question 4 options: a. cotton b. corn c. rice d. tobacco 12y15x=84 I HATE MATH The width of a rectangle is the length minus 6 units. The area of the rectangle is 7 units. What is the length, in units, of the rectangle?. Given the diagram below, Mario's Pizza just received two big orders from customers throwing parties. The first customer, Ruth, bought 4 regular pizzas and 4 deluxe pizzas and paid $112. The second customer, Gabrielle, ordered 4 regular pizzas and 1 deluxe pizza, paying a total of $52. What is the price of each pizza? Which concern resulted in the us congress rejecting membership in the league of nations? Use Since / For 1.Shelling of villages near the border continued ____ many hours2. The dog mysteriously dissappeared and has not been______ before yesterday3. Alice has been married _____March 3rd4. He has taken leave ____ for a month Se aplico un examen a 48 personas de las cuales 15% lo reprobaron, Que porcentaje aproboel examen? PLEASE HELP PLEASE PLEASE abraham lincolns path to emancipation was gradual and incremental. place the following initiatives in order, culminating in the emancipation proclamation. write a for loop that iterates from 1 to numbersamples to double any element's value in datasamples that is less than minvalue. ex: if minval Part 1 Theory SummaryChoose one of the criminological theories we have covered this semester that you feel is depicted in your chosen song and summarize its: 1) major components, 2) assumptions, and 3) its basic description of the cause of crime. 250-word limit (1 page, double-spaced, 1-inch margins, Times New Roman 12-point font)Part II ApplicationApply your chosen theory to describe how the song's lyrics embody or capture the theory you have chosen. Describe how the theorys main propositions are demonstrated through the song's lyrics. 250-word limit (1 page, double-spaced, 1-inch margins, Times New Roman 12-point font) scientists believe a vaccine dived from chimpanzees may ---- a safer way to prevent and treat smallpox1 predict2 provide3 conclude4 determine The root of operant conditioning may be traced to ________'s early studies of hungry cats learning to escape from cages. The relative profitability of a firm that employs an aggressive working capital financing policy will improve if the yield curve changes from upward sloping to downward sloping. True or False? why language taxonomy is represented in the form of a tree Helen ha a garden in the hape of a circle of diameter 20 m. She i going to cover all the garden with gra eed to make a lawn. Gra eed i old in boxe. Each box of gra eed will cover 58 m of garden. 20 ma) Taking to be 3. 14 work out the area of the garden in m. (2)314b) Work out an etimate for the number of boxe of gra eed Helen need. To find your etimate, round each of the number in your working to 1 ignificant figure. You mut how your working. (2)314/58-5. 85 boxec) Your etimate for b) iA an overetimateB an underetimateC could be either Source 2: What does Dodge believe will happen ifwomen are allowed to vote? Can somebody answer these 5 questions please and thank you Companies pursuing business-level strategies like cost leadership, differentiation, and integration should organize using a _______ structure.