Derek will deposit $9,359.00 per year for 18.00 years into an account that earns 4.00%, The first deposit is made next year. He has $18,418.00 in his account today. How much will be in the account 49.00 years from today

Answers

Answer 1

Answer:

FV= $904,322.05

Explanation:

First, we will calculate the future value of the 18 deposits 19 years from now. Also the value of the $18,418 19 years from now.

FV= {A*[(1+i)^n-1]}/i

A= annual deposit= 9,359

n= 18

i= 0.04

FV= {9,359*[(1.04^18) - 1]} / 0.04

FV= $240,015.42

FV= PV*(1+i)^n

FV= 18,418*(1.04^19)

FV= $38,803.95

Total FV= 240,015.42 + 38,803.95= $278,819.37

Finally, the value of the account for the remaining 30 years:

FV= 278,819.37*(1.04^30)

FV= $904,322.05


Related Questions

For the year ended December 31, 2020, Cullumber Company reported the following: Net income $305000 Preferred dividends declared 50500 Common dividend declared 9100 Unrealized holding loss, net of tax 4800 Retained earnings, beginning balance 420000 Common stock 199400 Accumulated Other Comprehensive Income, Beginning Balance 24400 What would Cullumber report as the ending balance of Retained Earnings

Answers

Answer:

$665,400

Explanation:

The ending retained earnings are computed by taking the beginning retained earnings alongside the net income for the year while adjusting for both common and preferred stocks dividends

The ending retained earnings=beginning retained earnings+Net income-Preferred dividends-Common dividends

Unrealized holding loss would only have an impact on Accumulated Other Comprehensive Income.

The ending retained earnings=420000+305000-50500-9100

The ending retained earnings=$665,400

balance in Accumulated Other Comprehensive Income=24400-4800=$19,600

What is a companys obligation to contribute to the sustainability of natural resources

Answers

Answer:

Companies have a corporate social responsibility towards their environment.

Explanation:

Corporate social responsibility implies that companies are expected to engage in industrial practices that would not result in harm to their environment. For example, the amount of carbon being released into the environment must be controlled as excessive release of carbon can be detrimental to health. It is also not right for waste to be discharged into the oceans because the health of the sea animals, the ocean itself and those who swim in it are at risk.

To promote sustainability, companies avoid practices that would eventually harm their environment. Abiding by these practices might take a longer route, but is eventually cost effective and beneficial.

a. On April 1, the company retained an attorney for a flat monthly fee of $3,500. Payment for April legal services was made by the company on May 12.
b. A $324,000 note payable requires 9.0% annual interest, or $2,430, to be paid at the 20th day of each month. The interest was last paid on April 20 and the next payment is due on May 20. As of April 30, $810 of interest expense has accrued.
c. Total weekly salaries expense for all employees is $14,000. This amount is paid at the end of the day on Friday of each five-day workweek. April 30 falls on a Tuesday, which means that the employees had worked two days since the last payday. The next payday is May 3.

Required:
The above three separate situations require adjusting journal entries to prepare financial statements as of April 30. For each situation, present both the April 30 adjusting entry and the subsequent entry during May to record the payment of the accrued expenses.

Answers

Answer:

Journal Entries for April and May

a. April 30:

Debit Legal Fee Expense $3,500

Credit Legal Fee Payable $3,500

To record the legal fee expense for April.

May 12:

Debit Legal Fee Payable $3,500

Credit Cash  $3,500

To record the payment of April legal fee.

b. April 30:

Debit Interest Expense $2,430

Credit Cash $1,620

Credit Interest Expense Payable $810

To record accrued interest expense

May 20:

Debit Interest Expense Payable $810

Credit Cash $810

To record the payment of accrued interest.

c. April 30:

Debit Salary Expense $5,600

Credit Salary Expense Payable $5,600

To record the salary expense for 2 days accrued.

May 3:

Debit Salary Expense Payable $5,600

Debit Salary Expense $8,400

Credit Cash $14,000

To record the payment of salary for the week.

Explanation:

We have used the journal entries to adjust accrued expenses and also to record the actual payment when they occur.  Journal entries help to record transactions as they occur and to make adjustments at the end of the accounting period so that accruals, prepayments, deferred revenue, and depreciation expense are properly recorded when they occur and not when payment is made.

Accountants focus on creating financial statements, whereas finance professionals mostly use these statements to evaluate a firm and answer questions about its performance. Indicate which of the following financial statement would be the most helpful.

a. How much cash is a firm generating through operating, investing, and financing activities?
b. How much debt and equity has the firm issued to finance its assets?

If compensation for senior management is based on short-term performance of the firm, in the short run the firm is likely to:

a. Overstate its earnings
b. Understate its earnings

Answers

Answer:

1. The financial statement that would be the most helpful for a finance professional to evaluate how a firm's performance is:

a. How much cash is a firm generating through operating, investing, and financing activities?

2. If compensation for senior management is based on short-term performance of the firm, in the short run the firm is likely to:

a. Overstate its earnings

Explanation:

This financial statement is provided by the Statement of Cash Flows. The statement provides the performance report about a company's liquidity and long-term solvency.  The information about how much debt and equity the firm has issued to finance its assets will be obtained from the statement of financial position (known as the balance sheet).  This statement does not show the performance of a firm, but its financial position as of a given date.

Fuzzy Monkey Technologies, Inc., purchased as a long-term investment $80 million of 8% bonds, dated January 1, on January 1, 2021. Management has the positive intent and ability to hold the bonds until maturity. For bonds of similar risk and maturity the market yield was 10%. The price paid for the bonds was $66 million. Interest is received semiannually on June 30 and December 31. Due to changing market conditions, the fair value of the bonds at December 31, 2021, was $70 million.

Required:
a. Prepare the journal entry to record Fuzzy Monkey's investment on January 1, 2021.
b. Prepare the journal entry by Fuzzy Monkey to record interest on June 30, 2021 (at the effective rate).
c. Prepare the journal entries by Fuzzy Monkey to record interest on December 31, 2021 (at the effective rate).
d. At what amount will Fuzzy Monkey report its investment in the December 31, 2021, balance sheet? Why?
e. How would Fuzzy Monkey's 2021 statement of cash flows be affected by this investment?

Answers

Answer:

A. 1-Jan-21

Dr Investment in Bond Dr $80.00

Cr To Cash $66.00

Cr To Discount on bond investment $14.00

B.30-Jun-21

Dr Cash $3.20

Dr Discount on bond investment $0.10

Cr To Interest revenue $3.30

C. 31-Dec-21

Dr Cash $3.20

Dr Discount on bond investment Dr $0.11

Cr To Interest revenue $3.31

D. $70 million Due to the change in market conditions

E. CASH FLOW FROM OPERATING ACTIVITIES:

Interest received $7.40 INFLOW

CASH FLOW FROM INVESTING ACTIVITIES:

Cash paid for purchase of investment -$66.00 OUTFLOW

Explanation:

a. Preparation of the journal entry to record Fuzzy Monkey's investment on January 1, 2021.

1-Jan-21

Dr Investment in Bond Dr $80.00

Cr To Cash $66.00

Cr To Discount on bond investment $14.00

(80-66)

(Being to record investment in bond )

b. Preparation of the journal entry by Fuzzy Monkey to record interest on June 30, 2021 (at the effective rate).

30-Jun-21

Dr Cash $3.20

($80 *8% * 6/12)

Dr Discount on bond investment $0.10

($3.30-$3.20)

Cr To Interest revenue $3.30

($66*10%*6/12)

(Being to record revenue recognition for bond interest and discount amortized)

c. Preparation of the journal entries by Fuzzy Monkey to record interest on December 31, 2021 (at the effective rate)

31-Dec-21

Dr Cash $3.20

($80 *8% * 6/12)

Dr Discount on bond investment Dr $0.11

($3.31- $3.20)

Cr To Interest revenue $3.31

[ $66+.1*(10%*6/12) ]

(Being to record revenue recognition for bond interest and discount amortized)

d. Based on the information given Fuzzy monkey will report its investment on December 31, 2021 balance sheet at fair value of the amount of $70 million reason been that we were told that because of the change in the market conditions, the fair value of the bonds at December 31, 2021, was the amount of $70 million.

e. Calculation for How would Fuzzy Monkey's 2021 statement of cash flows be affected by this investment

STATEMENT OF CASH FLOW (PARTIAL)

For 2021

CASH FLOW FROM OPERATING ACTIVITIES:

Interest received $7.40 INFLOW

($3.20+$3.20)

CASH FLOW FROM INVESTING ACTIVITIES:

Cash paid for purchase of investment -$66.00 OUTFLOW

Which function on the Capital IQ platform allows users to receive notifications when there are any news or key developments entered for selected companies?

Answers

Answer: Create New Alert

Explanation:

To receive notification on the Capital IQ platform, an alert would have to be created by "create new alert". To do that navigate to My Capital IQ - My Alerts. Click on “Create New Alert” link and enter a name for the alert you want to create. Select the box next to Key Developments and add companies to your alert.

Suppose two projects have the same expected business value. Project A has a very high estimated business value along with a high probability of failure. Project B has a much lower estimated business value along with a low probability of failure. If you could do only one of the projects, which one would you choose and under what conditions

Answers

Answer:

Project B has a much lower estimated business value along with a low probability of failure.

Explanation:

In order to do only one type of project that has the same business values. I would choose a project that has a low probability of failure. Though it has a low value but in the long run will lead to economic profit and shareholders value. For selection, we need to find out the benefits gained by the project.

If a person could choose only one project he must select Project B as it has a much lower estimated business value along with a low probability of failure.

What are the selection criteria for the project?

Project B would be a better option to choose as it is giving less risk to business as compared to Project B in terms of failure. However, the value of Project B is less but it has the potential to generate economic profits in the long run.

Therefore, by evaluating the cost and benefit from two projects shareholder's interest would be intact more through Project B.

Learn more about project managemnet here:

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A company issued 5%, 20-year bonds with a face amount of $80 million. The market yield for bonds of similar risk and maturity is 6%. Interest is paid semiannually. At what price did the bonds sell? (FV of $1, PV of $1, FVA of $1, PVA of $1, FVAD of $1 and PVAD of $1) (Use appropriate factor(s) from the tables provided. Enter your answers in whole dollars.)
n=
i=
Interest = Amount?
Interest = Present Value?
Principal = Amount?
Principal = Present Value?
Price of Bonds?

Answers

Answer:

n = 40

i = 3% (semiannual)

face value = $80 million

coupon payment = $2,000,000

market price:

PV of face value = $80 / (1 + 3%)⁴⁰ = $24.52 million

PC of coupon payments = $2 x 23.115 (PV annuity factor, 3%, 40 periods) = $46.23 million

market value = $70.75 million

The bond price shows the present discounted value of future cash that is derived from purchasing a bond.

The computation of value of n semiannually

[tex]n=20*2\\=40[/tex]

The computation of value of i semiannually

[tex]i=\frac{6 percent}{2} \\=3 percent[/tex]

The computation of the Present Value of interest when the interest amount is 2,000,000

[tex]80,000,000*0.05*\frac{1}{2} \\=46,229,544[/tex]

The computation of present value of principal when the principal amount is 80 million

[tex]\frac{80}{(1+0.03)^{40} } \\=24,524,547[/tex]

The computation of bond price would be

[tex]46,229,544+24,524,547\\=70,754,091[/tex]

Learn more about the calculation of bond price here;

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Linda's AGI for the year is 30,000. Her residence sustained damage from hurricane Maria (a federally declared natural disaster) in the current year: Her adjusted basis in the house: $150,000 Fair market value immediately before Maria $200,000 Fair market value immediately after Maria $180,000 How much will be her deductible casualty loss for the year

Answers

Answer: $16900

Explanation:

Her deductible casualty loss for the year would be:

Fair market value = $200,000

Less: FMV after Maria = $180,000

Reduction in the FMV of house = $20,000

Less: 10% of AGI = 10% × $30,000 = 0.1 × $30,000 = $3,000

Remaining Value after deduction = $17,000

Less: $100 deduction = $17000 - $100 = $16900

Therefore, deductible casualty loss for the year is $16,900

On May 1, Cobb and Mott formed a partnership and agreed to share profits and losses in the ratio of 3:7, respectively. Cobb contributed a parcel of land that cost him $10,000. Mott contributed $40,000 cash. The land was sold for $18,000 on that same date, immediately after formation of the partnership. What amount should be recorded in Cobb's capital account on formation of the partnership

Answers

Answer: $18000

Explanation:

We should note that the value of the contributed assets would be based on the fair values.

With regards to the question, we are already informed that the land was sold for $18,000 which in this case is the fair value of the asset.

Therefore, the amount that should be recorded in Cobb's capital account on formation of the partnership would be $18000.

The central bank buys $15,000 worth of bonds in the open market from Christopher, who

deposits the proceeds in his checking account at Carla Bank. The required reserve ratio is

5%.

(a) What is the amount by which Carla Bank's liabilities have changed?

(b) Calculate the change in required reserves for Carla Bank.

(c) What is the dollar value of the maximum amount of new loans Carla Bank can initially

make because of Christopher's deposit?

(d) Based on the central bank's open-market purchase of bonds, calculate the maximum

amount by which the money supply can change throughout the banking system.

(e) How will the change in the money supply in part (d) affect aggregate demand in the short

run? Explain.

Answers

Answer:

(a) What is the amount by which Carla Bank's liabilities have changed?

Carla Bank's liabilities increased by $15,000 (bank deposits are liabilities).  

(b) Calculate the change in required reserves for Carla Bank.

Carla Bank's reserves must increase by $15,000 x 5% = $750

(c) What is the dollar value of the maximum amount of new loans Carla Bank can initially make because of Christopher's deposit?

Carla Bank can loan $15,000 x 95% = $14,250

(d) Based on the central bank's open-market purchase of bonds, calculate the maximum amount by which the money supply can change throughout the banking system.

Money multiplier = 1 / 5% = 20

The money supply has the potential to increase by $15,000 x 20 = $300,000

(e) How will the change in the money supply in part (d) affect aggregate demand in the short run? Explain.

Aggregate demand will increase since the total money supply increases. This should also help to decrease the interest rates and foster investment.

The amount by which Carla Bank's have changed is increased by $15,000, and the dollar value of the maximum amount of new loan is $14,250.

What are bonds?

A bond is a type of security under which the issuer of the bonds build upon the holder a debt, and is obliged or depending on the given terms.

(a).

The amount by which Carla Bank's liabilities have changed is increased by $15,000 because the bank deposits are liabilities, and that have to pay in the market for the bonds.

(b).

The change in required reserves for Carla Bank in that the amount would be increased by $750, mean 5% of the borrowed amount. i.e.,

[tex](\$15,000 \times \frac{5}{100})[/tex]

(c).

The dollar value of the maximum amount of new loans Carla Bank would be initially the 95% of the amount of care loan means $14,250. i.e.,

[tex](\$15,000 \times \frac{95}{100})[/tex]

(d).

Based on the purchase of the central bank open-market of bonds, the maximum amount by which the money supply can change passim the banking system is the money multiplier, it is computed as,

[tex]\text{Money multiplier} = \dfrac{1}{\text{Reserve ratio \%}}\\\\ \test{\text{Money multiplier}} = 20[/tex]

Then, the money supply has the potential to increased by:

[tex]=\text{Loan Value} \times \text{\Money Multiplier}\\\\=\$15,000 \times 20 = \$300,000[/tex]

(e).

The change in the money supply in part (d) affect aggregate demand in the short run, as the aggregate demand will raise. Since the total money supply raises. This should also support to fall the interest rates and foster investment.

To learn more about the bonds, refer to:

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On November 1, 2018, Taylor signed a one-year contract to provide handyman services on an as-needed basis to King Associates, with the contract to start immediately. King agreed to pay Taylor $5,520 for the one-year period. Taylor is confident that King will pay that amount, but payment is not scheduled to occur until 2019. Taylor should recognize revenue in 2018 in the amount of:_____.
a. $900.
b. $2,700.
c. $0.
d. $5,400.

Answers

Answer: 920

Explanation:

Since the transaction took place in November, we should note that revenue should be recognized for 2 months by Taylor.

The amount that Taylor should recognize as revenue in 2018 will be:

= 5520/12 × 2

= 460 × 2

= 920

Failure to prepare an adjusting entry at the end of a period to record an accrued revenue would cause Group of answer choices net income to be overstated. an understatement of assets and an understatement of revenues. an understatement of revenues and an understatement of liabilities. an understatement of revenues and an overstatement of liabilities.

Answers

Answer:

an understatement of assets and an understatement of revenues.

Explanation:

Financial accounting is an accounting technique used for analyzing, summarizing and reporting of financial transactions like sales costs, purchase costs, payables and receivables of an organization using standard financial guidelines such as Generally Accepted Accounting Principles (GAAP). Examples of financial statements includes Balance sheet, cash-flow and income statement.

Financial reporting can be defined as the formal communication or disclosure of financial information and statements to present and potential users such as investors and creditors.

Hence, failure to prepare an adjusting entry at the end of a period to record an accrued revenue would cause an understatement of assets and an understatement of revenues.

Chelsea verbally agrees to pay $1,000 to Annie for her hair services within thirteen months. Must this agreement be in writing under the statute of frauds? Yes. The one-year rule requires all contracts that cannot be performed within one year to be in writing. No. This scenario is not subject to the statute of frauds. No. This contract would be enforceable, since it is possible Chelsea could pay earlier than a year. None of the above.

Answers

Answer:

Yes. The one-year rule requires all contracts that cannot be performed within one year to be in writing.

Explanation:

Indeed, under the 'statute of frauds' concept, contracts involving the sale of land that over $500 and lasts for more than a year must be put in writing.

In other words, according to the 'statute of frauds' legal concept, the contractual agreement made by Chelsea and Annie extends above 1 year and is above $500, and so must be put down in writing.

A company that makes shopping carts for supermarkets and other stores recently purchased some new equipment that reduces the labor content of the jobs needed to produce the shopping carts. Prior to buying the new equipment, the company used 6 workers, who together produced an average of 100 carts per hour. Workers receive $11 per hour, and machine cost was $40 per hour. With the new equipment, it was possible to transfer one of the workers to another department, and equipment cost increased by $12 per hour, while output increased by 4 carts per hour. a. Compute labor productivity under each system. Use carts per worker per hour as the measure of labor productivity. (Round your answers to 3 decimal places.)

Answers

Answer:

A. Labor productivity before=16 cart per workers-hour

Labor productivity After=26 cart per workers-hour

B. Multifactor productivity Before=0.94 carts per hour

Multifactor productivity before=0.94 carts per hour

Explanation:

A. Computation of labor productivity under each system

Labor productivity Before=100 carts per hour/6 workers

Labor productivity Before=16 cart per workers-hour

Labor productivity After=(100 carts per hour+4 carts per hour)/4 workers

Labor productivity After=(104carts per hour /4 workers

Labor productivity After=26 cart per workers-hour

B. Computation of the multifactor productivity under each system.

Multifactor productivity Before=100 carts per hour/(6 workers*$11 per hour)+$40 per hour

Multifactor productivity Before=100 carts per hour/($66 per hour+$40 per hour)

Multifactor productivity Before=100 carts per hour/$106 per hour

Multifactor productivity Before=0.94 carts per hour

Multifactor productivity before=(100carts per hour + 4carts per hour)/(4 workers * $11 per hour$)+($40 per hour+12 per hour)

Multifactor productivity before=(104carts per hour /(4 workers * $11 per hour$)+($40 per hour+12 per hour)

Multifactor productivity before=(104carts per hour /($66 per hour+$52 per hour)

Multifactor productivity before=(104carts per hour /118per hour

Multifactor productivity before=0.94 carts per hour

Susan and Bill Stamp want to set up a TDA that will generate sufficient interest at maturity to meet their living expenses, which they project to be $1,200 per month. (Round your answers to the nearest cent.)
(a) Find the amount needed at maturity to generate $1,350 per month interest, if they can get 7 % interest compounded monthly.
(b) Find the monthly payment that they would have to make into an ordinary annuity to obtain the future value found in part (a) if their money earns 9 % and the term is twenty years.

Answers

Answer:

(a) The amount needed is $192,000.

(b) The monthly payment is $150.98.

Explanation:

Note: There are errors in this question. The correct question is therefore provided before answering the question as follows:

Susan and Bill Stamp want to set up a TDA that will generate sufficient interest at maturity to meet their living expenses, which they project to be $1,200 per month. (Round your answers to the nearest cent.)

(a) Find the amount needed at maturity to generate $1,200 per month interest, if they can get 7.25% interest compounded monthly.

(b) Find the monthly payment that they would have to make into an ordinary annuity to obtain the future value found in part (a) if their money earns 9.75% and the term is twenty years.

The explanation of the answer is now given as follows:

(a) Find the amount needed at maturity to generate $1,200 per month interest, if they can get 7.25% interest compounded monthly.

This can be calculated using the following future value formula:

FV = P / i ........................... (1)

Where;

FV = Amount needed at maturity = ?

P = Monthly payment or amount to generate monthly = $1,200

i = monthly interest rate = Annual interest rate / 12 = 7.25% / 12 = 0.075 / 12 = 0.00625

Substituting the values into equation (1), we have:

FV = $1,200 / 0.00625 = $192,000

Therefore, the amount needed is $192,000.

(b) Find the monthly payment that they would have to make into an ordinary annuity to obtain the future value found in part (a) if their money earns 9.75% and the term is twenty years.

This can be calculated using the Future Value (FV) of an Ordinary Annuity as follows:

FV = M * (((1 + r)^n - 1) / r) ................................. (2)

Where,

FV = Future value = $192,000

M = Monthly payment = ?

r = Monthly interest rate = 9.75% / 12 = 0.0975 / 12 = 0.008125

n = number of months = 25 years * Number of months in a year = 25 * 12 = 300

Substituting the values into equation (2) and solve for M, we have:

$192,000 = M * (((1 + 0.008125)^300 - 1) / 0.008125)

$192,000 = M * 1271.65920375075

M = $192,000 / 1271.65920375075

M = $150.98

Therefore, the monthly payment is $150.98.

Wolfpack Construction has the following account balances at the end of the year.

Accounts Balances Equipment $26,000
Accounts payable 3,000
Salaries expense 33,000
Common stock 11,000
Land 18,000
Notes payable 20,000
Service revenue 39,000
Cash 6,000
Retained earnings ?

Required:
Use only the appropriate accounts to prepare a balance sheet.

Answers

Answer:

Retained Earnings $16,000

Total assets $50,000

Total liabilities and equity $50,000

Explanation:

Preparation of appropriate accounts to prepare a balance sheet

BALANCE SHEET

ASSETS

Cash 3,000

Land 18,000

Equipment 26,000

Total assets $ 50,000

LIABILITIES

Accounts Payable 3,000

Notes payable 20,000

Total Liabilities 23,000

STOCKHOLDERS EQUITY

Common Stock 11,000

Retained Earnings 16,000

[(3,000+18,000+26,000)-(3,000+20,000+11,000]

Total Equity 27,000

Total liabilities and equity $50,000

Therefore the balance sheet include:

Total assets $50,000

Total liabilities and equity $50,000

A firm has total assets of $162,000, long-term debt of $46,000, stockholders' equity of $95,000, and current liabilities of $21,000. The dividend payout ratio is 60 percent and the profit margin is 8 percent. Assume all assets and current liabilities change spontaneously with sales and the firm is currently operating at full capacity. What is the external financing need if the current sales of $150,000 are projected to increase by 10 percent

Answers

Answer:

$8,820

Explanation:

The percentage of sales formula for computing the funding requirement is stated thus:

AFN = (A/S) x (Δ Sales) - (L/S) x (Δ Sales) - (PM x FS x retention ratio)

AFN=additional funds=unknown

A-current level of total assets=$162,000

S- current sales $150,000

=Δ Sales=Change in sales=increase in sales=$150,000*10%=$15000

L-spontaneous liabilities=current liabilities=$21,000

PM-profit margin =8%

retention ratio=1-dividend payout ratio=1-60%=40%

FS-forecast sales =$150,000+$15000=$165,000

AFN =($162,000/$150,000)*$15000))-($21,000/$150,000)*$15000-(8%*$165,000*40%)

AFN =$16,200-$2,100-$5280

AFN=$8,820

I need help on the first question , it's asking more or less​

Answers

Answer:

more

Explanation:

As the economy increases, the need for property rights also increases, it's pretty widely accepted that property rights provide incentives to participate in the market.

Nigel belongs to a wealthy family. He has always enjoyed trying out new gadgets and devices that are launched in the market. Since he is financially well-off, he likes to experiment with expensive products and is comfortable with the risks and uncertainties associated with these products. Based on this description, Nigel most likely belongs to the group of:

Answers

Incomplete question. The Options;

a. Candidates for elected office

b. Early majority

c. Technology diffusers

d. Innovators

Answer:

b. Early majority

Explanation:

Recall we are told that Nigel loves trying new tech and is "financially well-off", so he falls under the category of those who are termed early majority who quickly try/adopt new technologies.

Also, the early majority are usually "comfortable with the risks and uncertainties associated with" new tech products, thus they are less worried about not deriving value for their money.

Perot Corporation is developing a new CPU chip based on a new type of technology. Its new chip, the Patay2 chip, will take two years to develop. However, because other chip manufacturers will be able to copy the technology, it will have a market life of two years after it is introduced. Perot expects to be able to price the chip higher in the first year, and it anticipates a significant production cost reduction after the first year as well. The relevant information for developing and selling the Patay2 is given as follows: PATAY2 CHIP PRODUCT ESTIMATES Development cost $ 20,000,000 Pilot testing $ 5,000,000 Debug $ 3,200,000 Ramp-up cost $ 3,000,000 Advance marketing $ 5,400,000 Marketing and support cost $ 1,000,000 per year Unit production cost year 1 $ 655.00 Unit production cost year 2 $ 545.00 Unit price year 1 $ 820.00 Unit price year 2 $ 650.00 Sales and production volume year 1 250,000 Sales and production volume year 2 150,000 Interest rate 10 %
Assume all cash flows occur at the end of each period.
a. What is the net present value (at the discount rate of 10%) of this project? (Negative value should be indicated by a minus sign. Enter your answer in thousands of dollars. Round your answer to the nearest thousand.)
b. Perot’s engineers have determined that spending $10 million more on development will allow them to add even more advanced features. Having a more advanced chip will allow them to price the chip $50 higher in both years ($870 for year 1 and $700 for year 2). What is the NPV of the project if this option is implemented? (Negative value should be indicated by a minus sign. Enter your answer in thousands of dollars. Round your answer to the nearest thousand.)
c. If sales are only 200,000 the first year and 100,000 the second year, what would the NPV of the project be? Assume the development costs and sales price are as originally estimated. (Negative value should be indicated by a minus sign. Enter your answer in thousands of dollars. Round your answer to the nearest thousand.)

Answers

Answer:

a. Net present value of this project is $12,181,000.

b. Net present value of this project is $19,743,000.

c. Net present value of this project is $342,000.

Explanation:

a. What is the net present value (at the discount rate of 10%) of this project? (Negative value should be indicated by a minus sign. Enter your answer in thousands of dollars. Round your answer to the nearest thousand.)

Present value of year 1 revenue = (Sales and production volume year 1 * Unit price year 1) / (1 + Discount rate)^1 = (250,000 * $820.00) / (1 + 10%)^1 = $186,363,636.36

Present value of year 2 revenue = (Sales and production volume year 2 * Unit price year 2) / (1 + Discount rate)^2 = (150,000 * $650.00) / (1 + 10%)^2= $80,578,512.40

Year 0 total cost = Development cost + Pilot testing + Debug + Ramp-up cost + Advance marketing = $20,000,000 + $5,000,000 + $3,200,000 + $3,000,000 + $5,400,000 = $36,600,000.00

Present value of Year 1 total cost = (Marketing and support cost + (Sales and production volume year 1* Unit production cost year 1)) / (1 + Discount rate)^1 = ($1,000,000 + (250,000 * $655.00)) / (1 + 10%)^1 =  $149,772,727.27

Present value of Year 2 total cost = (Marketing and support cost + (Sales and production volume year 1* Unit production cost year 2)) / (1 + Discount rate)^2 = ($1,000,000 + (150,000 * $545.00)) / (1 + 10%)^2 =  $68,388,429.75

Net present value of this project = Present value of year 1 revenue + Present value of year 2 revenue - Year 0 total cost - Present value of Year 1 total cost - Present value of Year 2 total cost = $186,363,636.36 + $80,578,512.40 - $36,600,000.00 - $149,772,727.27 - $68,388,429.75 = $2,180,991.74

Rounding to the nearest thousand, we have:

Net present value of this project = $12,181,000

b. Perot’s engineers have determined that spending $10 million more on development will allow them to add even more advanced features. Having a more advanced chip will allow them to price the chip $50 higher in both years ($870 for year 1 and $700 for year 2). What is the NPV of the project if this option is implemented? (Negative value should be indicated by a minus sign. Enter your answer in thousands of dollars. Round your answer to the nearest thousand.)

Present value of year 1 revenue = (Sales and production volume year 1 * Unit price year 1) / (1 + Discount rate)^1 = (250,000 * $870) / (1 + 10%)^1 = $197,727,272.73

Present value of year 2 revenue = (Sales and production volume year 2 * Unit price year 2) / (1 + Discount rate)^2 = (150,000 * $700) / (1 + 10%)^2= $86,776,859.50

Year 0 total cost = Development cost + Pilot testing + Debug + Ramp-up cost + Advance marketing + additional development cost = $20,000,000 + $5,000,000 + $3,200,000 + $3,000,000 + $5,400,000 + $10,000,000 = $46,600,000.00

Present value of Year 1 total cost = as already obtained in part a above = $149,772,727.27

Present value of Year 2 total cost = as already obtained in part a above =  $68,388,429.75

Net present value of this project = Present value of year 1 revenue + Present value of year 2 revenue - Year 0 total cost - Present value of Year 1 total cost - Present value of Year 2 total cost = $197,727,272.73 + $86,776,859.50 - $46,600,000.00 - $149,772,727.27 - $68,388,429.75 = $19,742,975.21

Rounding to the nearest thousand, we have:

Net present value of this project = $19,743,000

c. If sales are only 200,000 the first year and 100,000 the second year, what would the NPV of the project be? Assume the development costs and sales price are as originally estimated. (Negative value should be indicated by a minus sign. Enter your answer in thousands of dollars. Round your answer to the nearest thousand.

Present value of year 1 revenue = (Sales and production volume year 1 * Unit price year 1) / (1 + Discount rate)^1 = (200,000 * $820.00) / (1 + 10%)^1 = $149,090,909.09

Present value of year 2 revenue = (Sales and production volume year 2 * Unit price year 2) / (1 + Discount rate)^2 = (100,000 * $650.00) / (1 + 10%)^2= $53,719,008.26

Year 0 total cost = Development cost + Pilot testing + Debug + Ramp-up cost + Advance marketing = $20,000,000 + $5,000,000 + $3,200,000 + $3,000,000 + $5,400,000 = $36,600,000.00

Present value of Year 1 total cost = (Marketing and support cost + (Sales and production volume year 1* Unit production cost year 1)) / (1 + Discount rate)^1 = ($1,000,000 + (200,000 * $655.00)) / (1 + 10%)^1 =  $120,000,000.00

Present value of Year 2 total cost = (Marketing and support cost + (Sales and production volume year 1* Unit production cost year 2)) / (1 + Discount rate)^2 = ($1,000,000 + (100,000 * $545.00)) / (1 + 10%)^2 =  $45,867,768.60

Net present value of this project = Present value of year 1 revenue + Present value of year 2 revenue - Year 0 total cost - Present value of Year 1 total cost - Present value of Year 2 total cost = $149,090,909.09 + $53,719,008.26 - $36,600,000.00 - $120,000,000.00 - $45,867,768.60 = $342,148.76

Rounding to the nearest thousand, we have:

Net present value of this project = $342,000

among the major drawbacks of highly centralized organizational structure is that it allows for tight control from the top that makes it easy to fix accountability when things do not go well. allows top executives to retain authority for most strategic and operating decisions. can lengthen response times by those closest to the market conditions because they must seek approval for their actions. relies on the assumption that most company personnel have neither the time nor the inclination to direct and properly control the work they are performing and, further, that they lack the knowledge and judgment to make wise decisions about how best to do their work. is based on strict enforcement of detailed procedures backed by rigorous managerial oversight as the most reliable way to keep the daily execution of strategy on track.

Answers

Answer: can lengthen response times by those closest to the market conditions because they must seek approval for their actions

Explanation:

Centralization simply refers to a form of organizational scenario where there is one person at the top that usually makes the major decisions for the company. The powers are usually held by those at the top and messages are passed to the lower level to be implemented.

One major drawback is that it can lengthen the response times by those closest to the market conditions because they must seek approval for their actions.

Consider the following yields to maturity on various one-year zero-coupon securities: Security: Treasury AAA Corporate BBB Corporate B Corporate Yield (%): 4.6 4.8 5.6 6.2 The price (expressed as a percentage of the face value) of a one-year, zero-coupon, corporate bond with a BBB rating is closest to:

Answers

Answer:

94.70%

Explanation:

The computation of the price expressed as a percentage of the face value is given below:

= Price ÷ Face value × 100

= (Face value ÷ (1 + YTM)) ÷ Face value × 100

= ($1,000 ÷ (1 + 5.6%)) ÷ ($1,000) × 100

= $946.97 ÷ $1,000 × 100

= 94.70%

Hence, the price expressed as a percentage of the face value is 94.70%

Here we assume the face value be $1,000

g Your financial advisor offers you two different investment options. Plan A offers a $17,000 annual payment, in perpetuity. Plan B offers $30,000 annual payments for 18 years. Both plans will make their first payment one year from today. What discount rate would make you indifferent to these two plans

Answers

Answer:

4.76%

Explanation:

The requirement in this question is determining the discount rate which gives the same present value in both cases since discount rates discount future cash flows to present value terms.

PV of a pertuity=annual cash flow/discount rate

PV of a pertuity=$17,000/r

PV of ordinary annuity=annual cash flow*(1-(1+r)^-n/r

PV of ordinary annuity=$30,000*(1-(1+r)^-18/r

$17,000/r=$30,000*(1-(1+r)^-18/r

multiply boths side by r

17000=30,000*(1-(1+r)^-18

divide both sides by 30000

17000/30000=1-(1+r)^-18

0.566666667=1-(1+r)^-18

by rearraging the equation we have the below

(1+r)^-18=1-0.566666667

(1+r)^-18=0.433333333

divide indices on both sides by -18

1+r=(0.433333333)^(1/-18)

1+r=1.047554315

r=1.047554315-1

r=4.76%

Webber Technologies is an emerging manufacturer of 3.5 inch diagonal touch screens for mobile communication devices/media players. 2011 industry sales were reported at 17.50 million units. This number represents an 17.7 % increase over 2010 industry sales. Webber Technologies had a 2010 market share of 5.9 %, compared with a 2011 market share of 4.2%. What was the change in unit sales for Webber Technologies, from 2010 to 2011, attributable to the change in industry sales

Answers

Answer:

Industry Sales (2011) = 17,500,000

Industry Sales (2010) = Sales of 2011/1+growth = 17,500,000/1+17.7% = 17,500,000/1.177 = $14868309.26083263 = $14,868,309.26

Company Sales (2011) = 17,500,000 * 4.2% = $735,000

Company Sales (2010) = 14,868,309.26 * 5.9% = $877,230.25

Change in units = Company sales in 2011 - Company Sales in 2010  = $735,000 - $877,230.25 = $142,230.25

Change due to change in Industry growth = Company Sales in 2010 * 17.7% = $877,230.25 * 17.7% = 155,269.75

So, there is net increase of 155,269.75 units of sales due to industry growth.

Slapshot Company makes ice hockey sticks. During the month of June, 1,900 sticks were completed at a cost of goods manufactured of $437,000. Suppose that on June 1, Slapshot had 350 units in finished goods inventory costing $80,000 and on June 30, 370 units in finished goods inventory costing $84,000.
1. Prepare a cost of goods sold statement for the month of June.
Slapshot Company
Cost of Goods Sold Statement
For the Month of June
*Cost of goods sold
*Cost of goods Inventory, June 1
*Finished goods inventory June 30
*Work In process, June 1
___*___ $_____
___*___ _____
___*__ _____
__*____ $_____
2. Calculate the number of sticks that were sold during June.
units

Answers

Answer:

1. Cost of goods sold statement

Cost of goods sold Inventory, June 1             $80,000

Add: Cost of goods manufactured                 $437,000

Cost of goods available for sale                     $517,000

Less: Cost of goods sold Inventory, June 31 $84,000

Cost of goods sold                                          $433,000

2. Number of sticks sold during June

Units on June 1                           350

Add: Manufactured in June       1,900

Sticks available for sale             2,250

Less: Ending units June 30       370  

Number of sticks sold               1,880

Windswept, Inc. 2016 and 2017 Balance Sheets ($ in millions) 2016 2017 2016 2017 Cash $ 260 $ 280 Accounts payable $ 1,510 $ 1,772 Accounts rec. 1,070 970 Long-term debt 1,050 1,238 Inventory 1,740 1,640 Common stock 3,320 3,010 Total $ 3,070 $ 2,890 Retained earnings 630 880 Net fixed assets 3,440 4,010 Total assets $ 6,510 $ 6,900 Total liab. & equity $ 6,510 $ 6,900 Windswept, Inc., has 530 million shares of stock outstanding. Its price–earnings ratio for 2017 is 24. What is the market price per share of stock?

Answers

Answer:

$74,16

Explanation:

Note : I have attached the full question as images below !

Price Earning ratio = Price per share ÷ Earnings per share

                               = $24

Where,

Earnings per share = Earnings attributable to Common Stock holders ÷ Weighted Average Number of Common Stock Outstanding

therefore,

Earnings per share = $1,640 ÷ 530 = $3.09

so,

Market Price per share = Price Earning ratio x Earnings per share

Market Price per share = $24 x $3.09

                                       = $74,16

The Cinci Company issues $100,000, 10% bonds at 103 on April 1, 2020. The bonds are dated January 1, 2020 and mature eight years from that date. Straight-line amortization is used. Interest is paid annually each December 31. Compute the bond carrying value as of December 31, 2023.

Answers

Answer:

$101,593.75

Explanation:

Total amortization period  = 8 Years = 8 x 12 = 96 months

Number of months of Amortization =  9 months in 2020 + (3*12 months) till 2023 = 9 months + 36 months = 45 months

Premium on bonds payable = Issue Price - Face Value

Premium on bonds payable = ($100,000*103%) - $100,000

Premium on bonds payable = $103,000 - $100,000

Premium on bonds payable = $3,000

Unamortized premium  = Premium on bonds payable - Amortized premium

Unamortized premium  = $3,000 - $3,000*45/96

Unamortized premium  = $3,000 - $1,406.25

Unamortized premium  = $1,593.75

Carrying value on December 31,2023 = $100,000 + $1,593.75

Carrying value on December 31,2023 = $101,593.75

In a month, Carlos can produce a maximum of either 30 bushels of pears or 15 bushels of apples, or any linear combination in between. Similarly, Donna can produce a maximum of either 20 bushels of pears or 5 bushels of apples, or any linear combination in between.
a. What is the opportunity cost for Carlos to produce one more bushel of apples in terms of pears?
b. What is the opportunity cost for Donna to produce one more bushel of apples in terms of pears?
c. What would Donna and Carlos agree to as acceptable terms of trade?

Answers

Answer:

a. What is the opportunity cost for Carlos to produce one more bushel of apples in terms of pears?

opportunity cost to produce 1 more bushel of apples = 30 / 15 = 2 bushels of pears

b. What is the opportunity cost for Donna to produce one more bushel of apples in terms of pears?

opportunity cost to produce 1 more bushel of apples = 20 / 5 = 4 bushels of pears

c. What would Donna and Carlos agree to as acceptable terms of trade?

Donna has a comparative advantage in the production of pears, so she should produce pears and exchange them for apples produced by Carlos.

Any range between 1-2 pears (higher than 1, but lower than 2) exchanged for every apple would result in mutually beneficial trade.

Select the statements below that are correct. Choose one or more: A. Conditional factor demands give the profit-maximizing choices of inputs, given the price of output. B. An isocost curve represents all possible combinations of the inputs of production that yield the same cost. C. If the cost of producing y units of output is C dollars, the isoquant for the level of output y must be identical to the isocost for C dollars. D. The cost function measures the minimal cost of producing any level of output, given the costs of the factors of production. E. An isoquant represents all possible combinations of the inputs of production that yield the same level of output.

Answers

Answer: B. An isocost curve represents all possible combinations of the inputs of production that yield the same cost.

D. The cost function measures the minimal cost of producing any level of output, given the costs of the factors of production.

E. An isoquant represents all possible combinations of the inputs of production that yield the same level of output.

Explanation:

Option A is incorrect

The conditional factor demand doesn't give the profit maximizing level given the output choices.

Option B is correct

An isocost curve represents all possible combinations of the inputs of production that yield the same cost.

Option C is incorrect

If the cost of producing y units of output is C dollars, it doesn't imply that the isoquant for the level of output y must be identical to the isocost for C dollars.

Option D is correct

The cost function measures the minimal cost of producing any level of output, given the costs of the factors of production.

Option E is correct

An isoquant represents all possible combinations of the inputs of production that yield the same level of output.

Therefore, the correct options are B, D, and E.

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