What does liability insurance not cover in the event of an
accident?
The liability insurance does not cover the intentional harm caused by the insured, Employee injuries or illnesses, Illegal acts or wrongdoing in the event of an accident.
What is a Liability Insurance?Liability insurance is a norm to provide the insured party with some conservation against claims resulting from injuries and damage to people or property, covering both legal costs and any payouts for which the insured party would be responsible if found legally liable.
There are two types of liability coverage: bodily injury and property damage. Many states in the US needs liability coverages, subject to limits, which is the maximum amount the insurer will pay when the incident occurs. For example, a car accident can be expensive. This is why there is a limit of compensation which an insurer can offer.
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Pros and cons of using your own money in a business.
an insured pays $1200 annually for her life insurance premium. The insured applies this year's $300 worth of accumulated dividends to the next years premium, thur reducing it to $900.. What option does this describe
The option shown by the action of the insured to apply dividends to premium is called Accumulation at Interest.
What does Accumulation at Interest mean?When an insured person utilizes accumulation at interest, their dividends are saved in an interest-bearing savings account.
They can utilize the dividends to cover expenses like insurance premiums, which is exactly what the insured did in this case by applying their dividends to their premium.
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BSU Inc. wants to purchase a new machine for $29,300, excluding $1,500 of installation costs. The old machine was bought five years ago and had an expected economic life of 10 years without salvage value. This old machine now has a book value of $2,000, and BSU Inc. expects to sell it for that amount. The new machine would decrease operating costs by $7,000 each year of its economic life. The straight-line depreciation method would be used for the new machine, for a six-year period with no salvage value.Instructions
a. Determine the cash payback period.
b. Determine the approximate internal rate of return.
c. Assuming the company has a required rate of return of 10%, state your conclusion on whether the new machine should be purchased.
if the japanese yen appreciates against the u.s. dollar,
Answer:
If the Japanese yen appreciates against the U.S. dollar,
a. Japanese businesses gain by a decrease in the dollar price of exports to the United States.
b. Japanese consumers gain by a decrease in the yen prices of U.S. exports to Japan.
c. Japanese consumers lose by an increase in the yen price of U.S. exports to Japan.
d. U.S. consumers gain by a decrease in the dollar price of Japanese exports to the United States.
If the Japanese Yen appreciates against the United States dollar, Japanese consumers gain by a decrease in the dollar price of exports to the United States of America.
What is United States of America?United States of America is a country consists of 50 united states on the north America continent in the western hemisphere.
Currency appreciation is the increase in the value or worth of a currency in relation to the another currency. There are several reasons for the appreciation of the currencies and these include the interest rates, government policy, business cycles and trade balances. The value of a currency changes based on its supply and the demand in the forex market. These fluctuation in values makes firms and traders increase or decrease their financial assets and profit off them.
An appreciation results in cheaper exports and expensive imports. If the Japanese yen appreciates, it means lesser the amount would be needed to purchase a dollar thereby resulting in Japanese businesses gaining a reduction in the price of exports to the United States of America.
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Which term describes a company being so open to other companies working with it that electronic information is shared as if the companies were one?.
A decrease in Net Exports causes whichof the following?
A. a rightward shift of the Demand
Curve
B. a leftward shift of the Demand Curve
C. no shift of the Demand Curve
Answer:
no shift of the demand curve
PLEASE HELP SOON WILL GIVE BRAINLIEST
How does a consumer complaint benefit the manufacturer?
A. The complaint notifies the manufacturer of a possible issue.
B. The complaint is registered with the government.
C. The complaint tells the manufacturer they did something wrong.
D. The complaint leads to an investigation.
Answer:
A. The complaint notifies the manufacturer of a possible issue.
Explanation:
this lets the manufacturer become aware of any issues- this benefits them
A consumer complaint benefit the manufacturer by Option(A) The complaint notifies the manufacturer of a possible issue.
What is a consumer and a manufacturer ?A consumer is a person or a group who intends to order uses purchased goods, products primarily for personal, social household and similar needs, not directly related to any of business activities.
A manufacturer is a person or company that produces finished goods from raw materials by using various tools, equipment, and processes, and then sells the goods to consumers distributors, retailers, or to other manufacturers for the production and make their profit out of it.
How does a consumer complaint benefit the manufacturer ?A consumer make any complaint to the manufacturer if after taking the product or using it , the consumer founds any flaws or mistakes in it which might not be notified by the manufacturer.
Therefore, a consumer complaint benefit the manufacturer by Option(A) The complaint notifies the manufacturer of a possible issue.
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Poor quality control will, over time, have what result for a brand?
oa.
higher wear-out
ob.
lower goodwill
o c.
smaller reach
od. market fragmentation
It will result the brand for smaller reach if the quality control will be poor overtime.
What factors are important to build a brand?A good brand has a clear focus, knows their target audience, has a defined mission, knows their competition, can identify their key values, tell their story and have a brand identity reflective of these goals, and does all of this consistently.
Brands are built by a combination of some factors like Quality, Positioning, Repositioning, Well-balanced communication, Long term perspective, Internal marketing.
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Supply of a product is likely to go down in which situation?
A. Businesses expect the product's price to rise.
B. New technology makes the product cheaper to produce.
C. Skilled workers join companies that make the product.
D. The government raises taxes on the product.
the board of directors is charged with protecting the rights of
Answer:
the organization's assets and member's investment.
The board of directors is charged with protecting the rights of the organization's assets and member's investment.
What is member's investment?Investor Members, also known as "Subscribers," are Members who have contributed capital to the company. Brokerage accounts, Individual Retirement Accounts, education accounts, and employer-sponsored retirement plans are the four main types of investment accounts available to U.S. investors who want to achieve financial goals by investing in stocks.
Included among our 200+ full members are independent niche providers, independent stand-alone investment management companies, retail banking and investment banking conglomerates, and occupational pension plan managers.
Thus, organization's assets and member's investment.
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Sara has a home-based business and needs to produce professional looking documents. She's willing to pay more money for a high-quality, fast printer that produces sharp text and doesn't use too much ink. Which printer should she choose
If Sara what printer with quality, fast printer that produces sharp text and doesn't use too much ink she should get it Inkjet printer
What is a printer?A printer is device used in printing documents, there are different types of printer based on the type of printing to be made.
Therefore,If Sara what printer with quality, fast printer that produces sharp text and doesn't use too much ink she should get it Inkjet printer
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The printer that Sara should choose is a Laser Printer
What is a Laser Printer?This refers to the type of printer that produces high-quality images and is super quick and uses a minimal amount of ink.
Hence, we can see that based on the fact that Sara wants to buy a new printer for her home-based business, and she wants to produce professional looking documents, she should buy a laser printer.
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According to the video, what are the goals of window displays? check all that apply.
to catch the eye
to learn about the customers
to make merchandise look irresistible
o to make salespeople feel glamorous
Answer:
a and c
Explanation:
Answer:
its a and c
Explanation:
i got it right
how can i get financing for my self storage business how to start a self storage business
Answer:
there are a ton of programs that will fund small buisnesses but in the meantime while waiting for that to happen you could get a part time job and save all your money for the buisness or you can hussle i recomend looking into marketplace flipping it is a great way to make quick cash if your good at it
Explanation:
Individuals who report unethical practices by their employer to outsiders are known as A. change agents B. boundary spanners C. early adopters D. whistle-blowers E. free riders
Individuals who report unethical practices by their employer to outsiders are known as whistle-blowers.
Who are whistle-blowers?A whistleblower is anyone who has and reports insider knowledge of illegal activities occurring in an organization. Whistleblowers can be employees, suppliers, contractors, clients, or any individual who becomes aware of illegal business activities.
Whistleblowers are protected from retaliation under various programs created by the Occupational Safety and Health Administration (OSHA), Sarbanes Oxley Act. The protection of federal employees is under the Whistleblower Protection Act of 1989.
Thus, option D is true, as Whistleblowers are the Individuals who report unethical practices by their employer to outsiders.
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Question 9 of 10
which part of a financial aid letter shows what you will have to pay after
deducting all gift aid?
o a. net cost
o b. expected family contribution
c. net worth
on total cost of attendance
An electronics company is launching a new voice-controlled television. The company's owners decide to use broad match in their Search Ads campaign with the keywords ""voice-controlled television."" How will broad match benefit the company's campaign?
The broad match will get benefit the campaign and will reach more users by serving new, relevant queries.
What is Search advertisements marketing campaign?Search campaigns can help you location advertisements throughout a massive community seeking results. You can display advertisements to human beings actively looking online for your merchandise and services.
Thus, The broad match will get benefit the campaign and will reach more users by serving new, relevant queries.
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A company is considering two capital investments. Each requires an initial investment of $15,000 and has a 4 year useful life. Investment A has expected cash inflows of $5,000 each year for the 4 years for total cash inflows of $20,000. Investment B has the following expected cash flows: Year 1: $8,000; Year 2: $6,000; Year 3: $4,000; Year 4: $2,000; Total cash flows: $20,000. Using the payback period as the evaluation method, which investment should be chosen by management
Based on the cashflows from each investment, the investment that should be chosen based on the payback period is Investment B.
What is the payback period for Investment A?This can be found as:
= Investment / Annual cash inflow
= 15,000 / 5,000
= 3 years
What is the payback period of Investment B?= Year before payback + Amount left to be paid / Cash inflow in year of payback
= 2 + (15,000 - 8,000 - 6,000) / 4,000
= 2 + 1,000 / 4,000
= 2.25 years
The company should pick Investment B as it pays back sooner than Investment A.
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In consumer finance, which of the following are primarily used? A. financial statements B. budgets C. both budgets and financial statements
Answer:
Explanation:
The most important financial statement for the majority of users is likely to be the income statement, since it reveals the ability of a business to generate a profit. The financial statements are used by investors, market analysts, and creditors to evaluate a company's financial health and earnings potential. The three major financial statement reports are the balance sheet, income statement, and statement of cash flows.
DIY, a retail hardware store, must use reasonable care on its premises to warn its invitees of: Group of answer choices all possible dangers only serious dangers. foreseeable risks. dangers about which the business does not know.
DIY must use reasonable care on its premises to warn its invitees of dangers about which the business does not know.
What are hidden dangers?Hidden dangers can be described as dangers or threats that may not be completely predictable at a location, but that must be addressed in the event that they occur.
Since these dangers are the ones the business does not know about, the business must use reasonable care on its premises by ensuring that an ordinary person, exercising ordinary judgment, would not do anything that might cause hurt or damage in any form.
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Question 7 of 25
Social Security withholding is an example which tax
Answer: regressive tax
Explanation:
Troy Engines, Limited, manufactures a variety of engines for use in heavy equipment. The company has always produced all of the necessary parts for its engines, including all of the carburetors. An outside supplier has offered to sell one type of carburetor to Troy Engines, Limited, for a cost of $35 per unit. To evaluate this offer, Troy Engines, Limited, has gathered the following information relating to its own cost of producing the carburetor internally: Per Unit 16,000 Units per Year Direct materials $ 16 $ 256,000 Direct labor 12 192,000 Variable manufacturing overhead 3 48,000 Fixed manufacturing overhead, traceable 3* 48,000 Fixed manufacturing overhead, allocated 6 96,000 Total cost $ 40 $ 640,000 *One-third supervisory salaries; two-thirds depreciation of special equipment (no resale value).Required:
1. Assuming the company has no alternative use for the facilities that are now being used to produce the carburetors, what would be the financial advantage (disadvantage) of buying 20,000 carburetors from the outside supplier?
2. Should the outside supplier’s offer be accepted?
3. Suppose that if the carburetors were purchased, Troy Engines, Ltd., could use the freed capacity to launch a new product. The segment margin of the new product would be $200,000 per year. Given this new assumption, what would be financial advantage (disadvantage) of buying 20,000 carburetors from the outside supplier?
4. Given the new assumption in requirement 3, should the outside supplier’s offer be accepted?
Based on the various costs involved in making the carburetors, the financial advantage(disadvantage) of buying outside is -$60,000. The offer should be rejected.
What is the cost of making the carburetors?This can be found as:
= Direct materials + Direct labor + Variable Overhead + Fixed overhead (supervisory salaries)
= 16 + 12 + 3 + 3/3
= $32 per unit
Financial advantage (disadvantage):
= (32 - 35) x 20,000
= -$60,000
If Troy Engines, Limited were to buy from the outside supplier, they would incur a financial disadvantage of -$60,000 so they should NOT buy from the outside supplier.
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News sources are helpful for generating ideas for topics tied to current events. True False
Answer:
The answer is True.
Explanation:
All people want is new ideas something they havent seen before.
All of the following are characteristics of twenty-first digital firms except: Group of answer choices greater emphasis on hierarchy and structure. greater awareness of changes in technology, consumer attitudes, and culture. use of social media to enter into conversations with customers. more emphasis on decision-making based on data and analysis. better understanding of the importance of information technology in creating and managing the firm.
All are the characteristics of twenty-first digital firm except greater emphasis on hierarchy and structure.
What is digital firm?Digital firm are industries that are managed using technology.
This can help in various surveys and data collection.
It improve the overall structure of the firm.
Therefore, All are the characteristics of twenty-first digital firm except greater emphasis on hierarchy and structure.
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There has been a relative _____ in employment to produce agricultural products in the US. At the same time, the US is producing _____ agricultural goods
There has been decline in employment to produce agricultural products even though the US is producing more agricultural goods.
What is employment?employment serves as the process of utilization of one skill so as to get paid in return.
In US, one of the department that brings money is agriculture which gives employment to more citizens.
Therefore, US are producing more agricultural products.
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The amount of unemployment that an economy normally experiences is called the Group of answer choices average rate of unemployment. cyclical rate of unemployment. natural rate of unemployment. typical rate of unemployment.
Answer:
Natural rate of unemployment
Explanation:
The amount of unemployment that an economy normally experiences is called the natural rate of unemployment
Which LIKE operator would match a single character?
?
[]
#
The percentage sign represents zero, one, or a couple of characters. The underscore represents a single wide variety or a character. The wildcard character, the underscore, would match a single character.
What do you know about LIKE logical operator?SQL Server LIKE is a logical operator that determines whether a character string fits in a separate sample. A pattern may also include ordinary characters and wildcard characters.
The LIKE operator is used withinside the WHERE clause of the SELECT, UPDATE, and DELETE statements to clear out rows primarily based totally on sample matching.
Thus, Underscore(_)LIKE logical operator would match a single character.
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Tom, the seller, is helping the buyer with financing. tom will give this mortgage to the buyer, and the money will go toward the down payment. what kind of mortgage is this
Based on the scenario above, the kind of mortgage that the above situation is is called Purchase money mortgage.
What Is a Purchase-Money Mortgage?A purchase-money mortgage is known to be a kind of a mortgage that is said to be issued to the borrower and usually by the seller of a home and it is one that is also part of the purchase transaction.
Note that Based on the scenario above, the kind of mortgage that the above situation is is called Purchase money mortgage.
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A prepayment is originally recorded as an asset. An adjusting entry at the end of the accounting period results in a(n) Blank______ in the asset account and a(n) Blank______ in the expense account.
A prepayment is originally recorded as an asset. An adjusting entry at the end of the accounting period that results in decrease in the asset account and an increase in the expense account.
What is an accounting period?An accounting period refers to the period of time that covers certain accounting functions that can be either calendar or fiscal year.
A prepayment is originally recorded as an Asset. An adjusting entry at the end of the accounting period results in decrease in the asset account and an increase in the expense account.
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Question
in the evolution of the internet, which event occurred most recently?
a. e-commerce allows people to make transactions online.
b. email was invented.
c. web 2.0 replaced the world wide web.
d. arpanet was opened to the general public.
Answer: C
Explanation: Web 2.0 replaced the World Wide Web.