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Which federal legislation protects consumers from harassment by
debt collectors
A.The Credit Card Accountability Responsibility and Disclosure Act
B.The Fair Credit Reporting Act
C.The Fair Debt Collection Practices Act
D.The Truth in Lending Act
Answer:
The Fair Debt Collection Practices Act
Explanation:
The FDCPA prohibits debt collection companies to use abusive, unfair, or deceptive ways to collect debts.
The federal legislation protects consumers from harassment by
debt collectors is The fair debt collection practices act Option(c) is correct.
What is Fair debt collection practice act?The Fair debt collection practice act means a state policy for eliminating the abusive debt for collection and to protest consumers against debt collection.
The Fair debt collection practice debt is known to be that federal legislation which basically protects the consumers from any type of the harassment.
Therefore Option(c) is correct.
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if you could redo any event from your life, what would it be?
Answer: being dumb don't ask why :-D
Did someone seen pottah.
Answer:
Harry potter books and shows and movies are dumb the only thing i like thats harry potter is butter bear from universal, its so yummy
Explanation:
periodt.
!!!!!PLEASE HELP I NEED TO PASS !!!!
Which of the following are meant to store money which is NOT intended for daily expenses?
O Checking accounts
O Savings accounts
O Loan accounts
O Credit accounts
Answer:
You put money in saving accounts and don't usually use it for daily expenses. checking accounts are for daily expenses loans are for investments and credit catds are the banks money so it has to be a savings account
Luis repairs air conditioners. He earned a certificate in 6 months and paid for it with one loan. He earns a good salary now and will pay off his loan in two years. What kind of return on investment (ROI) does Luis demonstrate? Negative ROI Positive ROI Neutral ROI Can't Determine
Answer:
Positive ROI
Explanation:
Education is probably the best investment that someone can make. It is not easy and it is not nice, but it can help you have a better life and better future.
In this case, Luis spent money in order to get his certificate in repairing air conditioners. He studied 6 months and probably took a test to pass it. After passing it, he owes money which is not good. But the great part is that Luis is now earning much more money than before. His better salary will allow him to pay his loan in 2 years, which is a a short time. Imagine if you could pay your college loans in just 2 years (the average time is 20 years).
The kind of return on investment that Luis who repairs air conditioners demonstrates is Positive ROI.
Positive ROI applies when the net gain of taking a certain financial decision is greater than any costs that might have been encountered.
In Luis's case, we find that the benefits he enjoys as a result of taking the loan are greater than any cost he might have encountered. Now, he earns a good salary and he will definitely repay his loan.Therefore, the move demonstrates a Positive ROI.
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12. One of the benefits of developing a business plan for a new start-up is:
(1 Point)
I shows 91actly how much profit the business will make
it makes sure that the bank will lend all the capital needed
it means that the business start up has no risk of failure
it assists in organising the resources needed for the new business
Answer:
it assists in organising the resources needed for the new business
Explanation:
A business plan details the mission and objectives of an entity. It explains the nature of business the entity will engage in, the target market, the resources it requires, and the projected revenues and expenses.
A business plan is useful when soliciting resources. Although a business plan does not guarantee a hundred percent financing, It shows how much resources will be required and how they shall be used. This helps the founders to know what is required at what stage and make the necessary arrangements.
a good study group moderator will
a . Ask a strong opening question
b . Keep the group discussion on track
c . Validate group member statements
d . All of these
e . None of these
answer: d . All of these
Answer:
Ok! So what is the question? Since you answered it already...
Answer:
D
Explanation:
Using the chart below for reference, how would you describe the relationship between the amount of education you receive and the amount of money you make? will make brainliest
Answer:
Positive correlation
Explanation:
As the level of education increases, the higher the level of income. This is a perfect example of a positive correlation. An increase in one of the variables ( education) increases the other variable( income). A positive correlation is also a direct relationship.
A negative correlation or indirect relationship is when an increase in one variable leads to the other variable moving in the opposite direction.
Who heads each of the branches of Federal Reserve Banks and look after their functioning?
A.
Board of Directors
B.
Board of Governors
C.
Reserve Bank President
D.
Managing Directors
The Chair of the Board of Governors of the Federal Reserve System is the chief of the Federal Reserve, which is the central banking system of the United States.
Prosperity is a period in which?
Answer:
Prosperity is a period in which all common goods are plentiful or a certain areas economy does very well or a population boom that is well sustained.
Ryo Akita currently earns a monthly salary of $2,200. She has been offered a raise of $250 per month. How much more will she earn per year at her new salary? $3,000
Answer:
Yearley increase= $3,000
Explanation:
Giving the following information:
Current salary= $2,500
Salary increase= $250
To calculate the yearly increase in her income, we need to use the following formula:
Yearley increase= monthly increase* number of months
Yearley increase= 250*12
Yearley increase= $3,000
evaluate South Africa's approach to redistribution of wealth and income
Answer:anser is
Explanation:
E
What is the distinguishing feature of a market structure with monopolistic competition?
A) product reliability
C) product differentiation
B) lower product prices
D) government-approved products
Answer:
look below
Explanation:
Monopolistic competition is a market structure defined by four main characteristics: large numbers of buyers and sellers; perfect information; low entry and exit barriers; similar but differentiated goods.
Would be much appreictaed if you could lookat my recent question posted and see if you could be of any help:)
competition is a competitive advantage based on factors other than price
Answer:
C-nonprice
The multiple-choice options for the questions are
A-price
B- perfect
C-nonprice
D-monopolistic
Explanation:
Business competition refers to the contest or rivalry among businesses selling similar products to the same customers. They compete for customers, to make more sales, or achieve a larger market share. Companies use several parameters such as price, quality, design, location to out-do each other.
When businesses compete based on price, it is known as price competition. Non- price competition is when the competition is based on all other parameters, including quality, location, packaging, advertisements, and design.
Where is the data displayed in a query stored?
O in the query
o on the Clipboard
in a temporary backup file
O in the underlying table
THE ANSWER IS D
Answer:
lol ummmmmmmm how abt d
13. What is the best way to use in separating iron parts from a mixture?
A. Filter paper
Answer:
I think the bottom of test tube
Answer:
down below
Explanation:
For example, iron filings can be removed from a mixture using a magnet. Liquid blood can be separated from red blood cells using a centrifuge. A centrifuge spins the test tube very fast, forcing the heavier parts of the mixture to the bottom of the test tube! Separate a Mixture
Wrap a magnet in plastic lunch wrap and move it through the mixture of the three solids. The iron filings will stick to the magnet. The filings can be removed by unwrapping the plastic from the magnet carefully!
What is a wholesaler?
A. An intermediary that manufactures products,
B. An intermediary that makes goods convenient for consumers to
buy
C. An intermediary that makes goods convenient for businesses to
buy.
D. An intermediary that purchases goods for personal use.
Answer:
C. An intermediary that makes goods convenient for businesses to
buy.
Explanation:
Wholesalers are businesses that buy finished products from manufacturers and sell them to retailers. They are members of the supply chain. Wholesalers buy goods in bulk, break the bulk, and sell them to retailers. In some instances, some wholesalers may sell directly to consumers.
Retailers are businesses that sell to end consumers. They are the primary customers to wholesalers. Therefore, wholesalers are intermediaries who sell to other businesses.
disadvantages of tabular representation of data in economics
Answer:
There are not many disadvantages in the tabular presentation of data, but one of the disadvantages of this presentation of data is that it does not provide a detailed view of the data which is provided with the textual presentation.
Explanation:
Tabular presentations could also have a few problems related to mobile use:
There is not enough space to put all the columns on the screen, so it has to be moved manually, which is not economic.If the columns are shrunk, it will minimize the letters, so it won’t be legible.It will slow down the mobile phone.Question 1 of 20
The final step of the sale of property is
A. acceptance
B. title transfer
C. contract
D. offer
Answer:
B. title transfer
Explanation:
A certificate of title is the proof of owners of the property. Title transfer is the act of changing ownership of a property from the seller to the buyer.
Title transfer is the last step in a property sale. The process of title transfer starts after the terms and conditions specified in the sale agreement have been fulfilled. The seller is happy to relinquish ownership of the property to its new owner.
Something that is
is able to be touched.
prestigious
relatable
tangible
a goal
Answer:
Tangible
Explanation:
Something that is tangible is able to be touched.
ill mark brainiest for the correct answer
The table shows a schedule of Evita’s payment plan for a used car.
Evita’s Payment Plan for the First Three Years
Year
Balance
Monthly Payment
End of Year
Balance
1
$356.82
2
$356.82
3
$356.82
$8,563.39
Evita paid $2,408.91 in interest. What was the selling price of the car?
A> $12,845.52
B>$17,127.07
C>$19,000.00
D>$21,408.91
Answer:
the answer is C. $19,000.00 at 25.36% interest
Explanation:
25.36 percent interest each year for 5 years
Answer:
It is actually B 14,719.80
Explanation:
The focus on traditional financial statements is -Select- data rather than cash flow. However, cash flow is important to investors, managers, and stock analysts. Therefore, corporate decision makers and security analysts need to modify accounting data provided to them. An important modification is the concept of free cash flow (FCF). Many analysts regard FCF as being the single and most important number that can be developed from the accounting statements, even more important than net income. The equation for free cash flow is:
Answer:
The focus on traditional financial statements is ACCOUNTING data rather than cash flow.
Free cash flows = (EBIT x (1 - tax rate)] + non-cash expenses (depreciation and amortization) - capital expenditures - increases in net working capital
Explanation:
Cash is KING. A company might b extremely profitable from an accounting point of view, but if it doesn't have enough cash to keep running, it will go bankrupt. E.g. many companies increase their sales revenue by handing out long credit terms to most or all of its customers including some that may not be able to pay them back. That increases accounts receivables and net income, but until the cash is collected, this is useless. The other option that a company has is to factor their accounts receivables but factoring companies are not dumb and they will pay a very low amount for them.
Companies and stocks are always valued based on cash flows, never on accounting records. Accounting records might be deceiving, but cash never lies. Either the company has or doesn't have cash. A company's cash flow tells investors how well managed a company is.
E.g. Remember that during the Great Recession both GM and Chrysler went bankrupt and the government had to bail them out. If you looked at their accounting records of the previous year, they were both profitable, so why did they burst in just a few months? They didn't have cash. Cars and SUVs are useless unless you sell them and collect the cash. Ford didn't go bankrupt because it had billions of dollars in cash, not because they were doing great. Ford was actually the company that performed worst form an accounting point of view. But out of the 3 car companies, it was the only one properly managed. Accounting records are great for the IRS but are meaningless to an investor.
If you are trying to establish a credit history, would you use credit to make a purchase even if you could pay cash? Why?
Answer:
By using credit, you're building up your overall score. Cash purchases go unnoticed by companies and your bank.
Explanation:
If you own 1,600 shares of Company stock that pays a dividend of \$0.20/share. Then what is the total dividend you will receive using the discount rate is 4.5% (EAR).
Answer:
The correct solution would be "320".
Explanation:
The given values are:
Number of shares
= 1,600
Dividend per share
= $0.20
Now,
The received dividend will be:
= [tex]Number \ of \ shares\times Dividend \ per \ share[/tex]
= [tex]1600\times 0.20[/tex]
= [tex]320[/tex]
OMG! Does anyone remember the commercial that goes “1-800-CONTACTS”
Answer:
YESSSSSS I DOOOOOO THAT THING WAS WERIDDDD
Answer:
Yes
Explanation:
Total output is increasing but marginal product of labor is decreasing. This is an example of...
do you think the government should help businesses like SJD? justify your answer
Answer:
yes
Explanation:
coz we're not getting any help
Dr. Peabody contributed $5,000 in cash to the company. Which of the following statements is correct?
A. Cash is debited $5,000; capital is credited $500.
B. Capital is debited $5,000; cash is credited $5,000.
C. Cash is credited $5,000; capital is credited $5,000.
D. Cash is debited $5,000; capital is credited $5,000.
Answer:
D. Cash is debited $5,000; capital is credited $5,000.
Explanation:
The action by Mr. Peabody will increase both cash and capital accounts by $5000 each. As per the accounting equation,( Assets = owners equity + liabilities) cash and capital are on the opposites sides. Cash is an asset, while capital is equity.
An increase in an asset is a debit, while an increase in capital is credited. In this case, the cash account will be debited by $5000, while the same amount will credit the capital account.
is the general rise in prices throughout an economy.
Answer:yes
Explanation:
Answer:
Yes
Explanation:
compute the selling price of a bag of chips that has a cost of $0.75 per item. the store needs to generate a profit of $0.50 per item.
Answer:
$1.25
Explanation:
A seller has to consider both the cost price and the desired profit before setting the selling price. In practice, the selling price is the total of the cost price and the intended profits.
In this case
Selling price = $0.75 + $0.50
=$1.25