cover letters are essential

Answers

Answer 1

Cover letters are essential because they allow job seekers to make a compelling case for their qualifications and demonstrate genuine interest in the position.

Cover letters are undeniably essential in the job application process. They serve as a valuable tool for job seekers to make a strong first impression on potential employers. A well-crafted cover letter allows candidates to introduce themselves, showcase their skills and qualifications, and demonstrate their enthusiasm for the position. It provides an opportunity to personalize the application, highlighting specific experiences and achievements that align with the job requirements. Moreover, cover letters allow candidates to address any potential gaps or unique aspects of their application, further enhancing their chances of securing an interview. By presenting a concise and compelling case for why they are the ideal candidate, cover letters significantly increase the likelihood of standing out among other applicants and advancing in the hiring process.

In conclusion, the importance of cover letters cannot be overstated, as they play a crucial role in presenting a candidate's qualifications, showcasing their enthusiasm, and standing out in the competitive job market.

For more such questions on cover letters:

https://brainly.com/question/3602860

#SPJ8


Related Questions

• Enlist major reasons behind the annulment of partition of Bengal by the British Empire and how did this decision strengthen the goals of All India Muslim League?

Answers

The annulment of the partition of Bengal by the British Empire was due to political and administrative reasons.

The annulment of the partition of Bengal by the British Empire in 1911 was primarily driven by political and administrative considerations. The partition, implemented in 1905, sparked widespread protests and opposition from various sections of society, leading to a backlash against British rule.

The major reasons behind the annulment were the growing anti-colonial sentiment and the desire to consolidate British control over India. The British government feared that the partition was fueling nationalist sentiments and causing unrest, which threatened their authority. Additionally, administrative challenges and economic disruptions caused by the division of Bengal also played a role in the decision to annul the partition.The annulment of the partition of Bengal inadvertently strengthened the goals of the All India Muslim League. The Muslim League had opposed the partition, arguing that it undermined Muslim political and economic interests. The reversal of the partition furthered the League's objective of protecting Muslim rights and fostering a sense of unity among Muslims in the Subcontinent.

By challenging the British decision and successfully advocating for the annulment, the Muslim League gained credibility and support among Muslims who saw it as a defender of their interests. This contributed to the League's growing influence and set the stage for its future role in advocating for the creation of Pakistan. The annulment of the Bengal partition thus boosted the Muslim League's aspirations and efforts towards safeguarding Muslim rights and promoting their political aspirations.

For more questions on partition

https://brainly.com/question/17332856

#SPJ8

What challenges does South Africa face today as a democracy? Select two responses.

high poverty and high unemployment rates
rigid division between whites and non-whites
unequal access to transportation and technology
lack of representation for non-whites in government
need for the creation of a Bill of Rights for all citizens

Answers

The two challenges that South Africa faces today as a democracy are: High poverty and high unemployment rates

Rigid division between whites and non-whites

High poverty and high unemployment rates: Despite South Africa's transition to democracy in 1994, the country continues to grapple with significant economic challenges.

Poverty and unemployment rates remain high, particularly among historically disadvantaged communities. The legacy of apartheid, coupled with systemic inequalities and limited economic opportunities, has contributed to persistent socio-economic disparities.

Addressing poverty and unemployment is crucial for promoting inclusive growth, reducing inequality, and ensuring social stability.

Rigid division between whites and non-whites: While South Africa has made significant progress in dismantling apartheid, racial divisions and inequalities persist. There is still a deep-rooted separation between whites and non-whites in various aspects of society, including residential areas, education, and economic opportunities.

Overcoming these divisions and fostering social cohesion requires ongoing efforts to address systemic racism, promote inclusivity, and create equal opportunities for all racial and ethnic groups.

While unequal access to transportation and technology, lack of representation for non-whites in government, and the need for a Bill of Rights for all citizens are also important issues, high poverty and unemployment rates, along with the persistent racial divisions, stand out as significant challenges that South Africa faces in its journey towards a more inclusive and equitable democracy.

For more such questions democracy

https://brainly.com/question/25012062

#SPJ8

retest: Oklahoma in the Early Twentieth Century
Select the correct answer from the drop-down menu.
Jonas has written the following rough draft for school. Choose the correct way to complete each sentence.
In the late 1800s, the growth of all-black towns coincided with the development of the movement for an all-black state to join the Union.
was one of the biggest supporters of this idea. He bought land and established the community of
Though an all-black state never happened, more African Americans moved to the state, and all-black communities sprang up throughout
Oklahoma.
Reset
Submit Tes
Next

Answers

Oklahoma in the Early Twentieth Century Though an all-black state never happened, more African Americans moved to the state, and all-black communities sprang up throughout Oklahoma. The correct option is C.

Numerous African Americans immigrated to Oklahoma because they saw it as a sort of "promised land." African Americans from the Old South flocked to newly established Oklahoma as soon as the Land Run of 1889 made yet more "free" land available for non-Indian settlement. The emergence of all-black communities and the formation of the push for an all-black state to become a member of the Union occurred in the late 1800s.

Thus, the ideal selection is option C.

Learn more about Oklahoma here:

https://brainly.com/question/32158380

#SPJ1

8. a large landowner: master or lord of the samurai warriors who were his
servants.
shogun
shaman
king
damiyo

Answers

In feudal Japan, a shogun was a high-ranking military commander with significant political power.

They were appointed by the emperor and served as de facto rulers of Japan, ruling over samurai warriors and other social strata. The shogun was regarded as the greatest military authority and was sometimes referred to as "Seii Tai Shogun," which translates as "great general who subdues the barbarians."

A shaman, in contrast to a shogun, is a spiritual practitioner who communicates with the spirit world and performs rituals to connect with supernatural powers. Shamans were prominent figures in many cultures around the world, especially indigenous tribes. They were frequently regarded as healers, advisors, and intermediaries between the physical and spiritual realms.

In contrast, a king is the hereditary ruler of a kingdom or a sovereign state. Unlike the shogun, who was primarily responsible for military affairs, kings were in charge of government, lawmaking, and diplomatic relations.

The most fitting term in the context of a big landowner who employed samurai warriors as servants would be "shogun." The shogun was both a military leader and a ruler, commanding the samurai class's devotion and service as vassals and protectors of their territory.

For more questions on indigenous tribes

https://brainly.com/question/28754738

#SPJ8

What was the pen name of Samuel Clemens, author of The Adventures of Tom Sawyer and Adventures of Huckleberry Finn?

Responses

1Ely Beach
2William Marcy Tweed
3Mark Twain
4Thomas Nast

Answers

Mark Twain was the pen name of Samuel Clemens, author of The Adventures of Tom Sawyer and Huckleberry Finn. This is because many of us recognize the author as and the author preferred to be called Mark Twain. The pen name of Samuel Clemens was not Ely Beach, William Marcy Tweed, or Thomas Nest.
4th one is the correct one

Use this passage to answer the following question:

Incidents in the Life of a Slave Girl
Excerpt from Chapter II. The New Master And Mistress
Harriet Jacobs

On one of these sale days, I saw a mother lead seven children to the auction block. She knew that some of them would be taken from her, but they took all. The children were sold to a slave trader, and their mother was brought by a man in her town. Before night her children were all far away. She begged the trader to tell her where he intended to take them; this he refused to do. How could he, when he knew he would sell them, one by one, wherever he could command the highest price? I met that mother in the street, and her wild, haggard face lives today in my mind. She wrung her hands in anguish, and exclaimed, "Gone! All gone! Why don't God kill me?" I had no words wherewith to comfort her. Instances of this kind are of daily, yea, of hourly occurrence.

Based on the passage, which part of slave life most likely made its way into songs and stories of the slave communities?

The cost of a human life
The evil nature of men toward each other
The search for children who had been sold
The quick passage of time in the life of a child

Answers

Answer:

The search for children who had been sold

Explanation:

After reconstruction, why were many African Americans trapped on the land they farmed

Answers

Answer: Newly freed African Americans had no money to purchase supplies needed to farm and no land to farm it on. They were forced to rent land from plantation owners and purchase supplies from local country merchants on credit through the crop-lien system.

Explanation: ↑

Which of the following is an idea reflect grit?

Answers

An idea that reflects grit is the concept of perseverance and resilience in the face of challenges and setbacks.

Grit is often associated with the determination to pursue long-term goals and maintain effort and passion despite obstacles.

One example of an idea that reflects grit is the belief that failure is a stepping stone to success. Gritty individuals understand that setbacks and failures are not permanent roadblocks but rather opportunities for learning and growth. They embrace challenges and view them as opportunities to develop new strategies, acquire new skills, and ultimately improve their chances of success.

Another idea that reflects grit is the belief in the power of effort and hard work. Gritty individuals recognize that success is not solely dependent on innate talent but is also a result of consistent effort, dedication, and practice. They are willing to put in the necessary time and effort to achieve their goals, even when faced with obstacles or slow progress.

The idea of maintaining a positive mindset and focusing on long-term goals despite temporary setbacks reflects grit. Gritty individuals understand that setbacks and failures are part of the journey, but they remain committed to their vision and believe in their ability to overcome challenges.

Ideas that reflect grit include embracing failure as an opportunity for growth, valuing effort and hard work, and maintaining a positive mindset and focus on long-term goals. These concepts demonstrate the perseverance, resilience, and determination associated with grit.

For more such questions on grit

https://brainly.com/question/16377158

#SPJ8

Answer:

There are two proposed components of grit: finding your passion (which involves a sense of purpose) and persevering against obstacles. Many people focus on the second part, sticking with a goal long after they realize they don’t really want it.

1
2
3
4
5
How did the environment in which Kennedy was assassinated contribute to its tragic impact?
OIt happened outside in a public place, where many people had gathered to watch him drive by.
O It took place in an auditorium, where he was campaigning for fellow Democrats.
O It took place outside in the nation's capital, where many people had gathered to hear him spea
OIt happened in a northern state, where he and fellow Democrats were extremely popular.

Answers

The environment in which Kennedy was assassinated, as described in Option 1, contributed to its tragic impact. The correct answer is option 1.

The assassination occurred outside in a public place, where many people had gathered to watch him drive by. This setting heightened the shock and devastation felt by the witnesses and the nation as a whole. The assassination taking place in such a public setting meant that not only was Kennedy's life abruptly taken, but it happened in front of numerous individuals who had hoped to catch a glimpse of their beloved president. The sudden violence and loss of life in a location where people had gathered with anticipation and excitement amplified the sense of tragedy and shattered the collective optimism and hope of that moment. The public nature of the event also allowed the news to spread rapidly, impacting the nation on a larger scale and solidifying the assassination's profound and tragic impact on American history.Therefore, the correct answer is option 1.

For more questions on environment

https://brainly.com/question/721753

#SPJ8  

If we didn't have the military, where would our country be and where would we be?

Answers

Answer:

Won't prevent war

Explanation:

Kee in mind that the military is for preventing wars, if we didn't have it our country's economic will rise but out protection will suffer

How did the immigration act of 1965 change U.S. immigration policy

Answers

The Immigration and Nationality Act of 1965, also known as the Hart-Celler Act, was a significant turning point in U.S. immigration policy. The act eliminated the quota system that had been in place since 1924 and established a new system of family-based and employment-based preferences.

This act did change US immigration policy.What is the Immigration and Nationality Act of 1965?The Immigration and Nationality Act of 1965 was signed into law by President Lyndon B. Johnson on October 3, 1965. The act was primarily designed to eliminate racial and national discrimination in the U.S. immigration system. The previous immigration policy established in 1924 was based on the quota system, which placed strict limits on the number of immigrants allowed into the country based on their country of origin and national origin. This made it difficult for immigrants from non-European countries, such as Asia and Africa, to enter the United States.The 1965 Act eliminated the quota system that had been in place since 1924 and replaced it with a new system of family-based and employment-based preferences. The act allowed family members of U.S. citizens and permanent residents to immigrate to the United States, regardless of their country of origin or nationality. It also allowed skilled workers and professionals to immigrate to the United States.The impact of the Immigration and Nationality Act of 1965 was significant. It opened the doors to millions of immigrants who had previously been excluded from the United States based on their race, national origin, or country of origin. The act has contributed to the diversity of the United States and has helped to shape the country's social, cultural, and economic landscape.

For more question  U.S. immigration policy

https://brainly.com/question/22432323

#SPJ8

Already endangered by our greatness, we cannot advance without imminent peril to our institutions,
union, prosperity, virtue, and peace.... the Indians have melted before the white man, and the
mixed, degraded race of Mexico must melt before the Anglo-Saxon. Away with this vile sophistry!
There is no necessity for crime. There is no fate to justify rapacious nations, any more than to justify
gamblers and robbers, in plunder. We boast of the progress of society, and this progress consists in
the substitution of reason and moral principle for the sway of brute force.... We talk of accomplishing
our destiny. So did the late conqueror of Europe (Napoleon); and destiny consigned him to a lonely
rock in the ocean, the prey of ambition which destroyed no peace but his own.

Answers

The statement that "the Indians have melted before the white man, and the mixed, degraded race of Mexico must melt before the Anglo-Saxon" reflects a perspective rooted in 19th-century American exceptionalism and Manifest Destiny.

It embodies a belief in the superiority of the Anglo-Saxon race and the inevitability of their dominance over indigenous peoples and other ethnic groups.

This perspective was prevalent during the expansion of the United States westward and the displacement of Native American populations.

Historically, this perspective perpetuated harmful ideologies that justified colonization, forced assimilation, and cultural erasure.

It disregarded the complex societies, rich cultures, and diverse histories of indigenous peoples, reducing them to inferior and disposable entities.

This viewpoint was often used to legitimize the dispossession of indigenous lands, the mistreatment of Native Americans, and the imposition of Western values and institutions.

Moreover, the statement reflects a biased and discriminatory outlook towards the mixed-race population of Mexico, portraying them as degraded and destined to be absorbed by the Anglo-Saxon culture.

This perspective disregards the contributions, resilience, and agency of the Mexican people and promotes a narrow view of race and ethnicity.

For more questions on American exceptionalism

https://brainly.com/question/30811386

#SPJ8

The probable question may be:

What historical perspectives can be drawn from the statement that "the Indians have melted before the white man, and the mixed, degraded race of Mexico must melt before the Anglo-Saxon"?

Write a 300 word essay, explaining your position regarding the following statement “I disapprove of what you say, but I will defend to the death your right to say it.” The essay must include the following words constitution, American civil rights, defend democratic citizen, obligation.

Answers

Defending freedom of speech, despite disagreement, is crucial for democracy, individual liberties, open dialogue, diverse perspectives, and societal progress.

The essay with regard to the Civil rights is given below.

The essay

The statement, "I disapprove of what you say, but I will defend to the death your right to say it," embodies a fundamental principle of democracy and individual liberties.

As an advocate for the Constitution and American civil rights, I firmly believe in the right to freedom of speech, even when it conflicts with my personal beliefs. Defending this right is not just a privilege, but an obligation of every democratic citizen.

Note that it upholds the core values of open dialogue, diverse perspectives, and the pursuit of truth, essential for a thriving and inclusive society.

Learn more about civil rights;
https://brainly.com/question/131269
#SPJ1

What effect do you think that the incident described in the NY Times might have had
on American public opinion about involvement in the war

Answers

Answer:

Answer. The incident described in the NY Times would have probably invoked the public to get angry about the war since another country sank one of the ships of the United States of America that were harmless and was just traveling by.

Explanation:

I've done it before! :3

Read the scenario.
A city has only one electric company. Because of the
cost of building a new power grid, no company can
ever move in to compete. To protect consumers, the
government sets a limit on the amount a single power
company can charge its customers.
Mark this and return
What type of economy is represented in this scenario?
command
developing
mixed market
traditional
Save and Exit
Next
Submi

Answers

The scenario described represents a mixed market economy. In a mixed market economy, there is a combination of both private and government ownership and control of resources and industries.

In this scenario, the presence of a single electric company indicates that there is a level of private ownership and operation in the economy. However, the government's intervention in setting a limit on the amount the power company can charge its customers demonstrates a regulatory role to protect consumers and ensure fair pricing. This suggests that the government is actively involved in overseeing and regulating the operations of the electric company. The combination of private ownership and government regulation reflects a mixed market economy where both market forces and government intervention play a role in shaping the economy and protecting the interests of consumers. This allows for a balance between market competition and consumer protection.

For more questions on market economy

https://brainly.com/question/11471834

#SPJ8  

The information from Documents F, G, and H can be used to support which of the following claims:
O The Soviet Union focused its efforts on military greatness at the expense of science and culture.
O
In the Soviet Union, poor children could not participate in sports and arts programs.
The Soviet Union was a competitive nation in many areas.
The Soviet Union did not celebrate the achievements of its people.

Answers

The information from Documents F, G, and H can be used to support: The Soviet Union was a competitive nation in many areas.

What is the summary of the documents

In summary, the information from Documents F, G, and H supports the claim that the Soviet Union was a competitive nation in many areas.

The Soviet Union demonstrated achievements in science, particularly in space exploration, with successful satellite launches and manned spaceflights. It also placed emphasis on physical education and sports, aiming to develop competitive athletes.

Additionally, the Soviet Union celebrated achievements in the arts, specifically in ballet, highlighting its excellence in cultural endeavors. These documents indicate that the Soviet Union sought to excel and compete in various fields, showcasing its competitiveness as a nation.

Read more on Soviet Union here:https://brainly.com/question/1310325

#SPJ1

Use this passage to answer the following question:

The Cotton Gin
Andrea Brecheen

The cotton gin was one of the most amazing and tragic inventions of early America. The cotton gin is credited to the brilliant and creative American inventor Eli Whitney. Because Whitney's invention made cotton harvesting easier, it allowed farmers in the South to increase production. The cotton gin simplified the process of removing the cotton from the seeds, a process formerly done by hand.

As a result, Southern plantations increased their production of cotton from 750,000 bales in 1830 to 2.85 million bales just 20 years later. Because of the increase in production, the farmers in the South became even more dependent on cotton for revenue. This new reliance on cotton increased the need for slavery. More slaves were needed to farm the ever-expanding cotton plantations. If Whitney had known the effects his invention would have on slavery, he never would have created it.

Which of the following would best support the author's claim that more slaves were needed after the invention of the cotton gin?

A) Examples of other inventions that affected slaves' lives
B) Information related to the life and times of Eli Whitney
C) Stories of the first time people saw the cotton gin working in the field
D) Details about the number of slaves working cotton 20 years after the cotton gin

Answers

about the number of slaves working cotton 20 years after the cotton gin. The passage states that the cotton gin increased cotton production, which led to a greater dependency on cotton and subsequently an increased need for slavery. To support this claim, providing details about the number of slaves working in cotton production after the invention of the cotton gin would demonstrate the correlation between the increased production and the increased reliance on slavery.
Other Questions
how do you calculate the total multiplier for a finite distributed lag model where x is the number of lags? which type of release from prison involves the decisions of a parole board? which one of the following i.e Income, Market and Cost valuation approach/techniques/methods is most useful for business, industry, company valuation? why? describe in detail how otto the great affected the history of germany Select a recent article on a product, good, or service that has an impact on your daily life.Paste the URL of the article into your response.Briefly summarize the article.How does this product, good, or service impact your daily life?How do the events or circumstances described in the article impact your daily life?What non-price factors are currently influencing the demand of this product, good, or service, and in what manner?What non-price factors are currently influencing the supply of this product, good, or service, and in what manner? Por favor necesito el ejercicio para ahora En la carnicera hemos comprado 2 kg y cuarto de ternera, 5 kg y dos cuartos de pollo y 4 kg y tres cuartos de lomo de cerdo. Expresa en forma de fraccin y nmero decimal el total de carne que hemos comprado If a curve is banked to accommodate cars traveling at 15 m/s, what will happen during an ice storm (no friction with the road) to a car moving at a faster speed?1-It will gradually slide down the bank.2-It will continue to follow the curve as if there were no ice.3-It will gradually slide up the bank.4-It will quickly slide up the bank.chose one i) A circular coil with radius 20 cm is placed with it's plane parallel and between two straightwires P and Q. The coil carries current I = 0. 5A. I for coil is in clockwise direction when viewedfrom left side. Wire P is located 40 cm to the left of a circular coil and carries current I = 0. 2Awhile wire Q is located 80 cm to the right of the circular coil and carries current l = 0. 6A. BothI for P and l for Q are in the same directions into the paper. Determine the resultant of magnetic field atthe centre of a circular coil from the top view. ii) If the current in wire P is out of the page, determine the resultant of magnetic field at the centreof a circular coil. Give examples for Tacit knowledge, core competence, trade off and competitive advantage. why does the temperature of the reaction mixture drop (as opposed to remaining constant) once the reaction reaches the stoichiometric point? ng 5 The Polishing Department of Major Company has the following production and manufacturing cost data for September. Materials are entered at the beginning of the process. Production: Beginning inventory 1,500 units that are 100% complete as to materials and 30% complete as to conversion costs; units started during the period are 40,000; ending inventory of 5,000 units 10% complete as to conversion costs. Manufacturing costs: Beginning inventory costs, comprised of $20,100 of materials and $11,110 of conversion costs; materials costs added in Polishing during the month $166,650; labor and overhead applied in Polishing during the month, $125,700 and $257.240, respectively. Compute the equivalent units of production for materials and conversion costs for the month of September. Materials Conversion Costs The equivalent units of production e Textbook and Media Compute the unit costs for materials and conversion costs for the month. (Round unit costs to 2 decimal places, e.g. 2.25.) Materials Conversion Costs Unit costs $ eTextbook and Media Determine the costs to be assigned to the units transferred out and in process. (Round unit costs to 2 decimal places, e.g. 2.25 and final answers to 0 decimal places, e.g. 1,225.) Transferred out Ending work in process $ e Textbook and Media A pizza place has only the following toppings: ham, mushrooms, pepperoni, anchovies, bacon, onions, chives and sausage. What is the total number of available pizzas? Consider the binary operation a*b = ab on Q\{0}. Show that * is associative and commutative. What is the identity element for *? Under what circumstances are property taxes ?and certain other expenses owed at death deductible on Form 706 or Form 1041 subtract 2 2 4 1 2x 2 4x1minus, 2, x, squared, plus, 4, x, minus, 1 from 6 2 3 9 6x 2 3x96, x, squared, plus, 3, x, minus, 9. eukaryotic mitochondria harvest energy from the breakdown of organic molecules in cellular respiration to generate atp. how do bacteria generate atp using the same series of reactions?group of answer choicesbacteria only generate atp using substrate level phosphorylation and therefore do not need a proton gradientbacteria carry out the reactions in specialized granulesthe biochemical reactions occur in the cytoplasm with the proton gradient for atp production occurring across the cell membranebacteria carry out the reactions in the cell wallthe biochemical reactions occur in the periplasmic space with the proton gradient for atp production occurring across the cell membrane A total of 100 undergraduates were recruited to participate in a study on the effects of study location on learning. The study employed a 2 x 2 between-subjects design, with all participants studying a chapter on the science of gravity and then being tested on the to-be-learned material one week later. Fifty of the participants were asked to study the chapter at the library, whereas the other fifty were asked to study the chapter at home. As a separate manipulation, participants were either told to study the chapter for 30 min or 120 min. The hypothetical set of data shown below represents the level of performance of participants on the test as a function of condition. 30 min 120 min Library 60 80 Home 40 60a) Is there a main effect of Study Location? In answering, provide the marginal means and state the direction of the effect (if there is one).b) Is there a main effect of Study Duration? In answering, provide the marginal means and state the direction of the effect (if there is one).c) Do the results indicate an interaction? If so, describe the nature of the interaction by comparing the simple effects.d) Illustrate the results with a bar graph (make sure the variables and axes are labeled appropriately)e) Interpret the results. What do they tell you about how study location affects learning? (be sure to refer to the interaction or lack thereof) 5. In relation to question 4, An opinion has been given by one of the managers to negotiate with the bank to defer the first loan payment until the end of year 4 and it would be paid in 7 equal installments at 5% interest. If the bank wishes to earn the same profit, what should be the annual payment? solve the problem showing cash flow, and final answer using a suitable formula. ( 10 POINTS) 1An insurance company wants to know if the average speed at which men drive cars is higher than that of women drivers. The company took a random sample of 27 cars driven by men on a highway and found the mean speed to be 72 miles per hour with a standard deviation of 2.2 miles per hour. Another sample of 18 cars driven by women on the same highway gave a mean speed of 68 miles per hour with a standard deviation of 2.5 miles per hour. Assume that the speeds at which all men and all women drive cars on this highway are both approximately normally distributed with unknown and unequal population standard deviations.a. Construct a 98% confidence interval for the difference between the mean speeds of cars driven by all men and all women on this highway.b. Test at a 1% significance level whether the mean speed of cars driven by all men drivers on this highway is higher than that of cars driven by all women drivers.c. Suppose that the sample standard deviations were 1.9 and 3.4 miles per hour, respectively. Redo parts a and b. Discuss any changes in the results A stock had returns of 16.27 percent, -6.23 percent, and 23.48 percent for the past three years. What is the standard deviation of the returns? Multiple Choice 24.02% 15.50% 8.95% 2.40% 12.22%