Answer:
Fixed interest
Explanation:
A fixed-rate mortgage charges a set rate of interest that does not change throughout the life of the loan. You'll know exactly how much each monthly payment will be, as well as how much it will cost you overall to pay off the loan based on that rate.
Question 3 of 20
Which statement describes why you should start retirement planning early?
A. Your income will increase, while your expenses will decrease.
O B. Your income will decrease, while your expenses will increase.
O C. Your income will decrease, while your expenses will stay the
same.
O D. Your income will increase, while your expenses will stay the same.
SUBMIT.
Answer:
B) Your income will decrease, while your expenses will increase
Explanation:
You should start retirement planning early, because as you grow up you may become less skilled or not be able to perform heavy work. As you get older expenses will increase for various reasons, inflation, which will make goods more expensive, forcing you to spend more and also medical bills, treatments, therapies, check-ups or preventive studies, can make you spend more in an older age.
find the average rate of change for the following and write a description about it
In order to find the rate of change of a function between two points, you should use the formula, ( f (b) - f (a) ) / (b - a).
How do you find the rate of change?Using the formula;
= ( f (b) - f (a) ) / (b - a)
Where
b would be the second value of x and a would be the first value of x.
For instance, if you were to find the average rate of change in function:
y = 4x³ - 5x² + 1 in between x = -3 and x = 1.
The average rate of change would be:
= ( 4 (1)³ - 5(1)² + 1) - (4 (-3)³ - 5(-3)² + 1) / (1 - (3))
= 152 / 4
= 38
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Economics is the study of how individuals and societies allocate.
The field of Economics allows us to study how individuals and societies are able to allocate resources.
What is economics?Economics is a field that studies the allocation of resources by a society to ensure that the needs of the society are met.
The reason the allocation of resources needs to be studied is because they are scarce and so have to be allocated with opportunity cost in mind.
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How much will silver be worth if the dollar collapses?.
Answer:
That is because the U.S. dollar would essentially be worthless if it were to collapse in value. In a sense, the price of silver would be infinite if measured in terms of the U.S. dollar!
How might international trade impact the labor demand curve and wages. Group of answer choices Workers in industries impacted by imported products will see the demand curve shift left and wages decrease. Workers in industries that export products will see the demand curve shift right and wages increase. Workers in industries that export products will see the demand curve shift left and wages decrease. Workers in industries impacted by imported products will see the demand curve shift right and wages decrease.
International trade impact the labor demand curve and wages as D. Workers in industries impacted by imported products will see the demand curve shift right and wages decrease.
What is an international trade?It should be noted that international trade simply means a trade that takes place with another country outside ones border.
In this case, international trade impact the labor demand curve and wages as the workers in industries impacted by imported products will see the demand curve shift right and wages decrease.
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According to the Census Bureau, in October 2016, the average house price in the United States was $28,358. 5 years earlier, the average price was $20,908. What was the annual increase in the price of the average house sold
What is the percentage of people living in poverty in paraguay? 1% 45% 15% 32%
The most recent figures show that the percentage of people who live in poverty in Paraguay is 15%.
How many people live in poverty in Paraguay?Paraguay has had its fair share of problems since it gained independence which has led to about 15% of its population living in poverty.
Current figures however show that there are less people living in poverty than the year before which points to economic growth.
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Answer:c
Explanation: edge 2022
Elizabeth works for a local restaurant at the end of her shift she is required to write in the time that you arrive in the time she is leaving so that she can be paid appropriately today Elizabeth was 15 minutes late for work what would be the most ethical thing for Elizabeth to do
Answer:
Elizabeth would have to write the time she came in. If she lies, she's indirectly robbing the restaurant of it's money.
Explanation:
When delegating a task, it is important to _______. a. give away the most difficult things on your task list b. go over everything quickly and return to your own work c. keep the responsibility for getting the tasks done d. report everything that is expected of the person please select the best answer from the choices provided a b c d
Delegating a task works better when we d. report everything that is expected of the person.
What makes delegation work?Delegation is very effective because it divides tasks and reduces the time taken for those tasks to be done because multiple people would be doing it.
For it to work, however, the people who have been delegated to, need to understand exactly what it is they are meant to do.
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Suppose there is a decrease in the U.S. selling price of Japanese-made cars (a substitute for American-made cars). At the same time, the price of steel, used to make American-made cars decreases. What would we expect would happen in the market for American-made cars
If the price of the steel used to produce steel falls, it would cause the price of American cars to fall.
How does the price of resources affect demand?The price of a resource used in the production of goods can have a huge effect on the price.
If the price of steel is high, it would make the price of cars to be on the increase hence reducing the demand for the product in the market.
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One of your customers has decided to commit $10,000 to fixed income. She is trying to decide if it makes more sense to invest in the bonds of a single corporate issuer or to buy an exchange-traded fund (ETF) tracking a corporate bond index. You could explain that the purchase of the ETF results in the greatest reduction of
"One of your customers has decided to commit $10,000 to fixed income..."You could explain that the purchase of the ETF results in the greatest reduction of liquidity risk. This is further explained below.
What is liquidity risk?Generally, liquidity risk is simply defined as, to put it another way, liquidity risk is the possibility of experiencing losses as a consequence of not being able to make payments on time or doing so at an unaffordable price.
In conclusion, Fixed-income investments have been made by one of your clients for $10,000..." In other words, you might say buying the ETF lowers liquidity risk the most.
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How should a company adopt a data-driven culture that will stick?.
In the market for bottled water, fresh springs has a 30 percent share of the market, swiss springs has a 27 percent share, l'eau de france has a 13 percent share, and mountain water has a 10 percent share. the rest of the market consists of 20 firms with a 1 percent share of the market each. what is the value of the herfindahl-hirschman index
The value of the Herfindahl-Hirschman Index, calculated for the market for bottled water, is 2,298.
What is the Herfindahl–Hirschman Index?The Herfindahl–Hirschman Index, HHI, is a commonly accepted measure of market concentration and competitiveness.
The HHI is calculated by squaring the market share of each competing firm and then summing the resulting numbers.
Data and Calculations:Product Market Share Squared Market Share
Fresh springs 30% 900(30% x 30%)
Swiss springs 27% 729 (27% x 27%)
L'eau de France 13% 169 (13% x 13%)
Mountain water 10% 100 (10% x 10%)
Rest of market 20% 400 (20% x 20%)
Sum of squared market share = 2,298
Thus, the value of the Herfindahl-Hirschman Index is 2,298, reflecting a low market concentration.
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A customer has a margin account that shows a market value of $190,000 and a debit balance of $90,000. in addition, the account has special memorandum account of $5,000. the long market value at maintenance is
A maintenance margin is a minimum equity an investor ought to preserve withinside the margin account after the acquisition has been made. Hence, the long market value at maintenance in this case is $120,000.
What do you mean by long market value?Long market value at maintenance refers to the point where an account must fall (in market value) to reach minimum maintenance (25% of market value). ;
The maintenance margin is far presently set at 25% of the full value of the securities in a margin account as in step with Financial Industry Regulatory Authority (FINRA) requirements.
To calculate the long market value at maintenance, divide the debit balance by .75 ($90,000 / .75 = $120,000)
Hence, the long market value at maintenance is $120,000.
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A strategy of spreading investments among different industry sectors is
called
A. regulation
B. savings
C. growth
D. diversification
Answer:
diversification
Explanation:
because it is a technique that reduce risk by allocating investments across various industries
Over the past year, you earned a nominal rate of interest of 8% on your money. The inflation rate was 3.5% over the same period. The exact actual growth rate of your purchasing power was A) 15.55%. B) 4.35%. C) 5.02%. D) 4.81%. E) 15.04%.
Answer:
a
Explanation:
it worked for me so hope it work
Indicate where each item would appear on a statement of cash flows using the indirect method by placing an x in the appropriate column(s). (more than one column may be used.)
The individual items that are a part of the cash flow is mentioned in the attached image by indicating X.
Operating activities are the normal duties carried out by a firm to create and sell its products, earn revenue, as well as carry out general administrative and maintenance responsibilities. Some of a company's primary operating activities include production, sales, advertising, and marketing.
One of the primary types of net cash activities that firms report on the cash flow statement is investing activities. In accounting, the term "investing activities" refers to the acquisition and disposal of long-term assets as well as other corporate investments over a certain reporting period.
Financing activities relate to agreements made between a company and its owners and lenders to obtain or recoup resources. In other words, financial activities provide the business with funding, enable debt repayment, and profit for the owners. Financing activities include giving and receiving equity.
Thus, the items of cash flow which are included has been given in the attached image by indicating in which particular head it comes.
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The above question seems incomplete, probable the complete question is given below.
Indicate where each item would appear on a statement of cash flows using the indirect method by placing an X in the appropriate column(s). (More than one column may be used.) Statement of Cash Flows Noncash Investing & Financing Activities Not Reported on Statement or In Notes Operating Activities Investing Activities Financing Activities a. Declared and paid a cash dividend b. Recorded depreciation expense c. Paid cash to settle long-term note payable d. Prepaid expenses increased in the year e. Accounts receivable decreased in the year f. Purchased land by issuing common stock 9. Inventory increased in the year h. Sold equipment for cash, yielding a loss i Accounts payable decreased in the year i Income taxes payable increased in the year
The vatican’s swiss guard wears a uniform inspired by which famous renaissance painter?.
The Vatican's swiss guard wears a uniform inspired by famous renaissance painter Raphael.
Who is the Swiss guard?Since 1506, the Swiss Guard has provided protection to the Pope and his home, and this has not been modified. These men also share a desire to learn more about the most recent developments and practices in personal security, as well as a sense of discovery on the international stage.
Raphael (1483-1520 CE) was a painter and architect from Italian background who is considered one of the greatest Renaissance artists. Raphael produced a large body of work in the medium of oil painting, including a large number of masterpieces.
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1. after watching the big short, do you have a clearer understanding of the wall street collapse of 2008? does the movie do a good job, or a poor one, of explaining the arcane financial devices and the ins and outs of the bond markets? did you find it interesting? or were you bored to tears?
Yes the movie big short gave a good explanation of the financial instruments that led to the wall street collapse in the year 2008.
How the movie relates to the happenings that led to the collapse of the wall street.The writer of this movie helped to tell the story of what happened in the year 2008. He focused on the people that were behind the crash.
He used good celebrities to keep the attention of the viewer on the happenings and helped to show in good perspective all that happened.
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S. Bouchard and Company hired you as a consultant to help estimate its cost of capital. You have obtained the following data: D0 = $0.85; P0 = $22.00; and g = 6.00% (constant). The CEO thinks, however, that the stock price is temporarily depressed, and that it will soon rise to $40.00. Based on the DCF approach, by how much would the cost of equity from retained earnings change if the stock price changes as the CEO expects? Group of answer choices -1.49% -1.66% -1.84% -2.03% -2.23%
Based on the change in the stock price, the change in the cost of equity to S. Bouchard and Company would be -1.84%.
How would the Cost of Equity change?The original cost of equity is:
22 = (0.85 x 1.06) / (cost of equity - 6%)
Cost of equity + 6% = 0.901 / 22
Cost of equity = 0.901 / 22 + 6%
= 10.1%
The new cost of equity:
Cost of equity = (0.85 x 1.06) / 40 + 6%
= 8.25%
The change is:
= 8.25 - 10.1
= -1.84%
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As director of a small art gallery, one of Frederica's major concerns is the preferences of the people who buy her artists' work. Frederica recognizes that the center of her marketing efforts is
Frederica's major concerns are the preferences of the people who buy her artists' work. So, he recognizes that the center of her marketing efforts is the customers.
What is market effort?Market efforts is a measure of resources committed to the promotion of goods and services. It is a business strategy of targeting customers to stimulate demand for products and also beat the threats of competitors. It is always directed towards the consumers, being the main source of revenue generation.
Market efforts must be effective to achieve its aim. To manage this, these steps must be observed, goals, audience, campaign tools, resources identification.
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Managers practice the art of getting things done using organizational resources such as: Multiple select question. information workers customers equipment
The managers get things done by using organizational resources such as: such as:
equipmentworkersinformationWhat is an art of getting things done?These involves the act of directing, organizing, coordination and guiding the organizational processes to achieve organizational goals.
Therefore, the Option A, B, D is correct.
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Sam is carrying a balance on his credit card of $500. The credit limit on the card is $1,500. What is his utilization rate?
The utilization rate of Sam that carrying a balance on his credit card of $500, that having a limit of $1,500, is 33%.
What is credit card?Credit card is a plastic card that is used for withdrawing the excess amount from the bank account. This card is generally issued by the banks to their customers.
Sam's credit card use rate is 33 percent because he has a $500 load on his card with a $1,500 limit.
Therefore, the utilization rate is 33%.
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A __________ offers a huge selection of one type of product (such as books, toys, or sporting goods) to dominate that category of goods.
In 2021, Robert takes four key clients and their spouses out to dinner at a local restaurant. Business discussions occurred over dinner. Expenses were $700 (drinks and dinner) and $140 (tips to servers). If Robert is self-employed, how much can he deduct for this event
The amount deductible by Robert for year 2021 against the meal and entertainment expenses will be 50% that is $420 from the total expense amount of $840.
What is business deductions?The business deductions are the amounts those are allowed to be deducted while filling the income tax. There is certain criteria to deduct different expenses.
As per the IRS regulation, when the tax payer is self-employed then the amount that can be deducted against meal and entertainment can be 50% of the total expense.
Therefore, Robert can deduct only $420 from the taxable income.
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It is the end of the year and party supply stores have added the things needed for a fantastic New Years Eve party. According to the law of supply, what scenario would you expect to see with the party supply stores
The scenario that one would expect to see in the party supply stores is the supply of New Year's party supplies to have increased since November.
What is the supplies about?In the case above, As sellers expect a lot of customers to buy party supplies the prices is said to still increase and so the suppliers are likely to increase their production rate.
The scenario that one would expect to see in the party supply stores is the supply of New Year's party supplies to have increased since November.
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When you purchase the exact same office supplies you purchased in the previous quarter, you are making a
When you purchase the exact same office supplies you purchased in the previous quarter, you are making a straight rebuy.
What is a straight rebuy?
This is the type of purchase that a customer is known to buy that is in the same quantity and the same terms as the goods from the same supplier.
The perfect example of this is that people are known to visit the same coffee shop daily to make the same purchase.
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_____ are not included as a payroll deduction.
a. charitable donations
b. federal taxes
c. insurance premiums
d. food expenses
Charitable donations are not included as a payroll deduction.
What are payroll deductions?Payroll deductions is the money deducted from workers or employee salary.
The money is deducted to cover up for taxes and other duties.
Therefore, Charitable donations are not included as a payroll deduction
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Answer: food expenses
Explanation:
just had that question
Which loan type allows you borrow up to the cost of attendance, minus other aid you have received?.
A subsidized loan is such a loan where the borrower is allowed to borrow up to the cost of attendance less any other aids received.
What is a subsidized loan?A type of education or student loan where the amount to be borrowed is determined as per the cost of the student's attendance, which is subtracted from other financial benefits received in this regard, is known as a subsidized loan.
Hence, subsidized loan is explained as above.
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Country A specializes in producing kiwis. Country B specializes in producing oranges. As a result, Country A can consume more kiwis and oranges than it could have if it had tried to grow kiwis oranges itself and had decided not to trade. This illustrates the concept of: Group of answer choices The gains of trade Absolute advantage Supply
This scenario better illustrates the concept of absolute advantage, as both countries are specialized in one product.
What is the absolute advantage?It is an economic approach that helps to understand how a country's specialization in the production and sale of a product and service helps economic development, as there can be trade between countries with different specializations, generating funds obtained from the export of goods.
Therefore, absolute advantage helps countries to trade and develop economically.
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