Because of the significant information it can reveal about the electorate, Data mining has become increasingly important to campaign managers.
So, correct answer is Data mining.
Companies use data mining as a method to transform unstructured data into usefull Data. Businesses can learn more about their customers to create more successful marketing campaigns, boost sales, and cut expenses by employing software to seek for patterns in massive volumes of data. Effective data collection, warehousing, and computer processing are prerequisites for data mining.
Data mining is the process of examining and analyzing huge chunks of data to discover significant patterns and trends. Numerous applications exist for it, including database marketing, credit risk management, fraud detection, spam email screening, and even user sentiment analysis.
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Kapco Advisers is a federal covered investment advisers with its principal office in New York City and several offices in New Jersey.
Joe Segal, who lives in Manhattan, is an IAR with the firm and has the responsibility for serving those clients of Kapco who winter in
Florida. In order to do so, Joe takes a hotel suite in Miami Beach for one week in December, in Boca Raton for one week in January,
and in West Palm Beach for one week in February. While Mr. Segal is using these facilities to meet with existing clients, he does let
them know that if they have any friends who might be interested in the firm's advisory services, they are welcome to make an
appointment with him. Which of the following statements is correct regarding Mr. Segal's registration status under the Uniform
Securities Act?
Because Joe may be meeting with individuals who are not existing clients and may be Florida residents, he
must be registered in the state of Florida as an IAR.
Once an IAR is using a temporary facility to meet with prospective clients, it is considered that there is a place of business in the
state. Therefore, IAR must be registered.
The de minimis rule does not apply here because he is holding himself out as offering
advisory services in the State and the hotel room becomes a place of business. Because KAPCO is a federal covered IA, they don't
register in the state although notice filing may be required.
With its flagship office in New York City and many offices in New Jersey, Kapco Advisers is a federally covered investment adviser. Joe needs to be registered as an IAR in the state of Florida because he might meet with people who are not current clients and might live there.
An IAR is deemed to have a place of business in the state if they meet with potential clients in a temporary location. IAR must be registered as a result. Because he holds himself out as providing consulting services in the State and uses the hotel room as a place of business, the de minimis rule does not apply in this situation. KAPCO does not register in the state even though notice filing may be necessary because they are a federally covered IA.
A RIA is a company that was established legally to offer clients advisory services in exchange for payment. The individual advisor(s) working under the RIA who formally provide the advise are known as IARs. There are certain regulatory procedures connected with the development and continuous upkeep.
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Manufacturers, retailers, and service providers have created and maintain websites, blogs, and _________to enable customers to interact with them over the Internet.Multiple Choicea. software applicationsb. product reviewsc. hardware applicationsd. social media presencee. social bookmarks
Manufacturers, retailers, and service providers have created and maintain websites, blogs, and social media presence to enable customers to interact with them over the Internet.
What is social media presence?Social media presence can be described as the visibility a brand has on social media platforms and the connection it builds with its community.
It should be noted that this works in the sense that the stronger your presence, the more trust you can build with your audience and this cxan be done when developing a direct relationship beyond this marketing channel.
Therefore, option D is correct.
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under uniform state law, civil liability exists in all of the following circumstances except when: a customer margin securities are commingled with those of other margin customers b an unregistered agent sells exempt securities to customers in the state c a customer makes a purchase of securities based upon misleading statements made by an agent d an offer of unregistered non-exempt securities is made to a customer and a sale occurs
Option (a), The following situations all give rise to civil responsibility under Uniform State Law, with the exception of when customer margin securities are mixed with those of other margin customers.
What terms are defined by the Uniform Securities Act?In accordance with the Uniform Securities Act, the terms "broker-dealer," "investment adviser," & "investment adviser representative" are all defined. Additionally, a broker-"agent" dealer's is defined. A representative is likewise referred to as a "agent," but with the federal name rather than the state name (the agent of an investment adviser).
The Uniform Securities Act serves what purpose?The Uniform Securities Act was created as a model law and serves as the basis for state-level securities regulation. Because the Securities and Exchange Commission (SEC) needed assistance with enforcement and regulation, the Uniform Securities Act was developed. Among its objectives is state-level enforcement against securities fraud.
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FILL IN THE BLANK fantasy inc., a leading brand of apparel, has stores all over the country. the company's market research shows that teenagers do not choose their brand as often as older age groups. therefore, the company modifies some of its existing designs to attract teens. in this case, the teenage group can be referred to as a _________
Based on this case, the teenage group can be referred to as a subculture.
Subculture is defined as a distinct group of people that exists as an identifiable segment within a larger society. Such as, on the basis of age factors, older age people can be classified into one group presenting a subculture, and teenagers are classified into another group presenting another subculture.
According to the scenario given where a leading brand of apparel name Fantasy inc. has outlets all over the country. The company's market research reveals that teenagers do not prefer to choose their brand as often as older age groups. Thus, the company modifies some of its existing designs to attract teenagers. In this scenario, teenagers are said to be a subculture.
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roger and melissa's labor supply schedules are presented in the accompanying tables. hourly wage rate roger's labor supply (hours per week) $0 0 $10 15 $20 30 $30 40 $40 45 $50 35 hourly wage rate melissa's labor supply (hours per week) $0 0 $10 10 $20 20 $30 30 $40 35 $50 40 a. in the accompanying diagram, move the points to plot both roger's and melissa's labor supply curves.
From the provided labor supply schedules, Roger's and Melissa's labor supply curves were calculated.
The labor market's supply is the main focus of the labor supply curve. As the labor supply increases, the labor supply curve shifts to the right. It will move to the left if it declines.
According to the graph below, a rise in labor supply results in a fall in wages whereas a rise in labor demand results in an increase in wages. Simply put, labor is the work that people do.
Additionally, labor is an element in production. This is so that businesses can make their products, which requires labor.
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at its inception, peacock company purchased land for $50,000 and a building for $220,000. after exactly 4 years, peacock transferred these assets and cash of $75,000 to a newly created subsidiary, selvick company, in exchange for 25,000 shares of selvick's $5 par value stock. peacock uses straight-line depreciation. when purchased, the building had a useful life of 20 years with no expected salvage value. an appraisal at the time of the transfer revealed that the building has a fair value of $250,000.
Peacock had used the straight-line method of depreciation to spread the cost of the building across its entire useful life of 20 years. This means that the carrying value of the building at the time of transfer was $200,000.
At the time of the transfer, Peacock Company had owned the land and building for 4 years. Peacock had originally purchased the land for $50,000 and the building for $220,000. Over the course of 4 years,
In exchange for the land and building, Peacock Company received 25,000 shares of $5 par value stock from Selvick Company, as well as $75,000 in cash. At the time of transfer, an appraisal revealed that the building had a fair value of $250,000.
When calculating the gain or loss on the transfer, the original cost of the land and building must be subtracted from the fair value of the building, plus the amount of cash received. In this case, Peacock would have a gain of $50,000 ($250,000 - $200,000 + $75,000).
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in the current year, company a made the following cash purchases: the exclusive right to manufacture and sell equipment from company b for $210,000. company b created the unique design for the equipment. company a also paid an additional $15,000 in legal and filing fees to attorneys to complete the transaction. an initial fee of $295,000 for a three-year agreement with company c to use its name for a new facility in the local area. company c has locations throughout the country. company a is required to pay an additional fee of $6,000 for each month it operates under the company c name, with payments beginning in march of the current year. company a also purchased $410,000 of equipment to be placed in the new facility. the exclusive right to sell a book, for $29,000.
There is no journal entry for the amount to be paid to Silver Gym on a monthly basis when the sales begin because the money has not been paid.
How would you define sales?A sale is a deal in which the seller exchanges money for the sale of tangible or intangible products, assets, or services with the buyer. Between two or more parties, a sale is made. A sale can be defined more broadly as a contract between two or more parties, such as the buyer and the seller.
What does "sales" mean in a commercial context?Sales, as used in everyday business operations, relate to any transactions where money or value is transferred for the right to own a good or access to a service. Sales in an accounting context refers to the money a business makes through selling goods or services (net sales).
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ompany acquired 90 percent ownership of scrooge corporation in 20x7, atunderlying book value. on that date, the fair value of noncontrolling interest was equal to 10percent of the book value of scrooge corporation. pilfer purchased inventory from scrooge for$90,000 on august 20, 20x8, and resold 70 percent of the inventory to unaffiliated companies ondecember 1, 20x8, for $100,000. scrooge produced the inventory sold to pilfer for $67,000. thecompanies had no other transactions during 20x8.base
The amount of sales that will be reported in the 20X8 consolidated income statement is C) $100,000.
An income statement or profit and loss account is one amongst the money statements of an organization and shows the company's revenues and expenses throughout a specific amount. It indicates however the revenues are reworked into world wide web financial gain or lucre.
Non-controlling interest refers to the minority shareholders of the corporate. They own but five hundredth of the general share capital and so do not have management over the company's decision-making method. Non-controlling interests are measured at world wide web quality worth of entities and don't account for potential selection rights.
The question is incomplete, find the complete question here
Company acquired 90 percent ownership of scrooge corporation in 20x7, atunderlying book value. on that date, the fair value of noncontrolling interest was equal to 10percent of the book value of scrooge corporation. pilfer purchased inventory from scrooge for$90,000 on august 20, 20x8, and resold 70 percent of the inventory to unaffiliated companies ondecember 1, 20x8, for $100,000. scrooge produced the inventory sold to pilfer for $67,000. thecompanies had no other transactions during 20x8.base. Based on the information given above, what amount of sales will be reported in the 20X8 consolidated income statement?
A) $90,000
B) $120,000
C) $100,000
D) $67,000
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Which of the following is the first step in the managerial decision making process?
A. Evaluation and feedback
B. Development of alternatives
C. Recognition of decision requirement
D. Diagnosis and analysis of causes
E. Selection of desired alternativesC. Recognition of decision requirement
The first stage in the managerial decision-making process is what follows. C)Recognition of decision requirement
What are the six steps involved in making decisions?Careful planning and empathy are two requirements for implementing the alternative. The sixth step in the procedure is to put a substitute into action. Selecting an alternative, which is the fifth phase in the decision-making process, is thus referred to as pricing the best alternative.
What is the process of decision-making?An individual goes through a decision-making process while deciding which alternative or course of action will best suit their needs. It is a series of actions made by managers in the organization ,To set specific activities in motion and determine the planned course for company objectives.
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when an accountant is engaged to prepare financial statements, each of the following requirements applies, except:
When an accountant is engaged to prepare financial statements, each of the following requirements applies, except the accountant should verify the completeness of information provided by management for the financial statements.
An Accountant facilitates organizations make important economic decisions by way of accumulating, monitoring, and correcting the employer's price range. they are responsible for monetary audits, reconciling bank statements, and making sure monetary statistics are accurate throughout the yr.
An accountant is a person who works in the accounting field and conducts duties such as account analysis, audits, and monetary assertion evaluation. Accountants can work for simply an accountancy company or a huge corporation with just an inner finance branch, or they may begin their very own company.
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baldwin currently has $20,201 (000) in cash and management has decided to issue stocks and bonds worth an additional $8,000 (000). assuming that cash from operations will be the same for each of the following activities, which activity exposes this company to the most risk of being issued an emergency loan?
a) A $5 dividend
b) Liquidate the entire inventory
c) Retiring the oldest bond
d) Purchasing $18,000 (000) worth of plant and equipment
The correct option is d) Purchasing $18,000 (000) worth of plant and equipment.
Purchasing $18,000 (000) worth of plant and equipment exposes Baldwin to the most risk of being issued an emergency loan as this activity requires the largest outlay of cash. This large expenditure of cash could put Baldwin in a precarious financial position, leaving it short of capital and in need of an emergency loan to fulfil its financial obligations.
Capital is a broad term that can describe anything that confers value or benefit to its owners, such as a factory and its machinery, intellectual property like patents, or the financial assets of a business or an individual.
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Which of the following questions should NOT be taken into consideration when listing all the alternatives and consequences to solve an ethical problem?
A. Is it legal?
B. Does it fit my personal values?
C. Who will be affected?
D. Does it benefit me personally?
D. Does it directly benefit me?
What are the four ethical methods?The four ways to deal with morals in business settings are:
Ethics based on utilityEthics deontological.Ethics of virtue.The Ethics of Communism.When making an ethical decision, how many different options should be listed?Try to think of as many possible solutions, at the very least three and typically five or more.
What are the three three questions of ethics?Three moral inquiries that we ought to pose of ourselves consistently
How would I like to be on the planet?Why do I want the world to be this way?When I'm put to the test, what tactics must I employ to uphold my values and principles?To learn more about Ethics of virtue here
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If average demand for an item is 20 units per day, safety stock is 50 units, and lead time is four days, the ROP will be:
a. 20
b. 50
c. 80
d. 130
If average demand for an item is 20 units per day, safety stock is 50 units, and lead time is four days.The correct option is 130.
The proportion of total kilowatt-hours consumed to total hours in the month is the average demand.Add up all of your time period's sales volume, then divide it by the number of buying days to get the average demand.Maximum Demand refers to a customer's highest demand during a given period.Calculating the Reorder Point using the provided date:(Average demand*Lead time) + Safety stock = Reorder Point
Point of Reorder: (20*4) + 50
Point of Reorder = 80 + 5O
Order Point 130 again
The ROP is thus 130.
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debt left over from the war of ____ was part of the reason for the founding of the second bank of the united states.
The debt left over from the war of 1812 was part of the reason for the founding of the second bank of the united states.
Congress rejected additional attempts to establish the bank after the two countries reached a peace treaty in 1815. But as a result of a wider economic crisis, the federal government's financial situation deteriorated in the months that followed. Madison and his advisors came to the conclusion that it was necessary to move the nation toward a more uniform, stable paper currency since a large number of state-chartered banks had stopped cashing their notes.
Dallas once more urged the creation of a national bank in his yearly report. The statute establishing the second Bank of the United States was finally signed by Madison in April 1816 after much discussion and a few subsequent attempts.
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the teachers union has been negotiating with the school board on behalf of all the teachers for a 4% pay increase and two additional sick days each year. the teachers union is in the process of .
The teachers union has been negotiating with the school board on behalf of all the teachers for a 4% pay increase and two additional sick days each year. The teachers union is in the process of collective bargaining.
Collective bargaining refers back to the respectable manner thru which change unions negotiate with employers on behalf in their individuals in appreciate of employees' phrases and situations of employment. An instance of collective bargaining may be approximately a pay increase or an change in running hours. The term "collective bargaining" became first utilized in 1891 by means of Beatrice Webb, a founder of the arena of business participants of the own family in Britain. It refers to the form of collective negotiations and agreements that had existed for the purpose of the rise of change unions in some unspecified time in the future in the 18th century.
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lue Devil Savings and Loan Association has a large number of 10-year fixed-rate mortgages and obtains most of its funds from short-term deposits. It uses the yield curve to assess the market's anticipation of future interest rates. It believes that expectations of future interest rates are the major force in affecting the yield curve. Assume that an upward-sloping yield curve with a steep slope exists. Based on this information, should Blue Devil consider using financial futures as a hedging technique? Explain
Blue Devil should sell financial futures to hedge the potential effects of rising interest rates on its spread
To protect against the potential negative effects of rising interest rates on its spread, Blue Devil could sell financial futures.
Although the phrase "hedging" can make it sound like your gardening-obsessed neighbor does it, it actually refers to a valuable investing strategy that all investors should be aware of. Hedging in the stock market is a technique to preserve your portfolio, which is frequently just as vital as financial portfolio growth.
Hedging is frequently described in broader terms than are its explanations. It is not, nonetheless, an obscure term. Even if you are just starting out as an investor, understanding what hedging is and how it functions can be helpful.
By establishing a contrary position in a comparable asset, investors can use the risk management technique of hedging to offset losses on their investments.
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FILL IN THE BLANK. ____ is the extent to which workers in an organization specialize as opposed to performing a variety of tasks as generalists.
(A) Segregation
(B) Departmentalization
(C) Differentiation
(D) Administrative component
(E) Division of labor
Departmentalization workers in an organization specialize as opposed to performing a variety of tasks as generalists.
What makes departmentalization crucial?
Every organization should have departments because it promotes specialisation, growth and expansion, responsibility clarification, improved customer service, performance evaluation, management development, resource optimization, and improved control.
What is the principle of departmentalization?
An organization can be divided into distinct departments, each of which is responsible for carrying out certain responsibilities in line with its area of expertise. Departmentalization within organizations is possible along organizational, regional, product, and customer/market divisions.
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jim smith, a marketing student, observed how much each customer spent in a local convenience store.$ 11.92$ 5.22$ 13.80$ 9.9611.3713.6219.3222.4515.189.325.47 12.088.234.88
A customer would spend in a local convenience store. according to his or her requirements.
A local convenience store is known to be a retail outlet that sells a finite range of prepared and ready-to-eat foods, bottled along with fountain beverages, household requirements, tobacco products, and also periodicals. Local convenience stores are also known as bodegas or convenience stores or corner or country stores or mom-and-pop stores or the trading post. When you are planning to shop local, then you are known to make a personal investment in your neighborhood as well as in the community.
These local names seem convenient to the indigenous locations.
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the list of accounts shown here is taken from the lincoln lawn service work sheet. for each account that appears on the income statement, indicate the section in which it should appear. for any account that does not appear on the income statement, select neither. account income statement revenue expenses neither cash petty cash accounts receivable-delmar, inc. accounts receivable-rick helms supplies prepaid insurance accounts payable-smith supplies accounts payable-kelsay parts paul lincoln, capital paul lincoln, drawing
Revenue: This account would appear in the revenue section of the income statement, as this is the money that the business has earned through sales in a particular period of time.
Expenses: Petty Cash, Accounts Payable-Smith Supplies, Accounts Payable-Kelsay Parts, and Prepaid Insurance would all appear in the expenses section of the income statement, as these are the costs that the business has incurred from running its operations.
Neither revenue nor expense: Cash, Accounts Receivable-Delmar, Inc., Accounts Receivable-Rick Helms Supplies, Paul Lincoln, Capital, and Paul Lincoln, Drawing would not appear on the income statement, as these accounts represent assets, liabilities, or equity and not revenue or expenses.
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firms often set goals related to desired share of a market. these goals are a type of______objectives.
Firms often set goals related to the desired share of a market. these goals are a type of sales objectives.
Management uses sales objectives to supplement the vision and objectives they have established for the business and the sales department. The sales objectives specify the precise, quantifiable steps that each employee must follow to accomplish the overall target.
Sales objectives are overarching, long-term goals that you want your entire sales staff to reach in order to advance your business. To make sure your goals are on pace, you must monitor sales analytics, though. Utilizing metrics, you can create plans and tactics for your sales force to follow in order to meet their goals.
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consider the market for pigs and assume there is a marginal external cost associated with raising pigs. without government regulation, at the market equilibrium price and quantity of pigs:
Both advantages and costs result from pollution for society. However, individuals who profit from pollution, such as the owners of power firms, decide how much pollution happens in a market economy without government involvement.
They lack motivation to consider the financial burden their pollution places on others. The marginal societal cost is the sum of the marginal external and marginal private costs. When there is a marginal external cost, producers economy consider the marginal private cost and produce more than the efficient quantity. By transferring a property right, a negative externality can occasionally be avoided. government externality is the circumstance in which a party not involved in the transaction suffers as a result of another party's market transaction.
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dave was employed by a car dealer to work in the parts department. he was instructed not to loiter in the sales area and, if asked by a customer whether he worked there, to reply that he was not a salesperson. one day while dave was looking at a new car, a customer asked whether he worked there, dave replied yes. what authority, if any, does dave have to sell a car? group of answer choices none apparent express implied
Dave was employed by a car dealer in order to work in the parts department. So, the authority, if any, which Dave have to sell a car is called apparent.
So by using a dealership agreement with an automaker or its sales division, a car dealer is considered to be a company which sells new or used vehicles at the retail level. The spare parts and auto repair services here are frequently offered.
When Dave was employed by a car dealer in order to work in the parts department. Thus, so, the authority, if any, which Dave have to sell a car is said to be called as apparent.
Hence, an agent has apparent power in order to act on behalf of a principle.
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assume that the united states government introduces an expansionary monetary policy, increasing the money supply in the market. in the accompanying graph, demonstrate the long run effect on aggregate demand and short run aggregate supply. then, answer the following question. aggregate price level real gdp lras sras ad in the classical model of the price level, what is the long run effect of an increase in the money supply on real gdp?
It doesn't affect GDP. Both the SRAS and AD lines go to the left.
What is GDP?
The market worth of all the final goods and services produced and sold (not resold) in a certain time period by countries is measured in dollars using the term "gross domestic product" (GDP). This measurement is frequently changed before it can be trusted as an indicator because of how complicated and subjective it is. To compare living standards between countries, using a basis of GDP per capita at purchasing power parity (PPP) may be more useful, whereas nominal GDP is more useful for comparing national economies on the global market. GDP (nominal) per capita does not, however, reflect differences in the cost of living and the inflation rates of the countries. The contribution of each industry or sector to the overall GDP can also be quantified.
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Industrialize
To develop large industries in a country or economic system.Emigration
leaving one's own country or region to settle in another.Interchange
To put each of two items in the other's place.Standardize
To make the same in shape, weight, size, and so fourth.
Industrialize-To develop large industries in a country or economic system. Emigration-leaving one's own country or region to settle in another. Interchange-To put each of two items in the other's place. Standardize-To make the same in shape, weight, size, and so fourth.
Industrialization is the process of shifting a country or region's economy away from a reliance on agriculture and toward manufacturing. Emigration is the relocation of people from one country to another for habitation. People move abroad for a variety of reasons, such as to improve their quality of life or chances of finding work. An interchange is defined as an exchange or a location where two things or persons come together to provide movement from one to the other. In order to standardize a specific industry, standards-based and comparable technology and processes must be developed, promoted, and perhaps mandated.
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the keynesian cause-and-effect sequence predicts that a decrease in the money supply will cause interest rates to:
The keynesian cause-and-effect sequence predicts that a decrease in the money supply will cause interest rates to fall, boosting investment and shifting the AD curve rightward, leading to an increase in real GDP.
According to Keynesian cause-and-effect, an decrease in interest rates follows a drop in the money supply. The cost of creating money increases as the money supply decreases. While a result, investors are choosing to make smaller investments as the cost of capital is rising.
Keynesian economics holds that because prices are somewhat fixed, changes in any spending component—consumption, investment, or government expenditure—will change output. For instance, if government expenditure rises while all other spending components stay the same, output will rise as well.
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The daily demand for a component at a hardware store is normally distributed, with an average of 100 and a standard deviation of 10 units. The store manager is willing to accept a risk of stockout 3% of the time during the lead time, which is constant at 6 days. Answer the following questions. Write your final answer only (without intermediate steps) for the fill-in-the-blank questions. Question 10 (2 points) The service level that the store manager wants to maintain = A . Use 2-decimal accuracy for the final answer, e.g., 0.12, when necessary. Question 11 (2 points) The appropriate value of Z (i.e., the number of standard normal deviations) = A . Use 2-decimal accuracy for the final answer, e.g., 0.12, when necessary. Question 12 (2 points) A Safety stock = answer (if it is not an integer) to the nearest integer. units. Round the final Question 13 (2 points) Reorder point = A units. Round the final answer (if it is not an integer) to the nearest integer.
The service level that the store manager wants to maintain = 0.97. This is because 3% of the time during the lead time, the store would be willing to accept a stockout. This corresponds to a service level of 97%.
The appropriate value of Z (i.e., the number of standard normal deviations) = 1.65. This can be calculated using the formula Z = (Service Level - 0.5) / (1 - Service Level).
A Safety stock = 160 units. This can be calculated using the formula Safety Stock = Z * Standard Deviation * Square Root of Lead Time.
Reorder point = 360 units. This can be calculated using the formula Reorder Point = Average Demand * Lead Time + Safety Stock.
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n a budget, a(n) occurs when the actual amount of an expenditure is less than the budgeted amount
In a budget, a favorable variance occurs when the actual amount of an expenditure is less than the budgeted amount.
A favorable variance in a budget appears when the cost to produce a good or service is less than the budgeted cost, meaning that a business is generating more profit than originally anticipated. Favorable variances could occur because of cheaper material costs, increased efficiencies in manufacturing, or increased sales.
So it is stated as when actual expenditure is less than budget, it causes to occur a favorable variance.
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flashpoint securities, inc., (fsi) is a registered broker-dealer with the state. if a violation of the uniform securities act occurred, fsi would most
A senior office of FSI whose brother-in-law was just convicted of securities fraud.
Broker-dealers are in charge of monitoring the operations of all employees, registered and unregistered. The financial planner would need to register with FSI as an agent in order to be eligible to receive commissions on those securities trades.
However, unless we are informed that the employee was somehow involved, FSI cannot be held responsible for the deeds of a family member of one of its workers.
The Uniform Securities Act (USA) was created as a model law to help each state create its own state securities law. The National Conference of Commissioners on Uniform State Laws developed it (NCCUSL).
The U.S. Securities and Exchange Commission's enforcement and regulation efforts are supplemented by the Uniform Securities Act, which offers model laws that states might adopt to address securities fraud at the state level (SEC).
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Correct question:
Flashpoint Securities, Inc., (FSI) is a registered broker-dealer with the state. If a violation of the Uniform Securities Act occurred, FSI would most likely NOT be held liable for failure to supervise which of the following?
Bernie has decided to purchase a new car with a list price of $18,575. Sales tax in Bernie's state is 7.40%, and he will
be responsible for a $795 vehicle registration fee and a $110 documentation fee. Bernie plans to trade in his existing
car, a 1999 Buick Riviera in good condition, and finance the rest of the cost for five years at an interest rate of 12.77%,
compounded monthly. Assuming that the dealer gives Bernie the listed trade-in price for his car, what will his monthly
payment be? Round all dollar values to the nearest cent.
Buick Cars in Good Condition
Model/Year
1998
1999
2000
2001
2002
Century
$929
$1,086
$1,150
$1,488
$1.595
LeSabre
$2,075
$2,282
$2,690
$2.935
$3,374
Regal
$1,676
$1,794
$2,030
$2.214
$2,566
Riviera
$1,291
$1.455
$1,520
$1.814
$1,959
a. $472.05
b. $439.12
C.
$438.20
d.
$518.23
Assuming the car dealer gives Bernie the listed trade-in price for his car, his monthly payment will be C. $438.20.
What is the monthly payment?The monthly payment represents the periodic amount that a borrower pays to offset the compounded interest and the principal.
The monthly payment can be determined using an online finance calculator that inputs the present value of the loan and other parameters.
The list price of the new car = $18,575
The value of Buick Riviera = ($1,455)
Trade value of new car = $17,120
Sales tax 1,267 ($17,120 x 7.4%)
Vehicle registration fee = 795
Documentation fee = 110
Car loan $19,292
Interest rate = 12.77%
Financing period = 5 years
N (# of periods) = 60 (5 years x 12)
I/Y (Interest per year) = 12.77%
PV (Present Value) = $19,292
FV (Future Value) = $0
Results:
Monthly Payments (PMT) = $438.20
Sum of all periodic payments = $26,292
Total Interest = $7,000
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if scott earns a 12 percent after-tax rate of return, $15,000 today would be worth how much to scott in two years? use future value of $1. note: round discount factor(s) to five decimal places.
In two years, $15,000 would be worth to Scott assuming he gets an after-assessment form of 12%. Therefore, The answer is (d)
= $15,000 × (1.12)2 = $18,816 or $15,000 × 1.25440 = $18,816.
The recipe is composed as follows: FV=PV I + 1)n The quantity of interest-accumulating periods that will require some investment you are computing for is shown by the superscript n in this equation. the more prominent pace of return after charges. the benefits of pay deferral are expanded.
You require the accompanying recipe to decide the ongoing worth of any income: Present worth is equivalent to Expected Income times (1 or more Interest Sum). the measure of time. consequently for the underlying year.
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This question is incomplete ,here I am attaching the complete question:
If Scott earns a 12 percent after-tax rate of return, $15.000 today would be worth how much to Scott in two years? Use future value of $1.(Round discount factor(s) to flve declmal places.) 9 Multple Choice $15,000. $11,955 $18,520 $18,816, None of the cholces are correct.