Banks that offer low interest rates to people with good credit :sacrifice profits for less risk.
What is interest rate?Interest rate can be defined as the rate a bank or a lender add to the money they lend to a borrower.
Banks tend offers low interest rate to customers with good credit tend to sacrifice the profits they are suppose to gain for less risk because they believe the customers will payback.
Therefore the correct option is B.
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If the price of natural gas rises , when is the price elasticity of demand likely to be the highest?
If the price of natural gas rises, the price elasticity of demand is likely to be the highest one year after the price increase.
What is the price elasticity of demand?A measure of a product's consumption shift in response to a price change is called price elasticity of demand. The quantity shift in percentage terms divided by the price change in percentage terms is used to determine the price elasticity of demand.
The price elasticity of demand would probably be at its peak if the price of natural gas increased. Elasticity will be strongest in the long run since consumers would start exploring alternatives as a result of ongoing price increases.
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In which (management) areas of an organization may ethically relevant questions occur? Give examples for each of them!
The management area of coordinating and directing from the top hierarchies is the where some ethically relevant questions may occur.
What is an Ethics?This refers to some standards that imposes a reasonable obligations to refrain from fraud, slander, gossip etc in a firm.
Some example of an ethical behaviors in the firm are:
obeying company's ruleseffective communicationaccountability & professionalismtrust and mutual respectHence, the management area of coordinating and directing from the top hierarchies is the where some ethically relevant questions may occur.
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What is small business development
Answer:
Explanation:
Small Business Development Centers (SBDCs) provide business-related assistance and knowledge to help entrepreneurs start, run, and grow their businesses.
What is a recent trend relating to sustainability worldwide?
Answer:
reduction of energy consumption
Explanation:
if you need more information about how to complete step 2 of the w-4 form, where can you find it?
Answer:
cosette.
Explanation:
When a person need more information about how to complete step 2 of the w-4 form, the right sources are:
Visit the Department of the Treasury Internal Revenue Service website.InvestopidiaNerdwallet websiteAsk IRS officialsPayroll AdminWhat is the W-4 form?The W-4 form is known to be a form that informs the employer the right amount of tax to take back from an employee's salary or paycheck.
Note that this Form is used by an employer to know an employee's identity and as such, When a person need more information about how to complete step 2 of the w-4 form, the right sources are:
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NASA is conducting an experiment to find out the fraction of people who black out at G forces greater than 6. Step 2 of 2 : Suppose a sample of 502 people is drawn. Of these people, 140 passed out. Using the data, construct the 85% confidence interval for the population proportion of people who black out at G forces greater than 6. Round your answers to three decimal places.
The confidence interval is given as 0.250 and 0.308
How to solve for the confidence interval?
n = 502
x = 140
x/ n = proportion
= 140/502
= 0.2789
To find the proportion using 85%
1-0.85 = 0.15
0.15/2 = 0.075
Find the z value to be 1.44
[tex]p +- z*\sqrt{p'(1-p')/n\\}\\ = 0.279 +-1.44\sqrt{0.279(1-0.279)/502}[/tex]
= 0.279 +- 0.029
= 0.250, 0.308
Hence the confidence interval is 0.250, 0.308.
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The City of Cambridge is concerned about the number of wild MIT students who will be partying on Halloween and wants to limit the number of parties in order to curb the costs of policing underage drinking and noise violations. The city has asked you to evaluate the welfare implications of policies they are considering. Think of price here as the amount of money party hosts will collect at the door from party-goers. The demand for parties is given by . The supply of parties is given by .
Find the equilibrium price and quantity in the market for Halloween parties.
Based on the demand and supply functions for the market for Halloween parties attended by MIT students, the equilibrium price is $100 and the quantity is 100.
What are the equilibrium price and quantity for Halloween parties?The equilibrium price and quantity can be found by equating supply and demand.
This gives:
Price = Quantity
Price = 300 - 2p
300 = 3 x Price
Price = 300 / 3
= $100
The quantity would also be 100 parties.
The rest of the question is:
Think of price here as the amount of money party hosts will collect at the door from party-goers. The demand for parties is given by Q =300−2p. The supply of parties is given by Q = p.
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“Automation is bad for the economy because machines will eventually replace almost all human workers, creating high unemployment and poverty”. Do you agree or disagree? Explain your answer.
I agree that Automation is bad for the economy because machines will eventually replace almost all human workers, creating high unemployment and poverty”.
What is automation?Automation involves the using of machines and computer in getting task done, and this reduce man power.
In this case, Automation is bad for the economy because machines will eventually replace almost all human workers.
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what attributes are in a good landing experience
Answer:
Relevant and original content, Easy to navigate, Transparent about the client's business are the attributes that describe a good landing page experience. A good landing page experience means that users can quickly find the necessary information, and the provided materials are useful.
Explanation:
You are a Marketing Director for a cruise line. Which operates Luxurious Ships, with excellent service and cuisine, how would you identify the most promising distributors? how`s that brainliest?
One can identify the most promising distributors by:
Looking at their credit history and others to check their Financial stability Also examine their size in terms of outside and inside sales power, selling skills, competence and others to know their Sales and marketing strength.Evaluate their past sales history in terms of same or similar cuisines to know their Sales performance and then rate them in their order of importance,How do one evaluate Potential Distributors?This is done by;
Lookin for their Financial stability through credit history, being timely in payments, and others.Looking their Sales and marketing capabilities.Looking at their service delivery and Sales performance.Note that One can identify the most promising distributors by checking their credit history and examine of all their past sales history to be able to tell their Sales performance.
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The Tucker family has health insurance coverage that pays 80 percent of out-of-hospital expenses after a deductible of $1,000 per person. If one family member has doctor and prescription medication expenses of $2,200, what amount would the insurance company pay?
The amount that the insurance company will pay is $960.
What is insurance?.It should be noted that insurance simply means a way that's used to manage risk.
The amount after deduction will be:
= $2200 - $1000
= $1200
The amount that the company will pay:
= 80% × $1200
= $960
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Oza has established several successful products in the competitive beverage industry. Why has he been able to achieve this success when large organizations with more resources, such as Coca Cola and Pepsi, are forced to buy these new successful brands?
Oza has shown a propensity to zig when category heavyweight Gatorade zags over its seven years at Glaceau/Vitaminwater, during which time it has built the dominant brand in the enhanced water industry. Further capitalizing on the growing demand for "functional drinks" among modern consumers. This is further explained below.
What is beverage industry?Generally, The production of beverages and ready-to-drink items constitutes the beverage business (or drink industry).
In conclusion, Oza, during its seven years at Glaceau/Vitaminwater, established itself as the market leader in the enhanced water business by consistently bucking the trends set by category heavyweight Gatorade. Tapping into the expanding market for "functional beverages" among today's customers.
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How to compute the total economic profit or loss in the given table?
Getting the sums of the Total revenues (TR) and subtracting the Total Cost (TC) from it will allow to derive the total economic profit or loss in the given table.
What is an economic profit?This refers to the difference between the company's total revenue and the sum of its explicit and implicit costs.
In this case, the total economic profit or loss in the given table will be derived by adding the sums of the Total revenues (TR) and subtract the Total Cost (TC) from it.
Therefore, the economic profit or loss will be determined.
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Simple and avoidable errors are made in hospitals each day, causing patients to die. Inspired by two tragic medical mistakes-his father's misdiagnosed cancer and sloppiness that killed an 18-month-old child at Johns Hopkins- Dr. Peter Pronovost has made it his mission, often swimming upstream against the medical culture, to improve patient safety and prevent deaths. He began by developing a basic 5-step checklist to reduce catheter infections. Inserted into veins in the groin, neck, or chest to administer fluids and medicines, catheters can save lives. But every year, 80,000 Americans get infections from central venous catheters (or lines), and over 30,000 of these patients die. Pronovost's checklist has dropped infection rates at hospitals that use it down to zero, saving thousands of lives and tens of millions of dollars. His steps for doctors and nurses are simple: (1) wash your hands; (2) use sterile gloves, masks, and drapes; (3) use antiseptic on the area being opened for the catheter; (4) avoid veins in the arms and legs; and (5) take the catheter out as soon as possible. He also created a special cart, where all supplies needed are stored. Dr. Provonost believes that many hospital errors are due to lack of standardization, poor communications, and a noncollaborative culture that is antiquated and toxic." He points out that checklists in the airline industry are a science, and every crew member works as part of the safety team. Provonost's book has shown that one person, with small changes, can make a huge difference.
a. According to the above study and in reference to lecturers relate organizational culture determines three functions of organizational culture (4mks)
b. Different quality management gurus have taken different approach towards quality, compare Deming and Feigenbaum approach (5mks)
C. Explain why quality is free according to the above study (4mks) d. Explain business process Re-engineering relevant to the above hospital (5mks)
quality management (4mks)
e. Describe how Dr Provonost carried out a benchmark of the hospital |(4mks)
f. Explain four barriers that Dr. Provonost may face in implementing total
g. Identify four Characteristics of quality customer service in the above hospital (4mks)
The functions of organizational culture include facilitating collective environment and giving members a sense of identity.
What is organizational culture?It should be noted that organizational culture simply means the collection of values and expectations that guides the actions of employees.
The functions of organizational culture include:
Facilitating collective environment.
Giving members a sense of identity.
Promotion of relationship.
According to Feigenbaum approach, the steps to improve quality include quality technology, quality leadership, and organizational commitment.
It is stated that quality is free because the road to perfect goods and services is simply through prevention.
Business process re-engineering is relevant to the above hospital to achieve improvement in productivity.
Dr Provonost carried out a benchmark of the hospital by comparing the processes and the sharing of the best practices in clinical care.
The barriers that Dr. Provonost may face in implementing total quality include job apathy, poor existing quality measures, lack of accountability, and lack of good communication with employees.
The characteristics of quality customer service in the above hospital include:
A positive attitude.
Patience.
Empathy.
Delivering respect to patients.
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A company's prospectus includes:
A) The company's investment options......
B) The company's guaranteed return strategy
C) The company's revenue and net worth.
D) The company's research..
Answer:
D)
Explanation:
cause they require a background of the company like the name of the company, what they do, age of the company, management experience, and the managements involvement in the buisness.
Carlos is 25 years old and has $3000 he wants to invest. He doesn’t want to risk losing a lot of money, so he is looking for a low-risk investment. He wants to invest for five years, and then he will need his money back (plus the interest he earns.) What is the BEST investment choice for Carlos?
The best place where Carlos can invest his money in a low-risk investment would be to buy some shares.
What is an Investment?This refers to the business plan that is made to put some money into a business venture with the aim of getting profit after a time period.
Hence, we can see that based on the fact that Carlos is young and has about $3,000 to put in a low-risk investment, it would be good for him to buy shares in a reputable company and get his money back with interest after some years.
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explain 5 advantages of transport to the business
Answer:
Explanation:
Efficient Transport. Your firm may be losing money and resources by sticking with an outdated shipping model.
Increased Customer Satisfaction.
Opportunity For Innovation.
Information On Technology Updates.
Industry-Specific Expertise.
6) If the owner contributes $44,900 and the owner withdraws $4,200, how much is net income (loss)?
Based on the amount the owner contributed and then withdrew, the net income (loss) is -$12,300.
What is the net income (loss)?First, find the value of ending equity:
= Ending assets - liabilities
= 62,000 - 28,000
= $34,000
Then find beginning equity:
= 25,000 - 19,000
= $6,000
The net income(loss) is:
= Equity - Owner's contribution + Withdrawals - Beginning equity
= 34,000 - 44,500 + 4,200 - 6,000
= -$12,300
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Question 11 of 20
Which statement describes why you should start retirement planning early?
A. Your income will increase, while your expenses will decrease.
B. Your income will decrease, while your expenses will stay the
same.
C. Your income will increase, while your expenses will stay the same.
D. Your income will decrease, while your expenses will increase.
SUBMIT
Answer:
your income will decrease, while your expenses will increase.
Too little of a good or service is produced when there is a
Which investment option has the highest risk ?
which one company is the best one you wish to invest for next 3 decades, based on its management, product or business model, financial condition(with low debt), consistent past and potential earning?
The company that is the best one that i wish to invest for next 3 decades, based on its management, product or business model, financial condition(with low debt), consistent past and potential earning is Tesla.
What is Tesla's management structure?In terms of management Tesla is seen to be one that uses a functional organizational structure that has a lot of hierarchical structure.
Tesla is one that uses functional centers that is said to be covered in all scope of all their business activities, such as finance, sales, marketing, technology, and it is one that is well structure.
In terms of profit and revenue, Tesla was said to have generated in the first Quarter of 2022 a revenues of about $17.76 billion, and also that of $2.26 in earnings per share and this is one I believe I can invest in.
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AANG companies are Monopoly?
It is a false statement that the AANG companies are Monopoly in their industry.
What is a Monopoly?This refers to an exclusive possession/control of the supply or trading in a commodity or service.
As the AANG companies produces face mask, sanitizer, soap & toothpaste etc, then, it operates in a free market will other firm.
Therefore, It is a false statement that the AANG companies are Monopoly in their industry.
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Low-risk investments tend to generate what kind of investment income and wealth?
a) Low amounts
b) Low and volatile amounts
c) High amounts
d) Stable amounts
For this question I chose: a) low amounts
Low-risk investments typically produce low levels of investment income and wealth. Option a is correct.
What is understood by Low-risk investments?Low risk investments are that type of investment that are harmless by explanation than their opposite number. Low-risk investments typically generate little investment income and wealth.
Stocks are less dangerous than derivatives. The right to purchase or exchange an asset on a limited date for a planned price at the contract date.
Therefore, option a is correct.
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1. As a manager at Starbucks, Sarah Brynski hires, schedules, and oversees employees. She must also make sure each is paid the correct amount. Occasionally, she authorizes overtime when a scheduled employee does not show up. However, she tries to use as little overtime as possible to help control costs. A tire installer at the Tire Center is paid $10.50 per hour for an 8-hour day or $3.20 per tire installed, whichever is higher. Find the weekly earnings for an employee having the following rate of production. Monday 32 tires Tuesday 24 tires Wednesday 34 tires Thursday 22 tires Friday 33 tires
The weekly earnings of this employee would be $358 per tire installed and $420 per total weekly hour per spent.
SolutionTo get the total weekly earnings per tire installed, we simply employ multiplication. That is, we multiply, $3.20 * per tire installed daily and then sum up the total for the 5 days work period.
Monday: 32 * $3.2 = $102.4Tuesday: 24 * $3.2 = $76.4Wednesday: 34 * $3.2 = $108.8Thursday: * $3.2 = $70.4Friday: 33 * $3.2 = $105.6Total: $358
Meanwhile, we get the total weekly earnings using the "per hour for an 8-hour day" calculation by multiplying by 5 days.
8 *5 = 40
40 hours per week * $10.50 per hour = $420
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Do the balance sheet in sheet and share the link
A firm's balance sheet shows the state of its affairs and financial position at a point in time by giving a snapshot of its assets, liabilities, and equity.
According to the accounting equation, the sum of liabilities and equity gives the total assets, in this case, the equity amount is missing, as a result, we can rearrange the equation to solve for equity
total assets=total liabilities+ equity
equity=total assets-total liabilities
Find attached balance sheet in excel form as well as the formula sheet.
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How do you feel about your instructions for using and caring for the mask? Do you think these instructions can help somebody to use the equipment correctly? Why, why not
The use of a mask as a part of the civic duty of a citizen to prevent the spread of diseases is necessary.
What is a Civic Duty?This refers to the responsibility of a person to care for both himself, his society, and the duties he owes to his country.
Hence, we can see that based on the use of masks during the pandemic, it has helped to limit the spread of the virus and the use of the masks is very easy to do and can be done correctly.
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Curt’s Casting manufactures metal parts in a large manufacturing facility. Curt’s customers order 62,000 tons of castings each quarter. The facility has a practical capacity of 104,000 tons. Curt leased the current facility because it was more convenient than another new facility that had a capacity of 62,000 tons. The annual cost of the facility is $520,000. The variable cost of a casting is $6.
Required:
a. What cost per casting should the cost system report?
b. Given your answer to requirement (a), what is the cost of excess capacity?
The cost per casting that the cost system should report is $11 and the cost of excess capacity is $210,000.
Cost per castingCost per casting = Variable + Fixed
Cost per casting= $6+ ($520,000/104,000 tons)
Cost per casting=$6+$5
Cost per casting=$11
Cost of excess capacity:
Cost of excess capacity=$520,000- [($520,000/104,000 tons)×62,000 ton
Cost of excess capacity=$520,000-($5×62,000 tons)
Cost of excess capacity=$520,000-$310,000
Cost of excess capacity=$210,000
Therefore the cost per casting that the cost system should report is $11 and the cost of excess capacity is $210,000.
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Use the following chart to explain how the loan repayment period affects the total cost of the loan.
Loan Repayment Period
Principal
Interest Rate
Loan 1
$5,000
6.47 percent
$98
Monthly Payment
Loan Repayment Period 5 years
Total cost of the loan $5,866
Loan 2
$5,000
6.47 percent
$57
10 years
$6,804
Loan 1 and Loan 2 have the same principal and interest rate but different monthly payments and total loan costs, therefore, the loan repayment periods would be different.
What is the loan repayment period?The loan repayment period refers to the time it takes to repay a loan.
When the amount being repaid is smaller, the loan repayment period tends to be longer, and vice versa.
Data and Calculations:
Loan Repayment Principal Interest Rate Monthly Total cost
Period Payment of the loan
Loan 1 5 years $5,000 6.47 percent $98 $5,866
Loan 2 10 years $5,000 6.47 percent $57 $6,804
Thus, the loan repayment periods are affected by the monthly payments and total costs to reflect the loan terms.
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A financial plan is mostly influenced by retirement income work life balance priorities and goals race and gender
A financial plan is mostly influenced by priorities and goals. Hence, Option C is correct.
What is a financial plan?A plan, which is a kind of evaluation of an individual's current pay and future financial state. Evaluation, which is done by using current and future financial variables, is called financial plan.
And a financial plan is an estimation of the required capital. Prioritizing financial goals is also important when doing financial planning. It will help in aligning goals with plans.
Thus, a financial plan is mostly influenced by priorities and goals. Hence, Option C is correct.
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