Net Present Value (NPV).
A positive NPV means the return from a project exceeds the cost of capital return available by investing the capital elsewhere
More about NPV :
The difference between the current value of cash inflows and withdrawals over a period of time is known as net present value (NPV). To evaluate the profitability of a proposed investment or project, NPV is used in capital budgeting and investment planning. Calculations to determine the present value of a future stream of payments yield the NPV.
NPV compares similar investment options by taking the time value of money into account. Any project or investment with a negative net present value (NPV) should be avoided since the NPV depends on a discount rate that may be calculated from the cost of the capital needed to invest.
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A husband and wife own property with a mortgage payment due on the first of each month. They are thirty days late in making a payment and receive notice from the lender to make payment within ten days. If they fail to make the payment the entire loan balance becomes payable immediately. Which clause in the mortgage allows the lender the right to take such action
Acceleration Clause in the mortgage allows the lender the right to take such action .
What is Acceleration Clause?If specific conditions are not met, a lender may demand a borrower to return the entire amount of the loan under the terms of an acceleration clause.An acceleration clause defines the conditions under which the lender may seek loan repayment as well as the amount that must be paid.The acceleration clause describes the conditions under which the lender may request loan payback and the amount of repayment necessary, such as upholding a particular credit rating.The majority of acceleration provisions are found in mortgage loans, which reduce the lender's risk of default. They can be designed for other events as well, but they are typically based on payment defaults.In most situations, if a term of the loan has been violated, an acceleration clause will demand that the borrower pay the entire balance due right away.Invoking the acceleration clause results in the borrower being relieved of all remaining interest payments and effectively paying off the loan early.What is Alienation Clause?When a borrower sells or transfers their home, the alienation clause in their mortgage contract provides the mortgage lender the right to demand immediate and complete repayment of the debt, including principle and interest.Before the buyer's title to the property may be transferred, the provision stipulates that the remainder must be paid. This condition is also known as the "due-on-sale clause" since the balance becomes payable when the property is sold. This provision shall be applicable whether or not the sale or transfer is voluntary.Know more about Acceleration Clause https://brainly.com/question/17253783
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Which of the following defenses can an alleged infringer use to prove that the patent is invalid? Group of answer choices The invention was previously unknown. The invention is a novelty. The invention has utility. The invention has produced unexpected results. The invention is obvious.
An information system for a building company that tracks construction costs for various projects across the United States would be categorized as a type of: MIS. KPI. GDSS. BPM. GSS.
An information system for a building company that tracks construction costs for various projects across the United States would be categorized as a type of GDSS.
Group Decision Support System is referred to as GDSS. It is a system that aids in decision-making and has been set up and structured in such a way that group members can engage with one another to reach a particular conclusion.
A formal, sociotechnical, organizational structure called an information system (IS) is created to gather, process, store, and distribute information. Information systems are made up of four elements from a sociotechnical standpoint: the task, the people, the structure (or roles), and the technology.
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Suppose that entry of firms into the industry changes this firm's demand schedule from columns 1 and 3 to columns 2 and 3. Maximum economic profit will
When the entry of firms into the industry changes this firm's demand schedule from columns 1 and 3 to columns 2 and 3. Maximum economic profit will decline to zero.
How to depict the information?It should be noted that the marginal revenue is the change in total revenue be marginal cost is the change in total cost.
Therefore, MR = MC will be profit maximization.
It will produce 8 units at q price of 8, hence the economic profit will decline to zero.
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Making personal connections with the prospect or customer to ultimately set a friendly tone for the sales call is called rapport-building. Group of answer choices False True
True, Rapport Building is ultimately set a friendly tone for the sales call.
Rapport may be constructed by means of displaying a non-public interest within the customer. As an example, if a purchaser says they have been in a health facility, ask them how the restoration is going. in case you had been talking to somebody face-to-face and they said that they had just popped out of the health center, it might be courteous to check how they're.
Having the ability to relate to others in a manner that promotes that understanding and allows belief is the key to constructing rapport.
Building rapport is a crucial element of successful customer-trainer relationships, as this technique promotes open communique, develops acceptance as true, and fosters the patron's choice to participate in an exercise program. Understanding your clients and what they need to obtain is your key to achievement
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Missy, a licensee, desperately wants to be appointed the next California Real Estate Commissioner. For the three years she has held her California real estate license, she has been ranked in the top five in new home sales in her office. Missy has never had her license suspended or revoked, and prides herself on being ethical in every transaction and interaction. Does Missy have a chance
If Missy has never had her license suspended or revoked. No, Missy does not have a chance.
Whether Missy have a chance or notBased on the point Missy is currently in her career she does not have a chance.
In order for her to be chosen or selected for to the post of a California Real Estate Commissioner by the governor, she must have possess a minimum of five years working experience as a real estate broker.
Therefore she does not have a chance.
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Paul and Micheal sell magazine subscriptions by telephone. {aul is paid $1.00 for every five calls he makes, while Mike is paid$1.00 for every subscription he sells, regardless of the number of calls he makes. Paul's telephoning is reinforced on a ______________ schedule, whereas Mike's is reinforced on a ______________schedule.
Paul and Micheal sell magazine subscriptions by telephone. Paul is paid $1.00 for every five calls he makes, while Mike is paid$1.00 for every subscription he sells, regardless of the number of calls he makes. Paul's telephoning is reinforced on a fixed-interval schedule, whereas Mike's is reinforced on a variable-ratio schedule.
What is a fixed-interval timetable?The initial response is rewarded only after a predetermined period of time has passed in fixed-interval schedules. This schedule results in rapid responses near the end of the interval but slower responses right after the reinforcer are given. A fixed-interval (FI) schedule consists of two parts:
It calls for the passage of a certain amount of time before reinforcement will be supplied in response to a response, andNo response during the interval is reinforced; only the first response after the interval's completion is reinforced.What is the variable-ratio schedule?A schedule of reinforcement known as a variable ratio schedule rewards a behavior after a predetermined number of responses. High, consistent response rates are the result of this type of timetable. Because they believe that the subsequent reaction might be the one they need to receive reinforcement, organisms are persistent in responding.
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g ational Scan, Inc., sells radio frequency inventory tags. Monthly sales for a five-month period were as follows: MonthSales (units) Feb.427 Mar.376 Apr.435 May465 Jun.315 What is your forecast for July sales volume using a three-month moving average
The forecasted sales for July using a three-month moving average is 405
What is Forecasting ?Forecasting is a very useful future analysis technique for demand and sales data for different units and processes. This method is used to estimate future sales and demand. It is also useful in trend analysis to evaluate future trends and forecasting.
The formula to compute three-month moving average MA(3) to forecast sales for the [tex]n^{th}[/tex] period is shown below:
[tex]Forecastperiod(n)[/tex] [tex]=[/tex] [tex]\frac{Y_{n-3} + Y_{n- 2} + Y_{n- 1}}{3}[/tex]
July = [tex]\frac{435 + 465 + 315 }{3} \\[/tex]
July = [tex]\frac{1,215}{3}[/tex]
July = 405
Thus , the forecasted sales for July is 405.
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An example of a company connecting with customers to add value in its package redesign strategy is Blank______.
An example of a company connecting with customers in its package redesign strategy is creating a resealable package in response to consumer habits.
What is a redesign strategy?A redesign strategy outlines which best practices should be employed first and which should be avoided in order to achieve the goals of the redesign endeavor.
Steps to a successful redesign of business processes:
Set precise objectives.Prioritize each business process after identifying it.Make data collection and processing a regular part of your working day.A single workflow.Give authority to those in charge of processes.Single-source information collection.In order to build the most effective product, the design strategy applies the tactical thinking of a company strategy to the needs of the user. Through innovative applications geared toward the end user, the convergence of business strategy and design thinking accomplishes long-term objectives.
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You are going shopping at a clothing store with a huge sale in which all merchandise is discounted between 20 and 70% off of the ticketed price. Why might it be good to bring a friend who high working memory capacity with you
Your companion will be able to keep track of your spending in her brain and assist you in staying within your spending limit.
What does "sell" in retail mean?Sale refers to the sale of products or services, or a price reduction. Selling a new home is an illustration of a sale. A 50 percent price drop on all jeans at a retailer is an illustration of a sale.
Big sale: What does that mean?an occasion where products are discounted, typically to get rid of excess inventory.
What sale has been the biggest of the year?December 26. The day after Christmas, or Boxing Day, is a public holiday and the busiest shopping day of the year in many countries throughout the world. Shopping malls, big-box stores, and independent retailers all reduce their prices to get rid of unsold stock.
On what day are the most sales?According to statistics from the sales management business Pipedrive, salespeople close the most deals and perform the most sales activity on Wednesdays. The busiest days for salespeople in the US are Wednesdays and Thursdays, but Wednesdays and Fridays are when they close the most deals.
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If the unemployment rate is 10%, the relevant fiscal policy action would be to A. increase government spending.
Why should we increase government spending?When government spending is increased, it would lead to more jobs in the economy as the government hires people for projects.
Unemployment would also decrease as companies hire more people to produce as they receive more demand based on the increased government spending.
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The average salesperson at The Container Store made $48,000 per year in 2013, compared to the national retail sales average of $31,096. The Containter Store employee who has a fixed salary notwithstanding their sales is earning a(n) ______ reward.
The average salesperson at The Container Store made $48,000 per year in 2013, compared to the national retail sales average of $31,096. The Container Store employee who has a fixed salary notwithstanding their sales is earning a noncontingent reward.
As its name implies, the noncontingent reward (NCR)* technique entails giving incentives without waiting for the occurrence of any predetermined behavior. NCR can occasionally be utilized to enhance the appeal of a specific environment. Offering a high rate of rewards, in other words, encourages people to enter and remain in that environment.
The contingent reward system is a motivation-based method for rewarding people who achieve their set objectives. It serves as encouraging feedback for a job well done.
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As a result of U.S. tariffs imposed on wool from New Zealand, the quantity of this wool that is imported has
As a result of U.S. tariffs imposed on wool from New Zealand, the quantity of this wool that is imported has decreased
U.S. tariffs imposed on wool from New Zealand:
Strong political pressure and lobbying from a domestic industry seeking protection culminated in the United States imposing taxes and quotas on lamb imports into that nation in July 1999.
The US sheep industry's assertions that imports of lamb, primarily from New Zealand and Australia, are endangering its existence are unfounded. Since more than 50 years ago, lamb consumption in the US has been progressively falling, and the sheep industry's fortunes have followed suit.
New Zealand and Australian lamb imports have not caused the decline in lamb consumption by the American consumer or the progressive demise of the US sheep industry.
In fact, New Zealand and Australian imports have stopped lamb from disappearing off US supermarket shelves
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As a manager for the northeast region, Yeung oversees the work of six pharmaceutical sales representatives. She is responsible for developing plans to help the region meet its strategic objectives as well as rewarding her employees when they meet their sales objectives. What level of management has Yeung achieved
Middle management has Yeung achieved.
What do pharmaceutical sales do?The primary duties of a pharmaceutical sales representative are to provide for the needs of clients by selling pharmaceutical products.They frequently go within their designated zone to deliver presentations and teach about the medications of the company at hospitals and doctor's offices.What does pharmaceutical sales consist of?In summary, pharmaceutical sales representatives are employed by distributors or manufacturers to educate physicians about their offerings. They persuade doctors to give medications to people who would benefit from them by providing them with crucial information and insights.How difficult is pharmaceutical sales?Intense, fiercely competitive, and occasionally irritating, it is also.Insiders claim that getting a position at a pharmaceutical company is difficult, and that if you do, it's difficult to succeed.Learn more about pharmaceutical sales here:
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All of the following are considered to be knowledge workers except: engineers. executives. designers. architects. researchers.
All of the following are considered to be knowledge workers except executives. This is further explained below.
What is executives?Generally, Those in a position of management or supervision inside an institution.
In conclusion, Other than CEOs, the following are all examples of knowledge workers.
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When using a self-managed team, a manager should Group of answer choices control the team's staffing and scheduling. offer lucrative individual bonuses. provide elaborate retreats for team discussions. delegate administrative oversight of work scheduling and customer interaction. allow members to fire their team members.
When using a self-managed team, a manager should delegate administrative oversight of work scheduling and customer interaction.
What is Self-Managed Teams?
A self-managed team is a group of employees that's responsible and accountable for all or most aspects of producing a product or delivering a service. Traditional organizational structures assign tasks to employees depending on their specialist skills or the functional department within which they work.
A self-managed team carries out supporting tasks, such as planning and scheduling the workflow and managing annual leave and absence, in addition to technical tasks. Management and technical responsibilities are typically rotated among the team members.
What is the goal of a Self-Managed Team?Self-managed teams are given full ownership and responsibility to drive business results for their specific project. The focus is solely on responsibility and outcome, rather than who is in charge and who gets credit.
Therefore , we can conclude that the correct option is D. When using a self-managed team, a manager should delegate administrative oversight of work scheduling and customer interaction.
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A car rental agency rents 220 cars per day at a rate of 28 dollars per day. For each 1 dollar increase in the daily rate, 6 fewer cars are rented. At what rate should the cars be rented to produce the maximum revenue, and what is the maximum revenue
The cars should be rented at $34 per day for a maximum income of $6268 per day.
If the daily rental is increased by $x
Then
Rental: R(x)=(28+x)dollars per car-day
Number of cars rented:
N(x) = (220−6x) and Income: I(x) = (28+x) (220−6x) = 6,610 + 52x−5[tex]x^{2}[/tex] dollars/day.
The maximum will be achieved when the derivative of I (x) is zero.
[tex]\frac{dI(x)}{dx}[/tex] = 52−10x = 0
⇒ x = 5.2
For an even dollar rental amount, and increase of $5/day or $6/day will generate the same income.
So
$28+$5 = $33/day
or
$28+$6 = $34/day
would both be valid answers.
However, $34/day involves renting fewer cars and thus reduced expenses.
Using basic substitution and arithmetic
I(4) = $6,268
What is Maximum revenue ?
Maximum revenue is defined as the total maximum amount of revenue of product or service can yield at maximum demand and price.
To calculate maximum revenue, determine the revenue function and then find its maximum value. Write a formula where p equals price and q equals demand, in the number of units.
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Low-income countries tend to have lower levels of human capital and physical capital, so an investment in capital deepening should have a larger _________ in these countries than in high-income countries, where levels of human and physical capital are already relatively high.
Low-income countries tend to have lower levels of human capital and physical capital, so an investment in capital deepening should have a larger marginal effect in these countries than in high-income countries, where levels of human and physical capital are already relatively high.
Because declining returns (especially to capital) are less pronounced than in capital-rich countries, developing countries have the ability to grow more quickly than industrialized ones. Furthermore, developing nations' institutions, technologies, and manufacturing processes can be adopted by less developed nations.The term "capital deepening" describes a rise in the amount of capital per worker, whether that be physical capital per worker or human capital per worker, such as increased education or skill levels.What causes capital deepening?
An increase in the capital-labor ratio is referred to as capital deepening. Either a rise in capital stock or a decline in the labor force might result in a higher capital-labor ratio.Learn more about capital deepening
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When a nation is producing at a point below their production possibilities curve, they are experiencing unemployment (second option).
What is the production possibilities curve?The Production possibilities curve shows the various combination of two goods a nation can produce when all its resources are fully utilised.
Points inside the production possibilities curve means that the nations resources are not being fully utilised. It could also indicate unemployment.
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Kenneth is a bank executive and when one of his customers offers him box seats to a Chicago Cubs game he knows he cannot accept them because it is not appropriate to do so. However, in some countries of the world this gift would be perfectly acceptable. This reflects a difference in ethnocentrism. tariff restrictions. intellectual property laws. business ethics. grants-in-aid.
This reflects a difference in business ethics.
Business customs can be divided into three categories: imperatives, which must be acknowledged and accommodated; electives, which can be adapted to but are not required to; and exclusives, in which outsiders are not permitted to participate.In foreign marketing, flexibility of approach is essential.The fundamental distinction between business ethics and general ethics is that general ethics include all moral ideals, but business ethics only pertain to matters of business.
What is business ethics reflection?
Everyone should possess a strong sense of business ethics. It reveals how the person's character is reflected. Being morally upright is recognizing what is right and wrong, among other things. Because a firm is all about providing excellent customer service, the business ethics of its employees are very significant.Learn more about business ethics
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Ally Bank has more than $95 billion in customer deposits but has no brick-and-mortar locations. The bank provides high levels of customer service through its investments in emerging technology enabling Ally to capture a high share of customer banking needs. In contrast, Fifth Third Bank has announced that it is closing 30 percent of its bank branches due to loss of market share. These examples demonstrate the impact of _____ factors as part of the external environment.
These illustrations highlight the influence of competitive elements as a component of the external environment.
Is competition a part of the external environment?By definition, the external environment includes all external forces and influences that have an impact on how businesses operate. Competitive, political, technological, and economic issues are included in the business environment variables.
What does external competition entail?A business competes and operates in a dynamic external system known as a competitive environment. The marketplace in which you compete will be more competitive the more vendors there are of a given good or service.
Which elements influence the competitive environment?From a microeconomics perspective, there are five fundamental variables that might affect competition: the characteristics of the product, the number of sellers, entrance barriers, the accessibility of information, and location.
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What are 10 things that makes a business a disruptor? (must have 10 reasons cannot be the same)
Some of the things that make a business a disruptor are:
Unstable expectationsIrregular business modelsInconsistenciesComplex business modelsComplex ecosystemsLack of job satisfactionWhat is a Business Disruptor?This refers to the factors that disrupt the normal flow of a business due to inconsistencies, etc.
Hence, we can see that based on the fact that for an effective business to run, it needs to have good vision and mission statements that are clear and easy to follow.
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Each of the two models of short-run aggregate supply is based on some market imperfection. In the imperfect-information model, the imperfection is that: a. some firms do not adjust their prices instantly to changes in demand. b. contracts and arrangements may prevent nominal wages from adjusting rapidly to changing economic conditions. c. firms confuse changes in the overall level of prices with changes in relative prices. d. the real wage adjusts to bring labor supply and labor demand into equilibrium.
Each of the two models of short-run aggregate supply is based on some market imperfection. In the imperfect-information model, the imperfection is that (C) firms confuse changes in the overall level of prices with changes in relative prices.
What is aggregate supply?Aggregate supply, also known as domestic final supply in economics, is the total supply of goods and services that enterprises in a national economy intend to sell within a certain time period. It is the entire amount of goods and services that enterprises in an economy are willing and able to sell at a particular price level.What is the relative price?A product's comparable pricing is the price of one product in comparison to another. It is expressed as a ratio of the pricing of two different products or services. Divide the price of one product by the price of another to get the relative pricing of a product.Firms mix up changes in the overall price level with changes in relative prices.
Therefore, the correct answer is (C) firms confuse changes in the overall level of prices with changes in relative prices.
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Suppose the U.S. economy is producing at the natural rate of output. A depreciation of the U.S. dollar will cause ________ in real GDP in the short ru
Suppose the U.S. economy is producing at the natural rate of output. A depreciation of the U.S. dollar will cause an increase in real GDP in the short run and an increase in inflation in the short run, everything else held constant.
What type of economy is the US?The American economy is heterogeneous, showing elements of both capitalism and socialism. When it comes to the utilization of capital, such a mixed economy supports the free market, but it also permits government involvement for the greater good.What makes up US economy?In 2019, the economy was composed of 25% of products and 45% of services. Government spending is the second-largest factor, accounting for about 18% of GDP. This covers health care, Social Security payouts, and national defense spending. Budgets for the state and the city are also included.Who controls the US economy?The Federal Reserve Board, the country's central bank, controls monetary policy with a high degree of autonomy from the president and the Congress. Control and regulation. The federal government of the United States controls private business in a variety of ways. Two broad categories can be used to describe regulation.Learn more about U.S. economy here:
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If a product is targeted to a risk-seeking individual who is college educated, makes above $100k a year, belongs to a local extreme sport club, reads Fight! magazine, and takes two vacations a year to exotic places, what type of segmentation has been used to market the product
(B) Psychographic segmentation has been used to market the product.
What is Psychographic segmentation?
Psychographic segmentation is a type of market segmentation that divides consumers into sub-groups based on similar psychological features, such as subconscious or conscious beliefs, motives, and priorities, in order to explain and anticipate consumer behavior.What is decision maker segmentation?A segmentation plan assists in narrowing the scope of your business or product to the people you are most likely to be able to serve, bringing focus to the demands that should be targeted in your marketing communication.What is behavioral segmentation?Behavioral segmentation separates customers into categories based on their behavior patterns or behavioral data, allowing marketers to target certain behaviors that increase the likelihood of their intended outcomes.As the definition says Psychographic segmentation is a type of market segmentation that divides consumers into sub-groups based on similar psychological features. and in the given situation the sub-group is the college-educated.
Therefore, (B) psychographic segmentation has been used to market the product.
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Complete question:
1. If a product is targeted at a risk-seeking individual who is college educated, makes above $100k a year, belongs to a local extreme sports club, and reads Fight! magazine, and takes two vacations a year to exotic places, what type of segmentation has been used to market the product?
a. decision maker segmentation
b. psychographic segmentation
c. behavioral segmentation
When your superior offers you a raise if you will perform additional work beyond the requirements of your job, he/she is exercising _____ power
Answer:
When your superior offers you a raise if you will perform additional work beyond the requirements of your job, he/she is exercising Reward power
"When your superior offers a raise if you will perform additional work beyond the requirements of your job, he/she is exercising Reward power"
What is superior?Superior can be defined as a person or group of persons who are higher in rank or social standing than others. Superior listens to the complaints and problem of the person or subordinate.
A superior in any form of hierarchy or tree structure is a person or position at a higher level than another (a "subordinate" or "inferior"), and hence closer to the apex.
Superiors in business are supervisors, whereas superiors in the military are those higher in the line of command (superior officer). Superiors are occasionally granted absolute power over others under their charge.
When an order is made, it must be followed and obeyed, or else punishment will be imposed. Therefore, it can be concluded that "When your boss offers you a raise if you do extra work beyond the scope of your job, he or she is using Reward power."
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The ability to attract and manage _________may be the most important skill a strategic leader must have.
Answer:
Human Capital
Explanation:
A leader must be able to control a team (human capital), lead it, and push them to obtain the results needed.
The public relations function can be handled by an internal public relations officer or department or by an external public relations firm. Who should make the decision of who will handle various public relations activities
The company leaders make the decision of who will handle various public relations activities.
What are public relations?Public relations specialists work to change how the general public views their clients' brands, reputations, or images. Unlike advertisers, public relations specialists convince for or earn good talk about their clients or organizations.
Public relations experts employ a variety of strategies to achieve their goals and uphold the organization's favorable reputation in the public eye. These strategies can all be employed as a component of an effective public relations plan even if they each have various uses and overlap. When necessary, a skilled, qualified PR expert will make use of all of them or a mix of them.
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How will forgoing traditional advertising in favor of a social media campaign using various social media technologies help Slice of Life Pizza
The traditional advertising in favor of a social media campaign using various social media technologies help Slice of Life Pizze by helping build connections between Slice of Life Pazand its customers.
Traditional advertising
According to this question in the form of traditional advertising , we are to discuss about how Life Pizze is been helped by campaign using various social media technologies.
As a result of this , we can see that , it help Life Pizze by helping build connections between Slice of Life Pazand its customers, hence great sales.
Therefore, option B is correct.
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The success of marketing messages depends, in large part, on how persuasive the messages are. Which characteristics usually must be present in order to make messages more persuasive
The characteristics are:
Comprehension (understandable)ConnectiveCredibleContagiousA persuasive message is a relevant message that intrigues, informs, convinces, or calls to movement. Persuasive messages are regularly discussed in terms of cause as opposed to emotion.
Each message has elements of ethos or credibility; pathos, or ardor and enthusiasm; and logos, or good judgment and reason.
The persuasive cause is used to convince, or convince, the reader that the opinion, announcement, or declaration, of the writer, is correct or valid.
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