An insurance that you pay if your down payment is less than 20 percent of the total cost of the house _____.

a. an ARM
b. an escrow account
c. PMI
d. a balloon loan

Answers

Answer 1

Answer:

Hello There!!

Explanation:

I think the answer is c.PMI because that is the only option which best fits into the sentence.

hope this helps,have a great day!!

~Pinky~

Answer 2

[tex]\huge{\textbf{\textsf{{\color{navy}{An}}{\purple{sw}}{\pink{er}} {\color{pink}{:}}}}}[/tex]

C. PMI

ThanksHope it helps

Related Questions

Tyler Weinrich, a single investor in the 15% federal tax bracket, owns 150 shares of Newmont Exploration. The stock has risen from its price of $40 a share to $75 a share. Because the board of directors believes that Newmont Exploration will be more actively traded in the $40 to $60 range, it has just announced a 3-for-1 stock split. Assuming no other information came out about Newmont Exploration, how many shares would Tyler have and what would be their price after the split?

Answers

Answer:

450 shares

$25

Explanation:

a 3 for 1 stock split is when 1 unit of shares is increased by 3

150 shares becomes (150 x 3) = 450

price becomes = $75/3 = $25

stock splits have no economic effect on the company and total shareholders wealth does not change

price / earnings does not change and market equity does not change

position on human trafficking in south Africa​

Answers

Answer:

In terms of human trafficking, South Africa is on the "Tier 2 Watchlist." The US Department of State uses a variety of approaches to monitor the extent of ongoing human trafficking in a given region. Tier 2 Watchlist countries are at the same level as Tier 2, but they are seeing an increase in illegal activity.

Answer:

South Africa is considered to be on the “Tier 2 Watchlist” for human trafficking. The U.S. Department of State has several methods to track the levels of ongoing trafficking in a given country. ... The Tier 2 Watchlist is the same level as Tier 2, but these countries have increasing levels of criminal activity.

Explanation:

Integrated marketing communication (IMC) requires a big-picture view of promotional planning; a total strategy that includes all marketing messages. You work for a multinational beverage company headquartered in Singapore. You have been put in charge of developing comprehensive marketing communication packages and want to ensure that you maximize the benefits for your company. To reach this goal, you work with department heads around the world to ensure that marketing and communications objectives support the corporate mission and strategies, and keep all staff informed about new developments. You also work with external partners, including advertising and PR agencies, to achieve a cohesive message for your brand and products. Which of the following statements is most likely to be true about your IMC effort? a. Your target market will be identified after the company has established an IMC strategy. b. Sending a unified positive message about your company is often not a priority. c. Developing multinational integrated marketing communication is likely to contribute to the duplication of communication efforts. d. IMC challenges the notion that your advertising, personal selling, direct marketing, and other components of the worldwide promotion mix must stand alone.

Answers

Answer: IMC challenges the notion that your advertising, personal selling, direct marketing, and other components of the worldwide promotion mix must stand alone

Explanation:

Option A is wrong as the target market will not be identified after an IMC strategy has been established by the company.

Option B is wrong because it's important to send a positive message that's unified about the company.

Option C is wrong as the development of the multinational integrated marketing communication won't lead to the duplication of communication efforts.

The statement that is true about the IMC effort is that "IMC challenges the notion that your advertising, personal selling, direct marketing, and other components of the worldwide promotion mix must stand alone.

Therefore, the correct option is D.

help plz!!
Economists make economic predictions using:
A) educated guesses based solely on their opinion.
B) data about the economy from the past.
C) information only about other nations.
D) data about how outside economies allocate their resources.
Thanks!!

Answers

Answer:

[tex]hi \: james[/tex]

The answer is :

B) data about the economy from the past.

I hope it helps

have a nice day

#Captainpower

The answer to this question is B) data about the economy from the past

Which of the following examples demonstrate common education and qualifications for Health, Safety, and Environmental Management careers? Check all that apply.

Houston is good at leading and supervising other workers.
Penny is very creative and can think of new ways to solve problems.
Melinda is good at explaining safety instructions to workers.
Caron has good mechanical knowledge of how diesel engines work.
Edgar has a bachelor’s degree.
Kent is a very good driver.

Answers

Answer:

B,C,E

Explanation:

100% on Edg

Answer:

2)Penny is very creative, and can think of new ways to solve problems.

3)Melinda is good at explaining safety instructions to workers.

4) Edgar has a bachelor’s degree.

Explanation:

Got it right on edge :)

Samira is a freshman basketball player who hopes to go to college on a basketball scholarship. She is offered the chance to play on her school’s varsity basketball team, which plays in tournaments during holiday breaks. Samira usually spends her breaks working at the local hardware store. After careful consideration, Samira decides to stay on the freshman basketball team and keep working over breaks.



The fact that Samira may miss out on a scholarship opportunity by staying on the freshman team illustrates

a cause.
minor consequences.
a tradeoff.
unexpected risk.

Answers

Answer: a trade off

Explanation:

A trade-off (or tradeoff) is regarded as a situational decision which occurs when one loses a particular thing in order to gain something else.

A trade off is regarded as a form of compromise. An increase in a particular thing brings about a decrease in something else. The fact that Samira may miss out on a scholarship opportunity by staying on the freshman team illustrates trade-off.

Answer: is this one

a tradeoff

Explanation:

hope helps

Did the government know how the houses would act if there was a flood?

Answers

Answer:

no, because floods vary

Explanation:

Not at all because anything could happen in that time period of an flood

What information does not affect whether a credit card company will give you a card? O A. How many credit cards you already have O B. How much debt you have O C. Your payment history D. Which companies you have credit cards from already SUBMIT​

Answers

Answer:

D. Which companies you have credit cards from already.

Please Give Brainliest

Use the following information to answer this question. Kim decides to quit her old job that paid $1,000 a month to open a flower shop in downtown Lexington. Suppose she opens her shop in a building she owns, which she could be renting out to someone else for $1,000 a month. In addition, A to Z Rental required her to sign a one year lease on the coolers needed for her shop and the rent is $200 a month. Hiring three assistants costs her $1,800 a month. Finally, the flowers, vases and other material needed for making flower arrangements average $5,000 a month.

Kim’s long run fixed costs are:

$ __________ per month

Answers

Answer:

$0

Explanation:

According to the scenario, computation of the given data are as follows,

Fixed costs are linked with fixed inputs, which do not fluctuate and remain constant in the short term.

The long run is a time during which all of the inputs are transformed into variables cost.

Hence, in long run, Kim's fixed cost will be $0.

Who looks like clementine in the walking dead?

Answers

Answer:

hmm, My sister HAHAHA

Explanation:

for real tho 0-0

Search up cosplays fro the character clementine

Yahir wants to become an Actor. What are the most helpful examples of milestones for this goal? Check all that apply.

A.taking an acting class
B.running a race
C.taking a science class
D.learning how to cook
E.participating in a school play
F.auditioning for a part in a television show

Answers

Answer:

aef

Explanation:

got the question right

Answer:

1 5 6

Explanation:

The video says only a handful of companies make eyeglasses and they mark them up 10 or 20 or more times. Markup pricing is best defined as deriving a price by _______. a. adding a predetermined percentage of the cost to the cost of the product b. charging a higher price when demand is strong c. balancing supply and demand d. determining the costs and then adding specified dollar amount or percentage of the cost to the seller's cost e. adding a flat dollar amount or percentage to the cost of the product

Answers

Answer:

Option A: Adding a predetermined percentage of the cost to the cost of the product

Explanation:

Price

This is simply refered to as money or other thing that ia used i exchanged for the right, ownership or use of a good or service.

Markup

This is commonly defined as thd difference between the cost price and the selling price of an goods or services that the business gives. it is the dollar amount listed or added to the cost of products to get the selling price. It is fondly called Gross Profit , Markup Margin or Margin, Gross Margin.

Standard Markup Pricing

This is the difference between selling price and cost. It is usually called as a percentage of cost.

The need for a markup is that business gather up expenses in order to be in a position to sell goods or services, and the markup covers these expenses and other factors

which income tax system is based on tax brackets

Answers

Answer:

The Answer is Progressive Tax.

Explanation:

My teacher explained this to us.

Which of the following statements about industry lifecycle is false? Select one: During the growth stage of the market life cycle, customers are more likely to establish brand loyalty than in other stages. As markets mature, application for patents increase. As markets mature the magnitude of differentiation and cost leadership advantages among competitors decrease. Prices are lower in the growth stage compared to the introduction stage due to economies of scale and learning effects.

Answers

Answer:

During the growth stage of the market life cycle, customers are very likely to establish brand loyalty.

Explanation:

Industry life cycle

This explains the stages or cyles from beginning to end of a product in a market. Some products go through these stages. It consists of four stage which are

1. introduction

2. Growth

3. Maturity

4. Decline

Growth stage

The characteristics of this stage is that product or brand finds its way or gains market acceptance sales start to rise, Competitive reaction will determine life expectancy of the product and sales promotion and distribution play a vital role in this stage. It is the period when sales are increasing at their fastest rate.

The statement above is false due to the fact that In the growth stage of market life cycle, the primary objective is to buildup consumer preferences for the specific brands. A lot of this needs to be considered and put in place such as strong brand recognition, differentiated products, and the financial resources to support a variety of value-chain activities such as marketing and sales, and research and development.

what is the ownership structure of a company or firm?

Answers

Answer:

I think it's called a chairman if that's what your asking not entirely sure but I wanted to help you. Please give me brainliest too I only need 4 more until virtouso

Explanation:

The answer would be a business organization

You are a human resources manager. What are some of the things you need to be thinking about in order to make the company be able to attract, train and retain
employees? Plz help this is urgent.

Answers

Answer:

Administrative expert. Administrative tasks remain a major part of the HR role.  

HRM knowledge and expertise. ...

Proactivity. ...

Advising. ...

Coaching. ...

Recruitment and selection. ...

HRIS knowledge.

I hope this helps! :)

Following the 2007-2009 financial crisis, many people feared that Greece might leave the euro and resume using the drachma. If that happened, the drachma might be worth less than the euro. When using fiat money like the drachma, the key to acceptance is that households and firms have confidence that if they accept drachma in exchange for goods and services, the drachma will not lose much value during the time they hold them. If sellers were not willing to accept the drachma in exchange for goods and services, the drachma would not serve as

Answers

Answer:

A medium of exchange

Explanation:

A medium of exchange is a system where it is used to facilitate the sale, purchase, trading of the products & services between the parties

Since in the given situation,  it is mentioned that the seller would not willing to accept the drachma in exchange of goods & services so here the drachma would not be served as a medium of exchange

hence, the same would be relevant

A difference between workplace diversity and affirmative action is that: Question 26 options: unlike diversity programs, organizations that pursue affirmative action programs do so voluntarily. affirmative action guarantees diversity, whereas diversity does not guarantee affirmative action. organizations cannot achieve diversity without affirmative action, whereas affirmative action can take place without diversity. affirmative action is required by law for private employers with fifty or more employees, whereas diversity is not.

Answers

Answer:

affirmative action is required by law for private employers with fifty or more employees, whereas diversity is not.

Explanation:

Affirmative actions are steps taken to increases the representation of underrepresented groups in the workplace, school or government. The purpose of affirmative action is to reduce discrimination.

affirmative action came into prominence in the 1960s with the Civil Rights Acts of 1964

Diversity is a voluntary process. It is the measures taken to accept minority groups

An institution might take affirmative actions but may not be diverse.

An institution might be diverse without taking affirmative actions .

Affirmative action does not guarantee diversity. Affarmative action require

A hotel is part of what industry?
A.
Service
B.
Wholesaling
C.
Subcontracting
D.
Cottage


Please select the best answer from the choices provided

A
B
C
D

Answers

Hopes this helps:

Answer: A. Service

Please mark as brainlist
A.
Service i did this

What is the Racial Wealth Gap?

Answers

Explanation:

the racial wealth gap in the United States is the disparity in median wealth between the different races . This gap is most pronounced between whitehouseholds and racia minorities

why would a farmer be better off asking for a grant than a loan reasons​

Answers

Answer:

Because loan has to be paid in certain period of time whereas grant is a special government plan/ scheme for farmers to motivate them to work..

In addition to other costs, you need to purchase land and seed and equipment and hire hands to help you with the eventual harvest. There are, however, ways to obtain grants that cover some or all of the cost of your new farm. Grants are better than loans for one very important reason: you don't have to pay them back.

llus Patrick is selling a new hair product. He hopes to sell 10 bottles a month if he spends a one-time $100 on advertising. He is selling each bottle for $12. The product costs him $5.00 to make per bottle. What would the planned profit be after one year of sales?
A. $600 B. $740 C. $1050​

Answers

Answer:

B. $740

Explanation:

In the given scenario we will be analysing the cost of production versus the revenue earned by Patrick. The difference between the two will give our profit

Total number of bottles produced a year = 10 * 12 = 120 bottles

Cost of production = Advertising + manufacturing cost

Cost of production = 100 + (120 * 5) = $700

Revenue = 120 * 12 = $1,440

Profit = 1,440 - 700 = $740

____The _______the down payment, the ______you have to borrow.
A.Smaller, less
B.More, more
C.More, less
D.Less, less

Answers

Answer: C.More, less

Explanation:

When you have much to do with money and it resolves you to borrowing, the more the down payment, the less you have to borrow. Having more would make you not to borrow much for the situation.

Huda wants to buy soda. A 12-pack costs $9.50. She knows that with the local sales tax of $2.00, the total should be $11.50. However,
when she gets to the checkout, the total is now $13.00. Which type of tax is Huda MOST likely paying that would explain the extra $1.50?
estate
excise
inheritance
income

Answers

Answer:

excise

Explanation:

A tax is a compulsory sum levied by the government on goods and services. Taxes increase the price of a good

excise tax is a type of tax levied on certain good and services. It is an example of an intranational tax. Producers pass on this tax to consumers by increasing the price of the good directly

A problem that the Fed faces when it attempts to control the money supply is that Group of answer choices the 100-percent-reserve banking system in the U.S. makes it difficult for the Fed to carry out its monetary policy. the Fed has to get the approval of the U.S. Treasury Department whenever it uses any of its monetary policy tools. the Fed does not control the amount of money that households choose to hold as deposits in banks. the Fed does not have a tool that it can use to change the money supply by either a small amount or a large amount.

Answers

Answer:

the Fed does not control the amount of money that households choose to hold as deposits in banks.

Explanation:

In simple words, the federal government cannot completely control the amount of money that the households choose to deposit in bank. Although change in interest rates can be used to control such deposits but the overall tendency of savings is unaffected by minor changes in interest rates. This is seen as a core issue as to why the federal government is not able to completely control the money supply in the market.

What job in the marketing field is not typically available to people just starting their marketing career?
A.Manager
B.Graphic designer
C.Web developer
D.Editor

Answers

Answer:

manger

Explanation:

i took the test

The job in the marketing field is not typically available to people just starting their marketing career as of Managers. Thus the correct option is A.

What is a Career?

A career is what someone chooses as a vocation to earn money. An individual's career is based on his talents, skills, and abilities, which enable him to seek growth and development and achieve his life goals.

When an individual starts their career in the field of marketing they get opportunities on the beginner level like graphic designer, web developer as well as Editor.

The manager-level job is a high-position job that requires expertise and experience in order to bring excellent work to the organization by completing the tasks and achieving goals.

Therefore, option A is appropriate.

Learn more about Career, here:

https://brainly.com/question/2160579

#SPJ2

Lev Knossos sells high tech equipment and software to companies in Greece. When he first started selling to Greek businesses, he was told that the Greek market lagged behind others in the use of technology. After conducting research, Knossos visited the Commercial Bank of Greece and explained how his products could create Web pages for the bank and facilitate banking transactions. By applying his product knowledge to solve a technology issue that he identified, Knossos took the role of: Tactical partner. Creative problem solver. Low-involvement decision maker. Transactional partner. Exchange creator.

Answers

Answer: Creative problem solver

Explanation:

Creative problem-solving refers to the process of finding a solution to a problem that doesn't have a solution before. It is an previously unknown and an original solution to a problem.

Creative problem solving is when an individual gets creative in order to develop new ideas and therefore get the solutions to the problems encountered.

Since Knossos visited the bank and explained how his products could give the bank solution to help facilitate banking transactions, he's a creative problem solver.


(What is local technology? Differentiate between traditional technology and modern

technology into 3 points.)​

Answers

Answer:

The technology that people use to assist their activities in daily life is called local technology.

And for the differences check the pic. hope it helps :)

Explanation:

Things like smartphones, tablets, gaming systems, and computers are examples of modern technology. Traditional technology includes things like handicrafts that were created before computers were invented.

What are modern technology and its importance?

Modern technology is also providing tools to help us change people's lives and improve their conditions. These are the people who can improve their proficiency by using a cultural instrument. Modern technology refers to products, services, and infrastructure that are designed and built with the help of scientific knowledge and engineering. This includes software-based information technology, computers, and networks.

Prior to the Internet and mobile phones, traditional technology was used. Modern technology makes use of the Internet and mobile devices, allowing people to use it more quickly than traditional technology. Furthermore, it is possible that artificial intelligence was used in modern technology rather than traditional technology.

Learn more about modern technology here:

https://brainly.com/question/18770704

#SPJ2

by means of the internet search for an employment test that may be used in companies for selection purposes give the name of at least two companies and describe how their tests are conducted.

help mga mare​

Answers

Answer:

The two companies are:

1. Mercer

2. Aen

Explanation:

1. The name of the tests. The tests are administered online https://www.practiceaptitudetests.com/top-employer-profiles/mercer-assessments/. There are four categories:

The various categories of tests are:

Numerical Verbal Logical SituationalPublisher

2. Adaptive Employee Personality Test (ADEPT-15®)

This is also administered online at https://www.asia.aonhumancapital.com/home/for-employers/people-and-performance/employee-assessment-and-selection/adaptive-employee-personality-test

This one is more personality inclined. It is for determining employees who are culture fit.

Cheers

Which of the following phrases best describes O*NET?


A financial guide for students

A job search site

A career exploration tool

A college information database

Answers

Answer:

Job search site

Explanation:

....................

Answer:

C.

A career exploration tool

Explanation:

Not sure if this is right, but it's the best guess

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