All of the following are ways an organization that incorporates enterprise-wide risk management (ERM) with its strategic planning process improves its decision making, EXCEPT:______.
Select one:
A. It can address potentially devastating threats.
B. It can exploit opportunities by incorporating them into its current business model.
C. It can use ERM as a process to manage unwanted variations from expectations.
D. It can eliminate risks to its business model.

Answers

Answer 1

All of the following are ways an organization that incorporates enterprise-wide risk management (ERM) with its strategic planning process improves its decision-making, EXCEPT It can eliminate risks to its business model.

A business model describes how an organization creates, delivers, or acquires value in an economic, social, cultural, or other context. The process of building and modifying business models, also called business model innovation, is part of business strategy.

The term business model describes a company's profit plan. Identify the products or services that the company plans to sell, the identified target markets, and the expected costs. Business models are important for both new and established companies.

In its simplest form, a business model provides information about an organization's target markets, the needs of those markets, and the role a company's products or services play in meeting those needs. Business model innovation describes the process by which an organization adapts its business model.

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Related Questions

people with higher wages: a. tend to view pay as more fair than those with lower compensation b. tend to view pay as less fair than those with higher compensation c. are working under a uniform transactional compensation system d. are likely working under a uniform relational compensation system

Answers

People with higher wages: a. tend to view pay as more fair than those with lower compensation.

You will be paid your annual salary for the duration of your employment or until the terms are altered, whichever comes first. The main difference between a salary and an hourly rate is that a salary is a set amount of money that is agreed upon by both the company and the employee. The performance of an employee and the number of hours worked, however, can affect pay. The system you use to determine how much each employee in your company is paid is called a compensation structure, often known as a "pay structure" or "salary structure." Details like merit, the length of employment, and industry minimums and maximums are taken into consideration.

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evaluating the quality of services before making a purchase is harder than evaluating the quality of goods because, compared to goods, services tend to exhibit fewer ____________ qualities

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Evaluating the quality of services before making a purchase is harder than evaluating the quality of goods because, compared to goods, services tend to exhibit fewer search qualities.

In economics, a provider is an intangible commodity. extra, in particular, services are an intangible equivalent of economic items. carrier provision is frequently an economic activity where the consumer does now not usually, besides via distinct settlement, achieve specific possession of the thing purchased.

A service is an "(intangible) act or use for which a client, company, or authorities is willing to pay." Examples include paintings done with the aid of barbers, doctors, legal professionals, mechanics, banks, insurance companies, and so forth. Public offerings are those that society (nation, fiscal union, or location) as a whole can pay for.

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identify an underlying reason that has caused texas to institute policies that are considered to be pro-business.

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Texas is very conservative compared to other areas, and conservatives are usually associated with policies that favor business owners.

Its roots go back to early Texas. According to history, the word "Texas" itself comes from the Caddo language, which means "friend." The Caddo were a federation of Native American tribes that ruled East Texas.

The Republic of Texas (Spanish: República de Tejas) was a sovereign state in North America that existed from March 2, 1836 to February 19, 1846, bordering Mexico and the Republic of Rio Grande (separated from Mexico). It was another republic). ) and the United States, but Mexico considered them rebellious

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what is not a principle for privacy created by the organization for economic cooperation and development (oecd)?

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Consider that all information ought to be free is not a principle created for privacy created by OECD.

Users should respect intellectual property rights and not take information for granted. One of the prevalent ethical fallacies is the notion that information ought to be accessible to all.

An globally recognized collection of guidelines for handling personal data is the OECD's Guidelines on the Protection of Privacy and Transborder Flows of Personal Data.

They can be a great starting point for any analytics project trying to lower data-privacy concerns because they are reflected in existing and developing data-protection legislation. It is also a sensible direction for the governance of the personal data that organizations acquire and manage throughout the course of their operations.

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according to the full range of leadership model, which transformational factor refers to the emotional component of leadership? a.individualized consideration b.inspirational motivation c.idealized influence d.intellectual stimulation

Answers

The transformational factor refers to the emotional component of leadership is  Idealized influence

Option C is correct .

What is a Transformational Leadership Model?

Transformational leadership is defined as a leadership approach that brings about change in individuals and social systems. Ideally, you bring valuable positive change to your followers with the ultimate goal of turning them into leaders.

Why is Transformational Leadership Used?

Transformational leaders inspire and motivate employees without micromanaging. They trust trained employees to exercise decision-making power in their assigned tasks. It's a leadership style designed to give employees more space to be creative, look to the future, and find new solutions to old problems.

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the convenience yield associated with holding the underlying asset of a derivative is most accurately described as:

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An advantage of retaining an underlying asset rather than the corresponding derivative instrument or contract is known as a convenience yield. the advantages of owning the item that are not monetary.

The term "convenience yield" used to describe holding the underlying asset of a derivative typically alludes to non-financial advantages of holding an asset, such as being able to sell an overpriced asset that is challenging to sell short. The term "convenience yield" excludes financial benefits like interest and dividend payments. The cost of carrying an asset less any financial and non-financial benefits is known as the net cost of carry. The convenience yield refers to the advantages of retaining the physical asset.

Benefits of Convenience yield are as follows –

1) Inflows may include intangibles as well

2) Intangible inflows are worth that market players sense simply from owning an asset.

The formulae below depict the Convenience yield -

Futures price = Spot price (1+Rf) + Storage Costs – Convenience Yield

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Although channels of distribution allow consumers and industrial users access to products from all over the world, they do not guarantee that consumers will be able to purchase anything they want. Tiny time they want. Certain products may only be available in limited supplies. Because of supply and demand, channel members may be able to charge higher prices for coveted products. This may be fine for a designer handbag, but what if the product is more basic, like fresh water or medical supplies? Or, let's say there is a hurricane or tornado in a certain part of the country, and many people need to repair their homes and roofs. Is it OK for channel members to mark up hardware products during this time to make a bigger profit?

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Answer:

We can more easily obtain products from all over the world. Channels of distribution allow consumers, industrial users, producers, and other channel intermediaries to save time and money. They also allow us to more easily obtain products from all over the world, since we do not have to travel and search for each individual item we wish to purchase.

russell sold his small variety store to a large retail chain but has agreed to stay on and manage the store. russell should expect a. cultural conflict. b. freedom from responsibility. c. a feeling of elation with his new wealth. d. greater independence.

Answers

An initial public offering (IPO) is the procedure of releasing fresh shares of stock to the public for the first time in a private firm.

What Is an Initial Public Offering (IPO)? A corporation can raise equity funding from the general public through an IPO.An initial public offering (IPO) is the process of selling new shares of a private company to the general public.To hold an IPO, businesses must satisfy Securities and Exchange Commission (SEC) and exchange standards.IPOs give businesses the chance to raise money by selling shares on the primary market.Investment banks are hired by businesses to sell products, assess customer demand, determine IPO pricing, and other tasks.The company's founders and early investors can use an IPO as an exit option to realize the full return on their private investment.

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successful crm begins with acquisition of the right customers and avoiding customers who will be costly to serve. a.true b.false

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Successful CRM begins with the acquisition of the right customers and avoiding customers who will be costly to serve.

This statement is True.

Customer Relationship Management (CRM) is a technology for managing all relationships and interactions between a company and its customers and prospects. Our goal is simple. to improve business relations. CRM systems help businesses stay connected with customers, streamline processes, and improve profitability.

CRM is an acronym for Customer Relationship Management and refers to software for building and managing customer relationships. CRM software: CRM software is a technology that stores and organizes company information about all customers, leads, and prospects in one place.

CRM systems help businesses keep customer contact details up to date, track all customer interactions, and manage customer accounts. Designed to help businesses improve customer relationships and customer lifetime value

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show how we can use our monopolistic model to analyze aggregate trade between countries using a type of gravity. describe what you think the most interesting findings are when applying gravity to us-canada trade?

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Show how we can use our monopolistic model.Using this method, we observed that trade between the United States and Canada decreased by approximately 44%.

Due to border closures, the prices of US goods destined for Canada have skyrocketed. This would greatly mitigate the negative impact on US-Canada trade.

What are Monopolistic  features?

A monopoly market is a market structure that has the characteristics of a pure monopoly. A monopoly occurs when a supplier offers a particular good or service to a large number of consumers. A monopoly market allows a monopoly (or dominant firm) to control the market and set prices and supply.

Why is monopoly important?

Monopolies can lead to large economies of scale. A company that has a monopoly on a particular type of product may be able to mass produce that product at a lower unit price. Depending on corporate ethics, these low prices may be passed on to consumers.

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advocates say that fixed exchange rates can help a country deal with economic crises.
a. true
b. false

Answers

Advocates say that fixed exchange rates can help a country deal with economic crises.

This statement is False.

A financial crisis is one of many situations in which some financial assets suddenly lose a large portion of their face value. In the 19th and early 20th centuries, many financial crises were associated with bank panics, and many recessions coincided with those panics.

An economic crisis describes a situation in which a country's economy is in a sharp decline, usually caused by a financial crisis. Economic crises can take the form of stagflation, recessions, or recessions.

An economic crisis in which the economy exhibits a slowdown in economic activity due to a financial/banking crisis, inflation, currency crisis, or government debt.

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the marketing metric for subscriber loss is called ______, which is the percentage of cancelled accounts in a period—usually monthly.

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The marketing metric for subscriber loss is called Customer churn rate, which is the percentage of canceled accounts in a period—usually monthly.

Churn rate occasionally referred to as attrition price, is the rate at which customers prevent doing business with an organization over a given time period.

Churn can also observe to the number of subscribers who cancel or don't renew a subscription.

The higher your churn rate, the more clients prevent buying from your commercial enterprise.

The churn charge components is: (lost customers ÷ total clients on the start of time period) x 100. for example, in case your business had 250 customers at the start of the month and lost 10 customers by using the cease, you would divide 10 by using 250. the solution is 0.04.

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which of the following is not a key element that separates hedge funds from mutual funds? a) many hedge funds are broadly diversified. b) leverage is often used in hedge funds. c) derivatives are used extensively by hedge funds. d) illiquid securities are often used in hedge funds.

Answers

Mutual funds are regulated investment products that are accessible to the general public and can be traded on a daily basis.

Private investments made by hedge funds can only be made by accredited investors. Hedge funds are known for employing higher-risk investment strategies with the intention of increasing investor returns.

What are the primary distinctions between hedge funds and mutual funds?

The activities of mutual funds are more transparent and include a list of the assets that each fund owns. Hedge funds typically lack regulation and take on more risk in exchange for higher returns.

What distinguishes private equity from hedge funds, mutual funds, and others?

Hedge funds are open-ended investment funds, whereas private equity funds are closed-end funds. Private equity funds do not place restrictions on transferability beyond a predetermined time period, whereas hedge funds do. Hedge funds are more risky than private equity funds.

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owners of a limited liability company: group of answer choices have unlimited liability for contracts entered into by the llc. can transfer their membership as a personal property interest. cannot assume any management responsibilities. all of the above

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In a limited liability company or partnership, business partners are only liable for the amount of money they have put into the company.

What is a banking system?A bank is a type of financial institution authorized to grant loans and accept deposits for checking and savings accounts. Individual retirement accounts (IRAs), certificates of deposit (CDs), currency exchange, and safe deposit boxes are other services that banks offer.Retail banks, commercial or corporate banks, and investment banks are just a few of the several sorts of banks.Since the fourteenth century, at least, banks have existed. They give customers and business owners a secure place to store their cash as well as a way to get loans for both personal and professional endeavors.Banks provide loans and charge interest on them using the money that is deposited.Since the Medici family began dabbling in banking during the Renaissance, the basic business model hasn't changed much, but the variety of products that banks offer has expanded.

Hence, In a limited liability company or partnership, business partners are only liable for the amount of money they have put into the company

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Which of the following is true regarding government intervention to correct market failure? a.) The government never provides public goods to correct market failure. b.) Government intervention often is worse than market failure. c.) It is easy to assign a dollar value to negative externalities. d.) The political process makes it easy for the government to correct market failures

Answers

The government intervention often is worse than market failure in the correct option regarding correction of market failure. So, the correct option is (b).

In terms of economics, market failure refers to a situation where there is an inefficient allocation of products and services on the open market. The individual incentives for reasonable thinking do not result in rational outcomes for the collective in a market failure.

In other terms, each person who chooses what is good for himself, but then those choices end up becoming bad for the collective. This can occasionally be demonstrated in conventional microeconomics as a stable imbalance when the quantity given is less than the quantity required. Correcting market failure issues related to public goods, outside expenses and benefits, or imperfect competition is one of the government's primary responsibilities. There is always a chance that government involvement to address market dysfunction will bring markets nearer to effective solutions.

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Trucking llc enters into a contract to deliver a certain quantity of potatoes to united foods’s refrigerated warehouse in exchange for a specified payment. Trucking delivers the spuds to the location. United’s duty to pay is.

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Trucking LLC enters into a contract to deliver a certain quantity of potatoes to united foods’ refrigerated warehouse in exchange for a specified payment. Trucking delivers the spuds to the location. United’s duty to pay is absolute.

A refrigerator, colloquially fridge, is a commercial and home appliance consisting of a thermally insulated compartment and a heat pump (mechanical, electronic or chemical) that transfers heat from its inside to its external environment so that its inside is cooled to a temperature below the room temperature. Refrigeration is an essential food storage technique around the world. The lower temperature lowers the reproduction rate of bacteria, so the refrigerator reduces the rate of spoilage. A refrigerator maintains a temperature a few degrees above the freezing point of water. The optimal temperature range for perishable food storage is 3 to 5 °C (37 to 41 °F).[1] A similar device that maintains a temperature below the freezing point of water is called a freezer.

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Which function of management is being described?
A manager is responsible for organizing a staff and making sure the staff has the necessary resources to do their jobs


planning

leading

organizing

controlling

Answers

The function of management that is described when the manager is responsible for organizing a staff and making sure the staff has the necessary resources to do their jobs is known as Organizing function. The Option C is correct.

What is an Organizing function in management?

In management, an organizing function involves the process of assembling the people, organizing resources and distributing the planned work necessary to carry out the managers plan. So, the function is driven by goals identified during the managerial planning process.

In conclusion, the organizing function as well includes developing an organizational structure that allows for the efficient execution of tasks to complete objectives and obtain goals.

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The function of management that is being described, based on the manager organizing staff,  is Organizing.

What is the organizing function of management?

The organizing function as relates to management refers to when managers use resources in such a way that the company or organization is able to achieve its goals and objectives.

This is why when the manager organizes staff and tries to ensure that they have the necessary resources to do their jobs, they are engaged in the management function of organizing. Other management functions include staffing and planning as well as leading.

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claire corporation is planning to issue bonds with a face value of $140,000 and a coupon rate of 8 percent. the bonds mature in two years and pay interest quarterly every march 31, june 30, september 30, and december 31. all of the bonds were sold on january 1 of this year. claire uses the effective-interest amortization method and does not use a discount account. assume an annual market rate of interest of 12 percent. (fv of $1, pv of $1, fva of $1, and pva of $1)

Answers

The contract, also known as a financial instrument, that an organization issues in the market to raise funds for its debt is referred to as a bond.The terms and conditions pertaining to bonds are outlined in this contract.

1st Year: March 31, 2000, 0.970873 1,941.75 June 30, 2000, 0.942595 1,885.19 September 30, 2000, 0.915141 1,830.2

Whats is a bond?

Bonds are issued by governments and corporations when they want to raise money. By buying a bond, you're giving the issuer a loan, and they agree to pay you back the face value of the loan on a specific date, and to pay you periodic interest payments along the way, usually twice a year.

How do bonds function?

When you buy I bonds, they start earning interest on the first day of each month.The bond's principal value is increased twice a year by adding all six months' worth of interest.This gives the bond a new value—the old value plus the interest that was earned.

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compares the amount of net income earned for common stockholders to the average amount og common stockholders equity

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Return on Equity (ROE) compares the amount of net income earned for common stockholders to the average amount og common stockholders equity.

Return on Equity (ROE) is a metric that expresses a company's annual return (net income) as a percentage (e.g., 12%) of the total value of its shareholders' equity. Alternatively, ROE can be calculated by dividing the company's dividend growth rate by its profits retention rate (1 – dividend payout ratio). Because it integrates the income statement and the balance sheet, where net income or profit is compared to shareholders' equity, return on equity is a two-part ratio in its derivation. The figure displays the firm's capacity to convert equity investments into profits and represents the total return on equity capital. In other words, it calculates the amount of profits generated from each dollar of shareholders' equity.

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beatrice invests $1,000 in an account that pays 5 percent simple interest. how much more could she have earned over a period of 10 years if the interest had compounded annually? group of answer choices $121.67 $117.09 $128.89 $135.97 $132.45

Answers

If the interest had been compounded annually over a 10-year period, Beatrice would have made $128.89.

Describe an interest.

Borrowing money comes with a fee known as interest. Although interest income or expense is sometimes reported as a cash sum, the interest rate used to compute interest is frequently stated as an annual percentage rate (APR).

A lender or financial institution receives remuneration in the form of interest for releasing cash. Also known as interest, a shareholder's ownership in a corporation is represented by the portion of their shares.

Calculation:

1,000 (0.05 × 10) + 1,000 = 1,500

1,000 × (1.05)^10 =  1.62889

1628.89 - 1500 = 128.89

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What is the most important question you should have after seeing this ad about a check cashing business?.

Answers

You should be most concerned when you encounter an advertisement for a check cashing service.

Why Do You Want to Cash Your Check at ACE?Credit checks are not required?Is it possible for me to obtain a written copy of every fee you impose for your services?

Check cashing services: what are they?

People lacking bank accounts are able to cash checks thanks to check-cashing services. People who want cash are charged a fee, sometimes as little as $1 and other times as much as $100. The service can be utilized by anyone who needs cash immediately away, but it is especially intended for the unbanked or underbanked.

What steps are involved in cashing a check?Step One: Head to the bank or your preferred check-cashing business with the check and your photo ID. Step two is to sign the cheque and give it to the cashier. Step three is when the teller processes your cheque and gives you the money. Personal checks are those drawn from a person's own checkbook.

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nathan was worried that his company was missing a lot of opportunity to sell their products in china because of the separation created by language, culture, and distance. in other words, his company had a lack of blank . multiple choice question. metrics knowledge manufacturing financial expertise

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Export assistance services for U.S. non-agricultural businesses are led by the Department of Commerce's International Trade Administration (ITA).

In most exporting situations, what kind of business is typically utilized as a reliable intermediary?

Distributors.are intermediaries for exports who represent the business on the international market.Distributors frequently act as the "face" of numerous businesses in a country, selling products, assisting customers, and receiving payments.

Which three kinds of countertrade are there?

Counter trade is classified as:barter, offset, switch trading, counter-purchase, and compensation or buyback.

A buyback is a counter trade when a company agrees to take a certain percentage of the plant's output as partial payment for a contract to build a manufacturing facility or provide technology, equipment, training, or other services to a country.

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which fico credit score would represent the least risky borrower? multiple choice 400 825 625 550 700

Answers

Fico credit score would represent the smallest amount risky borrower is option(b) 825

A very good fico credit score is in the range of 740 to 799. Because this level of score is above average, it indicates to lenders that the buyer is low risk and likely to pay off their loan on time. Exceptional (800 to 850). Consumers with a fico credit score of 800 or above are considered Exceptional.

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which of the following is a good example of government's attempt to correct for macroeconomic externalities?

Answers

Maintaining full employment is a good example of government's attempt to correct for macroeconomic externalities.

What is Externality?

An externality is a cost or benefit a producer generates but does not personally bear or receive. An externality can result from the creation or consumption of a good or service and can be both positive and negative. Both private (to an individual or an organization) and societal (affecting society as a whole) costs and benefits are possible.

When a good or service is produced or consumed in an economy, externalities happen when those actions have an effect on a party that is not directly involved in those activities.

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dynamic aggregate demand (ad) can be derived using the quantity theory of money. label the equation so that it accurately expresses the quantity theory of money in dynamic form.
Growth in the money supply + ____ = _____ + _____
Growth in velocity
Marginal propensity to save
Inflation
Unemployment
Real economic growth
Suppose that the velocity of money is stable, 4% real economic growth is occuring, the rate of inflation is 4%, unemployment is 5.3%, and the marginal propensity to save is 3%. By how much has the money supply grown? Enter your answer as a percentage.

Answers

Growth in the money supply + growth in velocity = inflation + real economic growth

Growth in the money supply + 0 = 4% + 4%

Growth in the money supply = 8%

Economics is the look at shortage and its implications for using sources, production of goods and offerings, an increase of production and welfare over the years, and a tremendous variety of other complicated troubles of critical situations to society.

Economics is the field of social science that deals with the take a look at of the scarcity of resources. It analyzes factors affecting the production, distribution, and intake of goods and offerings in an economy. It examines the allocation of scarce assets through people, businesses, and governments.

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the company buys coasters from one supplier. all amounts in accounts payable on december 1 are owed to that supplier. the inventory on december 1 consisted of 1,000 coasters, all of which were purchased in a batch on july 10 at a unit cost of $0.50. college coasters records its inventory using perpetual inventory accounts and the fifo cost flow method.

Answers

College Coasters will record the transactions with the following journal entries.

General Journal Entries12/2 Debit Inventory $360Credit Accounts Payable $360To record the purchase of inventory on account, terms of n/60.12/3 Debit Accounts Receivable $1,600Credit Sales Revenue $1,600

To record the sale of goods on account.

Adjusting Journal Entries:

12/31 Debit Office Expenses $160

Credit Office Expenses Payable $160

To accrue office expenses for the month.

12/31 Depreciation Expense $8 Accumulated Depreciation $8

12/31 Wages Expense $100 Wages Payable $100

12/31 Rent Expense $90 Prepaid Rent $90

12/31 Income Tax Expense $700 Income Tax Payable $700.

Hence,, the General Ledger and Trial Balance tabs are not provided herein for review.

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the centers expect the following changes in the next year: (i) increase sales 20%; (ii) decrease costs $390,000; (iii) decrease average operating assets $496,000. compute the expected return on investment (roi) for each center. assume center i has a controllable margin percentage of 70%

Answers

The predicted return is the amount of income or loss an investor can count on receiving on an investment.

An expected return is calculated with the aid of multiplying practicable outcomes by using the odds of them happening and then totaling these results. Expected returns cannot be guaranteed.

What Is a Good ROI?

According to conventional wisdom, an annual ROI of approximately 7% or higher is considered a proper ROI for an investment in stocks. This is also about the common annual return of the S&P 500, accounting for inflation.

How do you calculate expected return on investment?

Expected return = (Return A x chance A) + (Return B x probability B) Expected return is just one of many attainable returns when you consider that the funding market is highly volatile. You can calculate anticipated return as a weighted average consequence due to the fact it accounts for the investment's historical performance.

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Allison has decided to use a vendor to ship items to her store instead of a distribution center. What is her most likely reason?.

Answers

Because it expedites the delivery of goods to the stores, Allison has chosen to utilize a vendor rather than a distribution center to transport goods to her store.

Which alludes to the storage facilities from which products are delivered straight to retailers?

Prior to being shipped to wholesale or retail clients, distribution centers play a crucial role in the supply chain for goods, order fulfillment, and created goods. They act as a link between suppliers and clients. They serve retail stores directly and are customer-centric.

What role does a distribution center play?

Essentially, the distribution center serves as a middleman in the supply chain, receiving and storing items before they are transported and dispersed to wholesalers, retailers, factories, or other warehouses.

Why would a store choose a vendor over a distribution facility to ship goods?

A shipment can circumvent a retailer's internal network, which frequently entails a layover at a distribution center, by shipping straight from a vendor or supplier.

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out of the five factors of production categories, which category does an employee instruction manual fall into?

Answers

Five factors of production category are land, labor, capital, entrepreneurship and knowledge.

Land: Land is that the natural resource on which we build our buildings and cities. Is the first factor of production category

Labor: Labor is any act that creates value. This includes skilled professions like doctors and lawyers.

Capital: Capital is that the money or other assets that are invested in a business to help it grow or maintain itself.

Entrepreneurship: Entrepreneurship may be a factor of production.

Knowledge: Knowledge may be a form of information that is used in the production process. Knowledge also can be used to create new products or processes that will lead to increased profits.

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The product development team at hanson manufacturing has been developing a new idea for a faster production process. They have gone through the screening process and now, based on the product development process, the team is ready to undertake?.

Answers

As product development at Hanson manufacturing has gone through the screening process and now, based on the product development process, the team is ready to undertake Business Analysis.

The business analysis includes assessing and evaluating the various processes or strategies that you are implementing in the business.

The product development process includes a step called business analysis which helps in analyzing how a particular strategy will prove to be effective or not.

In the scenario above, the product development team of Hanson manufacturing has already screened out a better developing idea. Now, the next step will be to business analysis and determine how this strategy will benefit the business.

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The product development team at Hanson manufacturing has been developing a new idea for a faster production process. They have gone through the screening process and now, based on the product development process, the team is ready to undertake?

a) Business analysis

b) Business marketing

c) Business strategy

d) Business production

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17. credit risk refers to: a. a customized scoring system that predicts, reduces, manages a credit portfolio b. a method to allocate capital to generate additional credit to avoid risk c. is the risk that an mbs issuer may default on the obligations d. risk training for bankers and mortgage brokers When you are having a conversation with a deaf person and you come to a point of not being able to express yourself, what are 2-3 acceptable ways to get your point across?. 100 POINTS ANF BRAINLIEST!04.02 Another View Directions: Save this worksheet. Read both articles and complete both parts. Part One: Fill out the Compare and Contrast Chart. Part Two: Write a paragraph how these articles compare and contrast using details from your chart.Article 1The Case for MarsBy Alexander FisherA mission to Mars should be the next step for NASA. There are many reasons why going to Mars is important. First, Mars is the most likely planet for us to colonize. No matter how expensive, we need to work on getting there as soon as possible. Furthermore, the technology that we would need to develop to send humans to Mars would directly benefit our economy here on Earth. Just look at the money-making products that have already resulted from NASAs space efforts: invisible braces, water filters, cordless vacuums, to name just a few. Although we have already sent robots to Mars, robots cant take the place of humans when it comes to studying the planet. A robot may break down. Also, it takes robots much longer to cover the same amount of ground than it would a human. Think how much faster we could learn about the planet if we sent humans to work alongside the robots! Finally, claims that there will be significant health problems for people who travel to Mars are wrong. Studies have shown that radiation levels on Mars are not lethal to humans. Sure, we would have to live in a dome at first, but over time, we could use science to change the atmosphere and make it possible to go outside, just like on Earth! The choice is clear. We need to go to Mars now!Article 2MarsA Waste of Time and MoneyBy Juniper SpringsWhile it might be fun to imagine traveling to Mars one day, now is not the time to go. For one thing, it is too dangerous. The atmosphere of the planet is more carbon dioxide than oxygen, and its very cold. While there are claims that the radiation levels on the planet are not lethal to humans, that does not mean they arent dangerous. We dont yet know what the long-term health effects will be. As of now, we do not have a solution for this problem. It is foolish to think a dome would be able to protect us from all of the radiation. It would also be impossible to build one large enough to house as many people as would want to go. Also, going to Mars will be expensive. Why spend money traveling to a planet that is so dangerous and far away? That money could be better spent addressing problems here on Earth. Furthermore, it is unwise to think any inventions that come about as a result of our race to Mars would make up for the cost of getting there. We are already able to send robots to Mars. It wont be long until our technology is so advanced that a robot will be able to do the same tasks as a human. It is not necessary to go to Mars right now. Part 1 Graphic OrganizerFill out the Compare and Contrast Chart based on the two articles in this worksheet.Part 2 Reflection Write a paragraph that answers the following questions. Be sure to use complete sentences.1. Did the authors have similar or opposing views?2. Did the authors use the same points of comparison? Explain with examples.3. Did the authors support their views in the same or different ways? 4. Did both focus most on appeals to logic or to emotion? what did the affordable care act do? why are primary sources important how do you know a selection device is valid? what are the possible consequences of using invalid selection methods? how can an organization ensure that its selection methods are valid? A nursing administrator went through a sample of hospital records and found that, out of 500 randomly selected records, 217 of the patients had been admitted for heart issues. What is the sample statistic? How do you see yourself in 10 to 15 years from now ?survey The price of a football season ticket is 1200 Next season the price will increase by 6% Work out how much the season ticket will cost next season. If I were to start with $50 and add $20 each week for 12 weeks, what is an equation that represents the relationship between the dollar amount and the number of weeks? Question 1 with 1 blank cristina ve 1 of 1. Question 2 with 1 blank manuel y ricardo quieren ir al parque para 1 of 1. Question 3 with 1 blank manuel y ricardo 1 of 1 las pelotas. Question 4 with 2 blanks manuel 1 of 2 la hora porque cristina no 2 of 2. Question 5 with 1 blank los chicos salen para el parque 1 of 1. as race-day approaches, anthony wants to increase the percentage of total kilocalories in his diet from carbohydrate to increase his glycogen stores. if he consumes 3200 kcal/day during the training period and 60% of his kcal/day are supplied by carbohydrate, how many grams of carbohydrate does he consume per day? What is the image point of (-6, -4) after the transformation T4.-1 ry=-x? What is the function of the following graph? You have learned that rights and responsibilities of US citizens are reciprocal. In couple of sentences, describe what you think this means. Provide two examples. Research the concept if necessary. 100 POINTS QUICK HELP!! 9.- Suma de fuerzas445N + SON + 25N44127N 200N + 1250N41355N + 40N + 30N + 20N Who likes my drawing? :> HELLP ME LOL PLEASE THHANK ANSWER 1. Your friend decides you should go to a clothes store next. Your friend has one hundred dollars. They pick out 10 items. The first three are $15.99, the second three are $10.40 and the last four are $4.50. Explain how you would estimate if your friend has enough money to buy all the items. Then setup an expression to find out if your friend has enough money to buy all the items. Lastly, find the total from your expression. 2. The weather man says the temperature will increase by 32 degrees by 12 pm then decrease by 14 degrees at 6pm where it remains constant. Setup an expression for finding temperature throughout the day. Find the final temperature from your expression. please help me i need this ASAP