All of the following are example of risk retention EXCEPT:_____.
A. Deductibles
B. Copayments
C. Premiums
D. Self-Insurance

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Answer 1

All of the following are example of risk retention EXCEPT Premiums.

In business administration, Risk Retention Groups are alternative risk-taking bodies created by the Federal Responsibility Retention Act. RRG must be incorporated as a liability insurance company under the laws of at least one state (state of incorporation or home).

An example of a risk that businesses are willing to undertake could be damage to the outdoor metal roof over a shed. The company may instead choose to set aside funds for the eventual replacement of the shed roof rather than purchasing an insurance policy to pay for the replacement cost.

The most important reason for risk deduction is to protect the company and its assets. By minimizing risk wherever possible, the company's finances, branding and reputation are protected. For example, hospitals use desktops, laptops, and other mobile devices to care for patients on a daily basis.

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an investor has just purchased a stock fund with a beta of 1.6. this numerical designation means that the fund:

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An investor has just purchased a stock fund with a beta of 1.6. this numerical designation means the stock fund: Is more volatile than the market in general .

Beta may be a measure used in fundamental analysis to determine the volatlity of an asset or portfolio. A stock fund or a equity fund may be a fund that invests in stocks also called equity securities. Stock fund are often contrasted with bond funds and money funds.

There is difference between stock funds and stocks.

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most companies aim for consistency in their marketing efforts. an example of where consistency may be easy to achieve in international markets is in warranties. True or False

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An example of where consistency may be easy to achieve in international markets is in warranties this statement is false because Identification of target markets.

Why is marketing efforts important?

Your core audience may be reached and connected to through marketing, which is essentially how you will expand your company over time. Your brand will be able to stand out from the competition by showcasing your capabilities through a well-thought-out digital advertising approach.

What impact do marketing efforts have on society?

A client economy is driven by marketing, which promotes products and services and focuses on people who are most likely to make purchases. More sales for a company that uses effective marketing techniques lead to expansion, the creation of jobs, increased tax revenue to authorities, and eventually, general economic expansion.

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accounts payable are:

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Answer:

Accounts payable is money owed by a business to its suppliers shown as a liability on a company's balance sheet. It is distinct from notes payable liabilities, which are debts created by formal legal instrument documents

Accounts payable (AP) refers to the sums owed to suppliers or vendors for goods or services received but not yet paid for.

Explain about the accounts payable?

Accounts payable (AP) refers to the short-term debt and liability on a balance sheet that a company owes to its suppliers and vendors who have given the company credit for goods or services.

Accounts payable is not an asset but a liability. Accounts payable entries originate from a credit-based purchase as opposed to a cash one. The corporation records AP as current liabilities on the balance sheet since they represent short-term debts.

Given that it is money owing to creditors and appears on the balance sheet under current liabilities, accounts payable is a liability. Current liabilities are a company's short-term debts, usually lasting less than three months.

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an industry moves from the embryonic to the growth stage when: the sales of complementary products decline. the production costs increase. companies manufacture products in very small quantities. ongoing technological progress makes its product easier to use. mass markets for its products decline.

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An industry moves from the embryonic to the growth stage when: ongoing technological progress makes its product easier to use.

What is industry ?An industry refers to a group of companies  related by their primary business activities. There are dozens of industrial classifications in the modern economy. Industry classifications are usually grouped into larger categories called sectors.An industry is a group of companies related to a major activity, such as manufacturing automobiles or selling food. Small branches can be combined to form larger branches. A group of industries, productive enterprises, that product goods, services, or a source of income. In economics, industries are commonly classified as primary, secondary, tertiary, and quaternary. Secondary industry is further divided into heavy industry and light industry. In economics, industries are usually classified as primary, secondary and tertiary. Secondary industry is further divided into heavy industry and light industry.

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an employee earns $5,750 per month working for an employer. the federal insurance contributions act (fica) tax rate for social security is 6.2% of the first $137,700 earned each calendar year and the federal insurance contributions act (fica) tax rate for medicare is 1.45% of all earnings. the current federal unemployment taxes (futa) tax rate is 0.6%, and the state unemployment taxes (suta) tax rate is 5.4%. both unemployment taxes are applied to the first $7,000 of an employee's pay. the employee has $192 in federal income taxes withheld. the employee has voluntary deductions for health insurance of $160 and contributes $80 to a retirement plan each month. what is the amount of net pay for the employee for the month of january? (round your intermediate calculations to two decimal places.)

Answers

$4953.625   is the amount of net pay for the employee for the month of january.

What is net pay?

After all deductions from gross pay are taken into account, an employee's net pay, also known as take-home pay, represents their overall earnings.

FICA TAX FOR SOCIAL SECURITY ($5750 * 6.2%) =$356.50

FICA TAX FOR MEDICARE ($5750 * 1.45%)            =$83.375

FUTA TAX ($5750 * 0.8%)                                       =$46.00

SUTA TAX ($5750 * 5.4%)                                       =310.50

 TOTAL TAX EXPENSES                                      =$796.375

EMPLOYEE'S EARNING FOR THE MONTH JANUARY =$5750

LESS- TAX EXPENSES                                              =($796.375)

NET PAY                                                                    =$4953.625

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timekeeper inc. manufactures clocks on a highly automated assembly line. its costing system uses two cost categories, direct materials and conversion costs. each product must pass through the assembly department and the testing department. direct materials are added at the beginning of the production process. conversion costs are allocated evenly throughout production. timekeeper inc. uses weighted-average costing. data for the assembly department for june 2015 are: work in process, beginning inventory 300 units direct materials (100% complete) conversion costs (50% complete) units started during june 950 units work in process, ending inventory: 150 units direct materials (100% complete) conversion costs (75% complete) costs for june 2015: work in process, beginning inventory: direct materials $90,000 conversion costs $135,000 direct materials costs added during june $600,000 conversion costs added during june $400,000 what is the total amount debited to the work-in-process account during the month of june?

Answers

The equivalent units for direct materials and conversion​ costs, respectively, for​ June are:

direct materials = 1,330 units

conversion​ costs = 1,300 units

What do you mean by cost?

The cost is the sum of money that a business spends on the development or manufacturing of goods or services. It excludes the profit margin markup. The sum of money spent to create a good or product, as seen from the seller's perspective, is the cost.

First Determine the Number of Units transferred out of the Process

Hint : Units IN must equal Units OUT

Number of Units transferred out    = 380+950-150

                                                        = 1,180

Determine the Equivalent Units for direct materials and conversion​ costs

Direct materials :

Completed and Transferred Out  ( 1,180× 100%) = 1180

Ending Work In Process Inventory( 150 × 100%) =  150

Total                                                                       =  1,330

Conversion​ costs :

Completed and Transferred Out  ( 1,180× 100%) = 1,180

Ending Work In Process Inventory( 150 × 80%)   =   120

Total                                                                        = 1,300

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an investment's internal rate of return equates group of answer choices dividend payments and capital gains cash outflows and subsequent cash inflows initial cash outflow and the sale price dividend payments and the investment's cost previousnext

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Option b. initial cost and subsequent cash inflows.

A cost is the worth of money that has been expended in the production or delivery of a good or service and is therefore no longer accessible for use in accounting, retail, research, or accounting. In business, the cost may be one of acquisition, in which case the cost is the sum of the money used to obtain it. In this instance, the input required to obtain the item is money. This acquisition cost could include both additional transactional costs incurred by the acquirer over and beyond the price given to the producer, as well as the cost of production borne by the original producer. In most cases, the price also includes a profit margin above the cost of manufacture.

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which statements represent disadvantages of issuing additional shares of stock? (select all that apply)

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The disadvantages of issuing additional shares of stocks are it can shift control of the firm,Dividends are not tax deductible.

What is the effect of issuing more shares?The quantity of common stock traded on the stock market rises when corporations issue more shares.Too many shares being issued could dilute current investors' holdings.Share dilution happens because the extra shares make the existing shares less valuable to investors.The drawback of issuing stock is that you are ceding some ownership of your company to the stockholders, who may or may not have a say in how you manage and expand your company.You are therefore under increased pressure to make your company successful for the benefit of the stockholders as well as yourself. By shelling shares, the founders of business gives away their controlling rights. Investors may choose directors that oppose founders. In some circumstances, investors kicked out founders  from the business.

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Answer:

dividends are not tax deductible

it can shift control of the firm

Explanation:

when oludapipo goes into a car dealership to shop for a new truck, the price sticker on the vehicle that he wants says $32,000 even though he thinks it should really be closer to $25,000. as he negotiates with the salesperson, oludapipo offers $30,000 rather than starting at $25,000. based on what you read in the text, in this example, the number on the price sticker has served as a(n) .

Answers

Oludapipo uses the cost tag numbers as just an anchor when he enters a vehicle dealership to look at new trucks.

How does dealership business work?

 In plain English, a dealer is an individual who exchanges a specific good or thing. Although they are different from distributors in that they can draw customers, dealers occasionally serve in this capacity as well.

What is the role of dealership?

In addition to employing auto mechanics to stock and sell spare parts of cars and handle warranties, car dealerships also employ auto salespeople to market their vehicles and may offer maintenance and support for them.

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spencer company has a $300 petty cash fund. at the end of the first month the accumulated receipts represent $53 for delivery expenses, $167 for merchandise inventory, and $22 for miscellaneous expenses. the fund has a balance of $58. the journal entry to record the reimbursement of the account includes a:

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The petty cash fund needs to be reconciled on a regular basis to make sure the amount is accurate. The original amount, which is typically carried over from the last reporting period, should be equal to both the ending balance, or remaining cash on the fund, and all receipt charges.

Starting petty cash is $300

Cost of delivery = $53

Inventory of goods = $167.

Total miscellaneous cost: $22

Petty money, totaling $58

The following will appear in the journal used to record account reimbursements:

Event Account Name and Description Debit Credit 1 $53 Delivery Charge

Inventory of goods $167. Cash $242 Miscellaneous $22

A small sum of money designated as petty cash or a petty cash fund can be used to cover small expenses without writing a check. The name of the overall ledger is Petty Cash.

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credit sales are collected as follows: 70% in the month of sale and 30% in the month after sale. the accounts receivable balance at the end of march was $180,000 and of that amount $69,000 was left uncollected from march sales. how much cash from march sales was collected in april?

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$69,000 is the cash from March sales was collected in April, is the credit sales are as given.

What are credit sales?

Sales made on credit are those in which the obligation will be fully repaid in the future. Credit sales, then, are transactions when the customer does not make full payment in cash at the time of the sale. Thus, transactions made by customers whose payments are deferred qualify as credit sales.

Along with their purchases, customers can generate income that they can use to pay the vendor back over time. As a result, customers can make additional purchases with a reasonable payment delay. Using credit sales is a vital competitive technique in several businesses where longer payment terms can be used to attract more customers.

Thus the amount receivable in April month of March is 30% of the sales in March,

= 0.30 × 230,000 = 69,000

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which of the following does social security not provide benefits for?
A. Survivorship
B. Dismemberment
C. Disability
D. Retirement

Answers

B. Dismemberment does social security not provide benefits for.

Security is protection from, or resilience in opposition to, ability damage as a result of others, through restraining the liberty of others to act. Beneficiaries of security can be of persons and social businesses, objects and institutions, ecosystems or every other entity or phenomenon prone to undesirable alternate.

There are three number one areas or classifications of protection controls. these consist of management security, operational security, and bodily security controls.

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every month, angela, a manager at a manufacturing facility, meets briefly with each of her subordinates and shows them a graph of their productivity on the assembly line. which term best describes angela's activity?

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A manager at a manufacturing facility, meets briefly with each of her subordinates and shows them a graph of their productivity on the assembly line performance feedback.

Productivity is a measure of how efficiently anything is produced, whether it be a good or a service. Measurements of productivity are frequently represented as a ratio of an aggregate output to a single input or an aggregate input used in a manufacturing process, or output per unit of input, usually over a given time period. The most prevalent example is the (aggregate) labor productivity index, using GDP per worker as one example. The decision between them depends on the goal of the productivity assessment and/or the availability of data. There are many various definitions of productivity (including some that are not specified as ratios of output to input). The various productivity measurements differ from one another is typically another important factor (directly or indirectly).

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how do labor unions overcome the collective action problem? correct answer(s) coercion solidary benefits press space to open purposive benefits press space to open informational benefits

Answers

Labor unions overcome the collective action problem with coercion so option a is correct answer.

Extortion, blackmail, torture,  could be examples of these behaviors. For instance, a bully may demand lunch money from a student, and if the student refuses, the bully will beat him or her. In common law jurisdictions, breaking the law while being coerced is classified as a duress crime. The legal definition of coercion is fairly consistent across states: the use of threats or intimidation to compel (or prevent) someone from doing something they are legally entitled to. Charges are frequently increased when physical force was applied or threatened. coercion, threat, or use of punitive measures against states behavior , groups, or people to make them do or stop doing something. Related Topics: human social behavior and persuasion.

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Explain the benefits and drawbacks of stock long-term and short-term investment strategies

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A benefit of short term stock investment is that they are liquid.

A drawback of a short term stock investment is that the returns earned is lower.

A benefit of long term stock investment is that the return is higher

A drawback of a long term stock investment is that are illiquid.

What are short terms and long term stock investments?

A stock investment is when an investor buys the stock of a public company. A shareholder is paid dividends. The dividends paid is not paid regularly. Dividends are paid when the net income is in excess and there are no positive investment options for the company.

A short term investment is an investment that is held by the investor for less than 3 years. Short term investments are usually very liquid. This makes the investment easy to sell. Due to the short term of the investments, the returns earned would be low.

A long term investment is an investment that is held for periods greater than 3 years. A long term investment is illiquid. This means that is cannot be easily be sold. Investors are compensated for this illiquidity and thus earn an illiquidity premium. The illiquidity premium increases the return of the long term investment.

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when public goods are funded through advertising, the problems of both free and forced riders can be mitigated. when public goods are funded through advertising, the problems of both free and forced riders can be mitigated. false true

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True, When public goods are funded through advertising, the problems of both free and forced riders can be mitigated.

The burden placed on a resource that is shared by users who aren't paying their fair share of the cost or who pay nothing at all is known as the "free rider problem."

Any community, no matter how big or small, can experience the free rider problem. In an urban setting, a city council may discuss whether and how to compel commuters from the suburbs to pay for the upkeep of the area's roads and sidewalks or the safety of its police and fire services. In an effort to entice listeners who aren't making donations, a public radio or broadcast station dedicates airtime to fundraising.

In economics, the free rider problem is a problem. It is regarded as a prime illustration of a failed market. In other words, it is an inefficient distribution of goods or services when some people are permitted to use more than their fair share of the common resource or pay less than their fair share of the expenses.

In economics, a forced rider is someone who is compelled to pay for goods or services even though they don't want them or value them at their current price by public or private entities.

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Which of these credit card payback strategies would result in your paying the highest amount of interest?.

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One of the best ways to avoid credit card debt is to pay off your monthly statement balances in full within your grace period.

You can use your credit card to make purchases without paying interest as long as you pay off your balance before the grace period ends.

You can save more money over time by paying off the cards with the highest interest rates first. Because the interest fees will decrease as your debt decreases, you will also reduce it faster.

Which method of payment has the highest interest rate?

You'll end up repaying less overall if the interest rate is lower. However, which method of payment typically has the highest interest rates?Typically, payday loans are the answer to this question. We'll talk about payday loans and how their interest rates stack up against those of other popular payment options.

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the purchase of government securities by someone other than the fed results in group of answer choices an overall increase in funds among commercial banks. an overall decrease in funds among commercial banks. offsetting changes in funds at commercial banks. an increase in securities maintained by the fed.

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The purchases of government securities by someone other than the Fed result in (C) offsetting changes in funds at commercial banks.

What are government securities?Government debt is issued in the form of government securities, which are then used to pay for military and infrastructure projects as well as ongoing operations. They frequently make periodic coupon or interest payments and guarantee the complete repayment of invested principal at security maturity.Changes in money at commercial banks are offset when someone other than the Fed buys government securities.Treasury bills, Treasury notes, Treasury Bonds, TIPS, I Savings Bonds, and EE/E Savings Bonds are a few examples of securities issued by the federal government. Municipal bonds are debt obligations issued by state and local governments. They are frequently tax-exempt and are typically issued to fund specific projects.

Therefore, the purchase of government securities by someone other than the Fed results in (C) offsetting changes in funds at commercial banks.

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Complete question:
The purchase of government securities by someone other than the Fed results in

a. an overall increase in funds among commercial banks.

b. an overall decrease in funds among commercial banks.

c. offsetting changes in funds at commercial banks.

d. an increase in securities maintained by the Fed.

What is the main difference between vulnerability scanning and penetration testing?.

Answers

Within the security perimeter, vulnerability scanning is carried out, and outside it, penetration testing is carried out.

The purpose of vulnerability scanning ?

Organizations can use a vulnerability scanner to check their network, systems, and apps for security flaws. To identify security flaws in their computer networks, networks, applications, and procedures, the majority of security teams use vulnerability scanners.

Which is more effective, penetration testing or vulnerability assessment?

Since penetration testing is essentially a controlled type of hacking, it is significantly more thorough than vulnerability scanners. The tester, also referred to as an ethical hacker, works for an organization and scans its systems for weaknesses. Their real work is similar to that of a criminal hacker in that aspect.

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If accounting profits equal $10 million for a firm and the owners could likely earn $7 million in a similar business, the firm’s economic profit is ________.

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If accounting profits equal $10 million for a firm and the owners could likely earn $7 million in a similar business, the firm’s economic profit is  $ 3 million

What is economic profit?

The difference between total economic revenue and entire economic costs is known as economic profit. Typically, economic profit exceeds accounting profit. To determine economic profit, both explicit and implicit expenses must be taken into account.

Accounting profit less hidden costs equals economic profit. Making a profit is every company's first priority. Profit is the difference between a product's cost of production and sale and the price a consumer pays for it. The amount by which the selling price covers all costs is known as the profit margin. By raising its gross profit margin or reducing operating costs.

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for perfectly competitive firms, the price effect is zero because . a.) the demand curve is inelastic b.) the marginal revenue is lower than marginal cost c.) the marginal revenue is equal to the price d.) the price increases as we sell more units

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For perfectly competitive firms, the price effect is zero because the marginal revenue is equal to the price that is option C is correct.

Business firms often produce similar kinds of products with some improved features in order to increase competition within the market for their rival firms. Those firms who are in peak of competition and sales of products are known as perfectly competitive firms. For these types of firms price effect has no effect on them as they do not have any valid reason to change the price of their product and sell it at a price lower than the market price. Consumers have complete detailed information about these firms and the products they sell, so they can neither reduce the price and neither they can sell at a higher price as consumers also have knowledge of their rival firms. For competitive firms, price effect is like weather as they can only complain about it and not change it.

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Trucking llc enters into a contract to deliver a certain quantity of potatoes to united foods’s refrigerated warehouse in exchange for a specified payment. Trucking delivers the spuds to the location. United’s duty to pay is.

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Trucking LLC enters into a contract to deliver a certain quantity of potatoes to united foods’ refrigerated warehouse in exchange for a specified payment. Trucking delivers the spuds to the location. United’s duty to pay is absolute.

A warehouse is a building for storing goods. Warehouses are used by manufacturers, importers, exporters, wholesalers, shipping companies, customs, etc. They are usually large, simple buildings in commercial areas on the outskirts of towns and villages.

Warehouses usually have loading docks for loading and unloading trucks. Warehouses may be designed to load and unload goods directly from railroads, airports or seaports. Cranes and forklifts are often used to move goods. Goods are typically placed on ISO standard pallets and loaded onto pallet racks. Stored goods may include raw materials, packaging materials, spare parts, components or finished goods related to agriculture, manufacturing and production. In India and Hong Kong, warehouses are sometimes called "godowns". There is also a Godown on the Bund.

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Inflation and Money - End of Chapter Problem Suppose the typical college student spends money primarily on the products in the accompanying table, Product Soda Pizzas Chicken Wings Room and Board Textbooks Quantity 2019 Price 2020 Price 365 $2.25 $2.30 200 $10.00 $11.00 165 $7.00 $7.50 $10,000 $10,800 4 $150 $165 Round your answers to two decimal places. 1 a. What is the cost of the basket in 2019? Cost in 2019: $ b. What is the cost of the basket in 2020? Cost in 2020: $ c. What is the inflation rate for a college student between 2019 and 2020? Inflation rate: d. Has the cost of living for college students risen or fallen? The cost of living has

Answers

Based on the given information: a. The cost of basket in 2019 is $14,576.25. b. The cost of basket in 2020 is $15,737. c. The inflation rate is 7.96%. d. The cost of living for college students has risen.

A market basket is a selection of goods and services that are steadily purchased and sold throughout an economic system. The cost of basket of goods and services is determined by multiplying the quantity of each item times its price.

a. Cost of basket in 2019 = 365*2.25 + 200*10 + 165*7 + 1*10,000 + 4*150 = $14,576.25

b. Cost of basket in 2020 = 365*2.30 + 200*11 + 165*7.5 + 1*10,800 + 4*165 = $15,737.

c.  The Consumer Price Index (CPI) estimates the overall change in consumer prices based on a representative basket of goods and services over time. The consumer price index is determined by dividing the cost of the market basket in year t by the cost of the same market basket in the base year. CPI is the most well-known indicator of inflation.

CPI = 15737/14576.15 *100 = 107.96%

Hence inflation can be calculated between 2019 and 2020 is: 107.96 – 100 = 7.96%

d. Due to the inflation that occurred from 2019 to 2020 the living cost for students has increased.

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One of the drawbacks of a well-designed enterprise resource planning (ERP) system is that it tends to increase the cost of inventories. a. true b.false

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False. An ERP system can actually lead to reduced inventory costs.

How can an ERP system help to reduce inventory costs?

An ERP system can help to reduce inventory costs by providing accurate and up-to-date information on inventory levels, and by automating and streamlining inventory management processes. This can help to reduce the need for manual inventory management, and can help to reduce the overall cost of inventory.

An ERP system can lead to reduced inventory costs by providing visibility into inventory levels, and by automating inventory management processes. This can help to reduce the need for manual inventory management, and can help to reduce the cost of inventory overall.

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An alternative means of structuring an international sale when conventional means of payment are difficult, costly, or nonexistent is a.

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An alternative means of structuring an international sale when conventional means of payment are difficult, costly or nonexistent is a countertrade.

A reciprocal kind of international trade known as countertrade involves exchanging one good or service for another in place of hard currency. In underdeveloped nations with few credit or foreign exchange options, this kind of international trade is more prevalent. Barter, counterpurchase and offset are the three basic categories into which countertrade can be divided.

Countertrade offers a way for states without easy access to liquid resources to exchange commodities and services with other countries. Countertrade guarantees that a nation with few domestic resources has access to the goods and raw materials it needs as part of a comprehensive import and export plan. Additionally, it gives the exporting country the chance to sell its goods and services in a bigger global market, fostering expansion in its sectors.

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what describes the basic transaction data such as its date, purpose, and amount and includes cash receipts, canceled checks, invoices, customer refunds, employee time sheet, etc?

Answers

Source document describes the basic transaction data such as its date, purpose, and amount and includes cash receipts, canceled checks etc

The original document containing the specifics of a commercial transaction is referred to as a source document. A source document contains crucial information regarding a transaction, such as the names of the parties involved, sums paid (if any), the date, and the transaction's substance.

Proof of both purchases and costs, such as cash register receipts, are common source documents. Receipts for credit cards Online purchases require electronic receipts. It aids in the audit of transactions since it serves as evidence. It aids in reducing the entry of incorrect information into the books of accounts. Accountability of source documents aids in the reduction of fraud in an organization.  

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if a batch of linens is expected to have a useful life of less than one year, it should be recorded as a(n):

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If a batch of linens is expected to have a useful life of less than one year, it should be recorded as a current asset.

All assets possessed by the company that can be turned into cash within a year are recorded in the Current Assets account, which is a line item on the balance sheet under the Assets heading. Current assets are items or assets whose value is recorded in the Current Assets account.

Cashcash equivalentsreceivablesstock inventorymarketable securitiespre-paid liabilitiesother liquid assets

The above-mentioned items are all examples of current assets. Current Accounts are another name for current assets. Because it shows a company's ability to fulfill its short-term obligations and short-term liquidity, the Current Assets account is significant.

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which of the following is the best recommendation for a 40-year-old single mom who has two young children and who is terminally ill? which of the following is the best recommendation for a 40-year-old single mom who has two young children and who is terminally ill? purchasing life insurance to provide for her children. purchasing long-term care insurance to help cover her medical bills. creating a living will to direct her desires for medical treatment revising the will to add trust provisions which qualify for the marital deduction.

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The best recommendation for a 40-year-old single mom who has two young children and who is terminally ill will be to purchase life insurance to provide for her children.

What is life insurance?A life insurance policy is a contract between a policyholder and an insurance company or insurance company, in which the insurance company promises to pay an amount to a specified beneficiary upon the death of the insured. Depending on the contract, other events B. Terminal or critical illness trigger payment.Basically, the insurance company pays the beneficiary a lump sum, called a death benefit, after your death in exchange for your premium payment. Beneficiaries can use the money for any purpose.When the insurer promises to pay money in return for premiums upon the death of the insured person or after a certain period of time.life insurance covers the loss happened by the loss of life.

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taxpayers who participate in an employer-sponsored retirement plan are not allowed to deduct contributions to individual retirement accounts (iras) under any circumstances

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Taxpayers who participate in an employer-sponsored retirement plan are not allowed to deduct contributions to the IRA deduction is phased out based on the taxpayer's AGI.

An entity that must pay taxes is known as a taxpayer. Today's taxpayers might have an identification or reference number that a government has given to individuals or businesses. In general, someone who pays taxes is referred to as a "taxpayer." A solid and enduring organization is built on its workforce. Regardless of level, workers are in charge of the company. This means that they cannot be valued as assets based on their strength, dedication, and emotional connection to the company. A rise in pay or benefits was deemed "very important" by 64% of employees when evaluating a company. Employees desire to perform well and receive just compensation.

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evaluating whether or not to go forward with the preparation of a proposal is referred to as the .

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Evaluating whether or not to go forward with proposal preparation is referred to as the bid or no-bid decision

A request for proposals is followed by a bid/no-bid determination. A request for proposal or RFP is typically a document that asks a company to submit a business proposal through a competitive bidding procedure on behalf of an organization looking to purchase a good, service, or asset. Contractors provide services in the construction industry.

The RFP details the client's requirements, the final product, and the deadline by which the contract must be fulfilled. The professional qualifications of the required workers are also included. Contractors choose whether or not to submit a bid after receiving an RFP. Therefore, deciding whether to prepare a proposal or not is known as the bid or no-bid decision.

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