According to the liquidity premium theory of the term structure, a downward sloping yield curve indicates that short-term interest rates are expected to. decline sharply in the future.
Interest is fee from a borrower or deposit-taking monetary organization to a lender or depositor of an amount above repayment of the main sum, at a specific fee. it is wonderful from a price which the borrower may additionally pay the lender or a few 0.33 party.
Interest is the rate you pay to borrow money or the value you rate to lend money. Interest is most customarily meditated as an annual percent of the amount of a loan. This percent is known as the interest charge on the mortgage.
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gabby window supply co. sold a window to andy prose on credit; issued sales slip 357 for $800. the entry to record this transaction will include a credit to . multiple choice question. accounts receivable sales cash
Answer (c) is the right choice. Andy Prose purchased a window from Gabby Window Supply Co. on credit; they issued Sales Slip 357 for $800. There will be a credit to sales in the entry to document this transaction.
Is the entry for sales a credit or debit?Sales are recorded as a credit since the journal entry's opposite, which is typically a debit to either the cash or accounts receivable account, is a credit. In essence, the credit raises shareholders' equity while the debit increases one of the asset accounts.
What does it mean to credit sales?When ownership of products and services is transferred to a consumer on a "credit basis," the debt will be paid in full at a later time.
When a business sells any merchandise to a third party on credit, an entry called a sales credit journal entry is made in the company's sales journal. In this instance, the sales account is credited in proportion to the debit to the debtor's account or account receivable account.
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dunlosky and colleagues (2013) evaluated the overall usefulness of popular study techniques: highlighting, rereading, summarizing, and keyword mnemonics. which utility assessment rating did these techniques receive?
Dunlosky and colleagues (2013) evaluated the overall usefulness of popular study techniques: The rating utility assessment these techniques receive is very low.
A Utility Assessment i es the constraints and estimated budget costs associated with and new mileage structure for spots up to 2hectares.Preparation for a mileage assessment generally includes structuring the decision problem, developing an applicable scale for measuring the trait to be estimated, and also acquainting the decision maker with colorful aspects of assessment procedures.
Utility measures of health-related quality of life are preference values that cases attach to their overall health status. In clinical trials, mileage measures epitomize both positive and negative goods of intervention into one value between 0.
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unlow incorporated must choose between two alternate transactions. transaction 1 would generate $160,000 cash, all of which would be taxable, while transaction 2 would generate $120,000 cash, none of which would be taxable. determine the marginal tax rate at which the after-tax cash flows from the two transactions are equal. multiple choice 25% 30% 20% 15%
Option (a) is the best choice. The after-tax cash flows from the two transactions equal out to 25% of the marginal tax rate.
The marginal tax rate is what.The amount of additional tax paid for each new dollar of income received is known as the marginal tax rate. Total taxes paid divided by total income earned is the average tax rate. With a marginal tax rate of 10%, the tax would be deducted from the following dollar of income at a rate of 10%.
How is the marginal tax rate determined?For each related bracket, the marginal tax rate is calculated as follows: marginal tax rate = tax paid/taxable income. The US progressive marginal tax system consists of seven tax brackets. A range of taxable income figures and related marginal tax rates are present for each.
To arrive to this calculation, we first account for the tax rate:
Tax Rate = [tex]\frac{before tax - after tax}{before tax}[/tex]
Tax rate= [tex]\frac{1,60,000 - 1,20,000}{1,60,000}[/tex]
Tax Rate= 25%
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What is the acronym for the saudi arabia-led group that controls much of the world’s oil exports.
OPEC is the acronym for the Saudi Arabia-led group that controls much of the world’s oil exports.
At the Baghdad Conference from September 10–14, 1960, Iran, Iraq, Kuwait, Saudi Arabia, and Venezuela established the Organization of the Petroleum Exporting Countries (OPEC), a permanent intergovernmental organization. OPEC is the group in charge of setting global petroleum market pricing, supply, and output. The organization was founded in 1960 and consists of 13 separate oil-producing businesses.
Saudi Arabia, which oversees nearly one-third of OPEC's total oil reserves, assumes a prominent position within the group. Other notable members include Iran, Iraq, Kuwait, and the United Arab Emirates, whose total reserves much outweigh Saudi Arabia's.
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A salesperson says to a customer, "the battery on this leaf blower will last for one hour of use. " may the customer sue on an express warranty if the leaf blower dies after 30 minutes of use?.
If a salesperson says to a customer, "the battery on this leaf blower will last for one hour of use. " may the customer sue on an express warranty if the leaf blower dies after 30 minutes of use; Yes.
What is express warranty?An express warranty can be defined as a type of warranty that gives a buyer the assurance that the goods or product bought from a buyer is of good qualities.
Based on the scenario the customer can sue the sales person because the salesperson gave the buyer the assurance that the leaf blower battery will last for an one in which the reverse is the case as the battery only lasted for 30 minutes.
An express warranty can be inform of writing and can as well be inform of statement a buyer verbally given to the buyer at the time of the sale.
Therefore the customer can sue the sales person .
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You invested $1,200 three years ago. During the three years, you earned annual rates of return of 4. 8%, 9. 2%, and 11. 6%. What is the value of this investment today?.
The value of the investment today is $1,532.60.
Invested amount is $1,200.
Year 1 interest rate equals 4.80%
Interest rates were 9.20% in Year 2.
Year 3's interest rate was 11.60%.
Amount after Year 1 = Investment Amount * (1 + Interest Rate for Year 1)
After Year 1: $1,200 multiplied by 1.0480.
Amount ($1257.60) after the first year
Sum after Year 2 = Sum after Year 1 multiplied by (1 + Interest rate after Year 2)
Amount following Year 2: $1,257.60 * 1.0920
After Year 2, the amount is $1,373.30.
Sum after Year 3 = Sum after Year 2 multiplied by (1 + Interest rate after Year 3)
After Year 3: $1,373.30 * 1.1160
After Year 3, the amount is $1,532.60.
Hence the present value of the investment is $1,532.60
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taylor's hardware offers credit at an apr of 14.9 percent and compounds interest monthly. what actual rate of interest are they charging? a) 13.97 percent b) 14.90 percent c) 15.48 percent d) 15.96 percent e) 16.10 percent group of answer choices
Since the nominal interest rate is 14.9% and it is compounded monthly, hence the actual interest rate or the effective annual interest rate is 15.96%
The actual interest rate is the effective annual interest rate, which is calculated using the formula:
EAR = (1 + r/n)ⁿ - 1
Where:
r = APR or annual percentage rate
n = number of periods
Since the interest is compounded monthly, hence, the number of periods is equal to 12.
Therefore,
EAR = (1 + 0.149 / 12)¹² - 1
EAR = 1.1596 - 1
EAR = = 0.1596 = 15.96%
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peng company is considering buying a machine that will yield income of $1,950 and net cash flow of $14,950 per year for three years. the machine costs $45,000 and has an estimated $6,000 salvage value. compute the accounting rate of return for this investment.
The accounting rate of return of the investment that yield $1,950 with initial investment of $45,000 will be 5%.
Accounting rate of return = Average net income / Average book value
Average book value = (cost of equipment - salvage value) / 2
Average book value = ($45,000 -$6,000) / 2 = $39,000
Accounting rate of return = $1,950/ 39,000 = 5%
The accounting rate of return (ARR) formula represents the anticipated percentage rate of return on an investment or an asset in proportion to the cost of the original investment. The ARR formula determines the percentage or return that may be anticipated during in the course of an asset or undertaking by dividing the asset's average income by the company's primary expenditure. The value of money over time and cash flows, which could be critical elements of maintaining a firm, are not taken into consideration by ARR.
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identify the circumstances under which a cpa can disclose confidential information without client permission. (select all that apply.) question content area bottom part 1 a. under pcaob rules, an auditor can provide confidential information to shareholders without client permission if the client is an sec client. b. participation in peer review. c. subpoena or summons or compliance with laws and regulations. d. an auditor must provide all information (including confidential) to any audit firm that becomes the new auditors of a client to ensure continuity of the audit procedures. e. an auditor can share confidential information with any other professional firm the client does business dealings with, even if that firm is not engaged in services that require the audit papers. f. response to aicpa ethics division. g. obligations related to technical standards. h. there are no circumstances under which a cpa can disclose confidential information without client permission.
B,C,F,G are the options where certified public accountant (cpa) can disclose confidential information without client permission.
Members who practise public law should not divulge private client information. without the client's permission. The four confidentiality exceptions prerequisites are: Technical Standard Requirements, Subpoena, Summons, Compliance with Laws and Regulations, Peer Review Participation, and Response to AICPA Ethics Division.
Professionals in accounting who hold a licence are given the title of "certified public accountant" (CPA). Each state's Board of Accountancy issues the CPA licence. Resources for getting the licence are available from the American Institute of Certified Public Accountants (AICPA). In the accounting sector, the CPA designation aids in upholding professional standards.
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on june 30, 2024, the esquire company sold merchandise to a customer and accepted a noninterest-bearing note in exchange. the note requires payment of $40,000 on march 31, 2025. the fair value of the merchandise exchanged is $37,600. esquire views the financing component of this contract as significant. required: prepare journal entries to record the sale of merchandise (omit any entry that might be required for the cost of the goods sold), any december 31, 2024 interest accrual, and the march 31, 2025 collection. what is the effective interest rate on the note?
8% is the effective interest rate on the note.
Discount amount = Face value of note *r *n/12
2400 = 40000* r *9/12
2400/40000 = r*9/12
06*12/9 = r
r = .08 or 8%.
An interest rate tells you how high the cost of borrowing is, or high the prices are for saving. So, if you are a borrower, the interest rate is the quantum you're charged for adopting a plutocrat, shown as a chance of the total quantum of the loan.
An interest rate is the quantum of interest due per period, as a proportion of the quantum advanced, deposited, or espoused. The total interest on a quantum advanced or espoused depends on the top sum, the interest rate, the compounding frequency, and the length of time over which it's advanced deposited, or espoused.
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you are considering purchasing stock in canyon echo. you feel the company will increase its dividend at 3.4 percent indefinitely. the company just paid a dividend of $3.77 and you feel that the required return on the stock is 12.2 percent. what is the price per share of the company's stock?
The price of share of the company's stock is =$44.2975
You're thinking about buying Canyon Echo stock. You believe the business will continue to raise its dividend at 3.4 percent.
The business recently paid a dividend of $3.77, and you believe that a 12.2 percent return on the shares is necessary.
To calculate the stock price of the company
Current price = D /(Required return-Growth rate)
Where D is the dividend
= (3.77*1.034)/(0.122-0.034)
Current price = $44.2975
Hence the current price of the stock of the company is $44.2975
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What type of decision-support system analysis uses a backward solution approach that attempts to calculate the value of the inputs necessary to achieve a desired level of output?.
A "backward" solution approach is represented by goal-seeking analysis. It attempts to calculate the input values needed to achieve a desired level of output.
Goal seeking is a broad term that refers to the process of determining your feedback value depending a previously known output value. A specific operator is used in a formula that can be estimated using software. This is also known as what-if assessment or back-solving. It can be aimed through trial and error or through more logical means.
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in which way can the home country's balance of payments benefit from an fdi made in a foreign country? group of answer choices from cash outflow during the initial investment to finance the fdi if the purpose of the foreign investment is to serve the home market from a low-cost production location from the inward flow of foreign earnings if fdi is a substitute for direct exports
The transfer of foreign earnings into the home nation helps the balance of payments there. If the foreign subsidiary generates demand for exports of capital goods and the like from the home country, FDI can also help the balance of payments.
Employment impacts are the reason why FDI from abroad benefits the home country. Positive employment benefits happen when the foreign subsidiary generates demand for exports from the home nation, much like with the balance of payments.
Benefits result when a domestic MNE gains knowledge from its exposure to global markets that can then be applied in the domestic market. transfer of resources in reverse.
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An operating cycle is the length of time it takes to convert inventory to accounts receivable plus the time it takes to convert the account receivable back to cash. This statement is.
An operating cycle is the amount of time it requires to convert inventory to accounts receivable plus the time it requires to convert the account receivable back to cash. This statement is true.
An operating cycle refers to the length of time taken by a company to receive inventory, sell the inventory, and collect the cash when the inventory is sold. This means that an operating cycle is a measurement that calculates the amount of time taken by a company to convert its inventories into cash from eventual sales.
The operating cycle plays a fundamental role in determining the efficiency of a company or business. It is because the operating cycle provides a view for the company to analyze the length of its operating cycle. If it is long, the company can reduce it by selling its inventories quickly.
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a(n) is a middleman in a foreign country or u.s. possession that can obtain a corporate tax exemption on a portion of the earnings generated by the sale or lease of export property.
Foreign sales corporation in a foreign country or United States possession that can claim a corporate tax exemption on a portion of the earnings earned by the sale or lease of export property.
A foreign sales company (FSC) is a defunct provision in the federal income tax code of the United States that provided for a tax reduction on revenue derived from the sale of exported goods. To sell exported goods, the code requires the use of an existing subsidiary business in a foreign country.
A foreign sales corporation (FSC) would be founded by a US exporter to take advantage of certain federal and income tax exemptions in the US. An FSC had to meet a number of requirements, the most essential of which was that the foreign subsidiary of a US corporation had to keep its offices and books in a country that had an agreement with the US for information exchange.
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What are 3 key takeaways you have about investing in a 401(k) plan that will help you when you’re ready to make this decision in the real world?
Explanation:
1. Always be sure to contribute enough to a 401(k) to qualify for matching contributions from your employer.
2. Be aware of the underlying costs and fees of the various investments within your retirement plan.
3. You can contribute to both a personal IRA and a 401(k) plan at work.
A 401(k) plan is a type of retirement savings plan sponsored by an employer. It allows employees to contribute a portion of their pre-tax salary to a retirement account, which is then invested in a selection of mutual funds, stocks, bonds, and other assets.
These contributions and the earnings on them grow tax-deferred until they are withdrawn, typically in retirement.
One of the key benefits of a 401(k) plan is that many employers offer a matching contribution, which can help boost the account balance.
Additionally, 401(k) plans often offer a range of investment options and allow for convenient automatic contributions, making it easier for individuals to save for retirement. However, there may be fees associated with the plan, and early withdrawals may result in penalties.
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your company experiences fluctuations in traffic patterns due to your e-commerce website support of flash sales. what feature can help your company dynamically match the required compute capacity to the spike in traffic during flash sales events?
Auto scaling feature can help your company to match the required compute capacity to spike in traffic during flash sales events.
Auto Scaling :Auto Scaling helps maintain operation vacuity and allows associations to scale Amazon Elastic figure Cloud( Amazon EC2) capacity up or down automatically according to conditions defined for the particular workload. Not only can it be used to help insure that the asked number of Amazon EC2 cases are running, but it also allows fund to measure in and out to match the demands of dynamic workloads. Amazon Glacier, Amazon SNS, and Amazon VPC don't give services to scale figure capacity automatically.
Why do we use Auto Scaling?AWS Auto Scaling lets you make scaling plans that automate how groups of different coffers respond to changes in demand. You can optimize vacuity, costs, or a balance of both. AWS Auto Scaling automatically creates all of the scaling programs and sets targets for you grounded on your preference.
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given the following information, prepare the mps using a fixed order quantity (foq) of 170 and calculate the projected available inventory balances. what is the projected available inventory balance at the end of period 4?
A fixed order quantity of 170 is used to prepare the mps, and the estimated available inventory balances are computed. At the end of period 4, a 47-balance of available inventory is anticipated.
Inventory includes both the raw materials needed in production and the finished commodities that are offered for sale. Since inventory turnover is one of the main means of generating income and, consequently, profits for the firm's shareholders, it is one of the most significant assets a company may have. Raw materials, work-in-progress, and finished goods are the three categories of inventory. On a company's balance sheet, it is listed as a current asset.
Both the raw materials required to make products and the products that are on hand for purchase are included in inventory. On a company's balance sheet, it is categorized as a current asset. Raw materials, work-in-progress, and finished goods are the three categories of inventory.
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34) coca-cola implemented enterprise software from oracle that enabled it to achieve all of the following except: a) standardizing business processes worldwide. b) improving its bargaining power with suppliers. c) reacting faster to market changes. d) reducing the number of employees. e) reducing the cost of raw materials.
With the exception of reducing the number of employees, Coca-Cola was able to accomplish all of the following after using enterprise software from Oracle.
Which of the following helps a business to create product demand projections and source and manufacture strategies for that product?A company can create demand projections for a product using a supply chain planning system, and can then establish sourcing and manufacturing strategies for that product.
Which business operations are supported by enterprise systems, and what examples can you provide?Accounts payable, general ledger, cash management, forecasting, payroll, time management, inventory management, product pricing, billing, and other business activities are just a few examples of those provided by ERP software.
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melissa called genavive into her office to ask genavive for an update on how the union organizing activites were going. it appears that melissa violated which of the no tips rules for what management cannot do for labor elections?
Melissa violated no spying rule NLRB
To bargain with your employer about your terms and conditions of employment, you have the right to form a union.
You are allowed to do things like hand out union materials, wear union buttons, t-shirts, or other symbols (aside from in exceptionally rare "special situations"), ask coworkers to sign authorization forms for the union, and talk to them about the union.
Supervisors and managers are prohibited from surveilling you (or giving the impression that they are doing so), interrogating you under duress, threatening you, or offering you bribes in relation to your union involvement or the union activity of your coworkers.
These behaviors are not grounds for termination, disciplinary action, demotion, or other type of punishment. for labor elections.
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Question 3 of 10
What is one key difference between payday loans and title loans?
A. Title loans are offered to people with good credit.
OB. Title loans are long-term loans.
C. Title loans require people to have a job.
O D. Title loans require collateral.
The key difference between payday loans and title loans is that D. Title loans require collateral.
What is title loans?A title loan is a loan for which collateral is an asset. Two main factors make title loans popular. The applicant's credit score is not taken into account when determining loan eligibility, to start. Second, because of laxer application requirements, title loans with amounts as low as $100 can be approved very quickly.
A car title loan is the most popular kind of title loan. In this scenario, a potential borrower must be the proud owner of a vehicle and must transfer the title to an auto loan title company. The lender will give the borrower a loan for up to 25% of the car's total value while keeping the title as security in the event of default.
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in the late 1970's quality took a strategic turn from a approach--correcting defects before delivery--to a approach--preventing mistakes from occurring.
In the late 1970's Quality took a strategic turn from a reactive approach-correcting defects before delivery-to a proactive approach- preventing mistakes from occurring
This is further explained below.
What is a reactive approach?Generally, The reactive strategy addresses the difficulties as soon as they become apparent or are facing, without making proper plans on how to, what to, when to, or to whom to report them.
Taking a reactive stance is not an effective plan and should ideally not even be considered a strategy.
In conclusion, In the late 1970s, quality management made a strategic shift from a reactive strategy, in which faults were fixed just before to delivery, to a proactive one, in which errors were prevented from ever happening.
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You were 50 days late in paying your credit card bill. How many years will this mistake stay on your credit history?.
If a person is 50 days late in in paying his/her credit card bills in that case, this mistake will be staying in credit card history for 7 years from the date of delinquency.
A credit card is a type of payment card that is issued to customers (cardholders) to allow them to reimburse a retailer for products and services according to the amount of debt they have incurred. The credit card issuer (often a bank or credit union) establishes a revolving account and offers the cardholders with a credit line from which they can draw funds to pay for transactions or receive a cash advance.
Seven years following the initial date of the default, missed payments continue to appear on your credit card history. Although if you pay previous debts, the late payment will not be removed from your credit record for 7 years.
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__________ values and norms are exhibited by employees based on their observations of what actually goes on in the organization.
Enacted values and norms are exhibited by employees based on their observations of what actually goes on in the organization.
Enacted values are the standards and conventions that a business and its personnel really uphold on a regular basis. Usually, they deviate a little from professed principles. Employees may find it difficult to understand and frustrating when there is a significant gap between stated and practiced ideals.
An organization's culture is made up of its members (workers') shared ideals, customs, and artifacts, all of which have an impact on employees and guide behavior. The fundamental tenets of corporate culture are referred to as company values and norms, or occasionally moral values and standards. There is some understanding of corporate culture represented by these unwritten norms and standards of conduct.
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established in 1776, adam smith stated in this theory that countries should specialize in the production of goods and services for which they can produce most efficiently and then trade these for goods produced by other countries.
Adam Smith's theory that stated about countries should specialize in the production of goods and services for which they can produce most efficiently and then trade these for goods produced by other countries is called as Absolute Advantage Theory.
The absolute advantage concept was developed by Adam Smith in The Wealth of Nations to show how countries can gain by exporting the goods that they produce more efficiently than other countries and specializing in producing and by importing goods that other countries produce more efficiently. The Scottish economist Adam Smith first described the principle of absolute advantage using labor as the only input in the context of international trade in 1776.
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oak township issued the following bonds during the year: bonds to acquire equipment for a vehicle repair service that is accounted for in an internal service fund $3,000,000 bonds to construct a new city hall $8,000,000 bond to improve its water utility, which is accounted for in an enterprise fund $9,000,000 the amount of debt to be reported in the general fund is a. $0 b. $3,000,000 c. $8,000,000 d. $20,000,000
The amount of debt to be reported in general fund will be zero, so correct answer is (a), because general fund is maintained from revenue accruing from taxes, fees, interest and other sources, hence its balance will be zero.
The main fund a governmental agency utilizes is a general fund. All material outflows and inflows which aren't linked to special-purpose funds are monitored in this account. The main managerial and operational duties of the government body are reflected by the expenditures incurred from the general fund. It is essential to maintain supervision over the common fund's spending because of bulk of all assets pass through it.
Here in this case as we know that general fund is maintained from taxes, interest income etc. the bond issued for activities mentioned will not create any debt on general fund therefore, it will have a zero balance.
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in very high dimensional spaces it is most likely that the gradient descent process gives us a local minimum than a saddle point of the cost function. true/false?
In very high dimensional spaces it is most likely that the gradient descent process gives us a local minimum than a saddle point of the cost function----False
What is saddle point in gradient descent?
At x = (0,0), the gradient is{0}, but it is clearly not local minimum as x = (0, \epsilon) has smaller function value. The point (0,0) is known as saddle point of the function.
What do you mean by saddle point?In maths, a saddle point or minimax point is a points on the surface of the graph of a function where the slopes in orthogonal directions is all zero, but which isn't a local extremum of the function.
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According to the ucc, for the sale of goods that requires shipping, the presumption is that unless stated otherwise, the seller need only deliver the goods to __________ to complete performance.
According to the “UCC”, the seller is required to deliver the goods to the common carrier, unless stated otherwise, in order to complete the performance for selling the good that involves shipping.
The Uniform Commercial Code (UCC) comprises a set of laws that govern all commercial and business transactions across US states. The UCC is applicable to the sales of goods that involve shipment. The UCC governs rules for both the buyer and seller.
Under the “shipment contract” of the UCC, a seller is required to place goods into the procession of a common carrier. By US law, a common carrier is an entity or enterprise that transports goods from seller to buyer for a fee and establishes their services open to the general public. The common carrier typically is referred to as a railroad, taxi service, airline, or, shipowner, etc.
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What is the basic test used to demonstrate causation in a negligence case?
A. The negligence test
B. The proximate cause test
C. The "but-for" test
D. The reasonable person test
Answer: Neglince
Explanation:
IT MAKES SENSE!!!!
Answer:
the “but for” test
Explanation:
the dividend growth model can be used to value the stock of firms that pay which type of dividends? i. constant annual dividend ii. annual dividend with a constant increasing rate of growth iii. annual dividend with a constant decreasing rate of growth iv. zero dividend group of answer choices i only ii only ii and iii only i, ii, and iii only i, ii, iii, and iv
Companies that increase their dividend payout. The dividend growth model is used to determine the rate of return or cost of equity needed by shareholders of a company that pays dividends that increase continuously over time.
What is the purpose of the dividend growth model?
The dividend growth model is a mathematical equation that investors can use to calculate a fair value for a company's stock based on its current payout and anticipated future dividend growth.
What model also goes by the name of the dividend growth model?
The Gordon Growth Model, sometimes referred to as the dividend discount model, establishes the market value of a publicly traded stock by adding the present values of all anticipated future dividend payments.
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