A traditional life insurance policy pays the beneficiaries of the policyholder at the time of the policyholder's death, whereas an endowment policy pays the insured if he or she is alive on the future (maturity) date named in the policy.
There are two different types of life insurance policies that policyholders may opt for depending on the policyholder's needs and requirements at the time:
A traditional life insurance policy pays the beneficiaries of the policyholder at the time of the policyholder's death. An endowment policy pays the insured if he or she is alive on the future (maturity) date named in the policy.The maturity date specifies the time period in an endowment life insurance policy. An endowment policy is different from a life insurance policy in that it allows the policyholder to save regularly over a period of time as the period of endowment in the life insurance matures. The essential difference between a traditional life insurance policy and an endowment policy is that the former pays the beneficiaries at the death of the policyholder, while the latter pays the insured if the policyholder is alive on the maturity future date named in the policy.Therefore, a traditional life insurance policy pays the beneficiaries of the policyholder at the time of the policyholder's death, whereas an endowment policy pays the insured if he or she is alive on the future (maturity) date named in the policy.
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______ documents are the original transaction record. Multiple choice question. Decision Source Project
Source documents are the original transaction record.
The original record of a commercial transaction is referred to as a source document. A source document records crucial details regarding a transaction, including the people involved, any payments made, the date, and the details of the transaction itself.The first transaction history. To assist managers and business experts in making decisions, decision support systems (DSS) model and analyze data from TPS (semi-structured) analysis-related data.What are the uses of source document?
The transaction's date, money amounts, people involved, and purpose are all included in the source documents, along with other relevant information. These records serve as evidence of both the fact that the transaction had place and its specifics.Learn more about source document records brainly.com/question/17759611
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Dashboards can be presented at all the following levels EXCEPT Group of answer choices the visual dashboard level. the static report level. the visual cube level. the self-service cube level.
Dashboards can be presented at all the following levels except option C the visual cube level.
What are Dashboards?Dashboard serves as the panel in a system that consist of containing instruments as well as the control.
Dashboards can be presented :
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Grover Company has the following data for the production and sale of 2,300 units. Sales price per unit $ 950 per unit Fixed costs: Marketing and administrative $ 437,000 per period Manufacturing overhead $ 333,500 per period Variable costs: Marketing and administrative $ 50 per unit Manufacturing overhead $ 80 per unit Direct labor $ 100 per unit Direct materials $ 300 per unit What is the total manufacturing cost per unit
The Total Manufacturing cost per unit = $865
Given :
Grover Company has the following data for the production and sale of 2,300 units.
Sales Price per unit: $950 per unit
Fixed Costs:
MKT & Admin: $437,000 per period
Manufacturing Overhead: $333,500 per period
Variable Costs:
MKT & Admin: $50 per unit
Manufacturing Overhead: $80 per unit
Direct Labor: $100 per unit
Direct Materials $300 per unit
Find:The Total Manufacturing cost per unit = $865
($437,000/2,300 units= $190 per unit
$333,500/2,300 units = $145 per unit
$190 + $145 +$50 + $80 + $100 + $300= $865)
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beverly would like to take action to improve interprofessopmal communication among staff members. To be a successful agent of change, what action should beverly plan to take first
The action that Beverly has to take first to be able to promote interprofessional communication would be Collection information about the situation.
What is interprofessional communication?This is a term that has to do with the communication that takes place between the people that have similar occupation or profession.
It is when people in health are able to communicate within themselves, their patients and families in a more responsible way.
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Tonya's company set up a booth at the college job fair to identify spring graduates who might be candidates for employment. This is an example of _____.
Tonya's company set up a booth at the college job fair to identify spring graduates who might be candidates for employment. This is an example of recruiting.
Give candidates a chance to interact directly with the employer. Give a company the chance to evaluate the skills of a possible employee.All businesses must generally decide on three aspects of hiring: personnel policy, sources of hiring, and the traits and conduct of the recruiter.To assist your company in gaining a competitive edge through enhanced productivity, performance, and efficiency.Employees' knowledge and abilities should be improved for their existing roles-
Professional educationMentoring and coaching.Cross-disciplinary instruction.Creation of "soft skills"Personal advancementLearn more about recruiting brainly.com/question/13622355
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Credit is a helpful tool because it:
A) ensures that people do not overspend or exceed their ability to pay.
B) allows people to borrow money that can be paid back later.
C) prevents lenders from charging higher interest rates in the future.
D) rewards people for saving a percentage of their earnings.
Credit is a helpful tool because it allows people to borrow money that can be paid back later.(option B)
What is credit?Credit is when a person makes use of a money he does not have. The money is usually acquired from a lender. The borrower would agree to pay at a future date. Interest is usually attached to the amount borrowed.
For example, if you want to buy a house but do not have the money, you can use mortgage. This is an example of credit.
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There are several challenges for an organization that allows employees to work from home. One such challenge is
One challenge for an organization that allows employees to work from home is b) it makes job performance appraisal more difficult for managers.
Job performance appraisalThe disadvantage from working from home is that it tend to makes it job performance appraisal difficult.
Reason being that a manager or supervisor will find it hard to review and evaluate the employee performance.
Therefore the correct option is B.
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Missing options are:
a) reduced productivity for the organization.
b) it makes job performance appraisal more difficult for managers.
c) it reduces the amount of time available for work for the employee.
d) it creates confusion for workers who work at home as to what they are supposed to do and when they are supposed to do it.
If an industry is characterized by low entry barriers, strong supplier and buyer positions, high threat of substitutes and intense competitive rivalry, then the profit potential of the industry is likely to be:
The industry is likely to be a monopolistic industry.
What is a monopolistic competition?
A monopolistic industry is when there are many firms selling differentiated products in an industry. A monopolistic competition has characteristics of both a monopoly and a perfect competition. There is an intense completion among firms in this industry. An example of monopolistic industry are restaurants
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Jackson is reviewing next week's orders, scheduling orders to machines, and assigning employees to run those machines. Andrew is engaged in ________.
If he assign employees to run those machines. Andrew is engaged in planning.
What is planning?Planning is the process of forecasting and can be defined as the process of setting ahead goals and objectives a person or an individual intend to achieve in the future.
Hence, based on the scenario Andrew is engaging in planning which is why he is engaging in the following plan:
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_______ is a system for gathering information from respondents by continuously monitoring the advertising, promotion, and pricing they are exposed to and the things they buy. Question 1 options: Online research communities An online focus group Scanner-based research A web survey system
Scanner-based research is a system for gathering information from a single group of respondents by continuously monitoring the advertising, promotion, and pricing they re exposed to and the things they buy.
scanner-based investigation. A method of acquiring data from a single group of respondents by tracking the products they purchase and the advertising, promotions, and prices they are exposed to.The information that shops record when customers make purchases is known as scanner data. They consist of the number of items sold and the sales price for each item purchased on a particular day in a store.
What is scanner data used for?
For a specific time period, typically a week or a month, scanner data sets contain product quantities sold and money collected by the store for these products. NSOs can use this data to determine a product's price by dividing its revenue by the number of units it has sold.Learn more about Scanner-based research brainly.com/question/15032757
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An oligopoly firm is similar to a monopolistically competitive firm in that A) both firms face the prisoner's dilemma. B) both operate in a market in which
Both firms have market power.
How Do Oligopolies Work?
An oligopoly is a market structure comprising a few enterprises, none of which can prevent the others from having a sizable impact. The concentration ratio calculates the largest companies' percentage of the market. A market with a monopoly has just one producer, a duopoly has two businesses, and an oligopoly has three or more businesses. The maximum number of firms in an oligopoly is unknown, but it must be low enough such that each firm's activities have a major impact on the others.
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When a seller lists his or her home with a licensee and the property does not go under contract or if the client does not agree to extend the time of the listing, then the listing will
When a seller lists his or her home with a licensee and the property does not go under contract or if the client does not agree to extend the time of the listing, then the listing will expire.
A contract that certifies a real estate agent's or broker's authority to manage the sale of real property and to be paid a fee or commission for their services.
An agreement or arrangement that allows real estate to be marketed through a service or group made up of numerous agents, with the selling agent and the agent who first lists the property splitting the commission from sales. Internet listing.
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Henry accepted a new position at a ball bearing manufacturing plant after graduation from college. With his macroeconomic education, Henry has been asked to advise the best way to measure inflation for the company to be able to accurately adjust its prices. What would Henry advise the company to use
Henry advises the company to use producer price index.
What is producer price index?The producer price index (PPI) tracks the typical prices domestic producers of goods and services are paid. It is determined by dividing the current prices that sellers of a representative basket of commodities have received by the prices of those same goods in a base year multiplied by 100.
Difference between PPI and CPI?In contrast to the Consumer Price Index (CPI), which summarizes prices from the viewpoint of purchasers, the Producer Price Index (PPI) summarizes price level from the perspective of sellers. Because it provides early information on consumer demand and consumption, PPI is regarded as a solid economic indicator. This is so because the prices that producers obtain are a sign of the retail demand.
How can the producer price index be used to control inflation?The impact of consumer market inflation on changes in prices and measurements can be reduced or entirely eliminated by using the producer price index. Instead, by considering the price of goods, whether that price increases or decreases, and when the commodities are dispatched for distribution, the PPI can be utilized to correctly determine the inflation rate.
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. John listed his property, and the listing agreement is set to terminate at the end of the month. John found a buyer for the house and signed a purchase agreement with the buyer. When the house sold, John owed his listing agent a commission. In this situation, what type of listing did John most likely have with the agent
In this situation , John most certainly has an exclusive right to sell the listing with the agency.
What is Listed Property ?The term listed property refers to a certain type of depreciable property that may be used primarily for business purposes. To be considered listed property, an item must be used for more than 50% for a company's business. That means assets may be used for personal purposes for the remainder of the time. Listed property is subject to a special set of tax rules for the taxpayer.
What is a Purchase Agreement?A purchase agreement is a legal document that is signed by both the buyer and the seller. Once it is signed by both parties, it is a legally binding contract. A real estate purchase agreement spells out the agreed-upon terms under which a buyer and seller agree to engage in a real estate transaction.
Therefore, we can say that above the situation John most certainly has an exclusive right to sell the listing with the agency.
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Stan owns a software design business. He does not have time to expand his office space or redesign the layout of his office. He can increase the amount of work he does by working more hours, asking his current employees to work more hours, or hiring more employees. The relationship between Stan's inputs and the maximum output his firm can produce is called his
The relationship between Stan's inputs and the maximum output his firm can produce is called his short-run production function.
What is software design?Software design is the process by which an agency develops a specification of a software artifact intended to achieve goals using a collection of simple building blocks and subject to limitations.What is the short-run production function?The short-run production function is one in which the rest of the elements are variable in nature and at least one factor of production is assumed to be fixed in supply, i.e. it cannot be increased or decreased.The amount of other inputs, such as labor, raw materials, capital, and so forth, might be adjusted while the firm's capital inputs are typically thought to be stable. As a result, among all the variables of production, it is quite difficult for the company to modify the capital equipment and boost output.
Therefore, the relationship between Stan's inputs and the maximum output his firm can produce is called his short-run production function.
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Many politicians in Congress truly believe that raising personal income taxes on the wealthy from the current 39.5 percent to 70 percent would still grow the economy and generate more long-term revenues to the government for several years to come. Is this correct according to the Supply-Side economic theory
It is True According to the supply-side economic theory.
What is supply-side economic theory?According to the supply-side hypothesis, the economy will grow as long as there is an increase in the supply of commodities. The idea, sometimes known as supply-side fiscal policy, has been used by various American presidents in an effort to boost the economy. Supply-side strategies broadly focus on elements that support an economy's capacity to produce additional products and services. Although some economists have campaigned for the supply-side idea, others have opposed it. Critics contend that supply-side theory is inherently wrong (i.e., that supply cannot produce demand on its own), and empirical research has repeatedly demonstrated its limitations when used to inform policy (e.g., in the case of Kansas tax cuts that failed to generate growth).Know more about Supply-side Economics, with the help of following link:
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MacKenzie Company sold $560 of merchandise to a customer who used a Regional Bank credit card. Regional Bank charges a 6.0% fee for sales on its credit cards. The journal entry to record this sales transaction would be:
The journal entry to record MacKenzie Company's sales transaction would be to:
Debit cash of $526.40.Debit credit card expense $33.60.Credit sales $560.What is a journal entry?A journal entry can be defined as a financial accounting process which typically involves keeping the records of business transactions such as sales, that are made by a company (business firm).
In this scenario, we would calculate the debit on cash as follows:
Charges = 6/100 × 560
Charges = 0.06 × 560
Charges = $33.60.
Debit cash = Sales - Charges
Debit cash = 560 - 33.60
Debit cash = $526.40.
In conclusion, we can logically conclude that the most appropriate journal entry to record MacKenzie Company's sales transaction would be to:
Debit cash of $526.40.Debit credit card expense $33.60.Credit sales $560.Read more on journal entry here: https://brainly.com/question/22279664
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Opentable is a reservation mechanism for restaurants. It uses the Internet to allow consumers to reserve tables in many places throughout the United States. It is an example of
Opentable is a reservation mechanism for restaurants. It uses the Internet to allow consumers to reserve tables in many places throughout the United States. It is an example of multichannel marketing.
The goal is to attract, retain, and build relationships with buyers who use various channels. It is a blending of different communication and delivery channels.
Intensive Distribution: As many outlets as possible. The goal of the intensive distribution is to penetrate as much of the market as possible.
Multichannel marketing is a blending of different communication and delivery channels. The goal of multichannel marketing is to attract, retain, and build relationships with buyers who use various channels.
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The categories of continuous innovation, dynamically continuous innovation, and discontinuous innovation are based on levels of consumer Blank______.
It is based on level of consumer depending upon the consumer behavior.
Consumer behavior
There are different stages consumer pass through to reach a buying decision making. Consumer decision making process represents a problem-solving approach and involves the following five stages – need recognition, information search, evaluation of alternatives, purchase decision and post-purchase behavior .
Extensive problem-solving. Consumers have not yet established a criteria for evaluating the product.
Limited problem-solving. Consumers have established a basic criteria for product evaluation.
Routinised-response behavior. Consumers have some experience with the product category.
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If you deposit $13,500 in the bank today, what is its future value at the end of twenty years if it is invested in an account paying 4.20% interest (annual compounding, which is the same as APR)?
The answer is $30,740.
Given,
The time period for which money is invested = N = 20
Interest Rate at which money is invested = i = 4.20%
Periodic Payment per period = PMT = 0
Present value of the money invested = PV = $13,500
Future value = FV
Since the formula for FV is:
FV = (PV) × (1+i)^N
Now substituting the given values in the above formula of future value we get,
= ($13,500) × (1+0.042)^20
= ($13,500) × (1.042)^20
= $13,500 × 2.2769546
= $30,738.88766
= $30,740 (After approximation to the nearest tens)
Hence, future value at the end of twenty years, if it is invested in an account paying 4.20% interest (annual compounding), is $30,740
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The significant event at the conclusion of each phase is called _____. Group of answer choices tasks deliverable milestone sequence action item
The significant event at the conclusion of each phase is called a milestone.
A milestone in your life is an important occasion. A turning point frequently ushers in a fresh chapter. For instance, your high school graduation was a significant event in your life. A roadside signpost that indicates the distance to a specific point is referred to as a milestone.Birthdays celebrated at milestone ages are those extra-special ages that call for more than simply a card and cake. Important childhood milestones that typically require a sizable party and an especially thoughtful present include a first birthday and turning 13 years old.A crucial moment or stage in the existence, development, or similar of a person, a country, etc. Her career reached a turning point when she was hired as a supervisor.Thus this is the answer.
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A statement of what is to be accomplished through marketing activities is called _______. a. a marketing objective b. market opportunity analysis c. the marketing mix d. a competitive advantage
A statement of what is to be accomplished through marketing activities is called marketing objectives.
Marketing objectives are defined, attainable goals created to not only offer general guidance but also drive actions. They are SMART goals, which stands for specific, measurable, achievable, relevant, and time-based (you've probably heard the acronym before!).
The main goals of marketing are maximizing earnings and achieving customer pleasure. Customer satisfaction: A company's main goal is to meet the needs of its consumers. Ensure Profitability: Marketing is run for profit, just like every other aspect of organization.
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Which of the following statements is true of rescission? Group of answer choices If a party to a contract announces the other party does not have to perform as promised, a rescission exists. It results in awarding monetary damages to a nonbreaching party that is intended to punish the breaching party of a contract. It arises from unusual losses that were foreseeable. If a party to a contract choses rescission as a remedy, that party cannot also make a claim for damages. If a party to a contract intentionally relinquishes a right to enforce the contract, a rescission occurs.
The True Statement about Rescission is : If a party to a contract choses rescission as a remedy, that party cannot also make a claim for damages.
To Find the True Statement amongst all other option , we need to know more about Rescission.
What is Rescission ?
The act of rescinding; the cancellation of a contract and the return of the parties to the positions they would have had if the contract had not been made. “recission may be brought about by decree or by mutual consent”
In contract law, rescission is an equitable remedy which allows a contractual party to cancel the contract. Parties may rescind if they are the victims of a vitiating factor, such as misrepresentation, mistake, duress, or undue influence. Rescission is the unwinding of a transaction. This is done to bring the parties, as far as possible, back to the position in which they were before they entered into a contract.
If the misrepresentation is fraudulent or negligent the court can award damages and rescind the contract, although where negligent misrepresentation occurs the court does have discretion to award damages in lieu of rescission.
Thus, we can conclude that the statement that Rescission is happens If a party to a contract choses rescission as a remedy, that party cannot also make a claim for damages.
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The market price of a security is $26. Its expected rate of return is 13%. The risk-free rate is 5%, and the market risk premium is 7.0%. What will be the market price of the security if its correlation coefficient with the market portfolio doubles (and all other variables remain unchanged)
The increase in stock risk has lowered its value by 16.09%.
What does market price mean?The price at which a good or service can currently be bought or sold is known as the market price. The forces of supply and demand determine the market price of a good or service; the price at which the quantity supplied and demanded are equal is the market price.What is current price and market price?Market value is another name for the current price. It is the last traded price for a share of stock or any other security.According to the question:
If the security's correlation coefficient with the market portfolio doubles (with all other variables such as variances unchanged), then beta, and therefore the risk premium, will also double. The current risk premium is: 13% - 5% = 8%The new risk premium would be 16%, and the new discount rate for the security would be: 16% + 5% = 21%
If the stock pays a constant perpetual dividend, then we know from the original data that the dividend (D) must satisfy the equation for the present value of a perpetuity:
Price = Dividend/Discount rate.
26 = D/0.13.
D =26 x 0.13.
D = $3.38.
At the new discount rate of 21%, the stock would be worth:
$3.38/0.21.
= $16.09.
The increase in stock risk has lowered its value by 16.09%.
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If the proposed positioning for a new Ducati motorcycle would work just as well for a model from Suzuki or Moto Guzzi, the positioning would be failing the ________.
The Ducati company's positioning would likely be failing in strategic differentiation.
What is strategic differentiation?It is an area of marketing where companies develop products and services with unique benefits in the market, increasing the value of their brand and positioning in the market, generating a competitive advantage over their competitors.
Therefore, Ducati motorcycles have their own characteristics developed to generate brand differentiation value.
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Which of the following statements is NOT true? Group of answer choices Net working capital (NWC) refers to the difference between current assets and current liabilities. Working capital efficiency refers to the length of time between when a working capital asset is acquired and when it is converted into cash. Gross working capital refers to the funds invested in a company's current liabilities. Working capital management involves making decisions regarding the use and sources of current assets.
The money invested in a company's current liabilities is known as gross working capital.
What exactly is gross working capital?The total amount of a company's current assets is its gross working capital (assets that are convertible to cash within a year or less). Assets like cash, receivables, inventory, short-term investments, and marketable securities are all included in gross working capital.
How is gross working capital determined?Gross Working Capital = Total Value of Current Assets
It should be mentioned that working capital, or net working capital of a firm, is calculated by deducting current obligations from current assets.
What is a good illustration of gross working capital?Gross working capital includes items like marketable securities, accounts receivable, and inventory. Gross working capital is not helpful on its own because it only provides a partial picture of a company's liquidity.
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Suppose you were writing a social media plan for Two Scoops, with two objectives: to improve brand awareness in new markets and to build online orders during holiday periods. What quantitative and qualitative measurements would you use to evaluate the results of your plan
Quantitative and qualitative measurements are the two sorts to take into account for your KPIs.
QuantitativeThe focus of quantitative measurement is on numerical values and how they change or stay the same over time. A framework consisting of base, reach, engagement, and conversion is a useful method to approach the concept of quantitative measurements.QualitativeIn contrast, qualitative measurement is a more nuanced approach to collecting insight and is best done on a post-by-post basis. For example, you may have set a goal to increase interactions on your brand page. And while the number of comments on your content has gone up, it’s necessary to also examine the nature of the comments. What are some examples of quantitative and qualitative data?Qualitative data deals with traits and qualities that are difficult to quantify but can be perceptually experienced, such as flavors, sensations, looks, and colors. In general, you create quantitative data when you measure something and assign it a numerical value.
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If you receive an enrollment process exception notice, your immediate action will be required in order to avoid any disciplinary actions, which may include___________________.
If you receive an enrollment process exception notice, your immediate action will be required in order to avoid any disciplinary actions, which may include
Forfeited commissionsSuspension of your contractTermination of your contractWhat is an enrollment process exception notice?This is the program that is known to be used for the people that have opened enrolment planning.
The model health plan is usually compiled by the help of the federal agencies of the government.
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What are some possible short-term savings goals and why are they important? (give examples)
Savings goals for the short term involve planning for the immediate future.
EXAMPLES: Paying for holidays, buying a new TV or smartphone or putting down a deposit on a house are all short-term savings goals.
It's easier and more convenient to save when you have goals. Setting goals gives you more time to save.
It is still very common for people to be very impulsive with their money, resulting in them rarely having the cash on hand needed to buy things they truly want or to cover emergencies. So, by having short term saving goals you would be able buy something you really wanted, pay for a holiday etc
At the beginning of 2019, a corporation had assets of $410,000 and liabilities of $280,000. During 2019, assets increased $26,000 and liabilities increased $8,000. What was stockholders' equity at December 31, 2019
Stockholders' equity at December 31, 2019 is $148,000.
Stockholders' equity describes the assets that are still held by a company after all liabilities have been paid. This amount can also be determined by adding share capital and retained earnings, less treasury stock. It is obtained by deducting total liabilities from total assets.
Assets at December 31, 2019
= Beginning assets ($410,000) + Increase in assets during 2019($26,000) = $436,000.
Liabilities at December 31, 2019 = Beginning liabilities ($280,000) + Increase in liabilities ($8,000)
= $288,000.
Assets ($436,000) = Liabilities ($288,000) + Stockholders' equity.
Solve for Stockholders Equity at December 31, 2019 = $148,000.
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