A shopkeeper purchased the building that houses her shop, incurring an obligation to the owner of the building equal to the fair market value of the building plus interest. The obligation is evidenced by a promissory note and secured by a mortgage on the building. Several years later, the shopkeeper sold her business and the building to a third party, who assumed liability for the obligation. At the request of the third party and without the knowledge of the shopkeeper, the original owner of the building agreed to release the mortgage. Subsequently, the third party defaulted on the obligation. The current fair market value of the building exceeds the amount of the unpaid obligation. The original owner of the building sued the shopkeeper for the amount of the unpaid obligation. Can the original owner recover this amount from the shopkeeper

Answers

Answer 1

No, the original owner recover this amount from the shopkeeper because "the release of the mortgage discharged the shopkeeper's personal liability."

What are mortgage?

When you and a lender enter into a mortgage, the lender is granted the power to seize your property if you are unable to pay back the loan amount plus interest. Mortgage loans are used to either purchase a home or borrow against an existing home's worth.-

The examples of mortgage loans are-

A mortgage would be something you would borrow money against at the bank. Mortgage is a loan taken to purchase property and guaranteed by the same property. An example of a mortgage is the loan you took out when you bought your house.

As for the given condition, the owner will not get the amount from the shopkeeper because the building owner's release of the relevant mortgage releases the shopkeeper/mortgagor from personal accountability for the loan made by the original owner of the building (i.e., mortgagee).

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Related Questions

Please help!! This is for economics

Which type of market is the one in which a fast-food company buys the eggs to make a person's favorite breakfast sandwich?

Product market
Factor market
Financial market
Closed market

Answers

The market in which the business buys eggs to make the final product that is a sandwich is called as factor market. Thus, Option B is the correct choice.

What is a Factor market?

A factor market is a marketplace wherein elements of manufacturing are bought and sold. Factor markets allocate elements of manufacturing, along with land, labor, and capital, and distribute profits to the proprietors of efficient resources, inclusive of wages, and many more.

Therefore, The market in which the business buys eggs to make the final product that is a sandwich is called factor market. Thus, Option B is the correct choice.

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Farmer Jones is producing wheat and must accept the market price of $6.00 per bushel. At this time, her average total costs and her marginal costs both equal $5.00 per bushel. Her minimum average variable costs are $3.50 per bushel. In order to maximize profits or minimize losses in the short run, farmer Jones should Multiple Choice

Answers

Jones should: d. Continue producing, but reduce output.

reduce output but should continue production.

Total costs and marginal costs

The market price per bushel is higher than average variable cost which means that  Jones should  continue the production.

Since market price and the and marginal costs per bushels is not the same or equal she should reduce her output  because profit maximization requires that marginal revenue and marginal cost to be equal.

Therefore the correct option is D.

The complete question is:

Farmer Jones is producing wheat and must accept the market price of $6.00 per bushel. At this time, her average total costs and her marginal costs both equal $8.00 per bushel. Her average variable costs are $5 per bushel. In order to maximize profits or minimize losses in the short run, farmer Jones should Multiple Choice.

a. increase output

b. increase selling price.

c. produce zero output and close down

d.  continue producing, but reduce output.

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The country has entered a period of economic growth, but prices are rising too rapidly. To stabilize prices, the Federal Reserve decides to (4 points) Group of answer choices decrease the federal funds rate decrease the reserve requirement raise the discount rate buy more government securities

Answers

To stabilize prices, the Federal Reserve decides to Raise the discount rate.

Although the economy of the nation is expanding, prices are increasing far too quickly. The Federal Reserve decides to Increase the discount rate in order to stabilize prices.Economic growth is characterized by an increase in the quantity of goods and services generated per person over time.

What is meant by the discount rate?In a discounted cash flow (DCF) analysis, the discount rate is the interest rate that is used to calculate the present value of future cash flows. This aids in determining whether the cash flows from a project or investment will be more valuable than the capital expenditure required to fund it in the present.

Why is it called a discount rate?When examining a sum of money that will be received in the future and figuring out its present value, the phrase "discount rate" is employed. The definition of the word "discount" is "to deduct a sum." To determine a future value of money's present value, a discount rate is subtracted.

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Personal _______ involves deciding what makes you unique and desirable in the job market and preparing a tagline and employer-focused elevator speech.

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The answer is Branding.

Branding refers to a marketing strategy that aims to promote and manage a company's, product, or brand's image.

When we add personal to branding it means that it is a practice that consists of an individual promoting their own image and skills through marketing and advertising techniques usually used to promote a brand.

In this approach, the individual aims to become a "recognized brand" himself.

The personal branding process can be undertaken as part of a professional activity or on a more personal basis.

Hence, Personal Branding involves deciding what makes you unique and desirable in the job market and preparing a tagline and employer-focused elevator speech.

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Inventory records for Marvin Company revealed the following: Date Transaction Number of Units Unit Cost Mar. 1 Beginning inventory 990 $ 7.27 Mar. 10 Purchase 520 7.77 Mar. 16 Purchase 426 8.37 Mar. 23 Purchase 500 9.07 Marvin sold 1,830 units of inventory during the month. Ending inventory assuming FIFO would be:

Answers

Ending inventory assuming FIFO would be $4,810.42

Step 1

Cost of goods sold= Beginning Inventory + Purchases = Cost of Goods Available for sale

Cost of Goods Available for sale -- Ending Inventory=  cost of goods sold

Step 2

990× 7.27= 7,197.3$

520× 7.77= 4,040.4$

426× 8.37= 3,565.6$

500× 9.07= 4,535$

total= 19,338.3$

⇒19,338.3/2,436 =7.938

Step 3

2,436-- 1,830 =606

⇒606×7.938= $4,810.42

Ending inventory=$4,810.42

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Employees at House of Pancakes pretend that they like their boss even though most of the time they do not. These employees are engaging in which form of emotional labor? Group of answer choices deep acting customization surface acting personalization

Answers

Although they frequently don't, House of Pancakes employees pretend to like their employer. These workers are performing emotional labor known as surface acting.

When someone engages in surface acting, they don't truly strive to experience the emotions they want to portray; instead, they fake the necessary feelings. They might put on "false smiles" or other necessary emotional displays that don't accurately represent how they really feel.

You are surface acting if you feel one feeling and try to express a different one. Imagine you have a stressful commute and arrive at work. Even though you're still not in a particularly good mood, you might put on a false smile for a coworker as you get your morning brew.

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A young couple has a minimal down payment. They anticipate periodic salary increases in the future. Which type of loan would be most appropriate for them to use when buying a home

Answers

The type of loan would be most appropriate for them to use when buying a home is a mortgage loan.

How to depict the information?

From the information given, the young couple has a minimal down payment and they anticipate periodic salary increases in the future.

Therefore, the type of loan would be most appropriate for them to use when buying a home is a mortgage loan.

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A cost that results from an organization's ownership or use of facilities and its basic organization structure is a(n) ______ cost.

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A cost that results from an organization's ownership or use of facilities and its basic organization structure is a committed cost.

What is the Committed Cost?A committed cost is speculation that a business substance has proactively made and can't recuperate using any and all means, as well as commitments previously made that the business can't escape. One ought to know which expenses are committed costs while investigating organization uses for potential reductions or resource deals.Committed costs are fixed or planned or affirmed installments to be made in the future to the merchants for labor and products to be taken, which are vital for the smooth progression of the business and the shortfall of which might upset the principal tasks of a business which might soundly affect the organization.

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Given a fixed level of sales and a constant profit margin, an increase in the accounts payable period can result from: an increase in the cash cycle. a decrease in the operating cycle. an increase in the ending accounts payable balance. an increase in the cost of goods sold account value. a decrease in the average accounts payable balance.

Answers

an increase in the ending accounts payable balance.

How is the balance of accounts payable determined?The amount that flows to the accounts payable balance on the business's current period balance sheet is represented by the ending balance in the accounts payable (A/P) roll-forward schedule.On a company's balance sheet, accounts payable are listed. Given that it is money owing to creditors and appears on the balance sheet under current liabilities, accounts payable is a liability. Current liabilities are a company's short-term debts, usually lasting less than three months.What Does an Accounts Payable Expense Example Look Like?Logistics and transport.Rough MaterialsFuel, power, and energy.Products and apparatus.Leasing.Licensing.Assembly and subcontracting services

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context of Theory Y managers in China, managers who are skilled in the management of people and possessing political and ideological expertise are called

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Context of Theory Y managers in China, managers who are skilled in the management of people and possessing political and ideological expertise are called the reds.

People are self-motivated and love the challenge of work, according to theory Y. With this presumption, managers foster a closer working relationship with their staff members and inspire them by giving them the freedom to act independently, take on responsibility, and make decisions.Working hard both physically and mentally comes as naturally to individuals as sleeping or playing. Coercion, control, and punishment threats are important to motivate people to meet organizational goals.

What is the Theory Y approach?According to Theory Y, managers should foster an environment at work where workers have the chance to exercise initiative and self-direction. Opportunities for employees to contribute to the success of the company should be provided.

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hat are the strategically relevant components of the U.S. Retail, Family Clothing Stores industry macroenvironment? 2. What is competition like in the family fashion industry?

Answers

The macroenvironmental elements that affect the clothing industry are those that do not belong to small businesses or their competitors.

Customers now have more options to pick from as there are more companies in the fashion sector. The fashion industry has become more competitive as a result of the variety of business models.

The factors which influence fashion are:

Social Factors.Cultural Factors.Political Factors.Environmental Factors.Psychological Factors.

The availability of resources, demand, and production are three resource macroenvironmental elements that affect the fashion sector.

A fantastic illustration of monopolistic competition is the fashion business. The fast food and apparel industries are most likely to have perfect competition because, in a fully competitive market, firms are free to enter and leave at any time, and buyers and sellers have complete information about the market and its current prices.

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The UCC rule that says that a merchant who offers to buy, sell, or lease goods and gives a written and signed assurance on a separate form that the offer will be held open cannot revoke the offer for the time stated or, if no time is stated, for a reasonable time is referred to as the ______

Answers

The UCC rule says that a merchant who offers to buy, sell, or lease goods and gives a written and signed assurance on a separate form that the offer will be held open cannot revoke the offer for the time stated or if no time is stated, for a reasonable time is referred to as the Firm Offer Rule.

A Firm Offer: What Is It?

When goods are sold, a firm offer is deemed to have been made when a guarantee to keep the offer open has been signed and the selling merchant meets the requirements for a merchant under the Uniform Commercial Code. Customers frequently ask for a definite offer so they can be certain of their cost over a predetermined period of time. A lot of retailers also request definite offers from their suppliers. Firm offers have a number of benefits, but there is a chance that things could change and the original offer would no longer be appropriate.

For instance, you might not be able to maintain the price you initially proposed due to rising raw material costs or running out of stock.

Only the time period specified in the offer is valid for firm offers. If the offer does not include a deadline, it will be valid for a maximum of three months.

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The ______ method of valuing inventory was developed to avoid reporting inventory at an amount that is ______ than the benefits it can provide.

Answers

Answer:

The lower of cost and NRV method of valuing inventory was developed to avoid reporting inventory at an amount that is greater than the benefits it can provide.

What is the highest possible credit score on the FICO scale

Answers

Answer:

850

Explanation:

It's considered the unicorn of the financial world: a perfect credit score, the highest number a consumer can achieve within a credit scoring system. For the FICO® Score☉ , one of the most commonly used credit scoring models, that mythical and seemingly impossible figure is 850. (FICO® Scores range from 300 to 850.)

Suppose that you purchased a machine several years ago for your company. You recently sold the machine for more than you paid. This is an example of a Question 24 options: capital carry-forward. non-taxable gain. capital gain. windfall. None of these.

Answers

Answer:

I believe its Capital carry-forward

Explanation:

The other options don't make sense

Keynes disagreed with the classical perspective and argued that changing _______ would cause a decline in investment when consumer sales decrease.

Answers

Keynes disagreed with the classical perspective and argued that changing expectations would cause a decline in investment when consumer sales decrease.

What is the expectation?An expectation is emotional anticipation or conviction about a future event that might occur. We anticipate this potential type of fake reality coming to pass in our life.Expectations might come from other people, things, or anything else that is a factor external to our true selves.What are investments?Investment is the commitment of a resource to a long-term increase in value. Investment necessitates the loss of a current resource, such as time, money, or effort. In the world of finance, investing is done in order to profit from the asset being put to use.

Therefore, Keynes disagreed with the classical perspective and argued that changing expectations would cause a decline in investment when consumer sales decrease.

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To protect a trademark against typosquatting, a company should attempt to register potential misspellings of the mark. Group of answer choices True False

Answers

True, To protect a trademark against typosquatting, a company should attempt to register potential misspellings of the mark.

Intellectual property (IP) is your proprietary information or the property of your thinking. It could be a design, an innovation, a trademark, or the actual implementation of your concept.

The following conditions must be met in order for the promissory estoppel doctrine to be effective:

A specific and definite promise must be made.The promisor should have anticipated the promisee's reliance on it.By doing something or not doing something, the promisee legitimately relied on the promise.

What typosquatting mean?

Typosquatting, sometimes referred to as URL hijacking, is a type of cybersquatting (residual use of another's trademark or copyright) that preys on Internet users who enter a website address erroneously into their web browser.

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On November 2, 2020, Bramble Company has cash sales of $6120 from merchandise having a cost of $3540. The entries to record the day's cash sales using a perpetual inventory system will include:

Answers

Cash will be debited and sales will be credited by $6,120 and cost of good sold with be debited and inventory will be credited by $3,540.

A journal entry is the act of maintaining or producing records of any economic or the non-economic transaction. An accounting journal, which shows a company's debit and credit balances, records transactions. The journal entry may have many records, each of which is either a debit or a credit.

The journal entry to record days cash sales would be as given below:

Cash (Dr)                     $6,120

   To sales                                 $6120

(Being cash sales of $6,120)

Cost of good sold  (Dr)  $3,540

    To inventory                          $3,540.

(Being cost of cost of good sold)

 

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As a consumer consumes more of a good or service, the additional satisfaction of consuming the additional units goes down. This is called the law of:.

Answers

As a consumer consumes more of a good or service, the additional satisfaction of consuming the additional units goes down. This is called the law of diminishing marginal utility.

What is utility?

It should be noted that utility simply means the satisfaction that's derived from using a good or service.

In this case, as a consumer consumes more of a good or service, the additional satisfaction of consuming the additional units goes down. This is called the law of diminishing marginal utility.

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If you work for a company and have a 401(k) retirement account, the account contains money you contributed to your retirement and money contributed by your employer. When you retire, which of the following will these payments be?

A. Welfare payments
B. Pension
C. Transfer payments
D. None of the above

Answers

The correct answer is A. Welfare payments

Question 2(Multiple Choice Worth 5 points)
(01.07 MC)
Suppose you live in a country with a proportional tax system. You make $20,000 a year and pay $5,000 in taxes. Your
friend makes twice as much money as you. What amount can your friend expect to pay in taxes this year?
A. $2,500
B. $5,000
C. $10,000
D.$20,000

Answers

Answer: C. $10,000

Explanation:

Proportional tax system means you pay a certain percent of what you earn, in this case it is 25%. Therefore your friend making twice as much as you will be taxed twice as much as you, making the answer C. $10,000.

23. In the emergency planning process outlined in CPG 101, generating, comparing, and selecting possible courses of action to achieve desired outcomes is part of:

Answers

In the emergency planning process outlined in CPG 101, generating, comparing, and selecting possible courses of action to achieve desired outcomes is part of Develop the Plan.

What is the CPG 101?Federal Emergency Management Agency (FEMA) guidance on the principles of planning and creating emergency operations plans can be found in Comprehensive Preparedness Guide (CPG) 101. (EOP). EOPs are linked to planning initiatives in the fields of prevention, protection, response, recovery, and mitigation, as demonstrated by CPG 101.

What does an emergency operations plan include?What the institution or organization will do in the event of a disaster is specified in the emergency operations plan (EOP) (incident command implementation, command center location and activities, specific plans by department, etc.).

What is emergency action plan?Faculty, staff, and students are informed about emergency protocols and policies through the EAP. Employees, their designated representatives, and any OSHA officials who desire to see it have access to this documented plan upon request.

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The Fair Labor Standards Act requires the payment of overtime to regular workers who work more than eight hours in a day. a. True b. False

Answers

The Fair Labor Standards Act requires the payment of overtime to regular workers who work more than eight hours in a day: FALSE

Who is labor?In the economy, labor refers to both the number of employed people and the work they do to produce goods and services. Numerous categories can be used to classify labor. The first is according to skill level; the lowest level is manual labor that doesn't call for special training.What is the Fair Labor Standards Act?A minimum wage and "time-and-a-half" overtime pay are rights established by the Fair Labor Standards Act of 1938, which is codified at 29 U.S.C. 203. These rights apply to everyone working more than forty hours per week. Additionally, it forbids using children for "oppressive child labor."

Therefore, the Fair Labor Standards Act requires the payment of overtime to regular workers who work more than eight hours in a day is FALSE.

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Unemployment that results because it takes time for workers to search for the jobs that best suit their tastes and skills is called.

Answers

Answer:

Frictional unemployment

Explanation:

Frictional unemployment is unemployment due to the time it takes to match employees with jobs

The next dividend (Div1) is $1.80, the growth rate (g) is 6%, and the required rate of return (r) is 12%. What is the stock price, according to the constant growth dividend model

Answers

The stock price is $30.

What is the stock price?

The constant growth dividend model postulates that the price of a stock is a function of the next year's dividend, rate of return and growth rate.

The constant growth dividend model = dividend next year / (required return - growth rate)

$1.80 / (12% - 6%)

$1.80 / 6% = $30

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The ideal outcome of the _____ process group is to complete a project successfully by delivering the agreed-upon project scope within time, cost, and quality constraints.

Answers

The answer is monitoring and controlling.

The Monitoring and Controlling process controls all actions and metrics required to guarantee that the approved and authorized project remains within scope, on schedule, and within budget, allowing the project to proceed with little risk.

The project monitoring and control phase takes place concurrently with that of the execution phase of the project life cycle. Monitoring and managing your project entails actively analyzing the state of your project as it progresses, evaluating any roadblocks, and applying appropriate modifications.

Organizations must balance various duties during this phase, including sticking to the timeline, maintaining under budget, avoiding scope creep, and managing risk. Here's a rundown of the simultaneous activities you'll need to priorities in project management while monitoring and regulating.

Therefore, the blank will be filled by monitoring and controlling.

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Which of the following is NOT a problem caused by monopolies?
Select one:

Low quality

Fewer new products

Poor customer service

More competition

Answers

Answer:

Poor customer service

Explanation:

Poor customer service

A problem that is not caused by monopolies is More competition.Thus the correct answer is D.

What is a monopoly?

A monopoly refers to a situation when the market of particular goods and services is captured by a single entity or owner and restricts entry by controlling the activities.

They aim at limiting the amount produced for the market, which leads to charging more. This results in cutting back on economic welfare and consumer surplus.

As they are the single seller in the market which shows that there is no competition in the market, who challenges them. The problem of more competition is not caused by monopoly.

Therefore, Option D is appropriate.

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An earthquake destroys a good portion of the capital stock but does not affect the production function. Capital per worker will _______ in the short run and _______ in the long run. A. decrease, decrease B. decrease, stay the same C. stay the same, decrease D. stay the same, stay the same

Answers

The correct option is, (B) decrease, stay the same.

An earthquake destroys a good portion of the capital stock but does not affect the production function. Capital per worker will decrease  in the short run and stay the same  in the long run.

What is earthquake explain?When two chunks of the ground abruptly slide past one another, an earthquake results. The fault or fault plane is the area where they slide.

What is earthquake and causes?Sudden movement along Earth's fault lines causes earthquakes.The motion releases "elastic strain" energy that has been accumulated in the form of seismic waves, which travel through the Earth and cause the earth to tremble.

What is earthquake and its types?Tectonic, volcanic, collapse, and explosion earthquakes are among the four types of earthquakes. A tectonic earthquake is one that happens when the earth's crust ruptures as a result of geological forces acting on nearby plates and rocks, which change their physical and chemical composition.

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Net sales revenue is $720,000. Beginning and ending net accounts receivable are $62,000 and $58,000, respectively. Calculate the receivables turnover ratio.

Answers

Based on the sales revenue and the net accounts receivable, the receivables turnover ratio is 12 times .

What is the receivables turnover ratio?

This can be found as:

= Net sales revenue / Average accounts receivable

Solving give:

= 720,000 / (62,000 + 58,000) / 2

= 720,000 / 60,000

= 12 times

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Answer:12 times

Explanation:

As a shareholder in Titanic Shipping, Inc., James Blue is one of the many actual owners. In case of the bankruptcy of the corporation, his liability would be limited to Question 28 options: his ownership percentage of the actual loss. the amount of his investment. nothing at all. what is left after selling the stock and subtracting the debt.

Answers

As a shareholder in Titanic Shipping, Inc., James Blue is one of the many actual owners. In case of the bankruptcy of the corporation, his liability would be limited to the amount of his investment.

What shareholder means?Any individual, business, or organization that has stock in a corporation is a shareholder. A shareholder of a firm may own just one share. As residual claimants on a company's profits, shareholders may be subject to capital gains (or losses) and/or dividend payments.

What is shareholder and example?The definition of a shareholder is a person who owns shares in a company. Someone who owns stock in Apple is an example of a shareholder noun. A person who owns one or more shares of stock in a joint-stock company or a corporation.

What is the purpose of a shareholder?The shareholders are the company's owners and give financial support in exchange for prospective dividends paid out over the course of the business. There are three ways for an individual or business to become a shareholder in a company by adhering to the company's memorandum at the time of incorporation.

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