Ask the name and purpose of the Loan documents as A Notary Signing Agent with nearly 10 years experience has reviewed and is completely familiar with all the documents in a loan package.
What is a loan package?Loan package is the documentation and the business plan that provides loan or money on installation to the lender to review to analyze whether the loan has been approved or not. It takes a lot of rime in approving a loan as bank has to see the backgrounds and other information.
Thus, Ask the name and purpose of the Loan documents
For more details about Loan package, click here:
https://brainly.com/question/13148472
#SPJ1
Previously, an organization reported that teenagers spent 4.5 hours per week, on average, on the phone. The organization thinks that, currently, the mean is higher. Fifteen randomly chosen teenagers were asked how many hours per week they spend on the phone. The sample mean was 4.75 hours with a sample standard deviation of 2.0. Conduct a hypothesis test.
The statement is true about that the average time spend by the teenagers spent 4.5 hours per week as it is concluded from the hypothesis test.
What is hypothesis test?Hypothesis test is the test evaluation of the assumption test like in the survey parameters, hypothesis test is different in every case it depends upon the data and the reason of the analysis, it is tested by using the sample data.
Thus, the statement is true.
For further details about Hypothesis test, click here:
https://brainly.com/question/22505005
#SPJ1
An effective marketing mix for the services industry is the _____.
A. neither
B. seven P's
C. both
D. four P's
An effective marketing mix, which is suitable for the services industry, is the seven P's.
What is a marketing mix?A strategy of different mixes of external and internal factors used by a firm for the purpose of achieving its organizational goals, intended to increase the sales, is known as a marketing mix.
Hence, option B holds true regarding a marketing mix.
Learn more about a marketing mix here:
https://brainly.com/question/14591993
#SPJ1
Consider the following scenario analysis:
Rate of Return
Scenario Probability Stocks Bonds
Recession 0.30 −6 % 15 %
Normal economy 0.60 18 % 8 %
Boom 0.10 26 % 5 %
a. Is it reasonable to assume that Treasury bonds will provide higher returns in recessions than in booms?
multiple choice
No
Yes
b. Calculate the expected rate of return and standard deviation for each investment. (Do not round intermediate calculations. Enter your answers as a percent rounded to 1 decimal place.)
c. Which investment would you prefer?
Based on the scenario analysis on stocks and bonds, we know the following:
Treasury bonds will provide a higher return in a recession than in a boom. The expected return of Bonds is 9.8% and that of stocks is 11.6%. The standard deviation of Bonds is 9.24% and that of stock is 11.76%.What does the scenario analysis on Bonds and Stocks show?In a recession, Bond returns will be 15%. This is much higher than Bond returns in a boom of only 5%.
The expected return on bonds will be:
= ∑(Probability of Scenario x Returns in scenario)
= (0.30 x 15%) + (0.60 x 8%) + (0.10 x 5%)
= 9.8%
The expected return on stocks will be:
= (0.30 x -6%) + (0.60 x 18%) + (0.10 x 26%)
= 11.6%
Using a spreadsheet, you can input the expected returns of the stocks and the bonds to find the standard deviation to be 9.24% and 11.76%, respectively.
Find out more on stock expected returns at https://brainly.com/question/18724022.
#SPJ1
Peace and prosperity will flourish if we can find the one best way to divide existing resources among nations.
True or False
Peace and prosperity may not flourish if we can find the one best way to divide existing resources among nations. Therefore, it is false.
What is prosperity?Prosperity is flourishing, thriving, good fortune, and successful social status.
In this case, peace and prosperity may not flourish if we can find the one best way to divide existing resources among nations. It is about the effective utilization of resources.
Learn more about prosperity on:
https://brainly.com/question/1869457
#SPJ1
Explain how scarcity relates to the decision you made as the president of the United States.
Because scarcity increases negative emotions, it ends up affecting one's decisions. Socioeconomic scarcity can be caused by depression or anxiety. A president would be making decisions based on the negativity. But in the U.S.A the government deals with scarcity by implementing quotas on how much people can buy.
Hope this helps,
ROR
Find the sales tax. Total selling price: $2,520. Florida sales tax rate: 6 percent. Gainesville sales tax rate: 1 percent. Find the state tax city and city tax.
The state tax city and city tax based on the information will be $151.20 and $25.20 respectively.
How to calculate the tax?The sales tax based on the information given will be:
= 6% × $2520
= 0.06 × $2520
= $151.20
The city tax will be:
= 1% × $2520
= $25.20
Learn more about tax on:
https://brainly.com/question/25783927
#SPJ1
Creative and innovative
A creative innovation is bringing about something unique and different.
What is creativity?Creativity is the ability to imagine something unique or new that have not been in existence.
It could also be a modification to what have been existing before.
Therefore, A creative innovation is bringing about something unique and different.
Learn more on creativity here,
https://brainly.com/question/19171885
#SPJ1
Question 7 of 10
The Better Business Bureau maintains business profiles weighing:
A. the number of legal actions against the number of positive online
reviews a company receives.
OB. the number of stars and reviews a company receives online.
C. the number of unresolved complaints and legal actions against a
company.
OD. the number of employees and employee compensation in a
company
The Better Business Bureau maintains business profiles weighing by B. the number of stars and reviews a company receives online.
What is Better Business Bureau?It should be noted that the Better Business Bureau builds a foundation of trust for the employee and the consumers to count on.
Here, the Better Business Bureau maintains business profiles weighing by reviewing the number of stars and reviews a company receives online.
Learn more about business on:
brainly.com/question/24553900
#SPJ1
Which document needs to be submitted, along with reconciled cash, from each department to the main cashier’s office?
A.
deposit form
B.
deposit slip
C.
cash receipt
D.
cash invoice
E.
withdrawal form
Which statement about free on-line translation is true?
A: You are allowed to use free on-line transition software at your discretion
B: You are only allowed to use free on-line translation software if it is for a short, simple project
C: Bon Secours Mercy Health's policy is to never use free on-line translation software
The statement about free on-line translation that is true is that C. Bon Secours Mercy Health's policy is to never use free on-line translation software.
What is translation?It should be noted that translation simply means changing the form of a language to another form.
In this case, the statement about free on-line translation that is true is that Bon Secours Mercy Health's policy is to never use free on-line translation software.
Learn more about translation on:
brainly.com/question/900753
#SPJ1
After Luke tries to understand Wang-Li’s family situation, Wang-Li shares concerns about his ability to complete his work responsibilities. Then, Luke asks questions and listens carefully to further understand Wang-Li’s worries about the work. Luke learns that Wang-Li is especially worried because his family has invested so much into his career success. Which element of EQ is most displayed in this case?
Answer:
Empathy
Explanation:
There are two definitions I would use to describe empathy as:
1. The psychological identification with or vicarious experiencing of the feelings, thoughts, or attitudes of one another
2. The imaginative ascribing to an object, as an natural object or work of art, feelings or attitudes present in oneself
Luke was being empathetic when he tried to understand Wang-li's family situation with his work. To explain better, empathy can be shown by listening and understanding.
Following are two weekly forecasts made by two different methods for the number of gallons of gasoline, in thousands, demanded at a local gasoline station. Also shown are actual demand levels, in
thousands of gallons:
Forecast
Method 1
Actual
Demand
Actual
Demand
Week
Forecast
Method 2
0.82
Week
1
0.90
0.72
1
0.72
2
1.02
1.00
2
1.19
1.00
3
0.92
1.00
3
0.92
-1.00
4
1.17
1.00
4
1.17
1.00
The MAD for Method 1 = thousand gallons (round your response to three decimal places).
MAD = 0.51/4 = 0.1275 and MSE = 0.0721/4 = 0.018.
What is MAD and MSE?MAD( Mean Absolute Deviation) and MSE( Mean Squared Error) are the most commonly used forecast error measures. MAD is the average of the absolute errors and MSE is the average of the squared errors.
Solution:- Method 1 Week Method 1 Actual E E^2
1 0.9 0.7 0.2 0.04
2 1.05 1 0.05 0.0025
3 0.95 1 0.05 0.0025
4 1.2 1 0.2 0.04
0.5 0.085
MAD = sum of error/n
= 0.5/4
=0.125
MSE = sum of squared error/n
= 0.0.85/4
= 0.02125
Method 2 Week Method 2 Actual E E^2
1 0.8 0.7 0.1 0.01
2 1.2 1 0.2 0.04
3 0.9 1 0.1 0.01
4 1.11 1 0.11 0.0121
0.51 0.0721
Hence, MAD = 0.51/4 = 0.1275 and MSE = 0.0721/4 = 0.018.
Learn more about the MAD and MSE here:-
https://brainly.com/question/14688363
#SPJ1
The most common term for marginal utility is
Answer:
The concept of marginal utility is used by economists to determine how satisfaction levels influence customer decisions. The law of diminishing marginal utility has also been found by economists. It describes how the first unit of an item or service consumed has more utility than subsequent units.
Explanation:
Answer:
law of diminishing marginal utility.
Explanation:
Economists use the idea of marginal utility to gauge how satisfaction levels affect consumer decisions. Economists have also identified a concept known as the law of diminishing marginal utility. It describes how the first unit of consumption of a good or service carries more utility than later units.
Which form of business ownership is an ideal way to test new business ideas?
Sole proprietorship is a business ownership that ideal way to test new business ideas
What are new business idea?This are ideas that have not been existing before, which an individual uses to improve on his or her business.
It could be a collective idea or an individual idea.
Therefore,
Sole proprietorship is a business ownership that ideal way to test new business ideas
Learn more on sole proprietorship below
https://brainly.com/question/375502
#SPJ1
The maximum amount you must pay before your homeowners insurance
begins to pay is your_
OA. deductible
OB. copayment
OC. credit limit
OD. premium
the answer is A. deductible
Answer: A. deductible
Explanation: It can not be premium, as that is what you pay monthly for insurance. Credit limit is the maximum amount of money your allowed to spend monthly on a credit card. A copayment is what is spent out of pocket on a service that is typically covered by insurance. Deductible is what you must pay before receiving insurance coverage.
1. You are offered Birr 1,000 today, Birr 10,000 in 12 years, or Birr 25,000 in 25 years. Assuming that you can earn 11 percent on your money, which offer should you choose?
Based on the options given of different cashflows, the offer you should accept is Birr 10,000 in 12 year.
Which offer should you accept?Find the present values of each offer:
Offer 1:
= Birr 1,000
Offer 2:
= 10,000 / 1.11¹²
= Birr 2,858.41
Offer 3:
= 25,000 / 1.11²⁵
= Birr 1,840.20
The offer with the highest present value is the second offer of Birr 10,000 in 12 years.
Find out more on present value at https://brainly.com/question/20813161.
#SPJ1
When the sale of traditional soft drinks declined, many manufacturers realized the demand for sugar-free and sports drinks went up. They responded by creating entirely new categories of healthier drinks to appeal to the marketplace. The soft drink industry then had to create ________ for this new product category.
Question 20 options:
A)
primary demand
B)
par value
C)
secondary demand
D)
utilitarian worth
E)
market value
The soft drink industry then had to create market value for this new product category. Read below about the concept of market value.
What is a Market Value?Market value is the amount for which something can be sold on a given market. Market value is also used as interchangeably with open market value, fair value or fair market , although these terms have distinct definitions in different standards, and differ in some circumstances.
Therefore, the correct answer is market value.
learn more about market value: https://brainly.com/question/8084221
#SPJ1
What is an exampl of a price floor
[tex]\huge\purple{Hi!}[/tex]
Perhaps the best-known example of a price floor is the minimum wage, which is based on the normative view that someone working full time ought to be able to afford a basic standard of living
When creating a stacked chart to portray the breakdown of the income statement, the following item is not included
The Net income is the item that will not be included when creating a stacked chart to portray the breakdown of the income statement.
What is a stacked chart?This refers to a column chart where multiple series of the data representation are stacked over each other.
Because the Net income is an item that is derived at the conclusion of an income statement, its will not be included when creating a stacked chart to portray the breakdown of the income statement.
Missing options "Revenue COGS Salaries 15 Marketing Rent Pr Tax View Marked Questions Net Income"
Read more about income statement
brainly.com/question/24498019
#SPJ1
Problem solving is defined as
Answer:
Problem solving is the act of defining a problem; determining the cause of the problem; identifying, prioritizing, and selecting alternatives for a solution; and implementing a solution
Assume that the traffic to the web site of Smiley’s People, Inc., which sells customized T-shirts, follows a normal distribution, with a mean of 4.54 million visitors per day and a standard deviation of 900,000 visitors per day.
(a) What is the probability that the web site has fewer than 5 million visitors in a single day? If needed, round your answer to four decimal digits.
The probability of the website of Smiley People Inc. having fewer than 5 million visitors will be 0.7054.
What is probability?The chances of occurrence in a given condition, where the number of observations and the conditions are predetermined, is known as the probability.
Hence, the significance of probability of Smiley Peoples Inc. is as computed above.
Learn more about probability here:
https://brainly.com/question/11234923
#SPJ1
Most applications will ask you to provide all of the following information except.
A. the date you can start work.
B. days and hours that you are available to work.
C. your desired salary or wage.
D. how long you want to work for the establishment.
If Depressants such as alcohol, ___________and sedatives affect the central nervous system by slowing down or depressing reflexes and coordination.you are experiencing any drug __________, don't drive.
Answer:
The answers are in the image for the first one
Explanation:
hope this helps!
If the federal reserve banks mailed everyone in the United States a new $1000.00 bill, what would happen to prices, output, and income? Illustrate your answer by using the equation of exchange.
If the Fed mailed everyone a $1,000, the effect would be a rise in prices, output, and income.
What happens when money is injected into the economy?The Equation of exchange is:
Money supply x Velocity of money = Price level x Quantity of goods and services produced
If the Money supply increases like it will when $1,000 is sent by the Fed to people, the velocity will also rise as people purchase more goods and services.
The Price level and the Quantity produced on the right side of the equation would also have to rise to match the left side. So prices would rise, and so would output.
Find out more on the equation of exchange at https://brainly.com/question/10110078.
#SPJ1
The supply and demand curve is a tool used by entrepreneurs.
True or false
Answer:
TRUE
Explanation:
Spectrum uses its sales reports broken down by geographic regions as part of its marketing research to determine which markets are most rapidly adopting fiber-optic internet connections. In this example, Spectrum is using
The fact that Spectrum breaks its sales reports down into geographic regions is an example of internal secondary data.
What is internal secondary data?When data is said to be secondary, it means that it is derived from data that was compiled for other reasons.
When this secondary data is compiled from reports that only a company has access to, this is internal secondary data. The sales reports of Spectrum were compiled to report sales and are available to Spectrum alone.
Find out more on secondary data at https://brainly.com/question/14806486.
#SPJ1
Which of these describes what can happen with an adjustable rate mortgage
Tom and Amanda Jackson
Answer:ikr
Explanation:
Answer:
Question: In 2021, Tom And Amanda Jackson (Married Filing Jointly) Have $200,000 Of Taxable Income Before Considering The Following Events: (Use The Dividends And Capital Gains Tax Rates And Tax Rate Schedules.) On May 12, 2021, They Sold A Painting (Art) For $110,000 That Was Inherited From Grandma On July 23, 2019. The Fair Market Value On The Date Of Grandma’s
This problem has been solved!
See the answer
In 2021, Tom and Amanda Jackson (married filing jointly) have $200,000 of taxable income before considering the following events: (Use the dividends and capital gains tax rates and tax rate schedules.)
On May 12, 2021, they sold a painting (art) for $110,000 that was inherited from Grandma on July 23, 2019. The fair market value on the date of Grandma’s death was $90,000 and Grandma’s adjusted basis of the painting was $25,000.
They applied a long-term capital loss carryover from 2020 of $10,000.
They recognized a $12,000 loss on the 11/1/2021 sale of bonds (acquired on 5/12/2011).
They recognized a $4,000 gain on the 12/12/2021 sale of IBM stock (acquired on 2/5/2021).
They recognized a $17,000 gain on the 10/17/2021 sale of rental property (the only §1231 transaction), of which $8,000 is reportable as gain subject to the 25 percent maximum rate and the remaining $9,000 is subject to the 0/15/20 percent maximum rates (the property was acquired on 8/2/2015).
They recognized a $12,000 loss on the 12/20/2021 sale of bonds (acquired on 1/18/2021).
They recognized a $7,000 gain on the 6/27/2021 sale of BH stock (acquired on 7/30/2012).
They recognized an $11,000 loss on the 6/13/2021 sale of QuikCo stock (acquired on 3/20/2014).
They received $500 of qualified dividends on 7/15/2021.
what is local business
Select the correct answer from each drop-down menu.
According to
,self-interest and competition act as
Reset
Next
gulding firms in a market-based economy.
Self-interest and competition, in accordance with Adam Smith, function as invisible hands that direct businesses in a market-based economy.
What is self-interest?
Self-interest is commonly defined as a focus on one's own needs or interests. Self-interested behaviors are typically carried out unknowingly most of the time. Numerous philosophical, psychological, and economic theories look at how self-interest influences how people behave.
Adam Smith authored one of the most well-known works on economics, which is still used today to explain how the American economy is structured. Smith writes in Wealth of Nations about the need for essentially zero government involvement in the economy. Instead, the best outcome for customers will come through business rivalry. Smith bases his assertion that businesses will act in their own best interests on this theory.Since the business owner depends on customers to succeed, acting in their best interest will inevitably lead to the best deals for the consumer.
Thus, the correct option is 3.
Learn more about Self-interest and competition:
https://brainly.com/question/23874290
#SPJ1