A local pet supplies boutique had a good year with rising revenues and reduced operating costs. So, the remaining third is called discretionary income.
The operating costs are the ongoing expenses which tend to incur from the normal day-to-day of running a business. So, the operating costs tend to include both the costs of goods sold (COGS) and also the other operating expenses.
Discretionary income is said to be the amount of an individual's income which is thus left for spending, saving, or investing after paying taxes and paying for personal necessities.
Hence, the discretionary income is the amount of income which is left for an individual.
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what are the initials of the trade association representing the interests of u.s. music publishers today ?
The National Music Publishers' Trade Association (NMPA) is a trade group for the music publishing sector in the United States. The NMPA, which was established in 1917, represents US music publishers and the songwriters who work with them.
Why do BMI and ASCAP exist?Songwriters' rights are safeguarded by BMI and ASCAP, two performance rights organizations (PROs). If a songwriter has declared they want payment and is a member, anyone who performs a song in public is compelled to pay royalties to the songwriter.
Identify the top 3 music publishers?The data, as reported by Music Business Worldwide, indicated that the three major music publishers—Sony Music Publishing, Universal Music Publishing Group, and Warner Chappell Music—take the lion's share of the top tunes in the globe. 10 million songs are either individually owned or cooperatively managed.
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you have $3000 per month to cover your expenses. you estimate your monthly costs to be rent of $1200, car expenses of $700, utilities of $200, insurance of $300, food of $400, student loans of $800, and going out with friends of $200. what is the end result?
The person has a budget deficit of $800, meaning that the expenditure is more than the income.
Budget: $3000
Expenses:
Rent of $1200, car expenses of $700, utilities of $200, insurance of $300, food of $400, student loans of $800, and going out with friends of $200.
A deficit is the difference between what is required and what is expected, particularly the difference between total revenue and total expenditure.
Now,
Budget deficit = Budget - Expenses
Budget deficit = $3000 - $1200 - $700 - $200 - $300 - $400 - $800 - $200
Budget deficit = -$800
Hence, the budget deficit is of $800
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select all of the following choices which explain why the public keeps some wealth in the form of money.
The public wants to keep some wealth in the form of money so that they can make purchases and hold the money as an asset.
What is an Asset?An asset is a thing that holds a value and has the ability to provide benefits, an asset can be in the form of cash, valuable stones, bonds, loan notes, shares, machinery, Cars or more.
Public chooses to keep some wealth in the form of money in hand or in bank so that they can make purchases whenever they want and also there is a sense of security by having some cash in hand for the case of emergency. There needs to be an adequate balance between the amount of assets and money in hand. Savings should be invested to gain a return but also it is important to have some money to spend, keeping a perfect balance between the two is important.
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mary toy borrowed $4,000 from her parents and repaid them $4,160 after 9 months. what simple interest rate (as a percent) did she pay? (round your answer to two decimal places).
Simple interest on a principal of $4,000.00 over a period of 0.75 years (9 months) requires an interest rate of 0.4444% each month to yield a total amount, principal plus interest, of $4,160.00.
Give a brief account on simple interest.Simple interest can be regarded as the interest that is only added to the principal, or the initial amount borrowed or deposited. No matter how often interest is charged, only the initial sum will be affected. You should be certain before signing anything because many lenders base their estimates on simple interest.
Simple interest is a quick and easy way to figure out how much a loan will cost in interest. The principle is multiplied by the daily interest rate and the number of days between payments to determine simple interest. Although some mortgages use this methodology for calculation, this kind of interest usually refers to auto loans or short-term loans.
To solve the question :
Answer:
R = 0.4444% / month = 5.33% / year
Formula :
r = (1/t)(A/P - 1)
r = (1/9)((4160/4000) - 1) = 0.00444444
r = 0.00444444
Converting r decimal to R a percentage
R = 0.00444444 * 100 = 0.4444% / month
Calculating the annual rate
0.4444% / month × 12 months / year = 5.3328% / year.
Rate is = 5.3328% / year or 0.4444% / month
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titus used to work for an it company in baltimore, but lost his job when his company decided to use workers in new delhi instead. this is an example of:
This is an example of outsourcing which Titan decided to use.
What is outsourcing?A contract for outsourcing is when a business hires a different business to manage a planned or current operation that would otherwise be handled internally. On occasion, it involves the movement of resources and personnel from one business to another. The concept, which according to The Economist has "made its influence felt since the Second World War," typically comprises contracting out a business process, operational, and/or non-core functions, like manufacturing, facilities management, contact centers, and call center help. Even though it only occasionally occurs, outsourcing is another term for the practice of handing over control of public services to private firms (privatization). Along with local and foreign contracting, nearshoring and offshoring are sometimes employed in the context of outsourcing.
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what effects will an increase in yield volatility have on the values of a putable and a callable bond
Effects will an increase in yield volatility have on the values of a putable and a callable bond : One bond's value will rise, while the other bond's value will fall
A company can issue fresh debt at a lower interest rate than the initial callable bond if market interest rates drop after the bond is floated. By exercising the call feature on the earlier callable bond, the corporation utilizes the revenues from the second, lower-rate issue to settle the debt. As a result, the business refinanced its debt by substituting newly-issued debt with a lower interest rate for the callable bonds that had a higher yield.
By exercising callable bonds, a corporation can reduce interest costs and avoid long-term financial issues in the event that economic or financial conditions deteriorate.
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which of the following is a product cost? a.salary of a sales manager b.salary of the company receptionist c.drill bits for a drill press used in the plant assembly area d.advertising for a particular product
Product cost involves drill bits for a drill press used in the plant assembly area.
Hence, Option D is correct.
The expenses incurred to produce a product are referred to as its cost. Direct labor, direct materials, consumable production supplies, and factory overhead are all included in these prices. The cost of the labor necessary to provide a service to a customer can also be considered when calculating product cost.Direct materials, direct labor, and overhead are the three main types of expenditures that are accounted for during the manufacturing process. There are a few exceptions, as some automated manufacturing firms do not have direct labor expenses, while other service sectors do not have direct material costs.To know more about cost here
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a marketer's product, service, or brand points of contact with a consumer from start-to-finish in the purchase decision process are referred to as
Consumer touchpoints are the points when a marketer interacts with a customer while they are making a purchasing decision.
What makes something a consumer?Consumers are those who buy goods or services for their own consumption rather than for manufacturing or resale. A consumers is someone who decides whether or not they will purchase an item from a retailer or who is affected by marketing and advertising.
Why is the consumer so crucial?The primary source of want for all things is from consumers. Producers of food goods or manufacturers of industrial goods both generate a variety of goods in response to consumer demand. As according Marshall, the market's demand regulates supply.
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aliya is active on online auctions but wants to avoid auction fraud. what are the four categories of auction fraud?
The four categories of auction fraud are Failure to send, failure to disclose, sending something of lesser value, and failure to deliver
The Internet Crime Complaint Center defines auction fraud as "fraud attributed to the misrepresentation of a product displayed for sale through an Internet auction site or the non-delivery of merchandise acquired through an Internet auction site."
As online auction sites gained popularity, scammers began to use them as a means of making quick cash in a variety of ways. It's interesting to note that this kind of fraud, which first appeared on eBay in the early 2000s, is one of the oldest ones to exist in the online world.
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the coupon rate is less than the yield to maturity when a bond sells at a premium. select one: true false
The statement is True. Bond investment may be a long investment; therefore, the market choices embrace government and company bonds. The establishment of the bond raises funds from willing investors to pay the nominal value at maturity and coupon payments at outlined regular intervals.
Company bonds area unit thought-about to own a better risk of default compared to government bonds. A bond's coupon rate is up to its yield to maturity if its price is up to its nominal value. A bond can trade at a premium once it offers a coupon (interest) rate above the prevailing interest rates for brand-new bonds. This can result from investors' area units willing to pay a lot for the bond's higher yield.
If the yield to maturity for a bond is a smaller amount than the bond's coupon rate, then the (clean) market price of the bond is bigger than the nominal value (and vice versa). If a bond's coupon rate is lower than its YTM, then it is commerce at a reduction.
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what are examples of a positive approach? (what are appropriate ways to to self-manage? (choose every correct answer.)
Hearing the critiques of your work from your supervisor An example of a positive approach is to present your new concept to your supervisor.
Utilizing the scientific method is necessary for the positivist approach. An observation is made about a social behavior or circumstance, a hypothesis is formed regarding the cause or result of the observation, the hypothesis is tested, and the results are then analyzed.
According to positivists, this strategy eliminates researcher bias and offers a credible causal explanation for the research study. The use of experimental designs is crucial in positivist research because they establish controls for removing further bias from the findings. Results analysis typically takes the form of data analysis, in which scientists use statistics to quickly determine if a relationship is causal or coincidental.
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a fund that exists when the government is the sponsor of a multi-government investment pool and accounts for the external portion of the trust assets is a(n):
A fund that exists when the government is the sponsor of a multi-government investment pool and accounts for the external portion of the trust assets is a private proposed trust fund.
A trust fund is a legal institution that maintains property or assets for an individual or organization as part of estate planning. Various assets, including cash, real estate, stocks, bonds, a business, or a mix of many various kinds of properties or assets, can be held by trust funds.
A trust fund must be created by three parties: the donor, the beneficiary, and the trustee. The trustee, who must operate in the grantor and beneficiary's best interests, is responsible for managing trust money.
Trust funds can be established under a variety of conditions and in a variety of formats. They provide people involved with financial security and support in addition to a few tax advantages.
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FILL IN THE BLANK. a(n) _____ indicator helps economists predict the duration of an economic upturn or downturn.
A leading indicator helps economists to predict the changes in the upturn or downturn in an economy.
A leading indicator is measurable data that help the economist to predict the downturn or upturn in the economy. The leading indicators can be used to forecast or predict the changes in any economy before it begins to shift in an upturn or downturn direction. These indicators have the potential and useful for the investors, observers, policymakers and also for the government to take the right steps if a downturn is expected.
Basically, the leading indicator is a set of data based on heuristic economic data that helps in the prediction of future change in the economy. The major examples of economic leading indicators are purchasing managers index, average hour worked, consumer confidence and initial jobless claims etc.
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Lying about stock values to get consumers to invest is known as ____ fraud.
A. insurance
B. securities
C. health care
D. mail
Answer:
B. securities fraud. Securities fraud involves making false or misleading statements about a company's financial condition or prospects in order to induce people to invest in the company's securities. This can include lying about the value of a company's stock or other securities in order to convince people to buy them.
Explanation:
hich audit data standards ledger identifies data needed for purchase orders, goods received, invoices, payments, and adjustments to accounts?
The audit data identifying the data is Procure to Pay Subledger
The process for requisitioning, purchasing, receiving, paying for, and accounting for goods and services is known as procure-to-pay (also known as purchase-to-pay or P2P). It includes the entire procedure, starting with placing the order and ending with payment. Procure-to-pay is the process of integrating the purchasing and accounts payable systems to improve efficiency.
Procure-to-pay covers the complete cycle, from processing invoices and purchases to paying vendors. It also makes adjustments to accounts and identifies the potential data which is needed. Because it offers the direct supplies and services that the manufacturing process needs to meet production targets and consumer demand, procure-to-pay is essential to supply chain management.
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suppose you transfer $5,000 from your savings account to your checking account. how does this action affect the m1 and m2 money supplies?
A portion of the M2 money supply is M1. Savings accounts are not included in the M1 money supply, which necessitates a transfer from.
A measure of the money supply that solely includes cash and bank accounts is known as the M1 money supply. The money supply is calculated using the M2, which comprises
The earliest a money transfer between banks will likely go through is the following working day. The money can take up to a few days to appear in your account. You might be able to use an ATM to withdraw cash from your savings account if you need money right away. M2 won't be impacted, but M1 will go up. M1 is a specific definition that emphasizes more on
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in the long run, what is the effect of an increase in the money supply? group of answer choices inflation crowding out of private investment an increase in aggregate demand stagflation
Real Gross Domestic Product (GDP) is the only outcome of an increase in the money supply over the long term. Price increases will lead to a decline in real Gross Domestic Product (GDP).
In other words, we assert that a rise in the money supply will eventually result in an increase in the level of prices. When there are too many people seeking too few products, inflation results. Given that output is unaffected by changes in the money supply in this example, it is simple to identify this effect. At the point where AD1 and the long-run aggregate supply curve connect, the economy depicted here is in long-run equilibrium. In the short run, real GDP and the price level both increase if aggregate demand rises to AD2. In the short run, real GDP and the price level both fall if aggregate demand falls to AD3.
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when a company offers a job to someone who has completed the personnel selection process, what information should be included in the offer? (select all that apply) multiple select question.
It is the process that a hiring team goes through with a candidate for a position to provide them with all the information they need to make a decision about they to hire.
The selection process refers to the steps involved in choosing people who have the right qualifications to fill a current or future job position.The selection process refers to the steps involved in choosing people who have the right qualifications to fill a current or future job position.Employee selection is the process of choosing people who have the relevant qualifications to fill positions in an organization.The recruitment process can be defined as the process of selecting and shortlisting the right candidates with the necessary qualifications and skill set to fill the vacancies in an organization.
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hegg for this one, you'll have to calculate this (don't try to find it). to the nearest 0.1, what is the gdp deflator for the 3rd quarter of 2022?
It measures the change in nominal GDP and real GDP during a particular year calculated by dividing the nominal GDP by the real GDP and multiplying the resultant by 100.
GDP definitionThe vocabulary of economists is extensive. The term "GDP" (gross domestic product) is one of the most popular. It is frequently quoted in newspapers, on television news, in government reports, central bank reports, and corporate reports.
How is the GDP growing?In general, there are two main factors that contribute to economic growth: an increase in the workforce's size and an increase in that workforce's productivity (output per hour worked). Either one can grow the economy overall, but only substantial productivity growth can raise per capita GDP and income.
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what is a definition of barter syndication? it involves first-run programs offered free or for a reduced rate, but with some of the ad space presold to national advertisers. it involves former popular network programs sold to individual stations for rebroadcast. it functions through a system in which episodes of a television series are run many times a day. it involves original shows which are produced specifically for the syndication market. it involves the process of showing different television series at the same time daily so that it appears as a strip across an entire week.
The time period barter syndication refers to a kind of contract between broadcasters (television networks, community affiliates, impartial stations, and cable stations) and tv syndicators (the owners of the syndication rights to tv programs).
What takes place in barter syndication ?Barter syndication- Refers to the practice of promoting shows to stations in return for a component of the industrial time in the show as a substitute than cash.
In a Barter system, only items and services are exchanged barring any involvement of money. Hence changing a cup of oil for a cup of pulses is an instance of barter system where goods are exchanged . This is an instance of Bartering.
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https://brainly.com/question/15708326#SPJ4if the demand for a product is mostly inelastic (think cigarettes or alcohol), the impact of an excise tax will be
if the demand for a product is mostly inelastic (think cigarettes or alcohol), the impact of an excise tax will be mostly on the buyer.
The notion of elasticity is highly valued in neoclassical economic theory since it helps to understand a variety of economic concepts, such as indirect taxation incidence, marginal concepts connected to company theory, wealth distribution, and many sorts of commodities related to consumer choice theory.
Understanding elasticity is also essential when assessing welfare distribution, in particular consumer surplus, producer surplus, or government surplus.
Elasticity is a concept that can be found in many economic theories and several crucial indicators. These comprise the price elasticity of demand, supply, income elasticity, factor substitution elasticity, cross-price elasticity of demand, and inter-temporal substitution elasticity.
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who are the primary users of erp systems? customers, resellers, partners, suppliers, and distributors accounting, finance, logistics, and production sales, marketing, customer service all of these
The main industries utilizing ERP systems are accounting, finance, logistics, and production.
ERP systems is a type of software that helps companies manage and automate vital business processes for peak performance.
With the use of ERP programs like Epicor, Netsuite, and SYSPRO, users can automate time-consuming daily tasks.
In order to simplify processes and data throughout the entire firm, ERP software combines these various capabilities into a single, comprehensive framework. A major component of every ERP architecture is a common database that supports multiple functions used by diverse business units.
Spending less time on routine chores like running reports across several platforms can free up more time for your team and your most pressing business needs.
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which one of the following categories of securities had the highest average annual return for the period 1926–2019?a. U.S. Treasury bills
b. Large-company stocks
c. Small-company stocks
d. Long-term corporate bonds
e. Long-term government bonds
The option that had the highest average annual return for the period 1926–2019 is Small-company stocks. Thus, option C is correct.
What are Small-company stocks?Small-cap stocks are shares of firms having market capitalization of $300 million to $2 billion. Small-cap firms have the potential for rapid development, making them tempting investments, even if their stocks may be volatile and represent more risks to investors.
The AR (Average Return) on US Treasury notes was 3.5%.
Large-company stocks accounted for 12.1%.Small-company stocks accounted for 16.9%.Long-term corporate bonds had a yield of 6.3%.The long-term government bond yielded 5.9%.Small-company stocks produced the highest average yearly return between 1926 and 2019. As a result, option C is correct.
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lastly, what would happen to consumption, investment, saving, output, and interest rates according to the ricardian equivalence?
Reducing a government's deficit is referred to as a fiscal contraction. When a government spends more than it receives in tax revenue, a deficit results the ricardian equivalence.
free cash flow; real interest rate
C= Cot C(Yd) is the consumption function, and Co stands for autonomous consumption.
C stands for nonautonomous consumption.
Yd = available funds
Consumption is a positive function of disposable income, according to the equation above.
|=lo - is the investment function (r)
where lo = self-directed investing
I, for involuntary investment
Interest rate = r
It is clear from the aforementioned equation that investment and interest rates have a negative relationship. Therefore, the government will either cut public spending or raise taxes if it wants to lower its deficit. Any of such acts will also result in a decline in overall economic output and public consumption.
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f a person spends $12 a week on coffee (assume $600 a year), what would be the future value of that amount over 15 years if the funds were deposited in an account earning 2 percent?
If a person spends $12 a week on coffee (assuming $600 annually), the money would be worth $10,376.04 in 15 years if it were deposited into an account generating 2%.
Define the total number of periods you'll contribute, the period-to-period return rate (r), and the monthly payment (P) you'll make (n). Subract one from (1+r)ⁿ then divide the result by r. To find the future value of an annuity, multiply the result by P.
so,
Annual deposit amount = $ 600
Number of years = 15
Interest Rate = 2%
Using the Future Value Annuity Table, the future value of the retirement account will be determined.
FVAV(2%,15 years) = 17.2934
Future Value =600x17.2934
Future Value =10,376.04
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assume candace were to say that when managing there is a single best way to deal with all dogs, customers, and employees for this type of business. if she were to say this then which school of thought would she be best representing? universal approach human relations movement hawthorne effect scientific method
Option A is correct, Candace would best represent a universal approach when she says that when managing there is a single best way to deal with all dogs, customers, and employees for this type of business.
This strategy makes the assumption that every organization needs the same logical management process. Regardless of the organization's goal, the core management process does not change. The management process can be broken down into a number of distinct functions and associated ideas. The act of managing is ongoing.
Although not totally rational, management is largely a reasonable process. Because it outlines what managers should accomplish, the functional approach is helpful. Setting goals, creating plans, managing people (employees), coordinating and regulating activities, attaining them, and assessing performance in relation to organizational goals are all necessary for every collective endeavor.
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FILL IN THE BLANK. when a nation imports a good, its ________ surplus increases and its ________ surplus increases.
When imports are made by a nation, it results in an increase in the total surplus and the consumer surplus increases.
Imports refer to purchase of goods from foreign producers operating in foreign countries. Imports result in an increase in the consumer surplus because consumers are able to get better quality products at lower prices. They do not have to purchase high priced low quality products from the domestic market. This causes an increase in the total market surplus as well. Hence, imports result in an increase in both total surplus as well as the consumer surplus.
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which of the following items are included when calculating the expected return on a portfolio? i. percentage of the portfolio invested in each individual security ii. projected states of the economy iii. the performance of each security given various economic states iv. probability of occurrence for each state of the economy
The expected return on a portfolio is calculated by taking into account the percentage of the portfolio invested in each individual security, the projected states of the economy, and the performance of each security given various economic states.
Probability of occurrence for each state of the economy is also taken into consideration to account for risk and also uncertainty of the investments. We can calculate the expected return on a portfolio by taking into consideration the weighted average of the expected return of each security, weighted according to the percentage of the portfolio invested in each security. This helps the investor to understand the potential return of the portfolio and make informed investment decisions.
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in which of the following situations is unintended dual agency likely to occur? a) accepting a listing from a divorcing couple b) working with a former client as a customer
In the instances below, accidental dual agency is likely to take place when a former client acts as a consumer.
How do you address a former customer?Remember to express your appreciation to your previous client for their patience and tolerance. Inform them that moving forward, you'll contact them more frequently. I sincerely appreciate you taking the time to talk to me today; it was great to catch up. Occasionally, I'll get in touch.
How crucial is maintaining relationships with previous clients?There are many benefits to keeping in touch with past customers. When you assist customers through the real estate transaction process, meaningful friendships frequently emerge that you want to maintain, which can help you capture repeat business and referrals.
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The company's expenses last month, not counting production costs or commissions, totaled $524.24. how much profit did dernea gardening make from the sales of wheelbarrows last month?a. $3,570b. $1,886c. $1,684d. $2,208
The amount of profit that dernea gardening make from the sales of wheelbarrows last month is: c. $1,684.
How to find the profit?First step is to find the total profit
Total profit = (36 × $7.60) + ( 48 × $10.60)
Total profit = $778.80
Second step is to find the Total cost
Total cost = $778.80 +[ $6.94 × (36+48)] + $524.24
Total cost = $778.80 + ( $6.94 × 84) + $524.24
Total cost = $1886
Now let find the profit
Profit = [$42.50 × (36+48)] - $1,886
Profit = ($42.50 × 84) - $1,886
Profit = $1,684
Therefore the correct option is C.
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The complete question is:
Dernea gardening sells wheelbarrows. a wheelbarrow costs $6.94 to produce and it sells for $42.50. the company employs two salespeople, each of whom earns a different commission per wheelbarrow sold, as shown in the table below. a 3-column table with 2 rows. column 1 is labeled salesperson with entries travis, gary. column 2 is labeled sold with entries 36, 48. column 3 is labeled commission/sale with entries 7 dollars and 50 cents, 10 dollars and 60 cents. the company's expenses last month, not counting production costs or commissions, totaled $524.24. how much profit did dernea gardening make from the sales of wheelbarrows last month? a. $3,570 b. $1,886 c. $1,684 d. $2,208