Acceleration Clause in the mortgage allows the lender the right to take such action .
What is Acceleration Clause?If specific conditions are not met, a lender may demand a borrower to return the entire amount of the loan under the terms of an acceleration clause.An acceleration clause defines the conditions under which the lender may seek loan repayment as well as the amount that must be paid.The acceleration clause describes the conditions under which the lender may request loan payback and the amount of repayment necessary, such as upholding a particular credit rating.The majority of acceleration provisions are found in mortgage loans, which reduce the lender's risk of default. They can be designed for other events as well, but they are typically based on payment defaults.In most situations, if a term of the loan has been violated, an acceleration clause will demand that the borrower pay the entire balance due right away.Invoking the acceleration clause results in the borrower being relieved of all remaining interest payments and effectively paying off the loan early.What is Alienation Clause?When a borrower sells or transfers their home, the alienation clause in their mortgage contract provides the mortgage lender the right to demand immediate and complete repayment of the debt, including principle and interest.Before the buyer's title to the property may be transferred, the provision stipulates that the remainder must be paid. This condition is also known as the "due-on-sale clause" since the balance becomes payable when the property is sold. This provision shall be applicable whether or not the sale or transfer is voluntary.Know more about Acceleration Clause https://brainly.com/question/17253783
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Amazon is currently leveraging its branding power to push customers to shop more at Whole Foods.Apple and Goldman Sachs teamed up during 2019 to jointly issue a credit card. These are examples of:
Amazon is currently leveraging its branding power to push customers to shop more at Whole Foods.Apple and Goldman Sachs teamed up during 2019 to jointly issue a credit card. These are examples of Cobranding.
Why do consumers typically choose certain brands rather than others?Customers pick the brand they believe will provide the best answer to their difficulties. Create a remedy for an issue that clients aren't yet aware they have in order to achieve enormous marketing success.Why is branding important to consumers?By making your products simple to select, you assist your customers know what to anticipate. Consumers are given reasons by brands to select their goods or services. A company will probably attract a sizable number of devoted clients if it expresses a clear brand promise and consistently fulfills it over time.What is the main purpose of branding?A brand position in marketing serves to build loyalty and generate trust with customers. A strong brand purpose establishes an identity for your company, provides customers a reason to remember you, and distinguishes you from rivals.Learn more about branding here:
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an investor is close to retirement and wants a short-term, low-risky investment with low liquidity. which investment meets these requirements?
The investment that meets these requirement is : Treasury bills
What are Treasury Bills ?A low risky investment with low liquidity and can be held for a short term is Treasury bills are one of the safest investments that can held for a short period ( A few days to 52 weeks ),They are better investment opportunities for investors close to their retirement.
Treasury bills have low returns on investment when compared to other investments.
Hence we can conclude that The investment that meets these requirement is : Treasury bills
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Ames Trading Company has the following products in its ending inventory. Product Quantity Cost per Unit Market per Unit Mountain bikes 15 $ 720 $ 660 Skateboards 30 200 270 Gliders 24 770 720 Compute lower of cost or market for inventory applied separately to each product.
The total Lower of Cost or Market is $38870.
What is Lower of Cost or Market?Companies using U.S. GAAP must value their inventories using the lower of cost or market (LCM) technique. The lower of the original cost or market value is used to value inventory in the lower of cost or market approach, as the name suggests.We have,
Mountain Bikes: 15 units, cost: $710, market: $660, total cost: $10,650, total market: $9900, LCM: $9900
Skateboards: 20 units, cost: $260, market: $290, total cost: $7800, total market: $8700, LCM: $7800
Gliders: 29 units, cost: $810, market: $730, total cost: $23490, total market: $21170, LCM: $21170
Total cost: $41940
Total market: $39770
Total LCM: $38870
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A moderate increase in a budget deficit that leads to a _____________________ is not necessarily a cause for concern
A moderate increase in a budget deficit that leads to a moderate increase in a trade deficit and a moderate appreciation of the exchange rate is not necessarily a cause for concern.
What is Budget Deficit?When spending surpasses income—that is when the entire amount of money one spends exceeds the total amount of money one gets in—a budget deficit results. Both small and big scales of this are possible. For instance, if a person's total monthly costs exceed his or her monthly household income, the household budget may be in deficit.When operating expenses exceed revenue, businesses have budget shortfalls. The same fundamental idea still holds true: the corporation is in the red because its total revenue is less than what it owes. This can lead to debt, just like it can on an individual basis.To learn more about Budget Deficit refer to:
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Research indicates that investors who closely monitor their portfolios and trade quickly in response to minor fluctuations in price:_____________
A. earn rates of return similar to those who hold investments for the long−term and trade infrequently.
B. underperform those who hold investments for the long−term and trade infrequently.
C. outperform those who hold investments for the long−term and trade infrequently.
D. be more highly educated and in higher income brackets than those who hold investments for the long term and trade infrequently.
B. underperform those who hold investments for the long term and trade infrequently.
Research indicates that investors who closely monitor their portfolios and trade quickly in response to minor fluctuations in price underperform those who hold investments for the long term and trade infrequently.
Why do investors underperform?
Market timing is the first explanation. Individual investors attempt to decide whether to invest in stocks and when to withdraw funds from them. Despite the fact that we are aware of the market's unpredictability, investors frequently invest during bull markets and exit during down markets. This is seen in the money flows into and out of mutual funds during stock market extremes. Your return will be negatively impacted if you buy high and sell low.
The fees that investors spend are the second factor contributing to their poor market performance. The majority of investors are unaware of their costs and don't care. They fail to understand how a few dollars here and there could possibly make a difference. They believe the fees and charges don't exist since they can't see them.
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When people consider purchasing a good, they: Group of answer choices are responding to the market forces of supply and demand. are most influenced by the price of the product or service. will not consider goods that require them to make a special effort to purchase. may evaluate and compare a variety of factors.
When people consider purchasing a good, they (D)May evaluate and compare a variety of factors.
A good or service that customers of a company regard more highly than comparable offerings from a rival.Land, labor, capital, entrepreneurship, and knowledge are the components of production. Entrepreneurship and knowledge appear to be the most crucial of these.According to our research, there are six main ways to distinguish yourself from the competition: price, reputation/image, relationships, reputation/image management, routes of distribution, and product.What is a competitive advantage in business?Anything that gives a business an edge over its rivals, enabling it to draw in more clients and increase its market share, is considered a competitive advantage. Three main types of competitive advantages are possible: Cost advantage is the ability to produce a good or deliver a service for less money than rivals.Learn more about competitive advantage in business brainly.com/question/14486110
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Franchise systems are one type of __________ distribution system. Group of answer choices corporate wholesale contractual administered
A franchise agreement is a legally binding contract between the franchise partners.
A franchise is a method of distributing products or services that involves a franchisor, who establishes the brand's trademark or trade name as well as a business system, and a franchisee, which pays a royalty and, in many circumstances, an upfront fee for the right to use the franchisor's brand and system.
Most entrepreneurs choose franchising because it allows them to expand without the risk of debt or the expense of stock. For starters, because the franchisee supplies all of the cash necessary to create and manage a unit, it allows businesses to develop by leveraging the resources of others.
The blank will be filled by contractual.
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Tanya is a computer engineer she wants to serve the society by providing expert Computer Services at cheaper rate she opened her computer academy in a backward region for giving computer training to local people
identify the economic activity in which tanya is engaged by giving reason
The economic activity in which Tanya is engaged in is a business.
How to illustrate the information?It should be noted that from the information, it was stated that Tanya is a computer engineer and she wants to serve the society by providing expert computer services at cheaper rate.
This illustrates that she's into a service business as she provides service to the people.
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Within the United States, the dominant body in the primary development of accounting principles is the
Within the United States, the dominant body in the primary development of accounting principles is the FASB.
What is FASB?The Financial Accounting Standards Board (FASB) is a private organisation that sets and improve the Generally Accepted Accounting Principles in the United States. It was established in 1973.
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The entry to record the issuance of a note receivable is ______. Multiple choice question. debit Notes Receivable and credit Cash debit Cash and credit Notes Receivable debit Cash and Interest Receivable and credit Notes Receivable debit Cash and credit Notes Receivable and Interest Revenue debit Notes Receivable and credit Cash and Interest Revenue
The entry to record the issuance of a note receivable is debit Notes Receivable and credit Cash.
What is Note Receivable ?
A note receivable is an asset account tied to an underlying promissory note, which details in writing the payment terms for a purchase between a “payee” (typically a company, and sometimes called a creditor) and the “maker” of the note (usually a customer or employee, and sometimes called a debtor).
The journal entry for interest on a note receivable is to debit the interest income account and credit the cash account.
Notes receivable are a balance sheet item that records the value of promissory notes that a business is owed and should receive payment for. A written promissory note gives the holder, or bearer, the right to receive the amount outlined in the legal agreement.
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In a fractional reserve banking system, banks Group of answer choices have to purchase gold that has the value of the deposits received. must deposit all cash from depositors with the Federal Reserve. can lend all of the deposits that are received. have to deposit all cash from depositors in their own bank vault. face the risk of not having enough cash to meet withdrawal needs.
The correct option E.
In a fractional reserve banking system, Banks face the risk of not having enough cash to meet withdrawal needs.
What is the Fractional Reserve Banking ?Fractional-reserve banking is the machine of banking running in nearly all international locations worldwide, below which banks that take deposits from the general public are required to preserve a percentage in their deposit liabilities in liquid belongings as a reserve, and are at liberty to lend the the rest to borrowers.
Bank reserves are held as coins withinside the financial institution or as balances withinside the financial institution's account on the crucial financial institution. The country's crucial financial institution determines the minimal quantity that banks need to preserve in liquid belongings, known as the "reserve requirement" or "reserve ratio". Most industrial banks preserve extra than this minimal quantity as extra reserves.
This lets in them to apply the relaxation of it to make loans and thereby basically create new cash. This offers industrial banks the electricity to immediately have an effect on the cash supply.
Therefore, the Right Option is E. In a fractional reserve banking system, banks face the risk of not having enough cash to meet withdrawal needs.
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An agent must keep appropriate written records for any money received or spent in the course of agency business under the duty to:
Accounting; all the transactions i.e. all the money received or spent is recorded by an agent or an account it is called accounting.
More about accounting:
The process of reporting, recording, evaluating, and summarising economic data is referred to as accounting. By giving information about the company's financial situation, accounting enables a company's decision-makers to take wise decisions.
Accounting is the "art of recording, classifying, and summarising in a meaningful way and in terms of money, transactions and events which are, at least in part, of financial character, and interpreting the results thereof," according to the American Institute of Certified Public Accountants (AICPA).
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Systek 22 Inc. made a promise to Garrett offering him a job with an annual salary of $150,000 and at least two years of employment. Since Garrett had to move to New York for the new job, Systek 22 also offered to reimburse all of his moving expenses. Based on this promise, Garrett resigned from his job at another firm that offered him an annual salary of $100,000. When Garrett moved to New York, his employment with Systek 22 was terminated, because the company found a candidate who was willing to work for a lesser salary. Which of the following is true of this situation? Group of answer choices Garrett cannot sue Systek 22 since the promise was oral. Garrett cannot sue Systek 22 since the reasons for termination will be accepted in court as a legal detriment. Garrett can sue Systek 22 only for the moving expenses that Garrett can prove he incurred. Garrett can sue Systek 22 under the doctrine of promissory estoppel. Garrett cannot file a lawsuit since a promise of employment is always subject to market conditions.
Garrett can sue Systek 22 under the doctrine of promissory estoppel.
What is legal detriment?The simple act of giving up a legal right—even something as basic as the ability to spend one's money on something else—is known as a "legal disadvantage." It could also imply that the party causing the harm refrains from acting in a way that would otherwise be appropriate.
What does a legal disadvantage look like?The "something" that is promised or provided must be something that is known as a legal detriment—an act, forbearance, or a promise of such from the promise. It cannot be just anything, including a feeling of pride, warmth, amusement, or friendship.
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The failure to follow the rules for formation of a contract means no contract will come into existence. Even if it appears that a contract exists, it can have a defect that can affect the existence of what appears to be a contract. A contract that is ______ is deemed never to have existed. The contract is void and cannot be enforced against the parties.
Voidability of agreements without free consent. —When consent to an agreement is caused by coercion, fraud or misrepresentation, the agreement is a contract voidable at the option of the party whose consent was so caused.
What is a Voidable Contract ?A voidable contract is a formal agreement between two parties that may be rendered unenforceable for any number of legal reasons, which may include: Failure by one or both parties to disclose a material fact. A mistake, misrepresentation, or fraud. Undue influence or duress.
A contract signed by misleading the other party. A contract signed by due to acts of fraud. Contract signed with someone when they were temporarily incapacitated.Learn more about Voidable Contract here:
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A promotional tool that involves people telling other people about products they've purchased is known as a(n) ______.
Hello,
Answer:
A promotional tool that involves people telling other people about products they've purchased is known as a(n) word of mouth promotion.
Which of the marketing mix elements corresponds to what the buyer gives up in the marketing exchange?.
Price is the element of the marketing mix that corresponds to what the buyer gives up in the marketing exchange.
What is the marketing mix?They are the set of activities performed by marketing to promote a product or service and increase the profitability of a company. The four Ps of marketing are:
ProductPricePlacePromotionTherefore, the objective of the marketing mix is to increase the value of the brand and its positioning through the creation of value for the consumer.
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Upward and downward changes in aggregate economic activity, as measured by GDP, are called: Group of answer choices
Upward and downward changes in aggregate economic activity, as measured by GDP, are called Business cycles.
What is Business cycles?Business cycles can be regarded as the cyclical upswings as well as the downswings that is been used in in the broad measures of economic activity.
Therefore, Business cycles is Upward and downward changes in aggregate economic activity, as measured by GDP.
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Why do politicians often establish trade barriers even though the barriers usually do more harm than good
They are motivated to develop regulations that benefit small, powerful organizations while spreading expenses across a vast population.
Why do government use trade barriers?Governments can decide what types of goods and how much of each should enter the country by using trade barriers to either increase or limit (control) foreign commerce.What is the biggest reason for trade barriers?Tariffs and subsidies both increase the cost of imported items in comparison to native goods, which lowers imports. Because its declared goal is to safeguard or advance specific businesses or economic sectors, trade barriers are frequently referred to as "protection."Are trade barriers good or bad?Trade restrictions like tariffs, which increase prices and limit supply of products and services, have been shown to have a negative economic impact on the economy. As a result, there is a net decrease in income, employment, and economic production.Which type of trade barrier is used for political purposes?The government issues an order outlawing any trade with another nation. The embargo is the toughest kind of trade restriction and is typically implemented for political reasons to harm a nation's economy. When a nation totally forbids trade with another nation, it imposes an embargo.Learn more about trade barrier here:
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What form of scrambled merchandising, popular in Europe, features large stores that provide variety, quality, and low price for groceries and general merchandise
Hypermarket is form of scrambled merchandising, popular in Europe, features large stores that provide variety, quality, and low price for groceries and general merchandise.
What does the term "hypermarket" mean?a very large retailer that stocks both items typically found in department stores and supermarkets.
What is an example of a hypermarket?Shoppers can find everything they need in a hypermarket. The purpose of this big box retailer is to offer customers all the products they need under one roof. The Walmart Super center, Fred Meyer, Meijer, and Super Kmart are a few of the best-known hypermarkets.
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Which methodology is based on the SDLC and assumes a project phase is complete before moving on to the next phase
Waterfall model or methodology is based on the SDLC and assumes a project phase is complete before moving on to the next phase.
What is waterfall model in SDLC?The Waterfall model is known to be one that shows that any phase in the development means do start only if the former phase is complete.
Therefore, Waterfall model or methodology is based on the SDLC and assumes a project phase is complete before moving on to the next phase.
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Use the as/ad model to describe the effect of each of the following events on the economy of snezhanka (a fictitious nation). beginning with the economy in equilibrium carefully show the shift involved and the new equilibrium. state whether the p (price level) and rgdp at the new equilibrium are higher or lower. for each part of this question, start again at the original equilibrium. what will happen if:
a. taxes on households are decreased?
b. taxes paid by firms are decreased?
c. the value of the national currency, the snezhankan lev, declines in the international currency market?
d. a revolutionary new machine, the aparat, increases worker productivity?
The following would happen
Aggregate income would increase for households. They would have a rise in output. taxes on households are decreasedWhen the taxes are decreased, the households would have a rise in their purchasing power. Their output would go up form q to q2.
taxes paid by firms are decreasedThe cost of the firms production is going to fall. The firm would then be able to raise their production hence increasing their supply. Output would rise and price level would fall.
the value of the national currency, the snezhankan lev, declines in the international currency market?If the value of the currency should fall, then it would cause the demand for foreign goods to rise then there would be a new equilibrium in the market.
a revolutionary new machine, the apparat, increases worker productivityAn increase in productivity would raise supply for the producer hence bringing about a new rise in the price level.
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Based on the video, which economic theories were most
clearly applied by the Federal Reserve in response to the
economic crisis?
Describe the connections between the Fed's actions and
the theories of Smith, Keynes, Hayek, or Friedman.
The economic theories that were most clearly applied by the Federal Reserve in response to the economic crisis were based on the theories of Keynes and Friedman.
They both believed that aggregate demand can be influenced by government policies and help an ailing economy to recover.
Hence, we can see that from the complete information, the Federal Reserve made use of their theories to intervene and they did this by the use of monetary policy to increase the money supply.
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Answer:
The Federal Reserve pursued policies that most closely followed the theories of Keynes and Friedman. Both economists argued that aggregate demand could be influenced through policies. They believed that this could help the economy recover or grow. The Fed seemed to follow Keynes's theories by taking action to intervene. It also seemed to follow Friedman's thinking by focusing on increasing the money supply through monetary policy.
Explanation:
ed 22
Bob and Ted have been tasked with planning their team's retreat. They plan to survey last year's attendees to determine how they liked the venue. Additionally, they will need to determine the attendees, the date and time, the location, the menu, and the venue, as well as establish a budget to be approved by senior management.
Which basic planning step is described by Bob and Ted's deliverables?
a. Implementing a plan. b. Identifying and assessing present and future conditions affecting the objectives.
c. Developing a systematic approach to achieving the objective. d. Setting an objective or goal.
Identifying and assessing present and future conditions affecting the objectives.
Is the process of establishing goals and figuring out the best way to achieve them?recognizing and evaluating factors that will affect the goal now and in the future.Controlling is the process of establishing goals and figuring out how to reach them. Leading is the act of directing human resources to achieve high levels of task completion.What factors should you take into account when defining objectives?Although SMART has many different definitions, the fundamental idea is that objectives should be:
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Chase Company rents space to a tenant for $3,700 per month. The tenant currently owes rent for November and December. The tenant has agreed to pay the November, December, and January rents in full on January 15 and has agreed not to fall behind again. The adjusting entry needed on December 31 is:
Debit Rent Receivable, $7,400; credit Rent Earned, $7,400.
What is sheet entry?An electrical design primitive that belongs inside a sheet symbol is called a sheet entry. It is positioned inside a sheet symbol to indicate the symbol's input and output ports. The symbol's source schematic sub-sheet is represented by the sheet entries, which correspond to ports placed there.According to the question:
Since Chase Company's revenue is $3,700, accrued revenue is entered in the receivable account. The Chase Company has accrued the rent for November and December but has not yet received it. The adjustment entry for the two-month expense will be entered on December 31 as follows.
Dr. Rent Receivable ( $3700 x 2) $7,400.
Cr. Rent Earned $7,400.
Note:
The options do not match the question based on the information provided in the question. The following response is created using the information provided.Since Chase Company's revenue is $4,000, accrued revenue is recorded in the receivable account. The Chase Company has accrued the rent for November and December but has not yet received it. The adjustment entry for the two-month expense will be entered on December 31 as follows.Dr. Rent Receivable ( $4000 x 2) $8,000.
Cr. Rent Earned $8,000.
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Use the graph to answer the question that follows.
Which statement best describes the shift from S1 to S2?
The price of the product increased.
The price of the product decreased.
There is an increase in supply.
There is a decrease in supply.
The statement that best describes the shift from S1 to S2 is there is an increase in supply. (third option)
What is the supply curve?A supply curve is a graph that depicts the relationship between price and quantity supplied. When there is a shift of the supply curve, it indicates that there is either an increase or decrease in supply. A rightward shift indicates an increase in supply.
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Answer:
C
Explanation:
8. An organizational activity that results in the creation, coordination, and organization of information about that organization and the dissemination of it to the public through the mass media is called __________.
Media relations is an organizational activity that results in the development, coordination, and organization of information about that organization and its presentation to the public through the mass media.
Media relations refers to the mutually beneficial contact between journalists and public relations professionals. The simplicity with which journalists may access story ideas and sources is one of the most significant advantages.
Media relations are essential for increasing brand recognition, establishing corporate reputation, and learning about client preferences and choices. Customers can learn about the company's products and services by visiting the blog or online networking networks.
Therefore, the answer is media relations.
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One of the problems unions are experiencing today is the reluctance of autoworkers in southeastern United States to join unions. In a few instances, when the Auto Workers Union (AUW) gathered enough employee signatures to call for a union certification election, the employees have voted against unionization. Who conducted this election
The National Labor Relations Board onducted this election.
Elections for workers to select whether they wish to join a union or be represented by one must be held, according to the National Labor Relations Board's authority granted under the National Labor Relations Act of 1935.The Auto Workers Union (AUW) had to collect enough employee signatures because in order for a Union to ask the Board for an election, it must first demonstrate that the workers it wants to represent support the election.Which of the following benefits do unions almost never stress in an organizing campaign?A job specification outlines the qualifications needed to perform the duties of the position. Robin Banyan submitted an application for a position at the unionized Shane Printing.Why unions are gaining momentum in nontraditional professions?Low salaries Today, unions are becoming more popular in non-traditional occupations like teaching and nursing.Learn more about National Labor Relations Board here:
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a measure of the rate of percentage change of quantity demanded with respect to price, holding all other determinants of demand constant is
A measure of the rate of percentage change of quantity demanded with respect to price, holding all other determinants of demand constant is the price elasticity of demand.
Fee elasticity of call for is a dimension of the exchange in intake of a product in relation to exchange in its rate. A good is elastic if a charge exchange reasons an enormous exchange in call for or supply. a terrific is inelastic if a rate change does no longer reason call for or supply to change very a whole lot.
An excellent's rate elasticity of call for is a degree of the way touchy the amount demanded is to its price. Whilst the charge rises, the quantity demanded falls for almost any appropriate, however, it falls greater for a few than for others.
There are 5 sorts of fee elasticity of demand: flawlessly inelastic, inelastic, perfectly elastic, elastic, and unitary. Charge elasticity of call for can be calculated by means of dividing the share change in the amount demanded through the percentage alternate in rate.
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The amount of reserves that a commercial bank is required to hold is equal to?
Answer:
its checkable deposits multiplied by the reserve requirement.
Explanation:
An example of organizational antecedents is a. Scarcity of resources b. Role ambiguity c. Promotions d. Democratic decision making e. All of the above
Answer:
decision making
democratic