The correct answer of a firm with no debt in its capital structure is an unlevered firm.
Unlevered firm-
An unlevered organization is a business enterprise without a debt, and is called unlevered as it would not have monetary leverage. Financial leverage is created while a business enterprise makes use of borrowing, typically from lenders, or from investors, via means of issuing debt through bonds or desired stock. It is likewise known as an all-equity organization.
The value of an unlevered organization continually has a tendency to be lower than a levered organization because of the advantage of a tax shield. A firm that has debt in its capital structure is a levered organization.
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Your parents choose to purchase life insurance because it is advertised by Alex Trebek. After all, he is a really smart guy and they trust him to lead them to a good product. They are basing their choice of this insurance on the __________.
Your parents choose to purchase life insurance because it is advertised by Alex Trebek. After all, he is a really smart guy and they trust him to lead them to a good product. They are basing their choice of this insurance on the peripheral route of persuasion.
A contract between an insurance policy holder and an insurance company in which the insurer agrees to pay a quantity of money in exchange for a premium upon the demise of an insured person or after a specific amount of time is known as life insurance.
The indirect method known as the peripheral route makes use of peripheral clues to link the message with positive (Petty & Cacioppo, 1984). The peripheral approach relies on association with positive attributes, such as happy feelings and celebrity endorsement, rather than focusing on the facts and the quality of a product.
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Which individual is responsible for ordering, preparing, and reviewing closing-related documents, such as the title policy and settlement statement
The closing agent is responsible for ordering, preparing, and reviewing closing-related documents.
Who is a Closing agent?This is a professional who deals in real estate transactions and acts a middle man between the buyer and the seller.
He ensures the transfer of the legal title is appropriately done by preparing and reviewing closing-related documents, such as the title policy and settlement statement.
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Dividing potential customers into groups of similar people is known as
A. customer relationship management
B. market segmentation
C. environmental scanning
D. public accounting
The division of the customers into groups of the similar people is known as market segmentation. Thus correct option is (B).
What is Market Segmentation?Market segmentation is the marketing strategy in which the people are divided into similar groups making the small segments who has the common needs and respond same to the marketing action.
Market segmentation is the process of grouping comparable clients together. Therefore the correct option is (B).
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A mortgage banker's fixed rate loan commitment to potential borrowers is an option for the borrowers at the committed rate. If rates rise, more borrowers will use the option, forcing the mortgage banker to make below-market rate loans and sell them at a loss. This risk is called
This risk is interest rate.
The risk of changes in interest rates (in the US or other global markets) lowering (or raising) the market value of a bond you own is known as interest rate risk. The longer you keep a bond, the greater the risk associated with interest rates, commonly known as market risk.The value of fixed-income assets is directly impacted by interest rate risk. Due to the inverse relationship between interest rates and bond prices, when interest rates rise, bond prices fall and vice versa.
What is meant by interest rate risk?
The possibility that a change in general interest rates will lower the value of a bond or other fixed-rate investment is known as interest rate risk. Bond prices decrease as interest rates rise and vice versa. This means that the market price of existing bonds drops to offset the more attractive rates of new bond issues.Learn more about interest rate
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3. Which statement about Lillie's mortgage is false
Answer:
C is the correct answer. Under her GreenPointe Mortgage Account, she has no past due. Under her First USA Bank N A Account, she has a past due of $50, which is overdue by 60 days. In her third account, which is Astoria Federal Saving, there is no past due
Explanation:
hope it will help you
She has no past dues on her Green Pointe Mortgage Account. She has a $50 past due on her First USA Bank N A account that is 60 days past due. There are no past due balances in her third account, the Astoria Federal Savings.
What is a Mortgage?When you and a lender enter into a mortgage, the lender is granted the power to seize your property if you are unable to pay back the loan amount plus interest. To purchase a property or borrow money against the value of a home you currently own, you can use a mortgage loan.
A loan is a financing arrangement whereby the borrower borrows money from the lender and then repays the lender over time. A mortgage, often known as a home loan, is a type of loan used to purchase real estate and is backed by the house or land being purchased.
There are two sorts of interest rates for mortgages: fixed and adjustable. An interest rate on a loan with a fixed rate is fixed for the duration of the loan. In other words, you commit to paying the market interest rate over the subsequent 15–30 years.
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Long-term investments include: Multiple Choice Investments in marketable bonds that are intended to be converted into cash in the next month. Investments that are not readily convertible to cash or are not intended to be converted to cash in the short term. Investments intended to be converted to cash within one year. Only investments readily convertible to cash. Investments in marketable stocks that are intended to be converted into cash in the next month.
Investments that are not readily convertible to cash or are not intended to be converted to cash in the short term are Long-term investments.
Long term investmentsAn account on the asset side of a company's balance sheet that represents the company's holdings, including stocks, bonds, real estate, and cash, is known as a long-term investment.
Assets that a business plans to hold for more than a year are referred to as long-term investments.
Securities that are held for more than a year are often considered long-term investments. Stocks, bonds, property, mutual funds, and exchange-traded funds are a few examples of these.
long-term investment categoriesThe four main long-term investing possibilities are as follows:
Stocks. Stock is described as "...a part in the ownership of a corporation"Bonds. By purchasing bonds, you are essentially lending money to a business, organization, community, or governmental body. ...Cash Alternatives.learn more about Long-term investments here https://brainly.com/question/11663568
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Write the need and importance of ministry of labour to make foreign employment safe,dignified and dacent
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In a closely held corporation, the majority shareholders __________. Multiple Choice can control the election of a board of directors bring derivative suits on behalf of the corporation cannot be employed by the corporation have the same impact on policy as minority stockholders have no influence on management
In a closely held corporation, the majority shareholders "can control the election of a board of directors ".
Who are board of directors?In the case of publicly traded corporations, the board of directors (B of D) is the group responsible for setting strategy and supervising management.
The roles of board of directors are-
A board of directors' primary duty, whether they work for a publicly listed company, a privately held company, or a nonprofit organisation, is to offer direction and control so that the latter can carry out its objectives.Appoint, overseen, retain, assess, and pay the manager.Create a system of policy-based government.Organize the business and your interaction with the CEO.Who are shareholder?Any individual, business, or organisation that has stock in a corporation is a shareholder.
A shareholder of a firm may own just one share. As residual claimants on a company's profits, shareholders may be subject to capital gains (or losses) and/or dividend payments.To know more about the board of directors of a corporation, here
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At the annual meeting of the board of directors of LabZaws Co., James Wilson, the CEO of the company, was directed to focus primarily on enhancing the firm's efficiency. How could he achieve this objective
James Wilson could achieve this objective by focusing on both cost reduction and revenue enhancement
What is Cost reduction?
Cost reduction is the procedure of lowering a business's expenses in order to increase profits. It entails locating and eliminating expenses that don't benefit customers in any way, as well as streamlining operations to increase productivity.
What is revenue enhancement?
The objective of any successful revenue enhancement strategy is to build and improve on current payment levels and then recover arrear debt. As indicated, this document seeks to identify causes for non-payment and to develop a strategy to address those challenges.
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Hayley Franken works at Big Burger after school and on weekends. With her heavy course load, her job and being on the basketball team, Hayley finds that she is simply worn out most of the time. She has said to her manager at work, " Sometimes I am not even sure how I drive myself home because I want to sleep so much." Hayley worked a double shift at Big Burger and did not leave until 2 AM, 4 hours beyond her usual quitting time. On the way home, she apparently dozed off and struck another car head-on and was killed. Her parents are suing Big Burger for wrongful death. Discuss the liability issues.
Her parents are suing Big Burger for wrongful death. The liability stands for the Big Burger.
What is a Wrongful Death?The surviving family members may file a "wrongful death" lawsuit if someone dies as a result of another's carelessness.These legal actions seek restitution for the losses suffered by the survivors, including burial costs, lost companionship, and pay from the deceased's job.When someone passes away as a result of another person's legal wrongdoing, there is a wrongful death claim.What are Liability Issues of Wrongful Death?State-by-state variations in wrongful death laws affect who may file claims and whether there are any restrictions on the amount of damages that may be awarded.A deceased child's parents, offspring, and even immediate family members may be compensated under state law.It all relies on the wrongful death law in your state, which may not be the same as the heirs recognized under state law for intestate inheritance purposes.However, in most cases, the estate of the deceased's personal representative files a lawsuit alleging wrongful death.Who Governs Wrongful Death?There is a civil "wrongful death legislation," or set of statutes, that governs how wrongful death lawsuits must be brought in every state.The personal representative or lawyer may also file claims for bodily harm, conscious suffering, or costs incurred before the decedent passed away.How to prove Wrongful Death?
In order to prevail in a wrongful death claim, the appealing person normally needs to demonstrate the following:
The passing of a personThe death was brought on by someone else's carelessness or malicious intentThe continuation of surviving family members who are experiencing financial harm as a result of the deathSelecting a personal representative to handle the estate of the deceased.Know more about Wrongful Death Liability
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On January 1, the Matthews Band pays $69,000 for sound equipment. The band estimates it will use this equipment for five years and perform 200 concerts. It estimates that after five years it can sell the equipment for $2,000. During the first year, the band performs 55 concerts. Compute the first-year depreciation using the straight-line method.
$13,400 is the first-year depreciation using the straight-line method.
Step 1cost = $69,000
savage = $2,000
cost minus savage = $69,000 -- $2,000
⇒$67,000
⇒Estimated years = 5years
using the straight-line method formula.
Step 2⇒first-year depreciation expense = $67,000 /5
⇒$13,400
thus, the depreciation using the straight-line method is $13,400
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In a periodic inventory system, cost of goods sold is not recorded as each sale occurs. Group startsTrue or False
In a periodic inventory system, the cost of goods sold is not recorded as each sale that occurs is a true statement.
Periodic Inventory SystemA physical count of the inventory is conducted at predetermined intervals as part of the periodic inventory system, a technique of inventory valuation for financial reporting reasons.In order to calculate the cost of goods sold, this accounting method starts with an inventory at the beginning of the period, adds fresh inventory purchases throughout the period, and subtracts ending inventory.A corporation using the periodic inventory system won't be aware of its unit inventory levels or COGS until the physical count process is finished. For a company with a small number of SKUs operating in a sluggish market, this method might be suitable, but for all other companies, the perpetual inventory system is preferred.Hence, the given statement is true.
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To promote their greener practices, nearly 60 private-sector companies have partnered with the ________, which seeks to reduce the deforestation caused by the production of many consumer products that rely on palm oil, soy, tree pulp, and paper.
To promote their greener practices, nearly 60 private-sector companies have partnered with the Tropical forest alliance which seeks to reduce the deforestation caused by the production of many consumer products that rely on palm oil, soy, tree pulp, and paper.
A public-private collaboration called the Tropical Forest Alliance 2020 (TFA 2020) works to address the factors that contribute to tropical deforestation by encouraging its members to adopt voluntary steps, both individually and collectively, to do so.
The World Economic Forum is the site of the Tropical Forest Alliance, a premier cooperation platform that unites parties with the aim of putting forward strategies to address deforestation caused by the production of agricultural products.
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Recently, the amount of time men devote to housework has been increasing while the amount of time women devote to housework has been decreasing. An economic explanation for this trend could be
Recently, the amount of time men devote to housework has been increasing while the amount of time women devote to housework has been decreasing. An economic explanation for this trend could be woman empowerment.
Women's empowerment can be characterized in a number of ways, such as accepting women's perspectives or making an attempt to do so, and elevating women's status through knowledge, awareness, literacy, and training.
Five factors make up women's empowerment: their feeling of self-worth, their right to make and exercise choices, their access to opportunities and resources, their right to have the ability to lead their own lives both within and outside of the home, and their capacity to shape social trends.
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The new-product process stage of market testing involves which two items? Multiple select question. using realistic purchase conditions to see if consumers will buy launching full-scale production for the product ensuring the product meets the standards established by the protocol exposing actual products to prospective consumers
The new-product process stage of market testing involves two items -
Using realistic purchase conditions to see if consumers will buyExposing actual products to prospective consumersTo find out how well a product, service, or offering will perform, one can conduct market research. It often consists of research studies that seek to provide answers to concerns about how the market will respond to the introduction of the product.Convenience goods, shopping goods, specialty products, and unsought goods are the four categories of products, and each is categorized according to consumer preferences, pricing, and product features. Let's explore each of them in more depth.How many steps are in the new product development process multiple choice question?
The process of bringing a brand-new product idea to market is known as new product development (NPD). It can be roughly divided into seven stages: ideation, research, planning, prototype, sourcing, costing, and commercialization, though it varies by industry.Learn more about new product development (NPD) brainly.com/question/26679051
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What does this describe? "Charges imposed by the owner of an immovable in pursuance of a general plan governing building standards, specified uses, and improvements. The plan must be feasible and capable of being preserved".
The answer is building restrictions.
Building restrictions are precise limitations that can be found in different zoning regulations and building codes.
These kinds of regulations are intended to make sure that a specific region of a municipality is designated for use primarily for certain purposes and that any buildings built there adhere to the zoning regulations.
A building's size and intended use may occasionally be constrained by the building rules, which may also include location limits.
For example, there may be restrictions on the establishment of nightclubs and bars in areas designated for residential use only.
The goal is to discourage enterprises from opening up shops in places where the majority of the locals would find them undesirable.
Hence, "Charges imposed by the owner of an immovable in pursuance of a general plan governing building standards, specified uses, and improvements. The plan must be feasible and capable of being preserved" is described by building restrictions.
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Tabitha just had a conversation with her boss in which he told her that there would be some future layoffs due to budget cuts. Tabitha feels an increase in stress due to the conversation with her boss. She would be best described as experiencing: reappraisal.
Tabitha feels an increase in stress due to the conversation with her boss. She would be best described as experiencing primary appraisal. This is further explained below.
What is an appraisal?Generally, a formal evaluation of an employee's work over a certain time frame; is conducted via an interview.
In conclusion, Tabitha's stress levels have risen after a recent discussion with her manager. A basic evaluation is the most appropriate way to characterize her condition.
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Lupita's company is slowly recovering from the most recent economic recession. While the recession forced her firm to make tough decisions, it also enabled her to reframe her company. What might Lupita have done during the recession that will make the company stronger in the long run
Some things that Lupita can do to reduce the effects of the recession in her company in the future are:
Making customers a priority. ...Marketing strategies. ...Managing staff, etcWhat is a Recession?This refers to the economic term that talks about the temporary economic decline in a country that sees a reduction in trade.
Hence, we can see that based on the fact that Lupita's company is just recovering from an economic recession, some company policies that she can adopt are prioritizing her customers, improving already existing marketing strategies, etc.
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Which of the following is an example of a product modification. a. Lowering the price of textbooks. b. Increasing the number of distribution outlets. c. Changing the amount of management time overseeing production. d. Dropping a product from the product line. e. Changing the color of a laundry detergent.
The correct option is (e) Changing the color of a laundry detergent.
Product modification is the process of improving already-existing items by making the required adjustments to their nature, size, packing, color, and other attributes in order to better meet changing market demands.Examples of shopping items include furniture, electronics, clothes, phones, and airline tickets.Automobile tires and electric appliances are a couple of examples of homogeneous buying items. Microwaves, pedestal and ceiling fans, washing machines, and refrigerators are all examples of electrical appliances.
What are the 4 types of product modifications?
Managing Existing Products
Line Extensions.Product Modifications.Quality Modifications.Functional Modifications.Aesthetic Modifications.Learn more about product modifications brainly.com/question/13922806
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Many retail companies are motivated to incur credit costs because many customers are emotional buyers and offering credit generally leads to increases in sales revenue. This statement is Group startsTrue or False
The statement "Many retail companies are motivated to incur credit costs because many customers are emotional buyers and offering credit generally leads to increases in sales revenue" is True.
Credit sales are also known as buying "on finance".
It involves a client agreeing to pay back the cost of a good they've purchased over a lengthy period of time.
Although many businesses provide interest-free periods, especially at the beginning of the arrangement, this sometimes entails paying interest for the time it takes to return the whole amount owed.
Even when the entire sum is not paid up in advance, the consumer nevertheless acquires legal ownership of the items at the time the contract is signed.
If a business gives clients credit and there are no conditions attached, the customers are free to pay the bill whenever they want, which could be never.
Sellers typically have credit sales conditions that specify when the debt will be due for payment, a discount duration, and a discount in order to reduce such undesirable situations.
Hence, where many retail companies are motivated to incur credit costs because many customers are emotional buyers, and offering credit generally leads to increases in sales revenue.
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Assume that the marginal propensity to consume is 0.8 and that potential output is $800 billion. If real GDP is $850 billion, to bring the economy to potential output, the government should: decrease spending by $50 billion. increase spending by $50 billion. decrease spending by $10 billion. decrease transfers by $50 billion.
The following policies would bring the economy to potential output is Decrease government spending by $10 billion.
What is Marginal Propensity?
The "Marginal Propensity" to consume is defined as calculate quantification of money that consumers are ready to spend.
The term "Marginal propensity" to consume is term used in economics. It measures monetary value which consumer is willing to spend to buy goods and services instead of saving it.
The "Marginal Propensity" to consume tends to increase economic activities of country by keeping cash flowing and by not keeping it stagnant. It also helps in increasing trade value and quality and cost of products because it increases healthy competition among companies and in which consumers are ultimately benefitted.
Therefore , we can conclude that the correct option is C.
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We've observed that there are few examples of perfectly competitive markets in the real world, yet we use the model of perfect competition as a comparison with other market structures. Can you think of any examples of monopoly in the real world
Examples of monopoly in the real world are the American Tobacco company and the US steel.
What is a monopoly?A monopoly is when there is only one firm operating in an industry. there are usually high barriers to entry of firms. the demand curve is downward sloping. it sets the price for its goods and services. An example of a monopoly is a utility company.
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Which is an exception under the UCC to the writing requirement of the Statute of Frauds? Group of answer choices full performance. accommodation. consideration. partial performance.
Full performance is an exception under the UCC to the writing requirement of the Statute of Frauds.
The statute of frauds, a state legislation that typically mandates that some transactions be in writing and signed by the parties in order to be enforceable, is included in the Uniform Commercial Code (UCC). In these particular circumstances, the UCC stipulates that contracts must be in writing: Sales agreements for products costing $500 or more.
However, there is an exception to the statute of fraud writing requirement where the customer has received and accepted the given items from the vendor.
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Caroline needs information from a coworker in another office about an upcoming sales promotion. What is the best communication channel for Caroline to use to request this information
Caroline needs information from a coworker in another office about an upcoming sales promotion. the best communication channel for Caroline to use to request this information are Email, text, or IM. This is further explained below.
What is communication?Generally, transfer of knowledge from one person to another by oral, written, or other means.
In conclusion, Caroline is requesting details about a forthcoming sales campaign from a colleague in another office. Caroline should inquire for this data by email, text message, or instant messenger.
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What is the minimum number of users a remarketing list must have before being used with a Remarketing List for Search Ads campaign
The minimum number of users in a remarketing list must have before using the list being devised by a search engine is equal to 1,000 users.
What is remarketing?Remarketing is the process being used by the company for showing targeted ads to the people who have either visited their sites.
Remarketing list is one of the features given by the search engine ads that allowed the company to reach the people who have visited their respective websites. The tailoring of search ads can be done only if there are at least 1,000 cookies on their remarketing list.
Therefore, 1,000 users should be needed in order to access the remarketing list being made by the search engines.
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A leader has launched an organizational planning process that requires the development of new policies. How should the leader utilize subordinates during this process
Answer:
Include subordinates early in the process and include them in all aspects of policy formation.
Storm windows company understated their ending inventory during their first year of operations by $2,000. What is the effect of this error at the end of the year? select all answers which apply.
The effect of this error at the end of the year is:Understatement of net income $2000 and Overstatement of costs of goods sold $2000.
Effect of this error at the end of the yearSince the company understated their ending inventory during their first year by the amount of $2,000. The effect of the ending inventory that was understated will be:
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Recently, people in the united states have started demanding more products from the united kingdom. What effect will this growing demand for uk products have on the british pound relative to the us dollar?.
The pound will appreciate.
An appreciation means a growth in the cost of a currency in opposition to different foreign forex. An appreciation makes exports extra steeply priced and imports less expensive. An instance of an appreciation in the value of the Pound 2009 – 2012. Jan 2009 If £1 = €1.1.
Foreign money appreciation commonly reduces inflation due to the fact imports come to be inexpensive and the decreased prices lead to decreasing inflation. It makes imports extra appealing, causing the demand for neighborhood merchandise to fall. neighborhood organizations generally must reduce fees and boom productiveness as a way to stay competitive.
In 2021-22, the GBP-USD trade charge is forecast to understand with the aid of four.6%, with £1 returning US$1.3679 on common during the 12 months. on the time of guide, the BoE day-by-day spot exchange charge was £1 same to US$1.3404 on 02 March 2022.
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Answer:
The Benefits of Trade: Mastery Test
Unit: 3 I think
Economics
Question #4
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This is 100% correct I took the test!
Explanation for answer
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Explanation:
Here's the picture and I hope this helped!
Have a nice day!
A company is actively working at reducing employee turnover. According to research, employees are more likely to continue working hard for a company that:
Employees are more likely to continue working hard for a company that provides continuous training of the necessary skills employees needs to perform their job.
What is employee turnover?Employee turnover can be defined as the number of workers who leave an organization and are being replaced by new employees.
Causes of employee turnover are:
Employees are overwhelmed by amount work in the companyLack of recognition. Company culture. Poor relationship with Manager.Learn more about employee turnover here : https://brainly.com/question/2309682
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Tucker, a licensee, has been instrumental in the sale of a nightclub to a group of investors. He has guided the buyers every step of the way in obtaining this new business opportunity. What government agencies are also in need of notification by the investors concerning their new business
The government agencies that are also in need of notification by the investors concerning their new business are "IRS and state board of equalization".
What is Internal Revenue Service (IRS)?The Internal Revenue Service is in charge of collecting taxes for the country and enforcing the Internal Revenue Code that Congress passed.
The roles of IRS are-
The IRS's job is to ensure that the majority of taxpayers who pay their fair share of taxes comply with the law while assisting the vast majority of those who do so.Through its telephone helplines, the Internet, through IRS Taxpayer Assistance Centers, and through volunteer income tax assistance, the IRS aids people in fulfilling their federal tax return filing and payment duties.What is state board of equalization (BOE)?The BOE is the only tax commission in the US that is elected by the general population.
Roles of Board of equalization are-
The BOE is in charge of valuing real estate that railways and privately held public utilities own or use, as well as of assuring consistency across the state in the assessments of properties made by the 58 county assessors.The State Controller, who is elected on a statewide basis and serves as the fifth member, is one of the four directly elected members who each represent a district for terms of four years.To know more about the Internal Revenue Service (IRS), here
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