Answer:
Mr. Davis is 52 years old and has recently been diagnosed with end-stage renal disease (ESRD) and will soon begin dialysis. He is wondering if he can obtain coverage under Medicare. What should you tell him?
He may sign-up for Medicare at any time however coverage usually begins on the fourth month after dialysis treatments start.
Scenario: Tara complains that she cannot seem to get ahead financially. She believes that all expenses, such as her cell phone bill, car payment, gym membership, and subscriptions to magazines are absolutely necessary. Task: Write a paragraph below, persuading Tara to change her financial approach and explain how to do this. The paragraph should address the importance of sound financial goals, budget, and fixed as well as variable expenses.
For Tara to make progress financially, she must plan her personal budget, organizing her expenses and identifying her financial goals.
What is the personal budget?It is a simple and easy-to-do financial planning tool, where the individual organizes their expenses in a spreadsheet for better visualization, forecasting and organization of expenses, allowing planning to achieve financial balance.
Therefore, through the knowledge of your fixed and variable expenses, there is a greater possibility of balance between what you earn and what you spend, for the allocation of resources for short and long-term financial objectives and goals.
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You purchase a dishwasher for 1261 .60 plus 7% sales tax. The appliance store offers an loan that allows you to pay for the dishwasher by making 12 equal monthly payments of $123.74 What is the cost of credit, in , for this loan? Round your answer to the nearest cent.
The cost of credit for this loan is $134.97.
What is the cost of credit?The cost of credit represents the difference between the total payments made and the original mortgage value.
It is also called the finance charge.
Data and Calculations:Purchase price = $1,261.60
Sales tax = 7% or $88.31 ($1,261.60)
Monthly instalment = $123.74
Payment period = 12 months
Total payment for 12 months = $1,484.88 ($123.74 x 12)
Cost of credit = $134.97 ($1,484.88 - $1,261.60 - $88.31)
Thus, the cost of credit for this loan is $134.97.
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an example of a disincentive?
Answer:
Failing to have the incentive you once had; to take the incentive, the stimulus, the spirit from something, from someone or from oneself; discourage, discourage:
"Excessive taxes disincentive trade."
"In the face of so many problems, he became disincentived."
Hope I helped you, good studies!
Fill in the blanks in the table. Assume that the going wage for these workers is $500 per
week. If the wage is $500, how many workers would the ranch hire ?
A total of 3 worker will be hired for the ranch if the going wage for these workers is $500 per week.
What is a marginal labor?This refers to a firm increase in total production because of one additional unit of labor that is added while all other factors of production remain constant.
Given the information in the attached table, a total of 3 worker will be hired for the ranch if the going wage for these workers is $500 per week.
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Hayek believed that the economy could be hard to measure because
individuals have the power to make decisions and are unpredictable.
individuals have the power to make decisions and are predictable.
government has the power to make decisions and is unpredictable.
government has the power to make decisions and is predictable.
Answer:
a
Explanation:
Hayek believed that the economy could be hard to measure because individuals have the power to make decisions and are unpredictable. This is also known as the economic calculation problem. Thus, the correct answer is option A.
What did Hayek believe?In response, Hayek claimed that it was impossible for central planners to determine prices and quantities that would accomplish the market outcome since the required information about preferences and output could not be known in advance and could only emerge via market interaction.
Mises and Hayek contended that economic calculation is only possible with knowledge provided by market pricing, and that bureaucratic or technocratic methods of resource allocation lack mechanisms for rational resource allocation.
Therefore, individuals have the power to make decisions and are unpredictable.
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Suppose the unemployment rate was 7.4 percent, far above the full-employment threshold (= 5 percent).
a. How many jobs were lost, as a result, in a labor force of 180 million? $ million
b. If the average worker produces $97,000 of output, how much output will be lost? $ billion
c. By how much did GDP per capita decline as a result (310 million people)? $ per person
Based on the unemployment rate at the full employment rate and the current unemployment rate, the jobs lost were 4,320,000 jobs.
The output lost by the increase in unemployment is $419.04 billion.
The decline in GDP per capita would be $1,351.74 per capita.
What number of jobs were lost?This can be found as:
= (7.4% - 5%) x 180,000,000
= 4,320,000 jobs
What amount of output was lost?= Jobs lost x output per employee
= 4,320,000 x 97,000
= $419,040,000,000
= $419.04 billion
What did the GDP decline by?= Output lost / Population
= 419,040,000,000 / 310,000,000
= $1,351.74 per capita
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In your completed RACI chart how many stakeholders are accountable for the code landing page task?
Answer:
Only one individual is accountable for each deliverable/task. At least one individual is responsible for each task. (Note that some tasks may not need Consulted or Informed individuals.)
Explanation:
Each task or deliverable has a single person who is responsible for it. There is always at least one person in charge of each task.
What is RACI chart?RACI stands for responsible, accountable, consulted and informed. A RACI chart identifies which participants will be Responsible, Accountable, Consulted, or Informed for a task, milestone, or decision. Responsible, Accountable, Consulted, and Informed is the abbreviation for RACI. An organization's operations or decision-making authorities are mapped out against all the roles or individuals in a RACI chart.
To determine the roles and responsibilities of your project teams for any task, milestone, or project deliverable, create a RACI chart. You can delineate roles and clear up ambiguities by using the RACI acronym. RACI is an acronym for accountable.
Thus, Each task or deliverable has a single person who is responsible for it.
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What job can you get with Finance & Accounting Specialization?
I have a Specialization in Finance & Accounting by HARVARD BUSINESS SCHOOL ONLINE. I want to find a job, but i dont know what job can i choose.
The job that you can get with Finance & Accounting Specialization include auditing and financial analyst.
How to illustrate the information?It should be noted that someone who studies finance and accounting specialization is in charge of the accounts of the company.
In this case, the job that you can get with Finance & Accounting Specialization include auditing and financial analyst.
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A service contract for a video projection system costs $80 a year. You expect to use the system for six years. Instead of buying the service contract, what would be the future value of these annual amounts after six years if you earn 3 percent on your savings?
The future value of the annual amounts after six years, earning an annual rate of return of 3% is $517.47
What is the future value of an ordinary annuity of $80 per year for six years earning a rate of 3% annually?
Note that the $80 that would have been paid for the video projection system would be invested at the end of each year, in other words, we would invest an equal amount every year for six years, hence, the future value formula of an ordinary annuity is the most appropriate to determine the value of the savings after six years
FV=annual savings*(1+r)^N-1/r
annual savings=$80
r=rate of return=3%
N=number of annual savings for 6 years=6
FV=$80*(1+3%)^6-1/3%
FV=$80*(1.03)^6-1/0.03
FV=$80*(1.194052296529-1)/0.03
FV=$80*0.194052296529/0.03
FV=$517.47
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Lightfoot Inc., a software development firm, has stock outstanding as follows: 25,000
shares of cumulative preferred 4% stock, $20 par, and 31,000 shares of $100 par
common. During its first four years of operations, the following amounts were
distributed as dividends: first year, $7,500; second year, $12,500; third year,
$68,210; fourth year, $115,790.
Calculate the dividends per share on each class of stock for each of the four years.
Round all answers to two decimal places. If no dividends are paid in a given year,
enter "0".
Preferred stock (dividend per share)
1st year, 2nd year, 3rd year, 4th year
Common stock
1st year, 2nd year, 3rd year, 4th year
Preferred stock:
Year 1=$0.30
Year 2=$0.50
Year 3=$1.60
Year 4=$0.80
Common stock
Year 1=$0.00
Year 2=$0.00
Year 3=$0.91
Year 4=$3.09
How do we compute dividend per share?
The requirement is to compute dividend per share(total dividends divided by shares outstanding) for both preferred stocks and equity shares.
The cumulative preferred stock means that the future dividends would include dividends unpaid in the earlier years.
Annual dividend for preferred stock=number of shares*par value*dividend rate
number of shares=25,000
par value=$20
dividend rate=4%
annual dividend for preferred stock=25,000*$20*4%
annual dividend for preferred stock=$20,000
In year 1, all of the dividends,$7,500 would be paid to cumulative preferred stockholders, which leaves a balance of $12,500 to be paid in future years
In year 2, the dividend payable to cumulative preferred stocks is the arrears of $12,500 plus the $20,000 for year 2 i.e. $32,500
The fact that only $12,500 was paid means that the unpaid cumulative dividends at the end of year 2 are $20,000( i.e. $32,500-$12,500)
In year 3, the arrears of $20,000 for cumulative preferred stocks and the $20,000 dividends for the current year would be paid together since the amount of dividends declared is $68,210
equity dividends=total dividends-cumulative preferred stocks' dividends
equity dividends=$68,210-$40,000
equity dividends=$28,210
In year 4, out of the dividends of $115,790, only $20,000 is due to preferred stockholders as annual dividends as there are no arrears of dividends
Equity dividends=$115,790-$20,000
equity dividends=$95,790
Note that dividend per share is total dividends divided by shares
Preferred stock:
Year Total dividends Shares Dividend per share
1 $7,500 25000 $0.30
2 $12,500 25000 $0.50
3 $40,000 25000 $1.60
4 $20,000 25000 $0.80
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Cy Burspace first began working for Epic Electronics in the mid-1970s as a business technology specialist. Today, he is the department head for the company's information systems department. Cy is well known and respected by everyone in the company, and his coworkers recently threw a party to honor his 40th year with Epic. Cy did a lot of reminiscing at the party, telling the newer employees how things were done in the "old days," and comparing them to newer methods. "I'm still amazed at how things have changed. When I first came to Epic, we had a central computer to handle everything. It took up a whole room, but all it really did was generate financial reports for management," said Cy. "Today, employees have their own personal computer, and all are hooked up to a network. All of this connectivity has led to big improvements in our operations. For example, if a production worker wants to find out how many units of a particular component we have in inventory, or wants the name and address of a particular supplier who sells us that component, he or she can get the information in the blink of an eye. In fact, we have even given our suppliers and customers access to our network so that we can share information and provide them with better service. That change has really helped us compete against the bigger firms." "Now," Cy continued, "most of the workers in my department don't even have to be at the office to be connected. We have smartphones and laptops so we can do much of our work from home or while we are on the road." A new employee asked Cy if he was ready to retire. "No way," he said. "I'm in the middle of a major project right now. We're trying to design a single entry point for people to use when logging on to the Epic network. We want to set it up so that the log-on procedure identifies different types of users and automatically gives them access to the types of resources they need. For example, customers who logged on would be allowed to place orders, check on the status of previous orders, and interac
The set it up or the access that one can use to be able to know the log-on procedure and identifies different types of users and also automatically gives them access to the types of resources they need are:
The use of Discretionary Access Control (DAC) Rule-Based Access Control.Identity-Based Access Control.The use of a a Program where all User Accesses the System is only by an Individual Account:What is the Access Control Systems about?The use of the Discretionary Access Control (DAC) is known to be one that place some measures of control into the business owner's discretion or hand.
So, The set it up or the access that one can use to be able to know the log-on procedure and identifies different types of users and also automatically gives them access to the types of resources they need are:
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One of Christina’s colleagues works with her on developing a more standards-driven environment in her classroom. The two teachers locate a state standard relevant to Christina’s class, and the veteran teacher helps Christina “unpack” the standard as she plans her lesson. What is the first thing that Christina should do?
The first thing Cristina should do to create a more standards-oriented environment in her classroom is to create positive relationships with her students.
How to create a positive educational environment?It is necessary for the teacher to be organized according to the methodologies required by the institutional standard, as standardization generates the systematization of processes so that student learning and development occurs in a similar way, without bias, for example.
Therefore, the standardization of teaching helps in conformity, structuring and systematization, essential for the formation of relationships and educational culture favorable to social, cognitive and academic development.
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What phase of the product life cycle is the moisturizing black soap shampoo currently have
The phase of the product life cycle of the moisturizing black soap shampoo is known as the decline stage.
What is decline stage in product life cycle?Also called the final stage of the product life cycle is when a product sales are dropping because need have diminished because another product innovation has been introduced.
Therefore, the phase of the product life cycle of the moisturizing black soap shampoo is known as the decline stage.
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Your analyst team has received a request for system development that focuses on moving the current system into a new operating environment that is more flexible with regard to emerging technologies. What key source of system development requests is likely to have generated this one?
A. Managers and business units
B. Regulatory agencies
C. Formal planning groups
D. Information system managers
The key source of the development requests likely to be generated to Information system managers. Therefore the correct option is (D).
What is Information System Management?The Information system of Management refers to the management of the data, facts, figures or information of the system in the computer by the organizations.
According to the above scenario, The system development team is focusing on the adopting the operating environment system which is adopted by the Information system managers
Therefore the correct option is (D).
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Under mechanism of scientific management scientific task setting include?
Answer:
All of the above
Explanation:
Time study
Motion study
Method study
All of the above
Which of the following parts of the marketing plan details the steps a company will
take to reach the marketing objectives?
O Strategic plan
O Control tools
O Evaluation
O Implementation plan
The correct option is (d). The implementation plan is the marketing plan that details the steps a company will take to reach the marketing objectives.
Marketing plan:
An overall business plan could include a marketing plan. A well-written marketing plan must have a strong foundation in marketing strategy in order to fulfill its objectives. A marketing plan may include a list of tasks, but without a solid strategic base, it is of little service to a company.
The advertising technique a company will use to market and sell its goods or services is called a marketing plan. The target market, the best way to reach them, the price point at which the good or service should be sold, and the method by which the business will evaluate its performance will all be determined by the marketing plan.
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Is operations management relevant to nonbusiness organizations such as colleges and hospitals?
Yes, operations management relevant to nonbusiness organizations such as colleges and hospitals.
What is operations management?Operation management can be defined as the way of managing day to day business activities or operations so as to ensure smooth running.
Operations management is important or relevant to both business organization and nonbusiness organizations .
Therefore the statement is true.
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Vaughn Manufacturing began the year with retained earnings of $114000. During 2022, the company issued $84500 of common stock for cash. The company recorded revenues of $735000, expenses of $647000, and paid dividends of $36000. What was Vaughn's net income for the year 2022?
$136500
$172500
$88000
$52000
The net income for the year 2022 is: c. $88,000.
Net income for the year 2022Using this formula
Net income=Revenues - Expenses
Let plug in the formula
Net income=$735,000-$647,000
Net income=$88,000
Therefore the correct option is c.
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Current Attempt in Progress
Marin Company purchased a truck for $74,100. The company expected the truck to last four years or 100,000 miles, with an estimated
residual value of $6,600 at the end of that time. During the second year, the truck was driven 26,000 miles.
Compute the depreciation for the second year under each of the methods below.
Units-of-activity
Double-declining-balance
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The depreciation for the second year under Double-declining-balance is:$18,525.
Depreciation
First year
Year 1 depreciation=$74,100×(1/4×2)
Year 1 depreciation= 37,050
Second year
Year 2 depreciation=($74,100-$37,050)×(1/4×2)
Year 2 depreciation=$37,050×(1/4×2)
Year 2 depreciation= $18,525
Therefore the depreciation for the second year under Double-declining-balance is:$18,525.
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A truck driver is hit by a motorist who ran a stop sign and will be in the hospital for several months and does not have any savings or disability benefits. Would you resolve this through a lawsuit, mediation or arbitration? Explain why?
Which of the following is NOT a feature in the Formulas menu of the Macabacus Excel add-in? Review Later Summary Statistics Error Wrap Quick CAGR Formula Flow
The following that is NOT a feature in the Formulas menu of the Macabacus Excel add-in is Formula Flow. This is further explained below.
What is Formula Flow?Generally, The formula for the volumetric flow rate is as follows: Vf = A*v, where A is the cross-sectional area and v is the flow velocity.
In conclusion, Macabacus is an Excel add-in that has many useful features, but Formula Flow is not one of them.
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8. Suppose the total cost function is as follows: TC= x^3/3 -x^2+11x
Where TC = total cost; x = output (in 1,000 units)
What output would make the average total cost a minimum?
At 1.5 the average total cost is a minimum and the total cost will be 10.25 where the TC = total cost; x = output (in 1,000 units)
What are maxima and minima?Maxima and minima of a function are the extremes within the range, in other words, the maximum value of a function at a certain point is called maxima and the minimum value of a function at a certain point is called minima.
We have a total cost function:
TC = x³/3 - x² + 11x
Average total cost:
[tex]\rm F\left(x\right)=\dfrac{\left(\dfrac{x}{3}^3-\:x^2\:+\:11x\right)}{x}[/tex]
Differentiating with respect to x and equating to x
d(F(x))/dx = 0
We will get:
x = 1.5
F'(1.5) > 0
At 1.5 the average total cost is a minimum.
Thus, at 1.5 the average total cost is a minimum and the total cost will be 10.25 where the TC = total cost; x = output (in 1,000 units)
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E
Which is considered an administrative penalty that may be imposed by the ABC for violations?
O a. jail time
O b. restitution to victims
O c. imposition of license conditions
O d. community service
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Answer:
c is correct on
Explanation:
Option C. imposition of license conditions. is considered an administrative penalty that may be imposed by the ABC for violations.
What is an ABC violation?These are the violations that have to do with the fact that alcohol is sold to people that are considered as minors in the United States.
The violations may carry punishments such as jail time or it may require hours of community service.
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Which of the statements is true concerning a designated agency?
Answer:
Neither the broker nor a broker's agent act as a dual agent.
Explanation:
Seamus McIntyre started saving for retirement today by investing $624 in an account earning 4.20%. He plans to continue with monthly contributions of the same amount for 24 years. The present value of his investment is:
The present value of his investment is $113501.94.
What is investment?
An investment is a valuable item bought with the intention of increasing one's wealth. While stocks, bonds, and real estate are frequently included when discussing investments.
Present Value of an Annuity Due is equal to C + C*[1-(1+i)^-(n-1)]/i]
C = Periodic Cash Flow ($624)
i = interest rate per period =4.2%/12 =0.35%
n=number of period=24×12 =288
= $624+624[1-(1+0.0035)^-(288-1) /0.0035]
= $624+624[1-(1.0035)^-287 /0.0035]
= $624+624[(0.6331)] /0.0035
= $113501.94
As a result, $113501.94 is the correct answer.
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You have learned concepts: 1) Histogram, 2) Pareto Analysis, 3) Cause and Effect Diagram and 4) Control Impact Matrix from watching the video. Explain how you can apply concepts 1, 2, 3, and 4 by using a real-world example (it can be a problem that you have, had encountered, or make up a scenario.). Save your work in a pdf file. Click on the assignment link below to upload your work via attachment (zero points for non-pdf file). Assignment worth 20 pt. Due: by the posted deadline per course calendar.
An example of real-world cases where Histogram, Pareto Analysis and others mentioned tools in the question can be used is A Report from Microsoft which states that " that of 80% Crashes that occurs in Windows is due to the 0.4 part of the detected bugs in the whole system .
What are the usefulness of the tools like Histogram, Pareto Analysis?Pareto analysis serves as one that stand on the premised that to achieve the benefit worth 80% of a project, one would need to do at least the 20% of the work.
Histogram on the other hand is a graphing tool which is s tool like impact matrix and can be used to give the summary of a data.
Hence, with the above tools , some of real word problems can be analyzed.
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If the owner contributes $44,900 and the owner withdraws $4,200, how much is net income (loss)?
The net income (loss) is -$12,300 based on the amount the owner contributed and then withdrew. Businesses would effectively report a negative net profit as a net loss on the income statement.
Calculate the Net Income Loss:
First, find the value of ending equity:
= Ending assets - liabilities
[tex]=62000-28000\\\\=34000[/tex]
Then find the beginning equity:
[tex]=25000-19000\\\\=6000[/tex]
The net income(loss) is:
= Equity - Owner's contribution + Withdrawals - Beginning Equity
[tex]=34000-44500+4200-6000\\\\=\ 12300[/tex]
When all costs—including taxes, fees, interest, and depreciation—exceed earnings for a specific time period, the result is a net loss. A net profit, usually referred to as after-tax income or net income, can be contrasted with a net loss.
A net loss can result from a variety of circumstances, including weak sales, fierce competition, ineffective marketing efforts, and higher cost of goods sold (COGS).
Therefore, the net loss is -$12,300.
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Which of the following is the correct definition for free cash flows to the firm?
The correct definition for free cash flows to the firm is D. EBITX (1-Tax) + Depreciation - Changes in working capital - Capital Expenditure.
What is free cash flow?Free cash flow (FCF) is the cash a company has after all the cash outflows for its operations and capital assets maintenance.
This implies that free cash flow is the available cash that a company has after making payments for its operating expenses and capital expenditures (Capital Expenditure).
A. EBITDAX (1-Tax) + Depreciation - Changes in working capital + Capital Expenditure
B. EBITDAX (1-Tax) - Depreciation - Changes in working capital - Capital Expenditure
C. EBITX (1-Tax) - Depreciation - Changes in working capital + Capital Expenditure
D. EBITX (1-Tax) + Depreciation - Changes in working capital - Capital Expenditure
Thus, the correct definition for free cash flows to the firm is Option D.
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A company's marketing mechanism is deemed successful only if
A company's marketing mechanism is deemed successful only if it attracts new customers and gets positive responses. An essential component of business operations is marketing research.
It can assist businesses in making decisions on what things to create, how to price their goods, and the best marketing strategies.
However, it can take a lot of time and effort to perform marketing research. A methodical approach to information collection, analysis, and reporting that supports firms in their marketing decisions is known as marketing research.
Identification and comprehension of client requirements and preferences are the goals of marketing research, which enables businesses to develop goods and services that meet those needs and preferences. Typically, marketing research entails surveys, focus groups, interviews, or customer observation.
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When making sell or process decisions, management should consider: (Check all that apply.)
Multiple select question.
existing sales.
incremental costs of processing further.
revenue from selling as is.
revenue from selling after further processing.
costs already incurred in producing partially completed products.
When making sell or process decisions, management should consider:
Revenue from selling after further processing Revenue from selling as is.What is process decisions?process decisions serves as the decisions that is been made by the management so as to achieve the goal of making more profit.
In this case, When making sell or process decisions, management should consider Revenue from selling after further processing to make decisions.
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Answer:
both revenue options and incremental
Explanation: