It should be emphasized that a person's credit report is significant because it demonstrates their responsibility for repaying obligations.
A credit report is basically a thorough written account of a person's credit history. You can gain a better understanding of your current credit condition by checking your credit history and credit scores.
Checking your credit reports frequently might help you become more aware of what potential lenders might see. You can also find any erroneous or incomplete information by checking your credit reports.
I'll ask my pal to quickly check their credit report. The credit history of banks, credit card firms, etc. is displayed in the credit report. He should also pay attention to the account history section, which displays the balances, account status, and payment history.
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What is your opinion about bankers getting the largest bonuses during the recession! Is this capitalism? Explain! Some institutions too big to fail?????? or what!!!!!! Main Street suffers, Wall Street ????????
(One paragraph answer)
The bankers received the largest bonuses due to the fact that they may have made abnormal profit through the people and the businesses.
Yes I would say that this is capitalism. A wrong policy or issues in an economy could lead to the failure of institutions. No institution is too big to fail.
What is capitalism?An economic system based on private ownership of the means of production and their use for profit is known as capitalism. Capital accumulation, competitive markets, the pricing system, private property, the recognition of property rights, voluntary exchange, and wage labor are key aspects of capitalism.
Banks typically generate income by borrowing funds from depositors and paying them back at a predetermined interest rate. By charging the borrowers a higher interest rate and making money off the interest rate spread, the banks will lend the money to borrowers.
Any institution can fail. The right policy and management is what keeps institutions running in the long run.
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Income earned
Customer satisfaction
8. You expect that a project will bring in $25,000 USD in revenue per year. You estimate it will cost $12,000 up front.
You also estimate costs of $200 per month for the first 12 months, which equals $2,400 per year. Using the formula
(G-C) + C = ROI, how would you calculate the project's return on investment (ROI) after the first 12 months?
Estimated Gross Revenue = $25,000 USD
Estimated Upfront cost = $12,000 USD
Estimated monthly cost = $2,400 USD
Total cost = $14,400 USD
Therefore,
ROI = ( G - C )/C
= ( $25,000 - $14,400 )/$14,400
= 0.736 * 100%
= 74%
ROI or Return On Investment is a instrument to measure the percentage of return on every $ investment made. A high ROI means that the return on investment is favorable compared to it's cost and it is highly advisable to investors to invest in a company with high ROI.
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Write a proposal on why your business should implement a recycling program. (will give brainliest)
Main points:
Background on Recycling Cost of Recycling Program Pros and Cons of Recycling Program Ways to Implement Recycling Program Recommendations Executive Summary Work Cited Page
Recycling is crucial for businesses for a variety of reasons, one of which is that it's an easy method to cut costs and boost profits. Recycling programs can reduce costs and, even better, free up money for other environmentally friendly projects.
Why recycling is important?Businesses gain from recycling by having lower prices for raw materials, increasing profitability, and lowering their carbon footprint. Recycling can also contribute to the development of a strong workplace culture, which attracts top talent. These are just a few advantages that recycling can provide to a company.
Recycling has advantages for practically every part of your organization in addition to those already stated. For more information on how a tailored recycling solution may benefit your business, our economy, and the environment as a whole, keep reading.
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Which of the following represents the amount of revenue generated by a business?
A Sales figures
B Costs of goods sold
C Gross profit
D Net income
The answer is option. [A]. Sales figures, What you're genuinely selling will be revealed by your sales data. certain goods or services are in demand and which are not.
What is sales figure:
It is impossible to overstate the significance of sales reports. They assist managers in keeping tabs on the work of their sales team, developing successful sales tactics, selecting a method for sales forecasting, and, most crucially, preserving or shortening the sales cycle.
Sales reports are essential to every organization because of this. They assist you in making wise business decisions and enhancing your sales strategy by providing you with a clear image of what's working and what isn't. The development of consumer loyalty and trust in businesses is significantly influenced by sales. The key factors that influence a customer's decision to refer your business to a friend or family member or to leave a positive online review of your goods or services are trust and loyalty.
Because it enables you to stop future losses and motivates you to make wise profits, sales tracking is crucial. By being aware of the numbers, you may make wise decisions based on the data you can already see, which will make you a more effective and astute leader.
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How does fiscal policy affect the budget deficit?
Answer: An expansionary fiscal policy leads to higher budget deficits while a contractionary policy reduces deficits.
Explanation:
Fiscal policy refers to the use of the government budget to affect the economy.
The policy is said to be expansionary when the government spends more on budget items such as infrastructure or when taxes are lowered. Such policies are typically used to boost productivity and the economy. Conversely, the policy is contractionary when government spending decreases or taxes rise. Contractionary policies might be used to combat rising inflation.
Generally, expansionary policy leads to higher budget deficits, and contractionary policy reduces deficits.
A deficit can be reduced by using fiscal policy to encourage economic expansion in order to raise tax income and cut spending.
What is fiscal policy?A fiscal policy is one in which the government use taxation, public expenditure, and public borrowing as tools to accomplish specific economic policy goals. In a nutshell, it is the practise of using taxes and expenditure by the government to generate sustainable growth.Budget deficits increase when fiscal policy is expansionary, while deficits decrease when fiscal policy is contractionary. The use of the government budget to influence the economy is referred to as fiscal policy.When the government spends more on budget items like infrastructure or when taxes are decreased, the policy is said to be expansionary. Such measures are frequently employed to strengthen the economy and productivity. In contrast, the policy is contractionary when spending by the government falls or when taxes rise. Inflation may be fought through contractionary policies.To learn more about fiscal policy refer to:
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Is it possible to put money into circulation less than the value of the economy's goods and services because money has a high value? true or false, explain why.
The statement that it is possible to put money into circulation less than the value of the economy's goods and services because money has a high value is True because the higher currency would reduce prices.
What happens when there is little money in circulation?It is possible that the amount of money in circulation is less than the value of the goods and services in a country and when that happens, the result would be that the value of the currency would have a high value.
As a result, less currency would be needed for buying goods and services which means that prices would decrease as a result. This is therefore sometimes done by the government to combat inflation.
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Employees are often
more motivated
promoted
O less motivated
demoted
when they know that they will receive pay raised.
Answer:
More motivated
Explanation:
Salary raise is a way of motivation to workers.
You just purchased some Treasury bonds that were quoted at 101:12. What is the market price of your bonds if you purchased $900 in terms of face value?
Market price = $
$220,000 worth of Treasury bonds has a bid price quote of 109:17 and an asked quote of 109:18. In dollars, what is the value of the bid-ask spread on this bond?
Responses
$687.50
$22.00
$68.75
$220.00
1. The market price of your bonds if you purchased $900 in terms of face value is $910.08.
2. In dollars, the value of the bid-ask spread on this bond is B. $22.00.
What is the bid-ask spread?The bid-ask spread is the percentage difference between the bid price and the ask price of a security.
The ask price is the lowest price the security seller will be willing to sell. On the other hand, the bid price is the highest price that the buyer is willing to buy the security.
Face value of bonds = $900
Quoted rate = 101.12
Market price = $910.08 ($900 x 1.0112)
The worth of Treasury bonds = $220,000
Bid price quote = 109:17
Asked quote = 109:18
Bid-ask spread = 0:01% (109:18 - 109:17)
Value of the bid-ask spread = $22.00 ($220,000 x 0.01%)
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I have a project to boost a bank's return on assets in Japan with a sustainability goal, so my plan is to develop a child care plan (to boost the population in Japan). My idea is to make it easier for people who have children or families that want to have children to get a loan for child care (daily necessities, etc.) with a long-term payment (10 years?). But what I'm asking is, "How can we make sure that the client pays their long-term loans?" Are there any strategies? And how can I increase the ROA of the bank by doing this?
To make sure th-at the client pays their long-term loans by mak-ing Equated Monthly Installments (EMIs) over an ag-reed period of time with the bank. The install-ments are made up of two ele-ments – principal amount and the interest.
A long-term loan is a lo-an from a bank for a spe-cific amount that has a specified re-payment schedule and a fixed or floating inter-est rate.
Return on Asset (ROA)- After TaxReturn on Assets (ROA) is a profit-ability ratio which indi-cates the net profit (net income) gener-ated on total assets. It is compu-ted by dividing net income by ave-rage total assets. Formula- (Profit after tax/Av. Total assets)*100.
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the quality of information obtained from a request letter depends on the clarity of the inquiry. what techniques can you use to make your request clear? check all that apply.
These things are important because they ensure that the request that you sent to the recipient can be fulfilled according to your needs. Using the recipient’s first name is not one of the mechanisms you should use to clarify your request, although it might help to imply a degree of familiarity with the recipient, which might make them more inclined to fulfill your request.
Why is clear communication crucial in providing excellent customer service?
Establishing trust with customers and clearly articulating needs, expectations, and any obstacles are made possible by effective communication. By speaking more clearly, you may strengthen your relationships with customers and even generate more leads for your company.
Be precise, short, and to the point.
Avoid straying from your primary points in request letters to avoid confusing your reader. Long, dense sentences and paragraphs should be avoided as they are daunting and difficult to understand.
In request letters, stay on topic and don't digress from your main points to avoid confounding the reader. Avoid using lengthy, complex sentences and paragraphs since they are intimidating and challenging to understand.
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on receiving a client bank cutoff statement, an auditor most likely would trace:_____.
a. Prior-year checks listed in the cutoff statement to the year-end outstanding checklist.
b. Deposits recorded in the cash receipts journal after year-end to the cutoff statement.
c. Checks dated after year-end listed in the cutoff statement to the year-end outstanding checklist.
d. Deposits in transit listed in the cutoff statement to the year-end bank reconciliation.
On receiving a client bank cutoff statement, an auditor most likely would trace Prior-year checks listed in the cutoff statement to the year-end outstanding checklist.
An auditor is a person who has the authority to check and verify the accuracy of financial records and ensure that a business complies with tax laws.
A chartered accountant is a person or company hired by a company to conduct an audit. To act as an auditor, you must be licensed by accounting and auditing regulators or have specific qualifications. The auditor is responsible for planning and performing the audit to obtain reasonable assurance that the financial statements are free of material misstatement.Learn more about auditor here: https://brainly.com/question/24317218
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Match the examples with the appropriate characteristic of a successful entrepreneur. There are more terms than examples. Each term will only be used once.
Entrepreneurship is essentially the act of creating, setting up, and managing a new business in order to make money while taking on financial risk.
Option 1 - Highly energetic
Option 2 - Self nurturing
Option 3- Tolerant of uncertainty
Option 4- Self directed
Option 5 - Action oriented
Entrepreneurs with lots of energy are top performers. Even while working 18 hours a day is challenging, extremely motivated individuals can manage it. As a result, the extremely energectic characteristic is used in the first case.
When entrepreneurs renew their own joy and energies in growing their firm, they are self-nurturing or fostering self-development. Therefore, the second scenario fits the trait of self-nurturing.
Successful entrepreneurs don't worry about failing. Success is built upon failure. An entrepreneur should be mindful of many uncertainties while starting a business. The third illustration fits the trait of being tolerant of ambiguity.
Being their own boss means being self-driven. Entrepreneurs should develop their own self-awareness and self-control. The self-directed example is the fourth.
The fifth example is appropriate for action-oreinted. When we are able to act, we can make our dreams come true.
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Nicky Ackerley (2014) of Veterinary Nursing Journal says this about posting on social media An employee should be aware that he or she loses the right to privacy once their comments are placed in a public forum and they should be mindful of their action. Do you agree or disagree with this and why?
Yes, I do agree with Nicky Ackerley on the fact that An employee should be aware that he or she loses the right to privacy once their comments are placed in a public forum and they should be mindful of their action.
The reason i agree with her is that every individual has a digital footprint and what ever you write or post on social media whether good or bad can be used against you and as such one need to be mindful of what they post online.
What is the issue of employee privacy about?Employee privacy is a problem that can occur in a variety of circumstances. For instance, in order to assess employee performance and customer service, businesses may want to listen in on telephone calls between staff members and consumers.
Note that Employers may decide to monitor email for what they deem to be legitimate business needs. Employers may decide to administer drug testing to their staff members or search their lockers for contraband narcotics.
Hence, Data left behind by users after they utilize the internet is known as a digital footprint. Digital footprints come in two flavors: passive and active. When data is taken from a user without that person's knowledge, a passive footprint is created.
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Read this outline for an argumentative essay about the free enterprise system.
1. The free enterprise system is helpful because it allows for freedom.
A. The free enterprise system is the best economic system because it
allows individuals to make their own economic decisions.
2. The choices of producers and consumers rule the free enterprise system.
A. Individuals have the freedom to become entrepreneurs.
By encouraging business owners to launch new ventures, free enterprise fosters economic growth. The competition that results from multiple businesses selling the same or comparable goods and services is good for the consumer.
What is the argumentative about free enterprise system?In free-enterprise economies, goods and services are produced in response to market demand and are sold openly.
The independence from restriction enjoyed by people and enterprises is known as free enterprise.
Therefore, No one is compelled to work with those they think are best for them in this system.
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Answer:
A. claim
Explanation:
Prompt: In an essay, you will choose an entrepreneur and argue whether the free enterprise system was necessary for that individual to make an impact on the business world.
PLEASE ANSWER ASAP. I am writing my essay about Rihanna. If anyone could help me, I would appreciate it. Due in 1 week.
A free enterprise system was necessary because it allows people to do what they do best while trading for the rest, of free enterprise, works. Competition is a driving force behind the free enterprise, resulting in increased efficiency and lower consumer prices.
What is the advantage of free enterprises?The benefits of the US Free Enterprise System to producers and consumers include the freedom to own private property, producers producing at their own profit, consumers and producers having control over themselves, increased efficiency, and adequate use of available resources.
A free enterprise system allows individuals to make their own economic decisions without being constrained by the government. It enables consumer supply and demand to determine the success or failure of an economic venture.
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In 2021, Maria who is 66, had adjusted gross income of $32,000, paid the following medical expenses:
If Maria who is 66, had adjusted gross income of $32,000.The amount deducted as medical expenses is B. $2,400.
How to find the amount deducted as medical expenses?First step is to calculate the total expenses
Total expenses = Prescription medicines + Dentist and doctor expenses + Health insurance premiums + Two pair of eyeglasses
Total expenses =$875+ $1350 + $700+ $185
Total expense = $3,110
Now let calculate the amount deducted as medical expenses
Medical dues limit is : 7.5% of Adjusted gross income (AGI)
Amount deducted as medical expenses = 32,000 x 7.5%
Amount deducted as medical expenses = $2,400
Therefore the correct option is B.
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The complete question is:
in 2021, Maria who is 66, had adjusted gross income of $32,000, paid the following medical expenses. Prescription medicines $ 875 Dentist and doctor expenses 1,350 Health insurance premiums $700 Two pair of eyeglasses 185 What amount can Maria deduct as medical expenses (after the adjusted gross income limitation) in calculating her itemized deductions for 202q
Multiple Choice
$3110
$2400
$710
$0
The following table shows the production within a very small country’s economy in two consecutive years. What was the real GDP of 2017?
Year Item Quantity Produced Price Per Unit
2017 Oranges 1000 pounds $1.00
2017 Haircuts 2000 haircuts $5.00
2018 Oranges 1500 pounds $1.50
2018 Haircuts 3000 haircuts $7.50
Real GDP in 2017 is $16500
Expenditure in base 2017 =
price Quantity Expenditure
Oranges= $1 1000 1000
Haircut $5 2000 10000
Total 11000
Expenditure in 2018
price Quantity Expenditure Real GDP
Oranges $1.5 1500 2250 1500
haircut $7.5 3000 22500 15000
Total 24750 16500
Nominal GDP: the value of final goods and services at current prices ( Price in current year x quantity in current year)
Real GDP: The value of final goods and services at base year prices. (Price in base year x quantity in currently year)
Real GDP in 2018 with 2017 as base year is $16,500.
Nominal GDP- GDP in nominal terms is GDP expressed in current prices, without inflation adjustment. GDP is estimated at current prices by expressing the values of all goods and services produced during the current reporting period.
Real GDP- Real GDP is a macroeconomic measure of the value of economic output after adjusting for price changes. This adjustment converts nominal GDP, a money-value measure, into an index of total output quantity.
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Determine and explain what leadership styles you would use based on
Hersey Blanchard Situational Leadership Model S1, S2, S3, S4 to lead/manage someone
who works at a McDonalds and someone who works as a Dean at an University?
In situation 1 to lead or manage someone working in McDonalds we would you the Telling style leadership given by Henry Blanchard, which is a situation where the leader gives clear directions to the worker and supervise the work closely. It is a high task and low relationship style leadership.
In situation 2 to lead or manage someone who works as dean at a university we would apply the Delegating style, which is a situation where the leader allows the group or people under him/her to take responsibility for the task actions. It is a low task and low relationship style.
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who is backing your money when you purchase a savings bond.
Answer:
the U.S. Treasury
Explanation:
a juice company reports these data: selling price per unit-$7, variable cost per unit-$3, number of units solds-70000, net income-$60000. what is break even point in units
The break - even point in units, given the selling price per unit and the variable costs is 55, 000 units
How to find the break - even point?To find the breakeven point, you first need to find the fixed costs to the Juice company for producing the units.
The fixed costs can be found by:
= Contribution margin x Number of units sold - Net income
Contribution margin is:
= Selling price - Variable cost
= 7 - 3
= $4 per unit
Fixed costs are:
= (4 x 70, 000) - 60, 000
= $280, 000 - 60, 000
= $220,000
The breakeven point in units is:
= Fixed costs / Contribution margin
= 220, 000 / 4
= 55, 000 units
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If the number of units solds-70000, net income-$60000. The break even point in units is 55,000.
How to find the break even points in units?First step is to find the fixed cost
Fixed cost = [ (Selling Price - Variable Cost) × Number of units sold] -Net income
Fixed cost = [($7 - $3) × 70,000] - $60,000
Fixed cost = ($4 × 70,000) - $60,000
Fixed cost = $280,000 -$60,000
Fixed cost = $220,000
Now let find the Break-Even point (units)
Break-Even point (units) = Fixed Costs ÷ (Sales price per unit – Variable costs per unit)
Break-Even point (units) = $220,000 ÷ ($7 -$3)
Break-Even point (units) = $220,000 ÷ $4
Break-Even point (units) = 55,000 units
Therefore the Break-Even point (units) is 55,000 units.
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In September Manson Paint Corporation began operations in a state that requires new employers of one or more individuals to pay a state unemployment tax of 3.5% of the
first $7,000 of wages paid each employee.
An analysis of the company's payroll for the year shows total wages paid of $177,610. The salaries of the president and the vice president of the company were $20,000 and
$15,000, respectively, for the four-month period, but there were no other employees who received wages in excess of $7,000 for the four months. Included in the total wages
were $900 paid to a director who only attended director meetings during the year, $6,300 paid to the factory superintendent, and $2,000 in employee contributions to a
cafeteria plan made on a pretax basis-for both federal and state.
In addition to the total wages of $177,610, a payment of $2,430 was made to Andersen Accounting Company for an audit it performed on the company's books in December.
Compute the following; round your answers to the nearest cent.
a. Net FUTA tax
b. SUTA tax
Answer:
A. 1.7869 (not rounded)
B. 7.89
Explanation:
The position of the long-run aggregate supply (lras) curve is determined by _________
The amount of capital, the availability of technology, and the number of laborers all affect where the long-run aggregate supply (lras) curve is located.
Long-run the total amount of production in an economy when all of its resources are being used is referred to as long-run aggregate supply.
In order to undertake macroeconomic analysis, economists must take into account both the short run and the long run. Some production costs and output prices are fixed in the short run. On the other hand, all production costs as well as output prices are adjustable over the long run.
The link between the overall price level and real GDP is depicted graphically by the aggregate supply curve. In the long run, all production costs and output prices are flexible, therefore the aggregate supply curve is essentially the supply curve for that time period.
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4. Choose the best answer.
Which statistic about each school is NOT provided by the Common Data Set?
O the average debt incurred through student loans
O housing and meal plan options
O the tuition rate and test scores
O the average starting salary
the average debt incurred through student loans statistic about each school is NOT provided by the Common Data Set.
What is common data set?it is a collaborative effort among data providers in the higher education community and publishers as represented by the College Board, Peterson's, and U.S. News & World Report. The combined goal of this collaboration is to improve the quality and accuracy of information provided to all involved in a student's transition into higher education, as well as to reduce the reporting burden on data providers.It is the development of clear, standard data items and definitions in order to determine a specific cohort relevant to each item.Data items and definitions used by the U.S. Department of Education in its higher education surveys often serve as a guide in the continued development of the CDS.Common Data Set items undergo broad review by the CDS Advisory Board as well as by data providers representing secondary schools and two- and four-year colleges. Feedback from users of CDS is also considered in the annual review process.thus, the average debt incurred through student loans statistic about each school is NOT provided by the Common Data Set.
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Question 2 (1 point)
The problem-solving process begins with
establishment of alternatives
isolation of the cause
identification of the difficulty
clarification of the situation
Answer:
don't know ..........................
Erika noticed that she will end up paying more for the total cost of her loan because her interest rate was high and she chose a loan period of six years as opposed to five years. This is an example of ?
A) how finance charges and loan repayment periods affect the total cost of the loan
B) how finance charges affect the sponthly loan payment
C)how the principal affects the total cost of the loan
D)how your debt-to-income ratio can affect the total cost of a loan
Answer:How finance changes and loan repayment period ms affect the total cost of loan
Explanation:
Is there a need to regulate Business Activities?
The spot price of an asset is Rs. 400. Futures price is 250. Interest rate is 10% per annum. Time is 4 years. How much you should you invest today so that you earn a profit on the same day and your position in futures market is also covered after 4 years automatically?
The present value of the investment is $5846.40
How to find the present value of the annuity?The future value of an annuity is the value of a group of recurring payments at a certain date in the future, assuming a particular rate of return.
We are to find the future value of the annuity using the figures as given, we are to find the future value of the investment
The future value P is:
P= pmt*(1+r)^(n - 1 /r)
where
p=future value
pmt=dollar amount
R=Interest rate or discount
n=number of periods in which payment will be made=400(1+0.1)*4 _1/0.1
Evaluate this means that the present value is $5846.4
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What is not a factor of determining your auto insurance premium?
Responses
credit rating
safety features
location of where you live and work
none of the above
Answer:
none of the above
Explanation:
i took the test
Answer:
location of where you live and work
Explanation:
explain the types of feedback and steps
Answer:
Explanation:
There are four types of constructive feedback: Negative feedback – corrective comments about past behaviour. Focuses on behaviour that wasn't successful and shouldn't be repeated. Positive feedback – affirming comments about past behaviour.
(A) Convert this table to a probability table by dividing each
entry by 1,000.
(B) What is the probability of an employee voting to strike?
Of voting to strike given that the person is paid hourly?
(C) What is the probability of an employee being on salary
(S)? Of being on salary given that he or she voted in
favor of striking?
Answer:
the awnser is a
Explanation: